diforgi 



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N. Y, Stock Exchange 




Class __ifiA35_ 

Book JliAS 

Copyright )^"_ 



COHfRIGHT DEPOSIT. 



Matrk^r^ 



0nTpait|. 



Mutual Life Building 
59 Cedar Street 



Conduct a General Banking Business. 
Deal in Government and Municipal 
Bonds and Other Investment Securities. 
Buy and Sell Bonds and Stocks on 
Commission, and Transact all Business 
Consistent with Conservative Banking 



INTEREST ALLOWED ON DEPOSITS 



COMPARATIVE STATEMENTS 

OF 

TRUST COMPANIES 

IN THE 

STATE OF NEW YORK 



Compiled From Annual Reports of the Superintendent of Banks 

1894 TO 1904 

(as of December 3 ist in each year) 



published by 



(|p0rgp |3.|flung ^ ([l0m|iatt|. 



MUTUAL LIFE BUILDING 



59 Cedar Street, New York 



COMPILED BY 

The Audit Company of New York 
43 Cedar Street 



^^.t^'' 



/ 



LIBRARY of CONGRESS 
Two Copies Received 

DEC 7 1905 

Cooyrlaht Entry 

/l^Ss' Ct XXc, NO. 

gbPY B. 



Copyright, 1905, by 
George W. Young & Company. 




ANNOUNCEMENT 



The growth and prosperity of trust companies everywhere, 
partictilarly as regards New York State, have been frequently 
commented upon, but such detailed contrasts as appear in the 
following pages have not, however, been accessible. 

The companies are arranged in the order of 

Borough of Manhattan 

Borough of Brooklyn 

Borough of Queens 
Other Cities and Towns in New York State. 

Under the name of each Company appear Resources, Liabil- 
ities, Income, and certain other statistical accounts and facts as of 
December 31st in each of the years from 1894 to 1904 inclusive. 

The various items are according to the statements returned 
annually by the trust companies in their reports to the New York 
State Banking Department. In our presentation of this information, 
we have added to the banking department statistics, the computations 
of increases or decreases, with some amplification of official lists 
of names, which features, it is believed, will be of interest and 
value, the whole being submitted with the compliments of the 
Publishers, 

(ipargp|B.|aung& ([l0nipan|. 

October 2, 1905. 



INTRODUCTION 



On December 31, 1894, thirty-eight trust companies reported to the 
New York State Superintendent of Banks aggregate Resources amounting 
to $365,419,729.33. Upon the same date, ten years later, eighty-one trust 
companies reported $1,364,016,015.92 of Resources, an increase of nearly 275 
per cent, and of approximately one billion dollars. 

The details of this remarkable growth throughout the trust companies 
of the State, considered as a whole, are set forth in the subjoined tabulation: 



TOTAL RESOURCES OF ALL COMPANIES BY YEARS 
(As summarized annually by the Superintendent of Banks.) 



Dec. 31st 


Number of 
Companies 


Total Resources 


Compared with Pre- 
vious Year. 
Increase or Decrease 


Percentage of 

Increase or 

Decrease for 

Year 


Percentage of 
Increase since 
Dec. 31, 1894 


i8od. 


38 
38 
39 
43 
49 
59 
57 
62 

77 
81 
81 


$■^6 C AI Q 7 20 , 1 '2 








1895. 
1896. 
1897. 
1898. 
1899. 
1900. 
1901 . 
1902. 
1903. 
1904. 




392,630,045 
396,742,947 

483.739.925 

579,205,442 

672,190,671 

797,983,512 

969,403,911 

1,039,956,625 

1,039,734,828 

1,364,016,015 


65 
71 

59 
47 
77 
84 
40 
18 

51 
92 


$27,210,316 .32 

4,112,902 .06 

86,996,977.88 

95.465.516.88 

92,985,229.30 

125,792,841.07 

171,420,398,56 

70,552,713.78 

* 221,796.67 

324,281,187 .41 


7-45 

I. OS 

21.93 

19-73 
16.05 
18.71 
21.48 
7.28 
* .02 
31-19 


7-45 

8-57 

32-38 

58.50 

83-95 
118.37 
165.29 
184.59 

184-53 
273.27 



* Decrease. 



The body of the text contains only companies engaged in trust com- 
pany business on December 31, 1904. Eleven companies, however, reporting 
to the State Superintendent of Banks in one or more years were either liqui- 
dated or merged into other companies. In the tabulation which follows the 
dates of these liquidations and mergers appear, together with the companies' 
total resources in the years during which they were reported. 



COMPANIES YEARS 

U. S. Transfer and Exchange Association, New York City. 

Chartered 1894. Liquidated in 1895 1894 

1894 

1895 
Delaware Loan & Trust Co., Walton, N. Y. Chartered 1894. J 1896 

Liquidated in 1900 1 1897 

I 1898 
I 1899 

Bankers' Trust Company of New York (not the present Bank- 
ers' Trust Company), New York City. Chartered 1899. 
Merged into Atlantic Trust Co. 1900 1899 



TOTAL 
RESOURCES 

$317,162.42 

376,877.68 
406,908. 12 
387,542.51 
387,816.04 

417,514-71 
350,329.23 



5.253,624-57 



COMPANIES YEARS 

International Banking & Trust Company, New York City. 
Chartered 1899 as the American Bond & Mortgage Guar- 
anty Co. Merged into the North American Trust Co. 1900 1899 



TOTAL 
RESOURCES 



3,588,032.04 



The State Trust Company, New York City. Chartered 1889. 
Merged into the Morton Trust Company, April, 1900. . . 



1894 

1895 
1896 

1897 
1898 
1899 



8,420,757.16 

8,619,767.21 

10,139,629.99 

10,336,842.21 

9,156,086.63 

17,122,411.57 



Trust Company of New York, New York City. Chartered 1900. j 1900 
Merged into the North American Trust Company 1901 . I 1901 



Manufacturers Trust Co., Brooklyn, N. Y. Chartered 1895. 
Merged into the Title Guarantee & Trust Co. 1902 



1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 



6,297,078.39 
1,026,859.50 

1,001,068.57 

3,403,515-15 
5,120,860.54 

5,875,097-10 
5,718,669.68 
7,030,784.05 
8,037,147.56 
8,719,315-49 



Atlantic Trust Company, New York City. Chartered 1887. 
Absorbed the Bankers' Trust Company of New York 
(not the present Bankers' Trust Co.) 1900. Merged into " 
Metropolitan Trust Co. 1903. . 



McVickar Realty Trust Co., New York City. Chartered 1902. 
Acquired Empire State Trust Co., February, 1904; then 
changed its name to Empire Trust Company 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 



1902 
1903 



6,982,962.43 

7,431,956-94 

6,690,288.67 

6,104,289.63 

6,782,851.53 

5,607,770.44 

11,097,014.10 

12,788,492.58 

11,334,546.50 

2,284,614.60 
2,107,967.99 



Continental Trust Company, New York City. Chartered 1890. 
Merged into the New York Security and Trust Co., 
Feb., 1904 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 
1903 



3,869, 
4,384, 
5,267, 
6,926, 

7,944, 

8,082, 

8,586, 

10,628, 

17,353. 
18,742, 



237.08 
849.93 

905-45 
884 66 

159-69 
978.03 
521.82 
126.06 

759-56 
739-16 



Eastern Trust Company, New York City. 
Liquidated July, 1904 



Chartered 1902. 



1902 
1903 



3,381,198.32 
3,274,905-21 



The facts as to these eleven companies have been summarized as a means 
of fairly contrasting by years the growth of those companies contained in the 
body of the book which have been affected by mergers. It is also desired that 
there should be no abridgement of the entire number of companies which have 
reported to the Superintendent of Banks between December 31, 1894, and 
December 31, 1904, it being a fact that the figures contained in the foregoing 
summary, taken together with the various yearly amounts shown under Re- 
sources in the body of the book, are equivalent to the amounts of annual aggre- 
gate resources ranging from $365,419,729.33 in 1894 to $1,364,016,015.92 in 
1904, as shown in the first tabulation. 



I N DEX. 



Adirondack Trust Company, The, Saratoga Springs 72 

Albany Trust Company, The, Albany 48 

American Deposit & Loan Company, Manhattan, New 

York (See Equitable Trust Co.) 10 

American Bond & Mortgage Guaranty Co., Manhattan, 

New York .' (See Introduction) 

Atlantic Trust Company, Manhattan, New York 

(See Introduction) 

Bankers' Trust Company, Manhattan, New York 1 

Bankers' Trust Company of New York, Manhattan, New 

York (See Introduction) 

Binghamton Trust Company, The, Binghamton 50 

Bowling Green Trust Company, Manhattan, New York . . 2 

Broadway Trust Company, Manhattan, New York 3 

Brooklyn Trust Company, Brooklyn, New York 38 

Buffalo Loan, Trust & Safe Deposit Company, Buffalo. . . 51 
Central Realty Bond & Tnist Company, Manhattan, 

New York 4 

Central Trust Company of New York, Manhattan, New 

York 5 

Chautauqua County Trust Company, Jamestown 57 

Chemung Canal Trust Company, Elmira 54 

Citizens' Trust Company of Utica, Utica 78 

City Trust Company of New York, Manhattan, New York 6 

Colonial Trust Company, Manhattan, New York 7 

Columbus Trust Company, The, Newbvirgh 61 

Commonwealth Trust Company, Buffalo 52 

Commonwealth Trust Company of New York, Man- 
hattan, New York 8 

Continental Trust Company, Manhattan, New York 

(See Introduction) 

County Trust Company, The, White Plains 80 

Delaware Loan & Trust Company, Walton (See Introduction) 

Eastern Trust Company, Manhattan, New York 

(See Introduction) 
Elmira Trust Company, Elmira (See Chemung Canal 

Trust Co.) 54 

Empire Trust Company, Manhattan, New York 9 

Equitable Trust Company of New York, Manhattan, 

New York 10 

Farmers' Loan & Trust Company, The, Manhattan, New 

York 11 

Fidelity Trust & Guaranty Co., Buffalo (See Fidelity 

Trust Co.) 53 

Fidelity Trust Company of Buffalo, The, Buffalo 53 

Fidelity Trust Company of Rochester, The, Rochester. . . 66 

Fifth Avenue Trust Company, Manhattan, New York. ... 12 

Flatbush Trust Company, Brooklyn, New York 39 

Franklin Trust Company, Brooklyn, New York 40 

Genesee VaUey Trust Company, Rochester 67 

Glens Falls Trust Company, Glens Falls 55 

Guaranty Trust Company of New York, Manhattan, 

New York 13 

Guardian Trust Company, Manhattan, New York 14 

Hamilton Trust Company, Brooklyn, New York 41 

Holland Trust Company, Manhattan, New York 15 

International Banking & Trust Company, Manhattan, 

New York (See Introduction) 

Italian- American Trust Company, Manhattan, New York 16 

Ithaca Trust Company, Ithaca 56 

Kings County Trust Company, Brooklyn, New York 42 

Knickerbocker Trust Company, The, Manhattan, New 

York 17 

Lincoln Trust Company, Manhattan, New York 18 

Long Island Loan & Trust Company, The, Brooklyn, 

New York 43 

Manhattan Trust Company, Manhattan, New York 19 

Manufacturers' Trust Company, Brooklyn, New York 

(See Introduction) 
McVickar Realty Trust Company, Manhattan, New York 

(See Introduction) 

Mercantile Trust Company, The, Manhattan, New York 20 

Merchants' Trust Company, Manhattan, New York 21 



Metropolitan Trust Company of the City of New York, 

Manhattan, New York 22 

Morton Trust Company, Manhattan, New York 23 

Mount Vernon Trust Company, The, Mount Vernon 60 

Mutual Alliance Trust Company of New York, The Man- 
hattan, New York 24 

Mutual Trust Company of Westchester County, Port 

Chester 64 

Nassau Trust Company of the City of Brooklyn, The, 

Brooklyn, New York 44 

New Rochelle Trust Company, New Rochelle 62 

New York Guaranty & Indemnity Company, Manhattan, 
New York (See Guaranty Trust Company, Man- 
hattan, New York) 13 

New York Life Insurance & Trust Company, Manhattan, 

New York 25 

New York Real Estate Guaranty Company, Manhattan, 

New York (See Colonial Trust Company) 7 

New York Realty Bond Exchange & Trust Company, 
Manhattan, New York (See Central Realty Bond & 

Trust Company) 4 

New York Security & Trust Company, Manhattan, New 

York 26 

Niagara Falls Trust Company, Niagara Falls 63 

North American Trust Company, Manhattan, New York 27 
Orange County Trust & Safe Deposit Company, Middle- 
town 59 

People's Trust Company, The, Brooklyn, New York 45 

Poughkeepsie Trust Company, Poughkeepsie 65 

Produce Exchange Trust Company, Manhattan, New 

York (See Bowling Green Trust Company) 2 

Queens County Trust Company, Jamaica, Borough of 

Queens, New York 47 

Real Estate Trust Company of New York, Manhattan, 

New York 28 

Rochester Trust & Safe Deposit Company, Rochester. . . 68 

Salamanca Trust Company, Salamanca 71 

Schenectady Trust Company, The, Schenectady . . .- 73 

Security Trust Company of Rochester, Rochester 69 

Security Trust Company of Troy, The, Troy 76 

Standard Trust Company of New York, The, Manhattan, 

New York 29 

State Trust Company of New York, The, Manhattan, 

New York (See Introduction) 

Syracuse Trust Company, The, Syracuse 74 

Title Guarantee & Trust Company, Manhattan, New York 30 

Troy Trvist Company, The, Troy 77 

Trust & Deposit Company of Onondaga, Syracuse 75 

Trust Company of America, The, Manhattan, New York 31 
Trust Company of New York, Manhattan, New York 

(See Introduction) 
Trust Company of the Republic, Manhattan, New York 

(See Commonwealth Trust Company of New York) 8 

Union Trust Company of Albany, The, Albany 49 

Union Trust Company of Jamestown, Jamestown 58 

Union Trust Company of New York, Manhattan, New 

York 32 

Union Trust Company of Rochester, Rochester 70 

United States Mortgage Company, Manhattan, New 

York (See U. S. Mortgage & Trust Company) 33 

United States Mortgage & Trust Company, Manhattan, 

New York 33 

United States Transfer & Exchange Association, Man- 
hattan, New York (See Introduction) 

United States Trust Company of New York, Manhattan, 

New York 34 

Utica Trust & Deposit Company, Utica 79 

Van Norden Tn.ist Company, Manhattan, New York 35 

Washington Trust Company of the City of New York, 

The, Manhattan. New York 36 

Westchester Trust Company, Yonkers 81 

Williamsburgh Trust Company, Brooklyn, New York .... 46 
Windsor Trust Company, Manhattan, New York 37 



S^orgp |l.|oung $c (Unmiiattg, 




MXIMBERS N. X. STOCK EXCHANGE 
HCanUAJL. LXFE BXTILDINGr, 59 CEDAR STREET, NEW 'yORK 



INVESTMENT BONDS 



INVESTMENT STOCKS 



■WE BUY AND SEI^L SECtTRITJES FOR CASH ONLY AND ARE THEREFORE..I»REI»ARBD 
TO GIVE PARTICULAR CARE AND ATTENTION TO THE ORDERS OE NATIONAL AND 
STATE BANKS, SAVINGS BANKS, TRUST CO>IPANIES AND OTHER INVESTORS. 

"WE INVITE YOUR BUSINESS. 



NEW YORK 
BOROUGH OF MANHATTAN 



BANKERS 

CHARTERED 1903 



RESOURCES 



End 
of 


Bonds and 
mortgages 


Stock and bond 
investments 


Amount loaned on 
collaterals 


Other loans, 

including bills 

purchased 


Overdrafts 


Due from banks, 

bankers and 

brokers 


1894 

1895 
1896 
1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 



































































, . f , 

1 






























, 




$4,003,129 . 22 
5.564.334-57 


$4,249,017.83 
10,246,520. 57 


$1,347,411 . 2 I 
779,109.11 




$15,545-76 
26,676.54 











LIABILITIES 



End 
of 


Capital stock paid 
in, in cash 


Surplus, book value 


Undivided profits, 
book value 


Deposits in trust 


General deposits by 
individuals, associa- 
tions and corpora- 
tions, except trust 
co's, savings banks 

and banks and 

bankers, payable on 

demand 


Amount due trust 
companies 


1894 

1895 
1896 
1897 
1898 
1899 
1900 
19OI 
1902 
1903 
1904 


! 






































1 










"" 
























































$1,000,000.00 
1,000,000. 00 


$500,000. 00 
500,000 . 00 


$57,064.04 
203,598.71 




$8,190,929.05 
13.293-296-41 


$1,073,719.69 
2,495.833- IS 


$20,343.14 



SUPPLEMENTARY 



End 
of 


Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the year 


Amount of interest 

paid to and 

credited depositors 

during the year 


Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 


Amount of divi- 
dends on capital 
stock declared 
during the year 


Taxes paid during 
the year 


Amount of deposits 

made by order of 

court 


1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 
1903 
1904 































































i 




































i 




$234,902.44 
719,280. II 


$81,803.19 
415.064-34 


$69,673-37 
131,997.40 


$15,028.51 

$30,000.00 4,349.07 


$6,173-15 i 


1 
1 



DEC. 31, 1903 



OFFICERS: 

President, 

E. C. Converse. 

Vice-President , 

J. F. Thompson. 

Assistant Treasurer, 

D. E. POMEROT. 



DIRECTORS: 

Stephen Baker, 
Samuel G. Bayne, 
James G. Cannon, 
Edmund C. Converse, 
Henry T. Davison, 
James H. Eckels, 
Granville W. Garth, 
A. Barton Hepburn, 
William Logan, 
Gates W. McGarrah, 
Edgar L. Marston, 



George W. Perkins, 
William H. Porter, 
Daniel G. Reid, 
Francis H. Skelding, 
Edward F. Swinney, 
John F. Thompson, 
Albert H. Wiggin, 
Robert Winsor, 
Samuel Woolverton, 
Edward F. C. Young. 



TRUST COMPANY 

ADDRESS, 7 WALL STREET, NEW YORK 



NEW YORK 
BOROUGH OF MANHATTAN 



RESOURCES 



Real Estate 


Cash on deposit in 

banks or other 

moneyed 

institutions 


Cash on hand 


Amount of Assets 

not included under 

any of the above 

heads 




Totals 
Resources 


End 
of 










1894 

189s 
1896 

1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 










































I 






































1 










$1,234,814.43 
3,142,300.28 


$757,458.56 
387,910.3s 


$40,577-67 
94,936.91 




$11,647,954.68 
20,241,788.33 









LIABILITIES 







Other liabilities 






\mount due 


Amount due banks 


not included under 


Total 




savings banks 


and bankers 


any of the above 
heads 


Liabilities 


Increase 



Decrease 



Number of deposits 

on which interest 

is allowed at this 

date 



Total amount of 
such deposits 



Rate of interest on 
same 



Amount of bonds 
and mortgages in- 
vested in during the 
year 



Amount received 

from bonds and 

mortgages paid or 

sold during the year 



End 
of 















1894 
1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 


































































































$86,334.12 
513,950.32 


$734,574-45 
2,174,081 . 48 


$5,333-33 
40,685 . 12 


$11,647,954.68 
20,241,788.33 






$8,593,833-65 






SUPPLEMENTARY 



End 
of 















1894 

1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 



































































































407 


$10,040,897.50 
18,100,530. 96 


2 to 3f% 
2 to 3i% 








70^ 

















DEC. 31, 1904 



OFFICERS: 

President, 

E. C. Converse. 

Vice-Presidents, 

J. F. Thompson, 

T. W. Lamont, {2nd). 

Treasurer, 

D. E. POMBROY. 

Secretary, 

B. Strong, Jr. 



DIRECTORS: 

Stephen Baker, 
Samuel G. Bavne, 
James G. Cannom, 
Edmund C. Comvbrse, 
Henry P. Davison, 
Iames H. Eckels, 
Walter E. Frew, 
A. Barton Hepburn 
Edgar L. Marston, 
Gates W. McGarrah, 
Georob W. Perkins, 



William H. Porter. 
Daniel G. Reid, 
Francis H. Skelding, 
Edward F. Swinney, 
John F. Thompson, 
Gilbert G. Thorne, 
Albert H. Wiogin, 
Robert Winsor, 
Samuel Woolverton, 
Edward F. C. Young. 



NEW YORK 
BOROUGH OF MANHATTAN 



BOWLING GREEN 

CHANTERED AS THE PRODUCE EXCHANGE TRUST CO., 1890 

RESOURCES 



End 
of 


Bonds and 
mortgages 


Stock and bond 
investments 


Amount loaned on 
collaterals 


Other loans. 

including bills 

purchased 


Overdrafts 


Due from banks, 

bankers and 

brokers 


1894 














1895 














1896 














1897 














1898 
1899 




$1,758,512.56 
3.339.423.55 
4,449.019-50 
5.337.567-83 
5,702,229.47 
5,882,623.13 
6,499.386.29 


$2,009,264. 17 
5,110,190.38 
6,631 ,269 . 23 

7.557.337-04 
7,807,395.63 

6.558,518.53 
12,894,255.56 


$1,395,908.22 
729,237.04 
170,047.29 

115.365-39 

45.514-69 

159,271.36 

719,409.92 


$3,872.11 

16,023.53 

400. 00 

425.68 

237-77 


$161,756.63 
128,463.33 

285,797-13 
406,201 . 58 
696,526. 19 
1,224,472 . 86 
809,351.07 




1900 
1901 
1902 
1903 










1904 


$87,000.00 


5,423.13 



LIABILITIES 



End 
of 


Capital stock paid 
in, in cash 


Surplus, book value 


Undivided profits, 
book value 


Deposits in trust 


General deposits 


Amount due trust 
companies 


1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 


















































$500,000.00 
2,500,000. 00 
2,500,000.00 
2,500,000. 00 
2,500,000.00 
2,500,000. 00 
2,500,000.00 


$500,000.00 
2,500,000 . 00 
2,500,000.00 
2,500,000 . 00 
2,500,000.00 
2,500,000. 00 
2,500,000.00 


$87,844-70 
141,466. 49 
132,747.81 
*395,399.i8 
477.585-84 
290,811 . 25 
355,310.88 


$4,476-33 
21,614. 56 

6,338-31 
6,463.31 

7.027-35 
12,907 . 10 
62,221.84 


$5,924,607.19 
5,788,318.19 
8,245.339-30 

t9, 990,512. 77 

5.373.384-79 
5,988,264. 79 
8,402,094. 20 










$2,282,944.90 
1,247,965.66 
3,044,392.36 



*Profit and Loss, igoi, $347,299.97. 



tTimes Certificates o£ Deposit, 1901, 37,000,00. 









SUPPLEMENTARY 






End 
of 


Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the year 


Amount of interest 

paid to and 

credited depositors 

during the year 


Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 


Amount of divi- 
dends on capital 
stock declared 
during the year 


Taxes paid during 
the year 


Amount of deposits 

made by order of 

court 


1894 

1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 
















































$200,040. 17 
383,061.74 

394,845-53 
681,496.87 
852,392.85 
603,078 . 96 
678,751-64 


$67,407 . 06 
108,770. 15 
163,768.61 
247,996.11 
291,997.88 
253.332-67 
343,686.49 


$44,788.41 
118,803.77 
240,585-63 
148,470.57 
99.442.52 
109,945.72 
177,840. 18 




$2,000. 00 

6,000. 00 

27,909.50 

57,919-49 
50,576.99 
52,653.04 
51.930.99 




$175,000. 00 












150,000. 00 
150,000. 00 









OFFICERS: 

President, J. H. Parker. 

Vice-Presidents, 

Turner A. Beall, 
T. A. McIntyre, 
John E. Searles. 

Secretary, 

S. L. Chamberlainb. 

Treasurer, 

W. R. BROWM^y 

■<'^*'^ 
^^' 



DEC, 31, 1898 



DIRECTORS: 

Charles P. Armstrong, 
Turner A. Beall, 
Tared W. Bell, 
Frank Brainard, 
Charles A. Deshon, 
A. Goepel, 
Timothy Hogan, 
H. Irvine Keyser, 
Edward R. Ladew, 
Edward A. Maher. 
Henry A. McGee, 
Thomas A. McIntyre, 



W. Willis Merrill, 

J. W. MiDDENDORF, 

William A. Nash, 
J. H. Parker, 
A. J. Pouch. 
John E. Searles, 
Edward P. Steers, 
John P. Truesdell, 
C. M. Warner, 
J. Skelton Williams, 
E. F. C. Young. 



TRUST COMPANY 

ADDRESS, 26 BROADWAY. NEW YORK 



NEW YORK 
BOROUGH OF MANHATTAN 



RESOURCES 



Real Estate 


Cash on deposit in 

banks or other 

moneyed 

institutions 


Amount of Assets 
not included under 
Cash on hand any of the above 
heads 


Due from directors 
of the institution 


Totals 
Resources 


End 
of 














1894 










- 




1895 














1896 














1897 




$1,173,453-07 
1,470,801 .06 
1,738,901.71 
1,585,142.88 
2,311,469.90 
2, 343, 384-81 
3,568,646.03 


$193,143-79 
111,565.26 
39,630.20 
327,442.06 
246,524.17 
249,271 .62 
274.993-97 


$331,477.28 
92,020. 27 
88,611.03 
85,192. 52 
99,435-05 
58,944-53 
73,596-49 




$7,027,387.83 
10,997,724.42 
13,403,676.09 

15,414,674-98 
16,909,332.87 
16,476,486.84 
24,932,062 . 46 


1898 






1899 
1900 










1901 






1902 

1903 
1904 








*($8o,o75.oo) 







♦Included in Loans. 



LIABILITIES 



Amount due 
savings banks 


Amount due banks 
and bankers 


Other liabilities 

not included under 

any of the above 

heads 


Total 
Liabilities 


Increase 


Decrease 


End 
of 














1894 














1895 














1896 














1897 
1898 
1899 






$10,459.61 
46,325.18 
19,250. 67 
22,299 • 72 
49,548.18 
97,896.81 
1,025,706.68 


$7,027,387.83 
10,997,724.42 
13,403,676.09 
15,414,674.98 
16,909,332.87 
16,476,486. 84 
24,932,062 . 46 










$3,970,336.59 
2,405,951.67 
2,010,998.89 
1.494,657.89 



8.455.575-62 










1900 
I901 








$668,495. 14 

757,310.11 

1,888,481.18 


$3,050,346.67 
3,081,331.12 
5,153,855-32 




1902 

1903 
1904 


$432,846.03 





Total Increases and Decreases, $18,337,520.66 
Net Increase, 17,904,674.63 

SUPPLEMENTARY 



$432,846.03 



Number of deposits 

on which interest 

is allowed at this 

date 


Total amount of 
such deposits 


Rate of interest on 
same 


Amount of bonds 
and mortgages in- 
vested in during the 
year 


Amount received 

from bonds and 

mortgages paid on 

sold during the year 


Amount of debts 

guaranteed and 

present liability 

thereon 


End 
of 














1894 
189s 
1896 
1897 
1898 
1899 
1900 
I9OI 
1902 

1903 
1904 







































273 
647 
314 
317 
351 
409 
421 


$4,023,398.55 

5,103,132.22 

7,361,589.83 

9,054,428.96 

10,640,700. 49 

10,428,706. 36 

16,949,863.74 


2.49 % 

.0267 % 

2 and 3 % 

2, 2iand3 % 

2. 2i, 3, 3i % 

1,2,2^,3 and3J% 

i,2,2j,3and3i% 


$2,709,000.00 








$222,227.84 

























87,000. 00 











DEC. 31. 1904 



OFFICERS: 
President, 

Edwin Gould. 
Vice-Presidents, 

William H. Taylor, 

Charles P. Armstrong, (2nd), 

John A. Hilton, (3rd), 
Treasurer, 

John A. Hilton. 
Secretary, 

William M. Laws. 



DIRECTORS: 

Charles P. Armstrong, 
Frank Brainard, 
Robert C. Clowry, 
Edmund C. Converse, 
William Nelson Cromwell, 
Grenville M. Dodoe, 

A. GOPEL, 

Edwin Gould, 
Frank Jay Gould, 
George J. Gould, 
Myron T. Herrick, 
John A. Hilton, 



Edward T. Jeffrey, 
Edward R. Ladew, 
William M. Laws, 
William Willis Merrill, 
W. Middendorf, 
INSLOW S. Pierce, 
Frederick B. Schenck, 
William H. Taylor, 
Edward R. Thomas, 
John P. Truesdell, 
E. F. C. Young. 



h 



NEW YORK 
BOROUGH OF MANHATTAN 



BROADWAY TRUST 



CHARTERED 1902 



RESOURCES 



End 
of 


Bonds and 
mortgages 


Stock and bond 
investments 


Amount loaned on 
collaterals 


Other loans, 

including bills 

purchased 


Overdrafts 


Due from bank^ 

bankers and 

brokers 


1894 

1895 
1896 










1 










t 














1897 
1898 
1899 
1900 
1901 
1902 















































' 














$98,000. 00 
155,250.00 
410,250.00 


$922,282 . 50 

1.049.733 • 00 

505,607.50 


$1 ,332,200 . 00 
1,318,527.50 
2,617,475.75 




$627,722 . 72 
674,649.03 
822,839 - 29 






1903 
1904 


$50.58 
296.18 




$127,026.75 



LIABILITIES 



End 
of 


Capital stock paid 
in, in cash 


Surplus book value 


Undivided profits, 
book value 


Deposits in trust 


General deposits 


Amount due trust 
companies 


1894 
1895 
1896 

1897 
1898 
1899 
1900 
190I 
1902 
1903 
1904 















































1 
















































i 


$700,000. 00 
700,000.00 
700,000. 00 


$350,000.00 
350,000. 00 
350,000.00 


$28,145.03 
69.142.53 
85.035-41 




$2,544,204. 24 
2,736,690.14 
4.039,716.45 








$788.28 


$122,875.31 



SUPPLEMENTARY 



Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the year 



Amount of interest 

paid to and 

credited depositors 

diiring the year 



Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 



Amount of divi- 
dends on capital 
stock declared 
during the year 



Taxes paid during 
the year 



Amount of deposits 

made by order of 

court 



$101,539.00 
142,952 . 00 
152,086. 00 



$26,657 - 00 
48,148 . 00 
52,827 .00 



130,746 . 00 
45.039-00 
49,167 . 00 



|l2I,000. 00 



f 10,542 . 00 
11,012 . 00 
10,927 . 80 



OFFICERS: 
President, 

Moses May. 
Vice-Presidents, 

Bird S. Coler, 
J. E. Shoenberg. 
Secretary, 

Frank G. Lee. 



DEC. 31, 1902 



DIRECTORS: 

Allen W. Adams, 
Marks Arnheim, 
Ira Leo Bamberger, 
M. M. Belding, 
Samuel Brill, 
James Clarke, 
George C. Clausen, 
Bird S. Coler, 
John J. Cooney, 
Marshall S. Driggs, 



Michael J. Drummond 
Joseph H. Eckstein, 
William J. Gaynor, 
John G. Jenkins, 
James G. Johnson, 
Moses May, 
John J. Robinson, 
Joseph E. Shoenberg 
V. P. Travers. 



COMPANY 



NEW YORK 
BOROUGH OF MANHATTAN 



ADDRESS, 756 BROADWAY, NEW YORK 



RESOURCES 



Real EsUte 


Cash on deposit in 

banks or other 

moneyed 

institutions 


Cash on hand 


Amount of Assets 

not included under 

any of the above 

heads 




1 

Totals 1 End 
Resources j of 













1894 

189s 
1896 
1897 
1898 
1899 
1900 
1901 
1902 
1903 
1904 


; 








: i 








1 








1 








1 1 








1 








i 








$5,000.00 $569,454.71 

5,000.00 : 609,777.68 
C.OOO.OO i 84T-C68.n1: 


$46,615.04 
72,720.77 
92,840.48 


$33,593-20 
39,047.18 

43.525-57 




$3,634,868.17 
3.924,755-74 
5. 466, 430. 47 













LIABILITIES 



Amount due 
savings banks 


Amotmt due banks 
and bankers 


Other liabilities 

not included imder 

any of the above 

heads 


Total 
Liabilities 


Increase 


Decrease 


End 
of 








1 


1894 
1895 
1896 

1897 
1898 
1899 
1900 
I9OI 
1902 

1903 
1904 








i 








1 










1 








! 












1 






1 






$12,518.90 
25.133-18 
15.994-45 


$3,634,868.17 

3,924,755-74 
5,466,430.47 




$15,000. 00 
49,316.08 


$28,789.89 
102,704.49 


$289,887.57 
1,541,674-73 









Total Increases $1,831,562.30 
SUPPLEMENTARY 



Ntmiber of deposits 

on which interest 

is allowed at this 

date 



Total amount of 
such deposits 



Rate of interest on 
same 



Amount of bonds I Amount received 
and mortgages in- I from bonds and 
vested in during the mortgages paid or 
year sold during the year 



End 
of 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
I901 
1902 

1903 
1904 



711 
1,310 
1,542 



$2,463,174.00 
2,780,429.45 
4,315.104-43 



2 to 3i % 
2 to 4 % 
2 to 3i % 



$980.00 

590.00 

2,865.00 



$1,750. 00 
31,500.00 



DEC. 31, 1904 



OFFICERS: 

President, 

M. M. Belding, Jr. 

Vice-Presidents, 

Joseph E. Schoenberg, 
Frederic G. Lee, 
Marks Arnheim. 

Secretary, 

John W. H. Bergen. 

Assistant Secretary, 

L. S. QUIMBY. 



DIRECTORS: 

Allen W. Adams, 
Edwin A. Ames, 
Marks Arnheim, 
Ira Leo Bamberger, 
William H. Barnard, 
M. M. Bblding, 
M. M. Bblding, Jr., 
Samuel Brill, 
James Clarke, 
George C. Clausen, 
John J. Cooney. 
Edward T. Davis, 



Marshall S. Driggs, 
Michael J. Drummond. 
Joseph H. Eckstein, 
William J. Gaynor, 
John G. Jenkins, 
James G. Johnson, 
Frederic G. Lee, 
Frederick J. Lisman, 
Moses May, 
John A. McCarthy, 
John J. Robinson, 
Joseph E. Schoenberg. 



NEW YORK 
BOROUGH OF MANHATTAN 



CENTRAL REALTY BOND 

CHARTERED 1898 AS THE NEW YORK REALTY BOND EXCHANGE & TRUST CO. 

RESOURCES 



End 
of 


Bonds and 
mortgages 


Stock and bond 
investments 


Amount loaned on 
collaterals 


Other loans, 

including bills 

purchased 


Overdrafts 


Due from bankg, 

bankers and 

brokers 


1894 
1895 
1896 
1897 














































- 




1898 
1899 
1900 
1901 
1902 














$656,435.00 
1,879,639.66 
2,153,905.18 
3,236,404.40 
5,032,404.88 
4,393.130.50 


$232,796.00 
686,510.28 
1,407,034.39 
3,263,767.80 
3,085,464.25 
1,922,531.75 


$1,738,939.25 
2,877,456.52 
4,141,323-81 

12,097,550.01 
7,007,771.96 
4,864,077.60 


























1903 
1904 





















LIABILITIES 



End 
of 


Capital stock paid 
in, in cash 


Surplus, book value 


Undivided profits, 
book value 


Deposits in trust 


General deposits 


Amount due trust 
companies 


1894 
1895 
1896 

1897 
1898 
1899 
1900 
19OI 
1902 
1903 
1904 






























































$1,000,000. 00 
1,000,000. 00 
1,000,000. 00 
2,000,000. 00 
2,000,000. 00 
1,000,000. 00 


$500,000. 00 
500,000. 00 
500,000. 00 
5,500,000. 00 
5,500,000. 00 
2,500,000. 00 


$81,207.80 
272,666. 21 
1,205,024. 50 
2,328,970.32 
1,850,150. 56 
2,508,272.48 


$1 1,500. 00 
1,015-95 
65,974-79 
447,372-99 
136,015.74 
287,490.07 


$2,059,698.92 
5,306,535-64 
7,576,746.42 

11,601,029 . 97 
6,579,908.80 
9,241,781 . 46 








$64,980.46 

48,028.32 

1,160. 54 



SUPPLEMENTARY 



End 
of 


Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the year 


Amount of interest 

paid to and 

credited depositors 

during the year 


Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 


Amount of 

dividends on capital 

stock declared 

during the year 


Taxes paid diuHng 
the year 


Amount of deposits 

made by order of 

court 


1894 

189s 
1896 

1897 
1898 
1899 
1900 
190I 
1902 
1903 
1904 






























































$122,107.49 
372,641.35 

1,213,682 .31 

1,842,018. 59 
843,012.92 

1,136,330.52 


$14,049. 26 

96,266.83 

177,452.98 

294.373.77 
262,811.48 
195,063.11 


$40,187.64 
77,441.46 
75.552.90 
82,152.33 

91.539.89 
96,645.49 










$7,474.65 
28,318.14 
81,546. 67 

96,659.39 
66,500. 00 


$7,653-53 




$260,000. 00 
320,000. 00 
120,000. 00 











DEC. 31, 1899. 



OFFICERS: 

Presidfni. 

Henry Morgbnthau. 



DIRECTORS: 

Alwyn Ball, Jr., 
Anthony N. Brady, 
Michael Coleman. 
John D. Crimmins, 
Ernest Ehrmann, 
Hugh J. Grant, 
Henry O. Havemeyer, 
James N. Jarvie, 



Augustus D. Julliard, 
Henry Morgenthau, 
William A. Nash, 
Frederic P. Olcott, 
James H. Post, 
James Stillman, 
Frederick Southack. 






AND TRUST COMPANY 

ADDRESS, 59 LIBERTY STREET, NEW YORK 



NEW YORK 
BOROUGH OF MANHATTAN 



RESOURCES 



Real Estate 


Cash on deposit in 

banks or other 

moneyed 

institutions 


Cash on hand 


Amount of Assets 

not included under 

any of the above 

heads 


Due from directors 
of the institution 


Totals 
Resources 


End 
of 














1894 














1895 
1896 

1897 
1898 

1899 
1900 
1901 
1902 

1903 
1904 







































$1,096,539.57 
741,466.52 
885,135.37 


$290,607.92 
839-335-01 
1,687,879.69 
3,239,978.54 
1,165,422 . 90 
1,964,505-07 


$11,752.41 
14,448.29 
29,487.65 
69,715.64 

52,350.54 
42,263.51 


$29,852.62 

52,506.71 

52,415.90 

291,650.81 

108,934.84 

66,121.93 




$4,056,922.77 
7,091,362.99 
10,357,181.99 
22,199,067. 20 
16,501,133.87 
15,856,661.71 








48,784.50 
2,604,031.35 









LIABILITIES 



Amount due 
savings banks 



Amount due banks 
and bankers 



Other liabilities 

not included under 

any of the above 

heads 



Total 
Liabilities 



Increase 



Decrease 



End 
of 



1894 
1895 
1896 

1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 



$42,859.80 
331,729.84 
280,372 . 89 



5404,516.05 

11,145. 19 

9,436.28 

213,853-66 

55,300.61 

37,584-27 



$4,056,922.77 
7,091,362.99 
10,357,181.99 
22,199,067 . 20 
16,501,133.87 
15,856,661 . 71 



$3,034,440.22 

3,265,819 . 00 

11,841,885. 21 



5,697,933.33 
644,472 . 16 



Total Increases and Decreases, $18,142,144,43 
Net Increase, 11,799,738.94 

SUPPLEMENTARY 



$6,342,405.49 



Number of deposits 

on which interest 

is allowed at this 

date 



Total amount of 
such deposits 



Rate of interest on 
same 



Amount of bonds 
and mortgages in- 
vested in during the 
year 



Amount received 
from bonds and I Accrued interest 
mortgages paid or receivable 

sold during the year 



End 
of 



1894 
1895 
1896 

1897 
1898 
1899 
1900 
I901 
1902 
1903 
1904 



134 
286 
SOI 
70s 
718 
748 



$2,471,198.92 
5,280,524.04 

7,497,339-31 

11,889,655. 22 

7,004,323.09 

9,446,893.49 



iito4% 
2 to 4% 
2 to 4 % 

2 to 4tV% 
2 and 3i % 

2 to 3i % 



$676,435.00 

2,247,784-91 
2,1 18,920. 06 
2,963,549-22 
8,159,759.94 
6,866,463.56 



$1,024,580. 25 
1,844,654.54 
1,881,050. 00 
6.363,759-46 
7,505.737-94 



$13,973-87 



DEC. 31, 1904 



OFFICERS: 

President, 

Henry Morgenthau. 
Vice-Presidents, 

Hugh J. Grant, 

Thorwald Stallknecht, (2nd), 
Treasurer, 

W. J. B. Ml!,LS. 
Secretary, 

Ernest Ehrmann. 



DIRECTORS: 

Anthony N. Brady, 
e. w. coggeshall. 
Michael Coleman, 
Frederic Cromwell, 
Ernest Ehrmann, 
Hugh J. Grant, 
G. G. Haven, 



James N. Jarvie, 
Augustus D. Julliard, 
Henry Morgenthau, 
Frederic P. Olcott, 
James H. Post, 
James Stillman. 



NEW YORK 
BOROUGH OF MANHATTAN 



CENTRAL TRUST 

CHARTERED 1873 



RESOURCES 



Bonds and 
mortgages 



Stock and bond 
investments 



Amount loaned on 
collaterals 



Other loans, 

including bills 

purchased 



Overdrafts 



Due from banks, 

bankers and 

brokers 



$193,224.25 

67.635-25 
136,683.05 

86,365.24 
221,224. 79 
158,688.11 

79,756.80 

99,409.35 
225,037.87 
320,551.61 
145,585-98 



$5,014 

6,435 

8,544 

10,977 

12,777 

13-721 
17,664 
17,988 
20,965 
19,221 
16,131 



,769 


20 


,574 


49 


,945 


74 


,397 


15 


,308 


91 


,624 


89 


,707 


49 


,505 


81 


,471 


91 


,309 


13 


,813 


II 



Ji7,6i6, 
23.547. 
15.781, 
27-137. 
36,091, 
34,422, 
29,611, 
35,269, 
28,616, 
22,042, 
38,453, 



992 


55 


649 


53 


355 


70 


354 


94 


992 


42 


088 


70 


925 


43 


850 


67 


926 


69 


519 


53 


842 


89 



S330 
236 
652 

761 

259 
408 

133 

8 
342 
286 
229 



,800.01 
,400. 00 
,621.93 
,000. 00 
,000.00 
,000. 00 
,000. 00 
,000. 00 
,004. 40 

,337- 00 
,669 . 60 



LIABILITIES 



Capital stock paid 
in, in cash 



Surplus book value 



Undivided profits, 
book value 



Deposits in trust 



General deposits 



Amount due trust 
companies 



M.ooo, 
1,000, 
1,000, 
1,000, 
1,000, 
1,000, 
1,000, 
1,000, 
1,000, 
1,000, 
1,000, 



000. 00 
000. 00 
000. 00 
000. 00 
000. 00 
000. 00 
000. 00 
000. 00 

000. 00 

000. 00 
000. 00 



$5,811,786.68 
6,057,507.73 

6,520,890. 32 
7,122,480. 91 

8,133,073-66 
10,257,566.50 

10,881,416. 02 



12,461,868.36 
13,229,434-44 



$12,351,148.68 
13,176,887.65 



$7,961, 
4,246, 

6,264, 

7-619^ 
4,996, 

1,879: 

2,145, 
3,730, 
3.224, 
3.585, 
4,075, 



266.55 i 
140.58 
921 . 26 
278. 42 
879.84 
148. 14 

370.93 
351-45 
440.33 
220. 67 
984. 64 



515.540 
24.559 
18,975 
27,592 
40,981 
41,298 

38,647 
42,969 
36,462 

28,555 
40,718 



,091.94 
,753-12 

,835-29 
-337-12 
,402 . 48 
,460.44 

,951-27 
,916.93 
,216.48 
,236.23 
,086.39 



$1,060,628.99 

536,537-43 
357,312.80 



SUPPLEMENTARY 



End 
of 


Total amount 9f 

interest, commis- 
sions and profits of 
every kind received 
during the year 


Amount of interest 

paid to and 

credited depositors 

diiring the year 


Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 


Amount of divi- 
dends on capital 
stock declared 
during the year 


Taxes paid during 
the year 


Amount of deposits 

made by order of 

court 


1894 


$1,493,519-70 


$437-923-83 


$156,252.86 


$500,000 . 00 


$60,023 - 54 


$92,695.28 


1895 


1,710,047 


30 


497,192-34 


159,618 


83 


500,000. 00 


78,913 


97 


569,156.55 


1896 


1,726,392 


27 


523,468.30 


165,944 


97 


500,000. 00 


74,786 


58 


173,690.77 


1897 


1,834,990 


14 


673,416. 60 


181,417 


65 


500,000. 00 


75,212 


84 


16,574.46 


1898 


2,526,749 


79 


651,596.27 


198,391 


40 


500,000. 00 


106,294 


23 


8,926. 40 


1899 


4,182,232 


37 


1,067,375-79 


205,567 


50 


500,000.00 


142,586 


06 


11,928.18 


1900 


2,634,522 


33 


966,638. 71 


205,859 


78 


600,000. 00 


161,436 


80 


18,546. 29 


19OI 


3,193,130 


05 


1,152,667.04 


208,536 


04 


600,000. 00 


173,215 


05 


18,546. 76 


1902 


3,392,748 


07 


1,199,310.89 


244,200 


77 


600,000. 00 


151,069 


24 


15,427-51 


1903 


2,821,697 


07 


998,867. 44 


253,346 


55 


800,000. 00 


151,340 


52 


5,428.01 


1904 


2,949,222 


98 


1,010,651.97 


242,814 


27 


800,000.00 


152,333 


10 


5.428.53 



DEC. 31, 1894 



OFFICERS: 

President, 

F. P. Olcott. 
Vice- Presidents, 

George Sherman, 

E. F. Hyde, (2nd). 
Secretary, 

C. H. P. Babcock. 
Assistant Secretary, 

B. G. Mitchell. 



TRUSTEES: 

William H. Appleton, 
Samuel D. Babcock, 
George Bertine, 
Cornelius N. Bliss, 
William Allen Butler, 
Oliver Harriman, 
E. Francis Hyde, 
Adrian Iselin, Jr., 
Augustus D. Juilliard, 
John S. Kennedy, 
Charles Lanier, 



A. A. Low, 
George M. Miller, 
F. P. Olcott, 
Oliver H. Payne, 
Percy R. Pyne, 
George Sherman, 
Henry Talmadge, 
Samuel Thorne. 
James P. Wallace, 
William H. Webb. 



COMPANY OF NEW YORK 

ADDRESS, 54 WALL STREET, NEW YORK 



NEW YORK 
BOROUGH OF MANHATTAN 



RESOURCES 



Real Estate 



Cash on deposit in 

banks or other 

moneyed 

institutions 



Amount of Assets 
not included under 
Cash on hand | any of the above 
heads 



Totals 
Resources 



End 
of 



$850, 
850, 
850. 
850, 
981, 
984. 
998, 
990. 
980, 

979, 
1.039, 



000. 00 
000. 00 
000. 00 
000. 00 
170. 12 
696. 01 
893-72 
Si°-75 
717.97 
895.70 
853-81 



86,324,768.78 
4,791,828.31 
6,706,151.59 
3,167,631.19 
4,409,252.31 
4.408,857.44 
3,898,226.98 
4,887,854.80 
3,444,700.35 
4,205,103.63 
4,790,435-24 



$2,274 


05 


1.957 


40 


S.846 


SI 1 


6,053 


17 


15,386 


76 


28,879 


75 


21,314 


81 1 


34,372 


74 i 


14,740 


08 1 


24,612 


38 


28,247 


30 



$301,172 . 19 

273,888.22 
455,986.77 
671,547-27 
715,212.13 
542,119.26 
587,429.3s 
1,123,531.90 

835,668.85 
258,687.21 
223,890.05 



$30,634, 
36,204, 

33.133, 
43.657, 
55.470, 
54.674, 
52,995, 

60,402, 

55,425, 
47.339, 
61,043, 



001 .03 

933.20 
591.29 
348.96 

547-44 
954-16 
254-58 
036.02 
268.12 
016.19 
33798 



1894 
1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 
1903 
1904 



LIABILITIES 







Other liabilities 






Amount due 


Amount due banks 


not included under 


Total 




savings banks 


and bankers 


any of the above 
heads 


Liabilities 


Increase 



Decrease 



End 
of 



$64,129 . 45 
271,221 . 16 
155,004.48 



$50,775.82 

782,654.54 

1,368,181 . 04 



$320 
341 
371 
323 
359 
239 
320 
350 
386 
146 
139 



.855 


86 


,531 


77 


,944 


42 


,252 


51 


,191 


46 


,779 


08 


,516 


36 


,618 


96 


,189 


40 


.277 


80 


.334 


19 



$30,634 
36,204 

33,133 
43.657 
55.470 
54,674 
52,99s 

60,402 

55,425 
47,339 
61,043 



001 . 03 

933-20 

591-29 
348.96 

547-44 
,954-16 
,254-58 
,036. 02 
,268.12 
,016. 19 
.337-98 



$5,570,932-17 



10,523,757.67 
11,813,198.48 



7,406,781 . 44 



13,704,321.79 



$3,071. 341-91 



795,593.28 
1,679,699.58 



4,976,767.90 
8,086,251.93 



1894 

1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 



Total Increases and Decreases, $49,018,991.55 
Net Increase, 

SUPPLEMENTARY 



$18,609,654.60 



30,409.336-95 



Number of deposits 

on which interest 

is allowed at this 

date 


Total amount of 
such deposits 


Rate of interest on 
same 


Amount of bonds 
and mortgages in- 
vested in during the 
year 


Amount received 

from bonds and 

mortgages paid or 

sold during the year 




End 
of 


936 
874 
906 
980 

974 
1 ,064 


$20,130,868. 12 
25.775.832-71 

19,558,171 .68 
30,438,831.96 
35.173.509-01 
39,206,816. 75 
35,113,300.31 
40,845,227.39 

36,749,67323 
28,883,563.63 
42,459,683.46 


I to 3 % 
I to 3 % 
I to 3 % 
I to 3 % 
I to 3 % 
I to 3 % 
I to 3 % 
I to 3 % 
I to 3 % 
1 to 3 % 
I to 3 % 


$92,762 .00 
118,753.77 
562,026. 20 
127,065.87 
411,868.69 
197,888.00 
362,682 . 72 
476,903.09 
623,541.23 
371,805.39 
217,352.69 




1894 


! 


1895 




1896 




1897 


1 


1898 


I 


1899 


1,147 
1,236 
1.263 
1.307 
1.525 


$441,614.03 
457.250-54 
497,912.71 
276,291.65 
392,318.32 




1900 





1901 




1902 




1903 




1904 





DEC. 31, 1904 



OFFICERS; 
President, 

F. P. Olcott. 
Vice-Presidents. 

George Sherman, 

E. F. Hyde, (2nd), 

B. G. Mitchell, (3rd), 
J. N. Wallace. (4th), 

Secretary, 

George Bertine. 

Assistant Secretaries, 

F. B. Smidt, 
F. L. Grant. 



TRUSTEES: 

George Bertine, 
Cornelius N. Bliss. 
Henry Evans, 
E. F. Hyde. 
Adrian Iselin, Jr., 
James N. Jarvib, 
a. d. juilliard, 
Jambs Speyer. 
John S. Kennedy 



Charles Lanier. 

(George Macculloch Miller. 

F. P. Olcott. 

William A. Read, 

George Sherman. 

Henry Talmadge 

Samuel Thorne. 

J. Kennedy Tod, 

James N. Wallace. 



NEW YORK 
BOROUGH OF MANHATTAN 



CITY TRUST COMPANY 

CHARTERED IS»» 



RESOURCES 



End 

of 


Bonds and 
mortgages 


Stock and bond 
investments 


Amount loaned on 
collaterals 


Other loans. 

including bills 

purchased 


Overdrafts 


Due from banks, 

bankers and 

brokers 


1894 
1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 






























































$36,000. 00 
243,000. 00 
628,677 . 64 
754,882.61 
424,848.28 
501,798.28 


$1,358,199.41 
2,725,102 . 12 

2,547.297-87 
2,325.784-00 
2,187,156.00 
2,588,504. 99 


$8,340,796.87 
8,702,406. 98 

12,694,616. 52 

1 1,025,262 . 18 
9,352,016.99 

12,764,792 . 16 


$328,917. 17 
291.295-53 
345.377-57 
141. 415-53 
265,722.53 
498,846. 44 


$30.68 

459-15 
89.98 




$5,280.00 




II . 10 

737-84 









LIABILITIES 



End 
of 


Capital stock paid 
in, in cash 


Surplus book value 


Undivided profits 
book value 


Deposits in trust 


General deposits 


Amount due trust 
companies 


1894 
1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 
1903 
1904 






























































$1,000,000. 00 
1,000,000.00 
1,000,000. 00 
1,000,000.00 
1,000,000 . 00 
1,000,000.00 


$1,000,000. 00 
1,000,000.00 
1,000,000. 00 
1,000,000.00 
1,000,000 . 00 
1,000,000.00 


$181,277.23 
322,924.98 
485,270. 89 
666,718.35 

769.795-9- 
826,796.04 


$227,150.72 
355.419-51 
442,844-93 
846,713-33 

1,022,993.64 
662,524.04 


$9,647,818.86 
11,277,034-34 

15,656,724. 21 
12,082,866.73 
10,458,157 . 64 
14,667,461 . 81 








$320,124. 69 

104,055.99 

47,543-40 



SUPPLEMENTARY 



End 
of 


Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the year 


Amount of interest 

paid to and 

credited depositors 

during the year 


Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 


Amount of divij 
dends on capital 
stock declared 
during the year 


Taxes paid during 
the year 


Amount of deposits 

made by order of 

court 


1804 














i89>; 














1896 
1897 
1898 
1899 
1900 
1901 
1902 
1903 
1904 






































$352,368.94 
505,204.79 
641,746. 56 
824,781.28 

635,476-95 
636,740.23 


$106,179 ■ 10 
247,222.49 
290,211 . 15 
398,852.68 
352,095.69 
373,523-53 


$55,050.19 

76,498.51 

80,603 - 48 

102,127. 26 

103,190. 20 

99.857-37 




$5,333-33 
10,81 1 . 26 

30.457-54 
26,115.30 
26,907 . 50 
26,359.20 


$57,454-53 
90,209.15 
87,720. 70 
312,906.05 
341,732.00 
106,832.61 






$80,000.00 
80,000.00 
80,000. 00 



DEC. 31, 1899. 



OFFICERS: 

President, 

James Ross Curran" 
Vice-Presidents, 

John D. Crimmins, 

George R. Sheldon, (2nd). 
Secretary, 

Arthur Terry. 
Assistant Secretary. 

Walter W. Lee. 



DIRECTORS: 

Elverton R. Chapman. 
John D. Crimmins. 
James Ross Curran, 
Peter Doelger, 
Edward Eyre, 
Charles V. Fornes. 
William H. Gelshenen. 
Edward N. Gibbs. 
William R. Grace. 
William Halls. Jr.. 
Henry O. Havemeyer. 



Albert G. Jennings, 
Eugene Kelly. 
Frank R. Lawrence. 
James D. Layng. 
Charles W. Morse. 
Hosmer B. Parsons. 
Frank H. Platt, 
James Roosevelt. 
Bernard M. Shanley, 
George R. Sheldon, 
Edwin Warpield. 



OF NEW YORK 

ADDRESS, 38 WALL STREET, NEW 


rORK 

RESOURCES 


NEW YORK 
BOROUGH OF MANHATTAN 


Real Estate 


Cash on deposit in 

banks or other 

moneyed 

institutions 


Cash on hand 


Amount of Assets 

not included under 

any of the above 

heads 


Due from Directors 
of the institution 


Totals 
Resources 


End 
of 














1894 

1895 
1896 
1897 
1898 






1 


i 






! 


i 






1 


i 






■ ■ ! 1 1 




$1,952,900.74 
2,021,787 . 26 
2,679,819. 72 
2,104,101.05 
2,180,724.75 
2,575,640.52 


$12,952. 70 
23,860.00 
36,626.28 
51,816.68 

565,555-79 

III.353-37 


$93,923.48 

61,545-84 
68,087.60 
87,189.79 
92,842 . 06 
61,826. 50 




$12 12^ 721 On 






14 074 7^6 88 Tnnn 






19,000,593. 18 
16,490,451 . 84 
15,262,352.50 
19,103,500 . lO 


I9OI 
1902 
1903 
1904 








§193,475-00 
*(25,ooo.oo) 











LIABILITIES 


* Included in Loans. 




Amount due 
savings banks 


Amount due banks 
and bankers 


Other liabilities 

not included under 

any of the above 

heads 


Total 
Liabilities 


Increase 


Decrease 


End 

of 


i ! 1 




1894 
189s 
1896 

1897 
1898 
1899 
1900 
I9OI 
1902 

1903 
1904 


i ' ! 




1 -. i 














! : 










$67,474.24 
119,358.05 

415.753-15 
298,712.88 
740,087.48 
836,877.16 


$12,123,721.05 
14.074.736-88 
19,000,593 . 18 
16,490,451 . 84 
15,262,352.50 
19,103,500. 10 










$1,951,015.83 
4,925,856.30 










$90,609 . 63 
48,478.80 
44,966.61 


$184,706. 23 
118,783.04 
17.331-04 


$2,510,141 . 34 
1,228,099.34 




3,841,147.60 





Total Increases and Decreases $10,718,019.73 
Net Increase 6,979,779.05 

SUPPLEMENTARY 



5,738,240.68 



Number of deposits 

on which interest 

is allowed at this 

date 



Total amount of 
such deposits 



Rate of interest on 
same 



Amount of bonds Amount received 
and mortgages in- 1 from bonds and 
vested in during the I mortgages paid or 
year I sold during the year 



End 
of 



1894 

189s 
1896 
1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 



657 
1,276 
2,017 

2,947 
3,612 
3,862 



$9,155,122 . 00 
11,146,716. 71 

15.591.613-11 
12,606,248. 59 
1 1,026,053 • 21 
15,371,061.90 



2 to 4 
2 to 3 
2 to 4 
2 to 4 
2 to 4 



% 
% 
% 
% 
% 



2 to 3i % 



5>8i,5oo. 00 
278,000. 00 

431.034-73 

2 I 1,000. 00 

142,242.95 

550,000.00 



$7 1,000. 00 

45.357-09 
84,795-03 

472,277. 28 

473,050.00 



DEC. 31, 1904. 



OFFICERS: 
President, 

James Ross Curran. 
Vice-Presidents, 

John D. Crimmins, 

George R. Sheldon, (2nd), 
Secretary, 

Arthur Terry. 
Assistant Secretary, 

Walter W. Lee. 



DIRECTORS: 

Albert B. Boardman. 
Elverto.v R. Chapman, 
John D. Crimmins, 
James Ross Curran, 
Peter Doelger, 
Edward Evrb, 
Stephen Farrelly. 
Charles V. Fornes, 
W. R. Grace. 
Henry Hbide, 



Albert G. Jennings, 
Eugene Kelly, 
Hugh Kelly, 
Frank R. Lawrence, 
Charles W. Morse, 
Morgan J. O'Brien, 
HosMER B. Parsons, 
George W. Perkins, 
Frank H. Platt. 
Gborcb R. Sheldon. 



NEW YORK 
BOROUGH OF MANHATTAN 



COLONIAL TRUST 

CHARTERED 1S73 AS THE NEW YORK REAL ESTATE GUARANTY CO. 

RESOURCES 



End 
of 


Bonds and 
mortgages 


stock and bond 
investments 


Amount loaned on 
collaterals 


Other loans, 

including bills 
purchased 


Overdrafts 


Due from banks, 

bankers and 
brokers 


1894 
1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 
1903 
1904 






































$192,500 . 00 
213,000. 00 
192,750.00 
161,750. 00 

18,250.00 

19,700. 00 

96,500. 00 
81,750. 00 


$1,622,790.90 

1.795.853-72 
2,172,759.91 
2,497,441.52 
2,508,449.96 
2,310,122 . 55 

2,381,447-13 
2,003,287 . 50 


$2,484,709 . 38 
6,850,154.86 
8,903,024. IS 

12,320,759.58 

14,306,086. 31 
12,627,232 . 17 

".903.519-02 

18,552,961 . 46 


$25,000.00 
799,508. 18 
583,246.84 

1,011,939.14 
655,008. 72 

2,182,256.79 

1.474,319-35 
1,385,702.80 






$144. 10 






176.55 






194. 28 
179.21 
176. 12 











LIABILITIES 



End 
of 


Capital stock paid 
in, in cash 


Surplus book value 


Undivided profits, 
book value 


Deposits in trust 


General deposits 


Amount due trust 
companies 


1894 

189s 
1896 

1897 
1898 
1899 
1900 
19OI 
1902 
1903 
1904 






















I 












$1,000,000.00 
1,000,000.00 
1,000,000. 00 
1,000,000. 00 
1,000,000. 00 
1,000,000. 00 
1,000,000. 00 
1,000,000. 00 


$500,000. 00 
500,000.00 
500,000. 00 
500,000.00 
500,000. 00 
5000,00.00 
500,000. 00 
500,000.00 


$17,408.87 
164,897-55 
435.467-53 
569,958.99 
718,423.00 

879.738.43 

968,871.68 

1,128,903.92 


$4,688.83 
92,472.76 

51,911-15 
34,378.85 

94,439-17 
90,943.62 

140,744-48 
248,878.90 


$3,253,810.24 
10,030,488. 52 
12,992,479.66 
17,173,109.34 
18,604,333.84 
15,661,958.08 
13,749.492-44 
20,937-379-91 










$1,582,003 . 44 
1,428,390.74 
2,259-425-12 



SUPPLEMENTARY 



End 
of 


Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the year 


Amount of interest 

paid to and 

credited depositors 

dvu-ing the year 


Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 


Amount of divi- 
dends on capital 
stock declared 
diiring the year 


Taxes paid during 
the year 


Amount of deposits 

made by order of 

court 


1894 
1895 
1896 

1897 
1898 
1899 
1900 
19OI 
1902 
1903 
1904 


































$27,818.15 
338,962.42 
700,638. 91 
715.823-56 
1,090,900 . 15 
1,006,354.97 
874,577-39 
933,083-27 


$10,863.69 
100,429.98 
318,662. 27 
430,832.23 

565.459-73 
552,982.70 
504,421 .40 
576,244.89 


$41,944.81 
104,777.42 
1 17,107 . 26 
127,236.43 
140,837.38 
142,360.33 
161,078.83 
164,800.88 




$2,121.00 

5.362.50 

6,075.00 

9,187.50 

26,221 . 81 

24,369.06 

24,633-15 
23,883.28 


$1,500.38 
99-577.14 
31-555.55 




$50,000. 00 
100,000. 00 
100,000. 00 
100,000. 00 
100,000.00 
100,000. 00 


10,291.66 
18. 00 







DEC. 31, 1897. 



OFFICERS: 
President, 

RoswELL P. Flower. 
Vice-Presidents, 

John E. Borne. 

Charles C. Dickinson. 
Treasurer, 

A. S. Grossmann. 
Secretary, 

James W. Tappin. 
Assistant Secretary, 

E. L. JUDSON. 



TRUSTEES: 

John E. Borne, 
Vernon H. Brown, 
Frank Curtiss, 
Richard Delafield, 
L. C. Dessar, 
Charles C. Dickinson, 
John S. Dickerson, 
Roswell p. Flower, 
Henry O. Havemeyer, 
Gardiner G. Hubbard, 



Percival Kuhnb, 
Cord Meyer, 
Theo. W. Myers, 
Lowell M. Palmer, 
George W. Quintard, 
George Warren Smith 
William T. Wardwbll, 
W. Seward Webb, 
Henry N. Whitney, 



COMPANY 

ADDRESS, 222 BROADWAY, NEW YORK 



NEW YORK 
BOROUGH OF MANHATTAN 



RESOURCES 



Real Estate 



Cash on deposit in 
banks or other 

moneyed Cash on hand 

institutions 



Amount of Assets 

not included under 

any of the above 

heads 



Due from Directors 

or Trustees 

of the institution 



Totals 
Resources 



End 
of 



1894 

189s 
1896 
1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 



$133,017.04 
i33.oi7-°4 



$355,605.68 
1.993.423.26 
2,960,208. 09 
3,048,248.85 
3,201,085.65 
3,678,321.53 
2,720,999 . 21 
5,428,925.53 



$9,051.94 
43.749-84 
84,951.22 
82,999.35 
71.432-58 
114.585-56 
988,182.92 

.153.772-43 



$86,250. 04 
155.416.51 
178,889.09 
278,295.29 
151,488.01 

103.672-39 
111,892 . 96 

140,594.05 



*($i68,727.92) 



$4,775,907-94 
11,851,250.47 
15,075,829.30 
19,401,610. 28 
21,044,818. 27 
21,169,102 . 31 
19,677,039 . 80 
28,747,169.89 



* Included in Loans. 



LIABILITIES 







Other liabilities 




Amount due 


Amount due banks 


not included under 


Total 


savings banks 


and bankers 


any of the above 
heads 


Liabilities 



Increase 



Decrease 



End 
of 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
I90I 
1902 

1903 
1904 



$685,266.97 

830,847.27 

1.396,443-99 



5,420. 68 

934,39°-77 
1,227,422 . 02 



$63,391.64 

95.970. 96 
124,163 . 10 
127,622 . 26 
120,771 . 09 
124,302 . 42 

48,716.03 



$4,775. 907-94 
11,851,250.47 
15.075.829.30 
19,401 ,610. 28 
21,044,818. 27 
21,169,102 . 31 
19.677,039-80 
28,747,169.89 



$7,075,342.53 

3.224,578.83 

4,325.780.98 

1,643,207.99 

124,284. 04 



$1,492,062 . 51 



9,070,130. 09 



Total Increases and Decreases 
Net Increases 

SUPPLEMENTARY 



$25,463,324.46 $1,492,062.51 
23,971,261.95 



Number of deposits 

on which interest 

is allowed at this 

date 



Total amount of 
such deposits 



Rate of interest on 
same 



Amount of bonds I Amount received 
and mortgages in- [ from bonds and 
vested in during the 1 mortgages paid or 
year sold during the year 



End 
of 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
I90I 
1902 

1903 
1904 



272 

544 
861 
1,152 
I ,2 10 
1.432 
1.527 
1.755 



$3,122,875.75 


iito3 % 


10,068,247 • 46 


iit0 3i% 


12,813,605 .44 


2 to 4 % 


16,827,958.79 


2 t0 4 % 


17,130,076.32 


2 to 4 % 


17,480,812 . 72 


2 t0 4 % 


15,448,634.19 


2 to 4J % 


23,661,291 .95 


2 to 4 % 



$27,800. 00 

1,450. 00 

130,700. 00 

47,200. 00 



$31,000. 00 
171,300. 00 



53,900.00 

61,950. 00 



DEC. 31, 1904. 



OFFICERS: 
President, 

John E. Borne. 
Vice-Presidents, 

Richard Delapield, 

Cord Meyer. 

James W. Tappin. 
Treasurer, 

Arpad S. Grossman. 
Secretary, 

Edmund L. Judson. 
Trust Officer, 

Philip S. Babcock. 



TRUSTEES: 

Perry Belmont. 
John E. Borne. 
Vernon H. Brown, 
Frank Curtiss. 
Richard Delapield, 
L. C. Dess.^r. 
Anson R. Flower, 
Henry O. Havemeyer, 
George Edward Ide. 
Percival Kuhne, 



Cord Meyer, 
Seth M. Milliken. 
Theodore W. Myers, 
Daniel O'Day. 
Lowell M. Palmer. 
George W. Quintard. 
George Warren Smith. 
James W. Tappin. 
William T. Wardwell, 
Henry N. Whitney. 



NEW YORK 
BOROUGH OF MANHATTAN 



COMMONWEALTH TRUST 

CHARTERED 1902 AS TRUST COMPANY OF THE REPUBLIC 



RESOURCES 



End 
of 


Bonds and 
mortgages 


Stock and bond 
investments 


Amount loaned on 
collaterals 


Other loans, 

including bills 
purchased 


Overdrafts 


Due from banks, 

bankers and 

brokers 


1894 
1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 
1903 
1904 




































































































$1,412,908. 37 
638,903.86 
663,153.86 


$1,256,099.44 

49.231-25 
29,500 . 00 


$205,150.00 

20,000. 00 

7,600.00 


J23, 389-55 
57-21 



















LIABILITIES 



End 
of 


Capital stock paid 
in, in cash 


Surplus book value 


Undivided profits, 
book value 


Deposits in trust 


General deposits 


Amount due trust 
companies 


1894 

1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 


































































































$1,000,000 . 00 
500,000. 00 
500,000. 00 


$500,000. 00 


$95,247-83 
14,406.47 
16,849.97 


$2,031. II 


$2,020,978. 91 
311,478.46 
607,682.42 


$49,211. 24 



















SUPPLEMENTARY 






End 
of 


Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the year 


Amount of interest 

paid to and 

credited depositors 

during the year 


Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 


Amount of 

dividends on capital 

stock declared 

during the year 


Taxes paid during 
the year 


Amount of deposits 

made by order of 

coiu-t 


1894 

1895 
1896 
1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 








1 
























































































$366,752.75 
351,020.94 
116,059.20 


$20,606. 94 

105,870.91 

2,071 . 17 


$144,794.70 
141,825.77 
106,364.39 




$16,288.42 

5,151-49 
5,180. 14 

















DEC. 31. 1902 



OFFICERS: 



President, 

Daniel Le Roy Dresser. 
Vice-President, 

Alexander Greig. 
Assistant Secretary, 

Woodward Babcock. 
Manager, 

T. C. Clarke. 



DIRECTORS- 

William D. Baldwin 
Perry Belmont, 
George C. Boldt, 
Charles F. Brooker, 
Thomas C. Clarke, 
Thomas Crimmins. 
D. Le Roy Dresser, 
Stuyvesant Fish, 
Thomas F. Goodrich, 
George J. Gould, 
Alexander Greig, 
Tracy H. Harris, 



John Laughlin, 
James McMahon, 
Lewis Nixon, 
John M. Parker, 
Charles M. Preston, 
Tom Randolph, 
Henry C. Rouse, 
Herbert L. Satterlee, 
R. Waverly Smith, 
Elbridge G. Snow, 
Theodore E. Studley, 
Edwards Whitaker. 



COMPANY OF NEW YORK 

ADDRESS, 27 PINE STREET, NEW YORK 



NEW YORK 
BOROUGH OF MANHATTAN 



RESOURCES 



Real Estate 


Cash on deposit in 

banks or other 

moneyed 

institutions 


Cash on hand 


Amount of Assets 

not included under 

any of the above 

heads 


Due from directors 
of the institution 


Total 
Resources 


End 
of 














1894 
1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 















































































1 

1 








$701,042 . 16 

96,928.69 

419,950.38 


$33,382.71 
21,107.93 

4.746.47 


$19,617.93 
1,922 . 26 


$38,260.00 


$3,689,850. 16 

828,151 . 20 

1,124,950.71 















LIABILITIES 



Amount due 
savings banks 



Amount due banks 
and bankers 



Other liabilities 

not included under 

any of the above 

heads 



Total 
Liabilities 



Increase 



Decrease 



End 
of 















1894 

1895 
1896 

1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 


























































































$1,345-43 


$23,066.75 
235-16 
418.32 


$3,689,850. 16 

828,151 . 20 

1,124,950.71 










$2,861,698.96 






$296,799.51 








Total Increases and Decreases, $296,799.51 $2,861,698.96 
Net Decrease, 2,564,899.45 
SUPPLEMENTARY 


Number of deposits 

on which interest 
1 is allowed at this 
date 

1 


Total amount of 
such deposits 


Rate of interest on 
same 


Amount of bonds 
and mortgages in- 
vested in during the 
year 


Amount received 

from bonds and 

mortgages paid or 

sold during the year 




End 
of 














1894 

189s 
1896 
1897 
1898 
1899 
1900 
I90I 
1902 

1903 
1904 
















1 










; 
















1 


1 




















■ 








217 

31 
22 


$1 816 291 38 ! ■? tn A 07^ 








178,835.39 

470.074-53 


2 to 3 % 
2 to 3 % 























DEC. 31, 1904 



OFFICERS: 



President, 

WiNTHROP E. SCARRITT. 
Vice-President, 

Georgb C. Boldt. 
Secretary, 

Irving G. Knox. 



DIRECTORS; 

George C. Boldt, 
p. r. bomeisler, 
Thomas Crimmins 
Stuvvesant Fish, 
Frederick W. Garvin, 
Thomas M. Milliard, 
Francis S. Hutchins, 



William A. Marble, 
Walton H. Marshall, 
H. Sellers McKee, 
Albert R. Palmer, 
WiNTHROP E. Scarritt, 
Charles H. Wenman. 



NEW YORK 
BOROUGH OF MANHATTAN 



EMPIRE TRUST 

ADDRESS, 42 BROADWAY, NEW YORK 



RESOURCES 



End 
of 


Bonds and 
mortgages 


Stock and bond 
investments 


Amount loaned on 
collaterals 


Other loans, 

including bills 

purchased 


Due from banks, 
Overdrafts bankers and 
brokers 


1804 














1895 














1806 












1897 












1898 










1 


1899 
1900 




















t 


lOOI 












1902 
1903 


$15,153-75 

20,266. 67 

250,000.00 


$755,601.49 

541,585-15 
866,047.78 


$858,113.00 
1,009,279. 61 
1,584,302.62 


$274,509.46 
221,506. 78 
371,825-05 


$225.34 


$7,693.88 

60,498.78 

159,617.91 


1904 


58-63 



LIABILITIES 



Capital stock paid 
in, in cash 



Surplus book value 



Undivided profits, 
book value 



Deposits in trust 



General deposits by 
individuals, associa- 
tions and corpora- 
tions, except trust 
co's, savings banks 

and banks and 

bankers, payable on 

demand 



Amount due trust 
companies 



$500,000. 00 
500,000 . 00 
500,000 . 00 



$500,000 . 00 

500,000. 00 

1,000,000. 00 



512,851.37 

4,143.08 

29,074.15 



514,435- 



$872,830.10 

971,615.61 

2,455,106.86 



$5,121.65 

46,490.5s 
27,233-66 



SUPPLEMENTARY 



Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the year 



Amount of interest 

paid to and 

credited depositors 

diiring the year 



Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 



Amount of divi- 
dends on capital 
stock declared 
during the year 



Taxes paid during 
the year 



Amount of deposits 

made by order of 

court 



$40,695.58 
100,019 - 96 
167,462 . 40 



$10-393-77 
35,258-53 
55,059-50 



$20,161 .84 
38,363.99 
81,646. 69 



$10,138.81 
11,773-19 



OFFICERS: 



DEC. 31, 1902 



DIRECTORS: 



President, 

L. W. Baldwin. 

Vice-President, 

Duncan D. Parmlv. 

Treasurer, 

H. M. GouGH. 



Leroy W. Baldwin, 
Ira Leo B.^mberger, 
Archer Brown. 
Silas W. Burt, 
Amos D. Carver. 
F. Kingsbury Curtis. 
Clement A. Griscom, Jr., 
H. H. Harrison, 

C. M. HiGGINS, 

Robert E. Jennings, 
John C. Kelley, 
Manuel Lopez, 
Thomas N. McCauley, 



William E. Nichols, 
Adolph O'brig, 
Richard M. Parmely, 
Duncan D. Parmly, 
Walter T. Rosen, 
J. Frederick Talcott 
Henry P. Talmadge, 
Edgar Van Etten. 
Oswald G. Villard, 
A. E. Wallace, 
ToHN R. Walsh, 
Milton J. Warner. 



COMPANY CHARTERED 1902 

BRANCHES. 537 FIFTH AVENUE, 450 COLUMBUS AVENUE. 242 EAST HOUSTON STREET 

RESOURCES 



NEW YORK 
BOROUGH OF MANHATTAN 



Real Estate 



Cash on deposit in 

banks or other 

moneyed 

institutions 



Cash on hand 



Amount of Assets 

not included under 

any of the above 

heads 



Totals 
Resources 



End 

of 



1894 

1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 



$90,633-00 



$182,429.63 

428,457.76 

1. 313.897-47 



$9,361 .28 
10,799 • 12 
26,543.07 



534,955-33 
41,594.02 
69,172 . 81 



$2,138,043 . 16 

2.333.987-89 
4,732,098.34 



LIABILITIES 



Amount due 
savings banks 


Amount due banks 
and bankers 


Other liabilities 

not included under 

any of the above 

heads 


Total 
Liabilities 


Increase 


Decrease 


End 
of 















1894 
1895 
1896 

1897 
1898 

1899 
1900 
19OI 
1902 

1903 
1904 
























































































$245,077.80 
148,688.77 
320,306.48 


$2,162 . 24 
148,614. 00 
400,377.19 


$2,138,043 . 16 

2.333.987-89 
4,732,098.34 








S195.944-73 
2,398,110.45 














Total Increases $2,594,055.18 



SUPPLEMENTARY 



Number of deposits 
on which interest | Total amount of 
is allowed at this 1 such deposits 
date 



I 

Amount of bonds Amount received 
Rate of interest on I and mortgages in- from bonds and 

same ' vested in during the mortgages paid or 

I year | sold during the year 



End 
of 



1 














1 




























1 _ 










( 

] 












j 








, 










165 

1 327 
679 


$982,934. 00 

1,113,669.23 
1,540,000.00 


2 to 4% 

iit0 4% 

2 . 60 % 


$15,153-75 
20,266.67 
55,000. 00 






$15,153-75 
222,447.92 









1894 
1895 

1896 

1897 
1898 
1899 

1900 
I90I 
1902 

1903 
1904 



DEC. 31, 1904 



OFFICERS: 

President, 

Le Roy W. Baldwin. 

Vice-Presidents, 

H. W. McViCK^R (1st), 
William E. G. Gaillard (2d), 
Francis Burton Harrison (3d). 

Treasurer, 

Archibald Harrison. 

Secretary, 

H. M. GoUGH. 



DIRECTORS: 

Le Roy W. Baldwin, 
Roger S. Baldwin, 
Frederic R. Coudert, 
William H. English, 
Wm. E. G. Gaillard, 
Clement A. Griscom, 
Francis Burton Harriso.v, Jr., 
H. H. Harrison, 
Thomas B. Hidden, 
Percival Kuhne, 

H. W. McVlCKAR, 



Gborgb L. Nichols, 
Adolph O'brig, 
S. H. P. Pell. 
Duncan D. Parmly, 
Henry A. Robbins, 
Walter T. Rosen, 
William Solomon. 
James Henrv Smith. 
J. Frederick Talcott, 
Henry P. Talmadge. 
Egbrton L. Wintrhop, 



Jr. 



NEW YORK 
BOROUGH OF MANHATTAN 



EQUITABLE TRUST 

CHARTERED 1671 AS THE AMERICAN DEPOSIT & LOAN COMPANY 

RESOURCES 



Bonds and 
mortgages 



Stock and bond 
investments 



Amount loaned on 
collaterals 



Other loans, 

including bills 

purchased 



Overdrafts 



Due from banks, 

bankers and 

brokers 



$220,085 • °° 
605,305.45 
451,000. 00 
403,250.00 

2,437.S°ooo 
2,734,500.00 



$652,059.94 

865,708.12 

475.386.25 

626,333.75 

970,093 . 20 

1,004,880 . 82 

1,582,246.77 

11,323,699-11 



$6,634,135. II 
6,456,725-28 

4,674,895-34 

2,788,844.84 

3,458,237.13 

12,858,410.87 

26,637,477.04 

34,543,315.35 



$31,883.88 \. 
196,818 .10 1 . 
375,976.80 1. 

413,791-31 ■ 
122,576. 64 . 

37,302-07 i 
35,051-91 I 
33,699.40 I 



$13.64 

1,260.81 

479.80 



LIABILITIES 



Capital stock paid 
in, in cash 



Surplus book value 



Undivided profits, 
book value 



Deposits in trust 



General deposits 



Amount due trust 
companies 



$500,000. 00 

500,000. 00 

500,000. 00 

500,000. 00 

500,000. 00 

1,000,000. 00 

3,000,000. 00 

3,000,000 . 00 



55500,000. 00 
8,500,000. 00 
9,000,000. 00 



519.00 
568,394.66 
61,027 - 90 
183,515.26 
242,654.55 
119,485.78 
537,763.62 
639,i3°-43 



$407,347-87 
11,006,292 . 02 
23,230,899.23 



$6,736,236.19 
6,917,819. 28 
5,516,972.87 
3,909,427-51 
4,464,540.74 

10,907,683 . 09 

8,337,934-57 
7,443,652-78 



$2,300,000. 00 
1,982,909.37 
5,158,352.38 



SUPPLEMENTARY 



Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the year 



Amount of interest 

paid to and 

credited depositors 

during the year 



Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 



Amount of 

dividends on capital 

stock declared 

during the year 



Taxes paid during 
the year 



Amount of deposits 

made by order of 

court 



$391,523-73 
379,342.08 

397,390.15 
319,024.48 

247,007 . 79 

457,804.20 

1,538,306.63 

2,048,982 . 61 



5126,430. 78 
142,299.77 
126,413 . 81 
103,337.94 
118,933.44 
194,519.77 
543,314-34 
875,067.64 



$41,341-53 
38,166.65 
38,343.10 
53.199-18 
38,935-06 
67,956.23 
137,185.21 
149,907-31 



$25,000. 00 
25,000. 00 

740,000. 00 
40,000.00 
30,000. 00 
60.000. 00 

270,000. 00 

300,000. 00 



$2,311.54 

2,307-04 

2,758-39 

197-50 

8,692 . 27 

15,088.94 

117,725-55 
121,531.77 



DEC. 31, 1897 



OFFICERS: 
President, 

G. W. Jenkins. 
Vice-President, 

George W. Hebard, 
Secretary and Treasurer, 

C. H. Hamitlon. 



DIRECTORS: 

W. N. CoLER. Jr., 

Marcellus Hartley, 

George W. Hebard, 

George W. Jenkins, 

W. H. McIntyre, 

John E. Searles, 

George Westinghouse, Jr. 



COMPANY OF NEW YORK 

ADDRESS, IS NASSAU STREET, NEW YORK 



NEW YORK 
SOROUSH OF MANHATTAN 



RESOURCES 



Real Estate 



Cash on deposit in 
banks or other 
moneyed 
institutions 



Cash on hand 



Amount of Assets 
not included imder 
any of the above 
heads 



Due from directors 
of the institution 



Totals 
Resources 



End 
of 



1894 
189s 
1896 

1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 



$96,219. 44 
321,014. 29 
123,159.69 



$353.°23-35 
279,833-67 
236,189.39 
212,720. 77 
224,548.70 

974,159-43 
3,456,111.48 
5,092,023.38 



$13,503.12 
18,229.95 
63,259.28 

14.417-31 

22,423.64 

32,092.73 

129,179.49 

194,431-45 



$22,425 .92 

13,245-17 

7,589.22 

16,588.11 

29,990. 92 

112,310. 19 

371,603.00 

303,677.66 



*($327,2i5.oo) 



$7,803,250.76 
8,151,574.58 
6,176,540.97 
4,678,001 . 54 
5,278,870.23 

15,422,419.75 

34,650,430-5° 
54,225,826.15 



* Included in Loans. 



LIABILITIES 



Amount due 
savings banks 



Amount due banks 
and bankers 



Other liabilities 

not included under 

any of the above 

heads 



Total 
Liabilities 



Increase 



Decrease 



End 
of 



1894 

1895 
1896 

1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 



$82,614. 22 
2,713,984-43 



-077-55 
2,780,337.06 



5172,495-37 

165,360.64 

98,540. 20 

85,058.77 

71,674.94 

187,903.01 

309,839.15 

259,469.84 



$7,803,250.76 

8,151,574.58 

6,176,540.97 

4,678,001 . 54 

5,278,870.23 

15,422,419.75 

34,650,430.50 

54,225,826.15 



$348,323.82 



600,868.69 
10,143,549.52 
19,228,010. 75 
19-575.395-65 



SI-975-O33-61 
1,498,539-43 



Total Increases and Decreases $49,896,148.43 
Net Increase 46,422,575.39 

SUPPLEMENTARY 



$3-473-57304 



Number of deposits : 
on which interest 
is allowed at this I 
date 



Total amo\mt of 
such deposits 



Rate of interest on 
same 



Amount of bonds 
and mortgages in- 
vested in during the 
year 



Amount received 

from bonds and 

mortgages paid or I 

sold during the year I 



End 
of 



' 
























71 $6,736,236.19 
82 6,917,819.28 
80 5,516,972.87 

99 3,909,427.51 

120 4.464,540.74 

307 13,208,030.96 

720 1 21,779,798.47 

1,044 38,218,199.00 


litO 4 % 
iit0 4% 
li to 4 % 
li to 4 % 
Iit0 4% 
iit0 3% 
iit0 4% 
iit0 4% 










$220,085 . 00 
385,220.45 

512,944-55 

5,000.00 

2,213,000. 00 

1,845,500.00 


' 




$667 2 sO . 00 


^2 7 ^0 00 


178.7 ^o . 00 ■ 







1894 
1895 

1896 

1897 

1898 
1899 

1900 
I90I 
1902 

1903 
1904 



OFFICERS: 
President, 

Alvi.v W. Krech. 
Vice-Presidents. 

Tames H. Hyde. 

Lawrence L. Gillespie. 
Treasurer. 

Frederick W. Fulle. 
Secretary. 

Frederick W. Fulle. 
Assistant Treasurer. 

H. M. Walker, 
Assistant Secretary. 

Lyma.v Rhoades, Jr. 



DEC. 31, 1904 

TRUSTEES: 

C. F. Adams, (2d), 
C. B. Alexander, 
H. M. Alexander, 
James W. Alexander, 
William Alexander, 
F. R. Coudert, 
W. H. Crocker. 
T. DeWitt Cuyler, 
H. C. Deming. 
Chauncey M. Depew, 
M. Hartley Dodge, 
John F. Dryden, 
H. C. Frick, 
Lawrence L. Gillespie, 
E. H. Harriman. 
Edward M. House, 
T. H. Hubbard, 
James H. Hyde, 
10 



S. M. Inman. 

b radish joh.vson, 

Otto H. Kahn, 

Alvin W. Krech, 

L. F. Loree, 

Clarence H. MacKay, 

William H. McIntyre. 

D. H. Moffat, 

H. H. Porter. Jr. 

William B. Rankinb, 

James Henry Smith, 

V. P. Snyder, 

George H. Squire, 

Gage E. Tarbell. 

Sir William C. Va.n Horne, 

George T. Wilson, 

Henry R. Winthrop. 



NEW YORK 
BOROUGH OP MANHATTAN 



THE FARMERS' LOAN 

CHARTERED 1822 AS FARMERS' FIRE INSURANCE & LOAN CO. 

RESOURCES 



Bonds and 
mortgages 



Stock and bond 
investments 



Amount loaned on 
collaterals 



Other loans, 

including bills 

purchased 



Overdrafts 



Due from banks, 

bankers and 

brokers 



$755.8 



965 
910 

947 

338 

253 

310 

1,636 

1,052 

1,628 



00. 00 
,»oo. 00 
,000. 00 
,000. 00 
,200. 00 
.575-00 
,000. 00 
,000. 00 
,000. 00 
,200. 00 
,500. 00 



$7,929, 
7.760, 

7.771, 
6.641, 
7,106, 
6,651, 

12,537, 
12,233, 

14,453, 
16,033, 
21,058, 



808.00 
782 . 00 
063 . 00 
400. 00 
605 .00 
900. 00 
839.11 
962 . 29 

277-93 
883.42 
972.79 



513,560,668 

13,827,255 
17,461,983 
22,370,366 
34,035,474 
32,872,845 
27-212,753 

40,581,553 
32,151.521 
28,554.092 

47.784.439 



$926,500. 00 
5,850,000. 00 
2,159,000. 00 
3,000,000. 00 
73,000 . 00 



1,536,750.00 
4,478,400. 00 



528,869.88 



LIABILITIES 



Capital stock paid 
in, in cash 



Surplus book value 



Undivided profits, 
book value 



Deposits in trust 



General deposits 



Amount due trust 
companies 



1)1, 000 
1,000 
1,000 
1,000 
1,000 
1,000 
1,000, 
1,000, 
1,000, 
1,000, 
1,000, 



000. 00 
000 . 00 
000. 00 
000. 00 
000. 00 
000. 00 
000. 00 
000. 00 
000. 00 
000. 00 
000. 00 



64,251.295-62 
4,187,199.23 
4,423,884.45 
4.731,132-13 
4,943,151-98 
5,525,124.56 
6,185,149 . 64 



6,934,388.30 



56,606,545.07 
7,007,480.35 



6,727.239-27 



$27, 

30 
28, 

33 
44 
41, 
45, 
54, 
41, 
45, 
75, 



501 
948 
351 
445 
875 
519 
889 
316 
294 
615 
516 



,352.08 
,665.66 
,589.27 
1803 . 20 
,058. 01 
,851.25 
,765-85 
,897.11 
,898.69 

,920.47 
,080. 27 



52,056,471 . 14 
1,530,106.94 
3,807,100. 70 



SUPPLEMENTARY 



End 
of 


Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the year 


Amount of interest 

paid to and 

credited depositors 

during the year 


Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 


Amount of divi- 
dends on capital 
stock declared 
during the year 


Taxes paid during 
the year 


Amount of deposits 

made by order of 

court 


1894 
1895 


$I.10?.270, 8n 




$214 881 '''' 


$300,000. 00 
300,000. 00 




$105,962.40 
192,528.77 


1,052,860 


82 


519.418 


67 


180,489 


81 


$19,252 


60 


1896 


1,427,495 


58 


595,008 


60 


177,401 


99 


300,000. 00 


20,21 1 


60 


76,417.27 


1897 


1.466,55s 


86 


637,101 


81 


179,807 


41 


300,000. 00 


12,474 


00 


13,176.65, 


1898 


1,407,956 


28 


683,393 


72 


171,839 


76 


300,000.00 


19,443 


42 


10,389.49 


1899 


1,909,908 


58 


1,046,456 


29 


164,412 


33 


300,000. 00 


33.556 


86 


9,496.96 


1900 


2,090,341 


67 


1,068,019 


74 


186,337 


55 


300,000. 00 


33,758 


3° 


27,026. 03 


1901 


2,410,403 


98 


1,288,193 


76 


178,500 


38 


350,000. 00 


107,044 


34 


26,422.04 


1902 


3.034.193 


95 


1,484,985 


20 


189,429 


03 


400,000 . 00 


92.443 


53 


6,161 . 42 


1903 


2,540,582 


68 


1,415.395 


II 


203,964 


65 


400,000. 00 


93,480 


20 


5,841-39 


1904 


2,435.282 


58 


1,573.165 


98 


207 979 


66 


400,000. 00 


98,417 


65 


5.874-63 , 



OFFICERS: 
President, 

R. G. ROLSTON. 

Vice-Presidents, 

W. D. Searls, 
William H. Leupp (2d). 

Secretary, 

Edwin S. Marston. 

Assistant Secretary, 

Samuel Sloan, Jr. 



DEC. 31, 1894 



DIRECTORS: 

William Waldorf Astor, 

E. R. Bacon, 

Robert F. Ballantine, 

Edward R. Bell, 

Isaac Bell, 

Robert C. Boyd, 

Charles L. Colby, 

Cleveland H. Dodge, 

Henry Hentz, 

H. Van Rensselaer Kennedy, 

Franklin D. Locke, 

D. O. Mills, 

James Neilson, 



Charles A. Peabody. Jr., 
Moses Taylor Pyne, 
Percy R. Pyne, 
William Remsen, 

R. G. RoLSTON, 

James Roosevelt, 
Thomas Rutter, 
Samuel Sloan, 
James Stillman, 
Henry A. C. Taylor, 
C. H. Thompson, 
Alexander T. Van Nest. 



AND TRUST COMPANY 

ADDRESS, 16-22 WILLIAM STREET, NEW YORK 



NEW YORK 
BOROUGH OF MANHATTAN 



RESOURCES 



Real Estate 



Cash on deposit in 

banks or other 

moneyed 

institutions 



Cash on hand 



Amount of Assets 

not included under 

any of the above 

heads 



Totals 
Resources 



End 
of 



$I,000 
1 ,000 
1,000 
1,000 
1,000 
1,000 
1,000 
1,014 
1,016 

1,455 
1-455 



,000.00 1 
,000.00 I 
,000. 00 
,000. 00 
,000. 00 
,000 . 00 
,000. 00 
,061 . 70 

,746.55 
,878.77 
,546.20 



$6,758 
4,472 
4,086 
4,316 
6,680 
6,071 

11,099 
6,845 
3,629 
5,906 

11,227 



.395 


49 


.375 


93 


,382 


68 


,086 


36 


,294 


13 


.215 


65 


,410 


41 


,442 


03 


,197 


93 


,440 


18 


,520 


81 



Si, 500, 720. 05 

2,002,253 - 23 

13,441.56 

865.06 

552-43 

2,045-94 

4,553-77 

2,883 - 00 

3,849.86 

2,809,220. 38 

3,002,404.85 



$429 

471 

451 

1,095 

1,170 

1,301 

1,170 

1,199 

940 

522 

413 



,541.78 
,182 . 22 

.211.75 
,566.68 

-575-23 
,820. 74 
,011.52 
,776. 26 
,224. 14 

.558.15 
,007 .86 



$32,861, 
36,269 
33.908, 
39.334, 
51.013, 
48,238, 

53.277 
62,187, 

53.830 
57.871 
91.077, 



433-94 
649 . 12 
082.84 
284.99 
701.32 
402 . 68 

567-96 
678.43 
818.10 
023.17 
662 . 10 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 



LIABILITIES 



Amount due 
savings banks 


Amount due banks 
and bankers 


Other liabilities 

not included under 

any of the above 

heads 


Total 
Liabilities 


Increase 


Decrease 


End 
of 






$108,786.24 
133.784-23 
132,609 . 12 
157,349-66 

195.491-33 
193,426.87 
202,652 . 47 
264,236.25 
226,532.22 
252,991 . 67 
472,079.32 


$32,861,433.94 
36,269,649 . 12 
33,908,082 . 84 

39,334,284.99 
51,013,701.32 
48,238,402.68 
53.277.567.96 
62,187,678.43 
53,830,818. 10 
57,871,023.17 
91,077,662. 10 






1894 

1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 






$3,408,215.18 








$2,361,566. 28 






5,426,202 . 15 
11,679,416.33 












2,775,298-64 






5,039,165.28 
8,910,110.47 








$2,111,656. 12 

2.369.635-77 
2-196.453-46 


$133,779-58 

167,980. 02 

1.358.709-08 


8,356,860.33 


4,040,205 . 07 
33,206,638.93 







Total Increases and Decreases $71,709,953.41 
Net Increase 58,216,228.16 

SUPPLEMENTARY 



I3. 493. 725-25 



Number of deposits 

on which interest 

is allowed at this 

date 


Total amount of 
such deposits 


Rate of interest on 
same 


Amount of bonds 
and mortgages in- 
vested in during the 
year 


Amount received 

from bonds and 

mortgages paid or 

sold during the year 




End 
of 


2,158 
2,459 
2,357 
2,211 


$22,725,089.81 
27,189,800.91 
26,184,180. II 
29,375,018.90 
40,913,417.97 
37,677,684.40 
42,740,427.48 
50,664,274.37 
42,286,510. 19 
44,441,848. 02 
77,236,300.52 


it0 5 % 
itos % 
I to 4i % 
1 to 4i % 
I to 4i % 
1 to 4i % 
I to 4 % 
it0 3 % 
I to 4 % 
I to 3i % 
1 to 3i % 








1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 
1903 
1904 




















1,760 
2,023 
2,368 
2 620 














$1 10,000 . 00 

88,996.69 

1 ,790,000. 00 

482,700. 00 

1,564,200. 00 


$195-575-00 
31,996.69 

464,000. 00 
1,066,500.00 

987,900. 00 






2,781 
3,685 
2,671 











DEC 31. 1904 



OFFICERS: 
President, 

Edwin S. 



Marston. 



Second Vice-President, 

Thomas J. Barnett, 

Secretary, 

Samuel Sloan, Jr. 

Assistant Secretaries. 

Augustus V. Heely, 
Cornelius R. Agnbw, 
William B. Cardozo. 



DIRECTORS: 

A. G. AoNEW, 
William Waldorf Astor, 
Hugh D. Auchincloss, 
Edward R. Bacon, 
George F. Baker, 
Robert F. Ballantine, 
Robert C. Boyd, 
Cleveland H. Dodge, 
Henry Hentz, 
E. R. Holdhn, 
H. Van R. Kennedy, 
D. H. King. Jr.. 
Daniel S. Lamont, 
Franklin D. Locke, 



Edwin S. Marston, 
D. O. Mills, 
S. S. Palmer, 
Charles A. Peabody, 
Moses Taylor Pyne, 
John L. Riker, 
Henry H. Rogers, 
William Rowland, 
Archibald D. Russell, 
Samuel Sloan, 
James Stillman, 
Henry A. C. Taylor, 
P. A. Valentine, 



NEW YORK 
BOROUGH OF MANHATTAN 



FIFTH AVENUE 

CHARTERED 1B98 



RESOURCES 



End 
of 


Bonds and 
mortgages. 


Stock and bond 
investments 


Amount loaned on 
collaterals 


Other loans. 

including bills 

purchased 


Overdrafts 


Due from banks, 

bankers and 

brokers 


1894 

X895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 

IQ03 
1904 




































1 






$40,000. 00 
107,000.00 
149,000. 00 
148,000.00 
435,000. 00 
510,500.00 
510,500.00 


$1,765,587.55 
2.685,559.73 
2,688,374-67 
3,226,003.03 
3,826,894.83 
3,741,046.73 
6,626,663 . 00 


$2,464,728.33 
2,916,459.24 
5,901,043.08 
9,221,483.63 
9,580,530.72 
8,287,656.41 
9,586,347.11 


$1,282,482.25 
684,898.56 
591.825.23 
152,199.00 
143,050.00 
619,875.30 
781,442.26 

























$5,862. 50 















LIABILITIES 






End 
of 


Capital stock paid 
in, in cash 


Surplus book value 


Undivided profits 
book value 


Deposits in trust 


General deposits 


Amount due trust 
companies. 


1894 

1895 
1896 
1897 
1898 
1899 
1900 
I901 
1902 
1903 
1904 






























1 








! 




$500,000.00 
500,000. 00 
500,000. 00 
1,000,000. 00 
1,000,000.00 
1,000,000. 00 


$500,000. 00 
500,000. 00 
500,000. 00 
1,000,000. 00 
1,000,000 . 00 
1 ,000,000 . 00 


$51,302.14 
208,133.42 

384,578-97 
91,663.86 
287,436.24 
300,702.48 
472,955-86 




$4,853,801.50 

5,770,033.22 

8,594,874-04 

11,909,333.06 

13,153,314-16 

T2 /188 ere cc 

















$19,577-99 

2 "2 l6c "2 1 






l8 7=f? 16 T*7 6nn nyi8 . 08 
















SUPPLEMENTARY 



End 
of 


Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the year 


Amount of interest 

paid to and 

credited depositors 

during the year 


Amount of ex- 
penses of the Amount of 
institution during dividends on capital i Taxes paid during 
the year, excluding j stock declared \ the year, 
taxes during the year. 


Amount of deposits 

made by order of 

court 


1894 

1895 
1896 

1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 






1 


■ 








i 

























$132,238.38 
336,218.56 
411,222.07 
606,735.61 
764,629.87 
556,097.61 
771,883.09 


$44,078.71 
137,458.50 
146,036. 28 
214,089.88 
290,578.03 
322,399.97 
376,220.01 


$31,688.88 
41,928.78 
58,090.85 
68,542. 56 
74,216.37 

•77.557-04 
79.931-12 




$2,000.00 
5.150.00 
4,187.82 

17,018.28 

22,063 - 09 
22874 . j6 




$20,000. 00 
100,000. 00 
170,000. 00 























DEC. 31, 1898 



OFFICERS: 

President, 

Levi P. Morton. 

Vice-Presidents, 

W. D. Sloan. (1st), 
Cecil D. Landale (2d). 

Secretary, 

H. H. SWASEY. 

Assistant Secretary, 
Jambs M. Pratt. 



DIRECTORS 

S. D. Babcock, 
August Belmont. 
E. J. Berwind, 
Chauncey M. Depew, 
C. D. Dickey, 
Elbridge T. Gerry, 
Marcellus Hartley. 
G. G. Haven, 
Jos. C. Hendrix. 



J. H. Hyde, 
A. IsELiN. Jr., 
A. D. Juilliard, 
D. H. King, Jr, 
Daniel Lord, 
Levi P. Morton, 
W. D. Sloane, 
Frank Tilford, 
William C. Whitney. 



TRUST COMPANY 

ADDRESS. 514 FIFTH AVENUE, NEW YORK 



NEW YORK 
BOROUGH OF MANHATTAN 







RESOURCES 








Real Estate 


Cash on deposit 

in banks or other 

moneyed 

institutions. 


Cash on hand 


Amount of Assets 

not included under 

any of the above 

heads 




Total 
Resources 


End 
of 












1894 
189s 
1896 
1897 
1898 
1899 
1900 
I901 
1902 

1903 
1904 

















I 








1 




$322,785.34 
542,853.97 
509,466.08 
1,045.302.72 
1.340,763.67 
1,532,270.86 
2,533.765-14 


$18,258.51 
52,835-66 
41,426.85 
92,471.56 
97,770-44 
105,153-56 
151,082 . 12 


$-?7,8l8.88 ' Scn^r 660.86 




40,273.40 
98,317.10 
115,536.98 
173,184.01 
154,052.03 
160,020. 80 




7,029,880. 56 

9.979.453-01 

14,000,996. 92 

15.597.193-67 
14,956,417-39 
20,349,820.43 



























LIABILITIES 



Amount due 
savings banks 


Amount due banks 
and bankers. 


Other liabilities 

not included under 

any of the above 

heads 


Total 
Liabilities 


Increase 


Decrease 


End 
of 










1 


1894 

189s 
1896 

1897 
1898 
1899 
1900 
19OI 
1902 
1903 










1 










1 


















$26,557.22 
51.713-92 


$5,931,660.86 
7,029,880. 56 
9.979.453-01 

14,000,996. 92 

15.597.193-67 
14,956,417-39 
20,349,820.43 











$1,098,219. 70 

2,949,572-45 
4,021,543.91 
1,596,196.75 


















$96,297 . 61 
132,034.05 
236,884-75 




40,567.67 
12,000.00 
12,178.58 








$640,776. 28 




5.393.403.04 


1904 







Total Increases and Decreases $15,058,935.85 


$640,776.28 


Net Increase 14,418,159.57 




SUPPLEMENTARY 





Mumber of deposits 

on which interest 

is allowed at this 

date 



Total amount of 
such deposits 



Amount of bonds { Amount received 
Rate of interest on and mortKages in- 1 from bonds and 
same ' vested in during the ! mortgages paid or 

I year 1 sold during the year 



End 
of 



1894 
189s 
1896 

1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 



420 
886 

1-325 
2,020 
2,268 

2,452 
2,721 



$4,638,587.00 \l,li,2,2i & 3 %j $40,000.00 

5,707,033.22 1 ij to 3 %i 107,000.00 

8,490,000.00 I I J to 3 %' 42,000.00 

11.789.333-06 j ijt03 % 15,000.00 

13.031.189.76 I 2 to 3 %| 302.633-33 

12,356,714.91 ! 2 to 3J % 126,000.00 

17.538,864.57 I 2 to 3J %: 3,000.00 



$16,000. 00 

15.633-33 

50,500. 00 

3,000.00 



DEC. 31, 1904 



OFFICERS. 



PresuietU, 

Levi P. Morton. 
Vice-President, 

William D. Sloane, 

Cecil D. Landale (2d). 
Secretary, 

James M. Pratt. 
Assistant Secretary, 

Walter Meacham. 



TRUSTEES 

E. J. Berwind, 
Frederic Cromwell. 
Thomas De Witt Cuvler, 
Chauncey M. Depew, 
C. D. Dickey, 
Elbridge T. Gerry, 
G. G. Haven. 
J. H. Hyde. 
A. IsELiN. Jr., 



A. D. JUILLIARD, 

D. H. King, Jr.. 
Cecil D. Landale, 
W. H. McIntyrb, 
Levi P. Morton, 
Jacob H. Schipf, 
William D. Sloane, 
Valentine P. Snyder. 
Harry Payne Whitney. 



NEW YORK 
BOROUGH OF MANHATTAN 



Enri 
of 



1894 
1895 
1896 

1897 
1898 
1899 
1900 
I9OI 
1902 
1903 
1904 



End 
of 



1894 

1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 



GUARANTY TRUST COMPANY 

CHARTERED 1864 AS NEW YORK GUARANTY AND INDEMNITY CO. 

RESOURCES 



Bonds and 
mortgages 



Stock and bond 
investments 



Amount loaned on 
collaterals 



Other loans, 

including bills 

purchased 



Overdrafts 



Due from banks 

bankers and 

brokers 



5112,000.00 I $4,471,662.77 
35,000.00 I 6,537,554-41 
35,000.00 7,640,572.83 

36,638.70 8,503,140.02 

50,000.00 13-415.273-72 
25,000.00 12,237,786.07 
9.751.515-72 
12,328,578.17 
11,431,188.30 
8,896,681.86 
15,548,665.07 



28,000. 00 



Capital stock paid 
in, in cash 



Surplus book value 



>2,000 

2,000 
2,000 
2,000 
2,000 
2,000 
2,000 
2,000 
2,000 
2 ,000 
2,000 



,000, 
,000 
,000 
,000 
,000 
,000 
,000 
,000 
,000 
000 
,000 



.00 
. 00 
. 00 
. 00 
. 00 
. 00 
. 00 
. 00 
. 00 
. 00 
. 00 



$1,500,000. 00 
2,000,000 . 00 
2,000,000 . 00 
2,500,000. 00 
3 ,000,000 . 00 
3,500,000 . 00 
4,000,000 . 00 
4,500,000 . 00 
5,000,000 . 00 
5,000,000. 00 
5,000,000.00 



$4,737,526.78 

5,984,613.98 

6,450,755-87 

4.723,453-69 

8,385,839-41 

8,707,892.31 

11,196,344-05 

17,240,513-60 

17,237,142-30 

21,651,157-63 
31,873,676.94 



$43. 
298, 

273. 
90, 

146, 

292, 
1,423 

445 
1,084 

655 
3,520 



,062. 


03 


,862 
,610 
,000 


3^ 
35 
00 


,031 


79 


,500 


00 


,008 


53 


,288 


48 


,834 


-98 


,438 


■32 


,309 


-09 



15,928.63 
12,939.29 
13,086.45 

8.15 

17.80 
20.37 



51,429,273.71 
1,497,994-68 

2,191,341-98 
4,188,996. 19 
2,662,532.91 

3,257.996-13 
463,512.45 



LIABILITIES 



Undivided profits, 
book value 



5290,568. 
324,006. 
598,318. 
320,402 . 
338,370- 
404,191 . 
232,852. 
258,601 . 
369.398- 
102,577. 
507,196. 



56 
00 

51 
65 
42 
81 
48 

63 
20 

24 
10 



Deposits in trust 



Ji, 120, 212. 00 

966,002 . 98 

899,637-51 

234,548-79 

1,334,786-88 

1,410,232 . 18 

1,390,365-14 

2,142,563.63 

1,080,100.76 

931.515-63 
731,004. 08 



General deposits 



$8,969, 
10,333 
1 1,098 
13.490 
21,279 

19.579 
20,589 
28,979 
26,260 

30,519 
54,230 



270.71 
,048. 04 
,523-92 
.395-60 
,642 . 19 
,136.70 

,324-55 
,768. 70 
,006.53 
,049.89 
716.87 



Amount due trust 
companies 



$1,118,286.75 
1,323,208.52 
2,131,402 . 84 



SUPPLEMENTARY 



End 
of 



1894 
1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 
1903 
1904 



Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the year 



Amount of interest 

paid to and 

credited depositors 

during the year 



Amount of ex- 
penses of the 
institution dviring 
j the year, excluding 
taxes 



Amount of divi- 
dends on capital 
stock declared 
during the year 



$804, 303. 4S 
1,032,967 . 14 
899,151.23 
1.030,537-14 
1,381,368.48 
1,696,774-58 
1.432,455-73 
1,935,234-97 
2,296,931.55 
2,050,227 . 74 
2,288,520.48 



$187, 
207, 
286, 

329 

422 

563 

553 

763 

961 

1,083 

1,155 



285.52 
,647.66 
,642.86 
,105.83 
,708. 21 
,489. 64 
,363-54 
,963 . 80 
,148.83 

,031-73 
,086. 70 



OFFICERS: 
President, 

Walter G. Oakman. 

Treasurer, 

Henry A. Murray. 



122 


686. 


1 
15 


115 


800. 


13 


141 


263. 


15 


160 


263. 


78 


176 


154 


22 


181 


,584 


27 


199,475 


42 


216 


,988 


53 


312 


,731 


69 


231 


,666 


53 


257,347 


.92 



>i6o,ooo . 00 
180,000. 00 
200,000 . 00 
220,000 . 00 
240,000 . 00 
240,000 . 00 
320,000 . 00 
320,000 . 00 
340,000 . 00 
400,000 . 00 
400,000 . 00 



DEC. 31, 1894 



DIRECTORS: 

Samuel D. Babcock, 
George F. Baker, 
George S. Bowdoin, 
Frederic Cromwell. 
Walter R. Gillette, 
Robert Goelet, 
Oliver Harriman, 
G. G. Haven, 
R. Somers Hayes, 
Charles R. Henderson, 
Adrian Iselin, Jr., 



Taxes paid during 
the year 



I Amount of deposits 

made by order of 

court 







$16,081.91 

16,932.71 

19,083.39 
24,538-28 




$14,571.02 


25,879.28 


4,386.24 


27,610.3s 


8,670.89 


85.533-49 


57.558-26 


73.254-46 


36,092.45 


74,441.47 


57,281.32 


70,467.00 


85,361-59 



James N. Jarvie, 
Augustus D. Juilliard, 
Richard A. McCurdy. 
Walter G. Oakman, 
Alexander E. Orr, 
Henry H. Rogers, 
Henry W. Smith, 
H. McK. Twombly, 
Frederick W. Vanderbilt, 
William C. Whitney. 



13 



OF NEW YORK 

ADDRESS, 28 NASSAU STREET, NEW YORK 



NEW YORK 
BOROUGH OF MANHATTAN 



RESOURCES 



Real Estate 



Cash on deposit in 
banks or other 
moneyed 
institutions 



Cash on hand 



Amount of Assets 

not included under 

any of the above 

heads 



Due from directors 
of the institution 



Totals 
Resources 



End 

of 



$101,029 


69 


100,159 


33 


153.087 


44 


157.787 


23 


149.553 


03 


152,564 


00 


150,906 


35 


153.891 


18 


154,128 


83 


130.373 


38 



$4,531 
2,732 
2,310 

3.977 
4,659 
3.807 
3.454 
4.470 
4,755 
5.987 
13.486 



.304 


97 


,833 


35 


.594 


18 


.085 


78 


,721 


52 


,226 


98 


,286 


27 


,840 


04 


,069 


84 


.587 


55 


.975 


25 



$22,097 
33.602 

58,371 

62,659 

77.749 
50,962 

19.340 
40,723 
36,278 
55.908 
130,231 



$83,982 

62,373 

115.032 

1,289,343 

149,212 

283,495 
396,387 
513.142 
158,261 
383.559 
1.959.476 



*($52o,8i6.69) 



$14,102,666. 10 

15.784,999-43 
17,037,025.05 
18,840,108. 54 
28,462,656.07 
27.071.351-40 
28,596,070. 27 
39.395.060.80 
37.547.445-88 
41,018,720. 37 
66,982,866.89 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 



♦Included in Loans. 



LIABILITIES 



Amount due 
savings banks 


Amount due banks 
and bankers 


Other liabilities 

not included under 

any of the above 

heads 


Total 
Liabilities 


Increase 


Decrease 


End 

of 






$222,614.83 
161,942.41 

440,545-11 
294,761.50 
509,856.58 
177,790.71 
383,528.10 
1,514,126. 84 
870,943.87 
693.326.96 
59.542.36 


$14,102,666. 10 
15,784,999.43 
17.037.025.05 
18,840,108. 54 
28,462,656.07 
27.071.351-40 
28,596,070. 27 
39.395.060.80 
37.547.445-88 
41,018,720.37 
66,982,866.89 






1894 

1895 
1896 
1897 






$1,682,333.33 
1,252,025 . 62 
1,803,083.49 
9,622,547.53 























1898 
1899 
1900 
1901 
1902 






$1,391,304.67 






1,524,718.87 
10,798,990.53 








$277,233.76 
337,090.24 
321,230.12 


$571,476.01 

111,951.89 

2,001,774. 52 


1,847,614.92 


3,471,274-49 
25,964,146.52 


1903 
1904 







Total Increases and Decreases $56,119,120.38 
Net Increase 52,880,200.79 

SUPPLEMENTARY 



,238,919.59 



Number of deposits 

on which interest 

is allowed at this 

date 



Total amount of 
such deposits 



Rate of interest on 
same 



Amount of bonds 
and mortgages in- 
vested in during the 
year 



Amount received 

from bonds and 

mortgages paid or 

sold during the year 



Amount of debts 

guaranteed and 

present liability 

thereon 



End 
of 



239 


$9,457,920.57 


357 


10,609,993.75 


438 


10,679,119.85 


509 


11,985,927 . 02 


579 


20,066,222 . 85 


770 


18,047,742.45 


885 


19,917,150.41 


1,060 


29,109,140. 64 


1,251 


27.353.179-93 


1.369 


30,828,419.63 


1.657 


56,310,312.26 



to 4 % 
to 4 % 
to 4i % 
to 4 % 
t0 4 % 
to 4 % 
to 4 % 
iit0 4 % 
iito'4i% 
iit0 4i% 
iito3 % 



;2,ooo. 00 



$350,000 . 00 
350,000. 00 



69,000. 00 



132,000. 00 



25,000. 00 



41,000. 00 

28,000. 00 

132,000.00 



1894 
1895 
1896 

1897 
1898 
1899 
1900 
1901 

J902 

1903 
1904 



DEC. 31, 1904 



OFFICERS: 
President, 

John W. Castles. 
Vice-President. 

Oscar L. Gubelman. 
Treasurer, 

William C. Edwards. 
Secretary, 

E. C. Hebbard. 
Assistant Treasurer, 

F. C. Harriman. 
Trt4st Officer. 

R. C. Newton. 



DIRECTORS: 

George F. Baker, 
George S. Bowdoin, 
John W. Castles, 
Frederic Cromwell, 
Walter R. Gillette, 
E. H. Harriman, 
G. G. Haven, 
Edwin Hawley. 
R. Sombrs Haye'?, 
Charles R. Henderson, 
Adrian Iselin. Jr., 
James N. Jarvie, 



Augustus D. Juilliard, 
Richard A. McCurdv, 
Levi P. Morton, 
Oscar G. Murray, 
Walter G. Oakman 
NoR.MAN B. Rea-m, 
Daniel G. Reid, 
Henry H. Rogers, 
James Speyer. 
H. McKay Twombly, 
Fredprick W. Vanderbilt. 
Harry Payne Whitney. 



13 



NEW YORK 

BOROUGH OF MANHATTAN 



GUARDIAN TRUST 

CHARTERED 1902 



RESOURCES 



End 
of 


Bonds and 
mortgages 


Stock and bond 
investments 


Amount loaned on 
collaterals 


Other loans, 

including bills 

purchased 


Overdrafts 


Due from banks, 

bankers and 

brokers 


1894 
189s 
1896 
1897 
1898 
1899 
1900 
I901 
1902 
1903 
1904 



































































































$318,000. 00 
261,500.00 
211,800. 00 


$262,435.00 
359,872.50 
450,460.00 


$1,590,710.76 
1,057,456.48 
2,250,983.98 


$54,150.25 

28,608.89 

177,904.71 




$140,470.24 
i7,83r-54 
95,972-32 









LIABILITIES 



End 
of 


Capital stock paid 
in, in cash 


Surplus book value 


Undivided profits, 
book value 


Deposits in trust 


General deposits by 
individuals, associa- 
tions and corpora- 
tions, except trust 
co's, savings banks 

and banks and 

bankers, payable on 

demand 


Amount due trust 
companies 


1894 

1895 
1896 
1897 
1898 
1899 
1900 
19OI 
1902 
1903 
1904 



































































































$1 ,000,000 . 00 
500,000 . 00 
500,000.00 


$1,000,000 . 00 
500,000 . 00 
500,000.00 


$19,653-39 
30,260.74 

43,623-37 




$1,303,443-28 

949,085.92 

2,147,838.23 


$123,708. 23 
19,942 . 82 
18,108.09 















SUPPLEMENTARY 






End 
of 


Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the year 


Amount of interest 

paid to and 

credited depositors 

during the year 


Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 


Amount of divi- 
dends on capital 
stock declared 
during the year 


Taxes paid during 
the year 


Amount of deposits 

made by order of 

court 


1894 

1895 
1896 

1897 
1898 
1899 
1900 
I9OI 
1902 
1903 
1904 




































































1 




























$55,851-99 
129,939.20 
134,121.70 


$8,643.26 
43,071.44 
37,228.51 


$27,555-34 
60,962 . 63 
68,202 . 62 










$15,297.78 
15,327-94 











OFFICERS: 

President, 
Bird S. 



COLER. 



Vice-Presidents, 

R. Ross Appleton, 
E. C. Brown. 
George W. Fairchild. 

Secretary, 

Herbert H. Swasey. 

Assistant Secretary, 
L. C. Haynes. 



DEC. 31, 1902 



DIRECTORS: 

Frank E. Anderson, 
R. Ross Appleton, 
Stephen B. Ashley, 
William F. Balkam, 
William A. Barber, 
Carroll P. Bassett, 
Ernest C. Brown, 
Elverton R. Chapman, 
Bird S. Coler, 
Charles M. Dally, 
George W. Fairchild, 
Edward H. Fallows, 
Joseph N. Francolini, 



14 



George E. Green 
Leonard H. Hole, 
Edwin S. Hooley, 
R. W. Jones. Jr., 
David Bennett King, 
Edgar J. Levey, 
John B. McDonald, 
George R. Morse, 
Charles W. Morse, 

LUDWIG NiSSON, 

Nathan Seeley, 
Samuel R. Smith, 
Leopold Stern, 
Herbert H. Swasey. 



COMPANY 

ADDRESS, 170 BROADWAY, NEW YORK 



NEW YORK 
BOROUGH OF MANHATTAN 



RESOURCES 



Real Estate 


Cash on deposit in 

banks or other 

moneyed 

institutions. 


Cash on hand 


Amount of assets 

not included under 

any of the above 

heads. 


Due from directors 
of the institution 


Totals 
Resources 


End 

of 














1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 


















































































j 




$967,894.37 

210,210. 86 
299,064.52 


$137,141.46 
45-238-54 
52.471-85 


$16,531.70 
13,599-42 
27,386.68 




$3-487,333-78 
2,079,318.23 
3,566,044.06 




$85,000.00 

*(287,273.5i) 







* Included in Loans. 



LIABILITIES 



Amount due 
savings banks. 


Amount due banks 
and bankers. 


Other liabilities 

not included under 

any of the above 

heads 


Total 
Liabilities 


Increase 


* 
Decrease 


End 
of 














1894 

1895 
1896 

1897 
1898 

1899 
1900 
19OI 
1902 
1903 
1904 






















































































$25,268.80 
25,453-77 
93-495-21 


$15,260.08 

49-574-98 

257-979-16 




$3,487,333-78 
2,079,318.23 
3,566,044.06 






$5,OOG.OG 
5,000 . 00 




$1,408,015.55 


$1,486,725.83 





Total Increases and Decreases $1,486,725.83 $1,408,015.55 
Net Increase 78,710.28 

SUPPLEMENTARY 



Number of deposits 

on which interest 

is allowed at this 

date 


Total amount of 
such deposits 


Rate of interest on 
same 


Amount ot bonds 
and mortBages in- 
vested in during the 
year 


Amount received 

from bonds and 

mortgages paid or 

sold during the year 




End 
of 














1894 
1895 
1896 

1897 
1898 
1899 
1900 
I901 
1902 
1903 
1904 






















































































190 

471 
642 


$1,423,273.00 

994,000. 00 

2,303-127.00 


2 t0 3i% 
li to 3i % 
I to3i% 


$318,000. 00 
28,000. 00 
12,000. 00 






$84,500 . 00 
61,700.00 









DEC. 31, 1904 



OFFICERS: 

President, 

Frank W. Woolworth. 

Vice-PresideKts, 

R. Ross Appleton, 
Herbert H. Swasey, 
George W. Fairchild. 

Secretary, 

Lathrop C. Haynes. 

Assistant Secretary, 

J. Frank Chandler. 



DIRECTORS: 

R. Ross Appleton, 
William F. Balkam, 
William H. Barnard, 
William A. Barber, 
Bird S. Coler, 
George W. Fairchild, 
Joseph N. Francolini, 
R. W. Jones, Jr., 
Charles E. Levy, 
Bernhard Mayer, 



H. A. Metz, 
Thomas M. Mulry. 

LUDWIG NiSSEN, 

Bird M. Robinson, 
r. h. rountree, 
Samuel R. Smith, 
Edmund K. Stallo, 
Leopold Stern, 
W. D. Stratton, 
Herbert H. Swasey, 
F. W. Woolworth. 



14 



NEW YORK 
BOROUGH OF MANHATTAN 



HOLLAND TRUST 

CHARTERED iaS8 



RESOURCES 



End 
of 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
I90I 
1902 
1903 
1904 



Bonds and 
mortgages 



$11,234.50 

11,234.50 
11,386.50 
11,659.54 
11,734.98 

S.867.49 
53,807.40 
11,874.08 



Stock and bond 
investments 



Amount loaned on 
collaterals 



$706 
479 
438 
468 

373 
597 
628, 
623 

480^ 

197 
178: 



553-69 
962 . II 
768.72 
858.72 
027.43 
265.24 

145-97 
366. 67 
500. 00 
800. 00 
400. 00 



$280,246 


00 


281,995 


30 


225,404 


21 


216,704 


21 


216,166 


21 


207,043 


68 


178,309 


30 


93.392 


30 


95.707 


45 


96,507 


45 


98.594 


18 



Other loans, 

including bills 

purchased 



$11,915.65 

8,427 . 96 

630. 00 

750.00 



Overdrafts 



Due from banks, 

bankers and 

brokers 



$497- 10 

5.597-94 
2,187.66 



427-05 
11,113.15 



LIABILITIES 



End 
of 



Capital stock paid 
in, in cash 



Surplus book value 



Undivided profits, 
book value 



Deposits in trust 



General deposits 



Amount due trust 
companies 



1894 

1895 
1896 

1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 



5500,000. 00 
500,000. 00 
500,000.00 
500,000 .00 
500,000 . 00 
500,000. 00 
500,000. 00 
500,000. 00 
500,000. 00 
500,000. 00 
500,000. 00 



5229,202 . 71 
139,485.62 
63,837.06 
67,385-10 
83,223.69 
66,509. 01 
69,625. 21 
39,217-56 



$17 
24 
31 
75 
64 

51 
48 

41 
41 



388.16 
831.86 
757-38 
982.56 
967.17 
,527-61 
,219.52 
,672.03 
,531-60 



$196,360. 66 
155,999-36 
140,006. 08 
85,297.09 
92,046.87 
107,736.79 
115,018. 21 
115,367-23 
138,329-03, 



SUPPLEMENTARY 



End 
of 



Total amount of 
interest, commis- 
sions and profits of 
every kind received 
■during the year 



Amount of interest 

paid to and 

credited depositors 

during the year 



Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 



Amount of divi- 
dends on capital 
stock declared 
during the year 



Taxes paid during 
the year 



Amount of deposits 

made by order of 

court 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
I90I 
1902] 

1903, 
1904 



117,650.27 

221 . 29 

3,290. 12 

3,460.31 

32,695.23 

5,289.19 

56,106. 42 

46,000. 76 

46,638.99 

14,228. 16 

10,964.58 



$5,990- 13 
4,061.95 
3,620.81 
3.515-46 
4,224. 98 
4,114.67 
3,588.87 
4,218. 62 
3,718 . 20 
643.18 



526,482 
21,991 
23.977 
23.147 
17.635 
14,787 
26,587 
44,522 
34,445 
37,925 
13.293 



36 
82 
09 

95 
22 
21 
37 
57 
14 
49 
23 



52,092 .03 
2,305-30 
1.538-13 
2,582.39 
1,017. 79 
1,018. 49 
1,028. 74 



$17,388.16 
24,831.86 
13.028.57 

12,557.41 
12,278. 51 
15,462.48 
13,186.28 



DEC. 31. 1894 



OFFICERS: 

President, 

J. D. Vermeulb 
Vice-President, 

George M. Van Hoesen. 
Secretary, 

James B. Van Woert. 



TRUSTEES: 

W. J. Arkell, 
Tunis G. Bergen, 
Albert G. Bogert, 
William B. Clark, 
Charles T. Daly, 
C. W. Hutchinson, 
Daniel A. Heald, 
William J. Ives, 
John W. Murray, 
William Remsen, 
Robert B. Roosevelt, 
James Roosevelt, 



Joseph S. Stout, 
John Swinburne, 
Horace B. Silliman, 
Garret A. Van Allen, 
George M. Van Hoesen, 
Warner Van Norden, 
John Van Voorhis, 
James B. Van Woert, 
John D. Vermeule, 
Benjamin F. Vosburgh, 
John W. Vrooman, 
Charles B. Whiting. 



IS 



COMPANY 

ADDRESS, 19 LIBERTY STREET, NEW YORK 



RESOURCES 



NEW YORK 
BOROUGH OF MANHATTAN 



Real Estate 


Cash on deposit in 

banks or other 

moneyed 

institutions 


Cash on hand 


Amount of Assets 

not included under 

any of the above 

heads 




Totals 
Resources 


End 
of 


$92,766.32 
288,428.08 
406,385 . 22 
412,419 . 66 
414,301.67 
247,981 . II 
240,467.45 
228,675.25 

155,529.44 
107,728. 19 

83.774-39 


$47,183. 16 
39,021 . 02 


$980.98 

I.47I-73 
400. 29 

1. 551-35 
820. 96 

550-77 

40,073.70 

88.79 

326.75 
171.87 
829.18 


$55,490-13 
46,674.90 
21,052 . 98 

31.457-57 

32,281.91 

26,268.82 

23.584-22 

35,240.28 

250,710. 61 

114,654.84 

131.328.49 




$1,195,135.93 
1,145,981 . 10 
1.104,373-02 
1,150,199.85 
1.075.358-78 
1,091,979 . 86 
1,123,777.08 
1,021,939.92 
1,003,742. 12 
572,480.00 
506,000. 00 


1894 
1895 
1896 

1897 
1898 
1899 
1900 
I901 
1902 

1903 
1904 






1,625.90 
25.338-44 

1.483.74 

1,109 - 85 
18,328.50 
15,100.38 

1,810.25 

1,199 - 68 





















LIABILITIES 








Amount due 
savings banks 


Amount due banks 
and bankers 


Other liabilities 

not included under 

any of the above 

heads 


Total 
Liabilities 


Increase 


Decrease 


End 
of 






$252,184.40 
325,664. 26 
368,772.50 
421,535.10 

335. 121. 05 
366,206.45 
390,914.14 
325,683.10 
323,881.49 
72,480.00 
6,000. 00 


$1,195,135.93 
1,145,981 . 10 
1,104,373-02 
1,150,199.85 
1,075,358.78 
1,091,979 . 86 
1,123,777.08 
1,021,939 . 92 
1,003,742.12 
572,480. 00 
506,000. 00 






1894 

189s 
1896 
1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 








$49,154-83 
41,608 . 08 

74,841.07 












$45,826.83 










16,621 .08 
31,797.22 












101,837 - ^6 
18,197.80 

431,262 . 12 
66,480 .00 



























Total Increases and Decreases 
Net Decrease 

SUPPLEMENTARY 



$94,245.13 



$783,381.06 
689,135.93 



Number of deposits 

on which interest 

is allowed at this 

date 


Total amount of 
such deposits 


Rate of interest on 
same 


Amount of bonds 
and mortgages in- 
vested in during the 
year 


Amount received 

from bonds and 

mortgages paid or 

sold during the year 




End 
of 


32 
31 
23 
22 


$153,462.65 
121,567.99 
111,882.49 
112,290.46 

"3.595-13 
98,671 . 29 
98,470.56 
97.144-52 
99.591-98 


iit0 4 % 

2 and 4 % 

2 and 4 % 

2 and 4i % 

2 to 4i % 

2 to 4} % 

2 to 3 % 

2 to 3 % 

2 to 3 % 








1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 
1903 
1904 








$1 1,234. 50 










22 








19 

18 














16 








20 




$5,867.49 

5,867.49 
42,000.00 






42,072 . 42 
66.68 






















DEC. 31, 1904 



OFFICERS: 



DIRECTORS: 



President. 

John D. Vermeule. 

Secretary, 

James B. Van Woert. 



Tunis G. Bergen, 
Samuel Bryant, 
C. R. Blauvelt, 
H. W. Bookstaver, 
William B. Clark, 
John W. Murray, 
H. B. Silliman. 
Albert B. Sheldon, 
G. A. Van Allen. 



Henry S. Van Beuren, 
George M. Van Hoesen, 
John Van Voorhis, 
James B. Van Woert, 
C. P. Vedder, 
John D. Vermeule, 
Benjamin F. Vosburgh, 
J. H. Washburn, 
Charles B. Whiting. 



IS 



NEW YORK 
BOROUGH OF MANHATTAN 


RESOURCES 


ITALIAN-AMERICAN 

CHARTERED 1S04 


End 
of 


Bonds and 
mortgages 


Stock and bond 
investments 


Amount loaned on 
collaterals 


Other loans, 

including bills 

purchased 


Overdrafts 


Due from banks, 

bankers and 

brokers 


1894 
1895 
1806 






































1897 














1898 
1899 


























1900 
1901 
1902 
1903 
1904 












* 







































$58,000.00 


$304,768.12 


$109,650. 00 


$59,893.81 




$71,479-45 




LIABILITIES 1 


End 
of 


Capital stock paid 
in, in cash 


Surplus book value 


Undivided profits, 
book value 


Deposits in trust 


General deposits by 
individuals, associa- 
tions and corpora- 
tions, except trust 
co's, savings banks 

and banks and 

bankers, payable on 

demand 


Amount due trust 
companies 


1894 

1895 
1896 

1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 


























































































































$500,000.00 


$50,000.00 






$325,442.21 











SUPPLEMENTARY 



End 
of 



1894 

1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 
1903 
1904 



Total amount of 
interest, commis- 
sions and profits of 
every kind received 
dvuing the year 



$6,879.20 



Amount of interest 

paid to and 

credited depositors 

during the year 



Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 



Amount of divi- 
dends on capital 
stock declared 
during the year 



Taxes paid during 
the year 



Jl,002 . 78 



^10,313.90 



Amount of deposits 

made by order of 

court 



16 



TRUST COMPANY 

ADDRESS, 520 BROADWAY, NEW YORK 



NEW YORK 
BOROUGH OF MANHATTAN 



. RESOURCES 



Real Estate 


Cash on deposit in 

banks or other 

moneyed 

institutions 


Cash on hand 


Amount of Assets 

not included under 

any of the above 

heads 




Totals 
Resources 


End 
of 














1894 












1895 














1896 














1897 














1898 














1899 















1900 














19OI 












1902 












190^ 




$427,933.81 $80,979.61 


$14,393-58 




$1,127,098.38 


1904 







Amount due 
savings banks 


Amount due banks 
and bankers 


Other liabilities 

not included under 

any of the above 

heads 


Total 
Liabilities 


Increase 


Decrease 


End 
of 














1894 
1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 
1903 
1904 
















































































































$25,000.00 


$226,656. 17 




$1,127,098. 38 













SUPPLEMENTARY 



Number of deposits 

on which interest 

is allowed at this 

date 


Total amount of 
such deposits 


Rate of interest on 
same 


Amount of bonds 
and mortgages in- 
vested in during the 
year 


Amount received 

from bonds and 

mortgages paid or 

sold during the year 




End 
of 














1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 


































































































1 










67 $4!;0.742 . x^ 


5% 


$58,000.00 













DEC. 31, 1904 



OFFICERS: 
President, 

E. Gerli. 
Vice-Presidents, 

Celestino Piva, 

Silas D. Scudder, 

Louis Gandolfi. 
Treasurer, 

A. Baur. 
Secretary, 

A. Baur. 
Trt4st Officer, 

J. N. Francolini. 



DIRECTORS: 

DOMENICO AbBATE, 

p. p. acritelli, 
Jacob Bertschumann, 
Henry Brunner, 
Andrew Cuneo. 
ViNCENzo De Luca, 
J. N. Francolini, 
Louis Gandolfi, 
Emanuel Gerli, 
Prentiss C. Hale, 



Celestino Piva, 
P. Romeo, 
Joseph Ratti, 
D. Saladino, 
Silas D. Scudder. 
Richard J. Scolbs, 
G. Tuoti, 
B. G. Tognazzi, 

F. ViVANTI, 



16 



NEW YORK 
BOROUGH OF MANHATTAN 



End 
of 



1894 

1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 
1903 
1904 



THE KNICKERBOCKER 

CHARTERED 1874 AS THE MANHATTAN MORTGAGE COMPANY 
ADDRESS, 358 FIFTH AVENUE, NEW YORK 

RESOURCES 



Bonds and 
mortgages 



Stock and bond 
investments 



Amount loaned on 
collaterals 



Other loans, 

including bills 

purchased 



Overdrafts 



Due from banks, 

bankers and 

brokers 



il 



$323 

341 
252 
287 
238 
564 

479 

1.057 

822 

905 
1.389 



,500. 00 
,000 . 00 
,000 . 00 
,500 . 00 
,550-00 
,900. 00 
,100. 00 
,717.90 
,025 . 00 
.935-26 
.405.76 



$3,025 
2,484 

1,951 
2,627 
2,340 
3,375 
2.235 
2.389 
2,420 
2,606 
3.194 



,306 


41 


,104 


48 


,483 


72 


,797 


75 


,655 


78 


,159 


79 


,272 


90 


,690 


7T 


,600 


41 


,009 


63 


.592 


97 



$4,501, 
7,126, 

6,205, 

9,129. 
12,512, 

12.555. 
17.366, 
20,639, 
27.634, 
24.187. 
37.912, 



606 


70 


$31 ,400 


00 


126 


27 


165.055 


00 


227 


44 


115.385 


00 


453 


36 


174,086 


21 


953 


13 


270,677 


86 


153 


73 


355.225 


00 


SSI 


13 


520,976 


22 


704 


29 


673,070 


00 


273 


14 


481,200 


76 


209 


73 


1,269,600 


81 


494 


19 


1,710,041 


33 



$5,314.24 
1.007.35 

6,147. 16 
5. 371-81 
4.644- IS 
5.570.31 
3.528.34 
3,680.76 

5.697-39 
11.750-99 
10,644.89 



$12,550.00 



LIABILITIES 



End 
of 



Capital stock paid 
in, in cash 



Surplus book value 



Undivided profits, 
book value 



Deposits in trust 



General deposits 



Amount due trust 
companies 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 

1903 
9104 



f 1,000 
1,000 
1,000 
1 ,000 
1,000 
1,000 
1 ,000 
1 ,000, 
1,000, 
1,000, 
1,000, 



000. 00 
,000. 00 
000. 00 
000. 00 
000. 00 
000. 00 
000 . 00 
000. 00 
000. 00 
000. 00 
000. 00 



$483,173 


68 


$486,853 


99 


519,074 


II 


651,539 


74 


775,358 


82 


957,884 


81 


1. 173. 709 


67 


1.508,399 


1 1 


1.965.435 


46 


2,356,141 


79 


2,480,679 


23 



*i,9i9 
2,304 
2,153 
2,714 

1.859 
1. 312 

2,359 
4,628 

7,030 
5.239 
7,209 



,810. 
973- 
.895- 
952- 
815- 
712 . 

321- 
884. 
370. 
181. 
820. 



92 
22 
36 
16 

57 
55 
37 
64 
07 
58 
94 



$5,481,022.54 
7,713,916.98 
7.374,448.62 
9,872,376.78 

14.506,348.49 
15,231,435-27 
19.579.786.28 
21,911,366. 14 
23.931.940.36 
25,631,020. 91 
39,149,558-17 



$1,353,346.75 
1,701,203.56 
4,584,107 . 64 



SUPPLEMENTARY 



End 
of 


Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the year 


Amount of interest 

paid to and 

credited depositors 

during the year 


Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 


Amount of divi- 
dends on capital 
stock declared 
during the year 


Taxes paid during 
the year 


Amount of deposits 

made by order of 

court 


1894 
1895 


$313,571-48 
428,372.14 


$111,338.94 
157.575-59 


$95,217.96 
111,816.87 


$45,000 . 00 
60,000. 00 




$93,048.48 
205,049.87 


$2,135 


59 


1896 


428,650. 79 


192,630. 21 


126,914. 24 


60,000.00 


424 


14 


653,751-47 


1897 


535,180.02 


2 18,732 . 18 


123,962. 21 


60,000. 00 


2,145 


10 


265,366.72 


1898 


600,608 . 41 


269,538.72 


140,250. 61 


70,000. 00 


1.763 


37 


516,301.95 


1899 


795,506.07 


378,988.86 


156,712.39 


70,000. 00 


7,278 


83 


161,561.94 


1900 


891,983.38 


439.223.39 


162,769.49 


70,000. 00 


6,065 


64 


166,496.28 


1901 


1,308,186. 18 


594,581.18 


203,751.80 


70,000. 00 


37.054 


18 


157,633.00 


1902 


1,864,792 . 27 


824,941.42 


239,667.93 


70,000. 00 


38,690 


51 


94,618. 12 


J 903 


1,950,886.87 


944,297.63 


295,125 . 81 


340,000. 00 


33,618 


47 


80,335-03 


1904 


2,340,527-80 


1,218,672.53 


323,114.01 


380,000. 00 


44,896 


01 


117,491-92 



DEC. 31, 1894 



OFFICERS: 
President, 

John P. Townsend. 

Vice-Presidents, 

Charles T. Barney, 
Joseph T. Brown. (2d) 

Secretary, 

Frederick L. Eldridge. 

Assistant Secretary, 

J. Henry Townsend. 



DIRECTORS: 

Joseph S. Auerbach. 
Charles T. Barney, 
Frederick G. Bourne. 
William H. Beadleston, 
I. Townsend Burden. 
James H. Breslin, 
Henry F. Dimock. 
Charles R. Flint, 
Harry B. Hollins. 
A. Foster Higgins, 
Jacob Hays, 
David H. King, Jr. 



E. V. LoEw, 
Henry W. T. Mali, 
George J. Magee, 
Robert Maclay, 
C. Lawrence Perkins, 
Robert G. Remsen, 
Andrew H. Sands, 
John P. Townsend, 
John S. Tilney, 
Alfred L. White, 
Charles F. Watson, 
Edward Wood. 



17 



TRUST COMPANY 

BRANCHES, 66 BROADWAY, 125TH STREET AND LENOX AVENUE, 
^ND 148TH STREET AND THIRD AVENUE, BRONX. 

RESOURCI 



NEW YORK 
BOROUGH OF MANHATTAN 



Real Estate 



Cash on deposit in 

banks or other 

moneyed 

institutions 



Cash on hand 



Amount of Assets 

not included under 

any of the above 

heads 



Totals 
Resources 



End 
of 



$650,013.93 
682,535.74 

1,011,226. 88 
856,000. 00 



$856 
1,216, 

2.365 
1,804 

2.553 
1,433 
3,272 
3.447 
4.139 
5.149 
7.996 



,317 


20 


,350 


33 


.734 


68 


,454 


08 I 


,600 


48 


,017 


94 


.519 


69 


,086 


77 


,304 


06 


.849 


45 


,896 


79 



$38,477 


37 


95,373 


06 


90,927 


83 


113,375 


72 


138,962 


93 


140,925 


49 


174.534 


22 


192,815 


50 


300,127 


02 


1.859.958 


21 


5.691.707 


55 



$166,777.03 
159,106.56 
153,228.38 
203,195.52 

222,502 . 76 

237,511.65 
265,135.97 

265,042 .06 

405,284.85 

489,027 . 76 

583,680.16 



$8,948,698. 

11,588,123. 

11,140,134 
14.345.234 
18,282,547 

18,667,463, 

24,317,618 

29,318,82 I 
36,891,048 

37,490,568 
59,358.013 



95 
05 
21 

45 
09 

91 
47 
98 
37 
72 
64 



1894 
1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 



LIABILITIES 



Amount due 
savings banks 



Amount due banks 
and bankers 



Other liabilities 

not included under 

any of the above 

heads 



Total 
Liabilities 



Increase 



Decrease 



End 

of 



$498,088.67 

671,421 . 29 

2,166,278.69 



$729,419.52 

498,800. 60 

2,223,132 .06 



$64,691 .81 
82,378.86 
92,716. 12 
106,365.77 
141,024. 21 
165,431-28 
204,801 . 15 
270,172 . 09 
382,447.54 
392,798.99 
544,436.91 



$8,948,698 
11,588,123 
11,140,134 

14,345.234 
18,282,547 
18,667,463 
24,317,618 
29,318,821 
36,891,048 
37,490,568 
59-358,013 



95 
OS 
21 

45 

09 , 

91 

47 

98 

37 

72 

64 



$2,639,424. 10 

3,205,100.24 

3,937,312.64 

384,916.82 

5-650,154-56 

5,001,203.51 

7,572,226.39 

599-520.35 

21,867,444. 92 



$447,988.84 



1894 

1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 



Total Increases and Decreases, 
Net Increase, 

SUPPLEMENTARY 



$50,85 7,3 03.53 $447,988.84 
50.409,314-69 



Number of deposits 








Amount of bonds 


Amount received 






on which interest 


Total amount of 


Rate of interest on 


and mortgages in- 


from bonds and 




End 


is allowed at this 


such deposits 




same 


vested in during the 


mortgages paid or 




of 


date 










year 


sold during the year 






I 01 6 




$6,606,695 00 
9,690,063.99 




I to 3 % 

I and 3 % 

I to 4 % 

I and 3 % 

I to 3 % 

I to 4 % 

I to 4 % 

I to 4 % 

ij to 4i % 


.$265,000 . 00 
57,500.00 






1894 

189s 
1896 

1897 
1898 
1899 
1900 
19OI 
1902 


1.342 
1.583 
1.955 
2.332 
2.637 
3.391 
3.419 
4,332 




















10,056,719.69 
14,1 16,678 . 29 


106,500.00 
131,550.00 
778,900. 00 
503,800. 00 
1,580,025.00 
485,783-75 














14.798.836.64 
17,824,076. 50 

22,555.238-94 
28,745,083.00 












$589,600. 00 

1,001,407 . 10 

721,476.65 
















4.750 
9.174 




26,422,614. 63 
51,811,901 . 20 




2 to 4 % 
2 to 4 % 


1,081 ,377 . 00 
3,860,290.4s 


997,466.74 
3,376,819.9s 




1903 
1904 














DEC 


. 31, 1904 






OFFICERS: 


DIR 


ECTORS: 








President, 




Joseph S. Auerbach 


Charles W. Gould, 






Charles T. Barney. 




A. H. Barney, 


James B. Haggin. 






Vice-Presidenls, 




Charles T. Barney 


A. Foster Higgins, 






Frederick L. Eldridge 


(1st), 


Henry C. Berlin, 


Harry B. Hollins, 






Joseph T. Brown (2d), 




3. Louis BoissEVAih 


I, Henry R. Hoyt. 






Julian M. Gerard (3d), 
Benjamin L. Allen (4tl 




Frederick G. Bour 


ME, Alfred B. Maclay, 






0- 


AMES H. Breslin, 
bsBPH F. Brown, 


John Magee. 

Harry W. McVickar, 






Treasurer, 








Frederic Gore Kino. 




.. Townsend Burde 


N, Clarence Morgan, 






Secretary, 




George C. Clark, J 


r., Hosmer B. Parsons. 






Frederic Gore King. 




Charles T. Cook, 


C. Lawrence Perkins, 






Assistant Treasurer, 




Henry W. De Fors 


ST, William Sloane, 






Harris A. Dunn, 




Henry F. Dimock. 


Moses Taylor, 




1 


Assistant Secretary, 




Frederick L. Eldri 


doe, William A. Tucker, 




i 


J. McLean Walton. 




Alfred G. Evans. 


Charles F. Watson, 






Trust Officer, 




James W. Gerard, 


Payne Whitney. 








William B. Rand 


ALL. 




17 









NEW YORK 
BOROUGH OF MANHATTAN 


RESOURCES 


LINCOLN TRUST 

CHARTERED 1902 


End 
of 


Bonds and 
mortgages 


Stock and bond 
investments 


Amount loaned on 
collaterals 


Other loans, 

including bills 

purchased 


Overdrafts 


Due from banks, 

bankers and 

brokers 


1804 














1895 














1896 














1897 














1898 














1899 















1900 














1901 
1902 

1903 
1904 
















$1,081,725.69 
1,068,02*. 50 
4,695,890. 48 


$1,866,500. 00 
3,917,478.35 
2,813,927 . 66 


$54,398.47 
1,512,506. 50 
2,385,271.88 




$21,099.34 
208,910. 56 
776,244.19 


$495,000. 00 
966,000. 00 


$243.99 
1,638.15 


LIABILITIES 1 


End 
of 


Capital stock paid 
in, in cash 


Surplus book value 


Undivided profits, 
book value 


Deposits in trust 


General deposits 


11 

Amount due trust 
companies 



1894 
1895 

1896 
1897 
1898 
1899 

1900 
I90I 
1902 

1903 
1904 



$500,000.00 
500,000. 00 
500,000. 00 



$500,000. 00 
500,000. 00 
500,000. 00 



*23,509.5o 
198,440.15 



$2,978.41 
33.561-36 



$2,607,094. 54 

6,362,167.35 

11,314,512-11 



$213,843.12 
214,398.48 









SUPPLEMENTARY 






End 
of 


Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the year 


Amount of interest 

paid to and 

credited depositors 

d-uring the year 


Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 


Amount of divi- 
dends on capital 
stock declared 
during the year 


Taxes paid during 
the year 


Amount of deposits 

made by order of 

court 


1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 


































































































$44,161.49 
296,249 . 84 
587,561.02 


$8,998.08 
168,220 . 25 
262,1 18 . 90 


$30,286.93 
113.768.65 
133,811.66 




$7,007.80 
16,757.80 

16,169. 55 

















OFFICERS: 
President^ 

Henry R. Wilson. 
Vice-President, 

Frank Tilford. 
Second Vice-President, 

Owen Ward. 
Trea$.Krer, 

Robert C. Lewis. 
Secretary, 

William Darrow, Jr. 



DEC. 31 < 1902. 

DIRECTORS: 

George C. Boldt, 
George C. Clark, 
John B. Dennis, 
Robert E. Dowling, 
Charles S. Pairchild, 
Robert M. Gallaway, 
Harrison E. Gawtry, 
C. H. Hackett, 
John R. Hegeman, 
John D. Hicks, 
Charles F. Hoffman, 
Edward Holbrook, 
Abram M. Hyatt, 
Bradish, Johnson 
Clarence H. Kelsey, 



William C. Lane, 
Morton F. Plant, 
William G. Park. 
J. Harsen Rhoades, 
Douglas Robinson, 
James I. Raymond, 
William Salomon, 
B. Aymar Sands, 
Louis Stern, 
William C. Sturgis, 
Samuel D. Styles, 
Frank Tilford, 
Archibald Turner, 
Henry R. Wilson. 



COMPANY 

ADDRESS, 208 FIFTH AVENUE, NEW YORK 



NEW YORK 
BOROUGH OF MANHATTAN 



RESOURCES 



Real Estate 


Cash on deposit in 

banks or other 

moneyed 

institutions 


Cash on hand 


Amount of Assets 

not included under 

any of the above 

heads 


Due from directors 
of the institution 


Totals 
Resources 


End 
of 






1 
! 






1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 
















1 










i 










1 










1 . . . . ... 
































$366,881.35 

750,064. 08 

2,316,843.20 


$264,159.28 
332,521-24 
337,524.97 


$24,761.83 
97,604. 06 
57.017-77 


$51,100.00 


$3,730,625.96 

8,382,351.28 

14,350,358.30 













LIABILITIES 



Amount due 
savings banks 


Amount due banks 
and bankers 


Other liabilities 

not included under 

any of the above 

heads 


Total 
Liabilities 


Increase 


Decrease 


End 
of 




1 








1894 

1895 
1896 

1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 





















































































$100,021 . 92 

803,329.46 

1.533.729-43 




$3. 73°. 625-96 

8,382,351.28 

14,350,358.30 






$32.94 
55,716.77 




$4,651,725.32 
5,968,007 . 02 













Total Increases, $10,619,732.34 
SUPPLEMENTARY 



Number of deposits 

on which interest 

is allowed at this 

date 


Total amount of 
such deposits 


Rate of interest on 
same 


Amount of bonds 
and mortgages in- 
vested in during the 
year 


Amount received 

from bonds and 

mortgages paid or 

sold during the year 




End 
of 








.: 1 i 


1894 

1895 
1896 

1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 






















j 







1 


1 








1 



























326 
1,618 


$2,696,372.79 

6,280,068.60 

12,499,436.77 


I to 4 % 
I to 4 % 
I to 4 % 






$542,000.00 
1,235,000. 00 


$47,000. 00 
764,000. 00 




2.793 







OFFICERS: 

President, 

Henry R. Wilson. 
Vice-Presidents, 

Frank Tilpord. 

Owen Ward (2d). 
Treasurer, 

Robert C. Lewis. 
Secretary, 

William Darrow, Jr. 



DEC. 31, 1904 

DIRECTORS: 

George C. Boldt. 
George C. Clark, 
John B. Dennis, 
Robert E. Dowling, 
Charles S. Fairchild, 
William Felsinger, 
Robert M. Gallaway, 
Harrison E. Gawtry, 
Isaac Guggenheim, 
John R. Hbgeman, 
John D. Hicks, 
Charles F. Hoffman, 
Edward Holbrook, 
Abram M. Hyatt, 
Bradish Johnson, 



Clarence H. Kelsey, 
William C. Lane, 
William G. Park, 
Morton F. Plant, 
James I. Raymond, 
J. Harsen Rhoades, 
Douglas Robinson, 
William Salomon, 
B. AvMAR Sands, 
Louis Stern, 
William C. Sturgis, 
Samuel D. Stlyes, 
Frank Tilpord, 
Archibald Turner, 
Henry R. Wilson, 



18 



NEW YORK 
BOROUGH OF MANHATTAN 



MANHATTAN 

CHARTERED 1871 AS THE REAL ESTATE LOAN AND TRUST CO. 

RESOURCES 



End 
of 



Bonds and 
mortgages 



Stock and bond 
investments 



Amount loaned on 
collaterals 



Other loans, 

including bills 

purchased 



Overdrafts 



Due from banks. 

bankers and 

brokers 



1894 

1895 
1896 

1897 
1898 
1899 
1900 
19OI 
1902 
1903 
1904 



f44,ooo. 00 
44,000. 00 
8,000. 00 
8,000. 00 
8,000. 00 
8,000. 00 
9,500. 00 
9,500. 00 
9,500. 00 
9,500. 00 
9,500. 00 



52,291,760. 95 
2,317-873.22 
2,286,546. 89 

2,856,885.43 
2,921,775 . 61 
3,211,165.49 

3.325.052-75 
3.685,037.03 
3,948,069.83 
4,441,832.42 
5,828,546.39 



K1.493 
1.853 
2,065 
2,250 

4,743 
4,628 
4.270 
7;69i 
8,058 

5.904 
8,894 



,018 
.230 
,841 
,206 
^899 
715 
,843 
.425 
.474 

^303 
,286 



LIABILITIES 



End 
of 



Capital stock paid 
in, in cash 



Surplus book value 



Undivided profits, 
book value 



Deposits in trust 



General deposits 



Amount due trust 
companies 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
19OI 
1902 
1903 
1904 



51,000,000. 
1,000,000. 
1,000,000. 
1,000,000. 
1,000,000. 
1,000,000. 
1,000,000. 
1,000,000. 
1,000,000. 
1,000,000. 
1 ,000,000. 



00 
00 
00 
00 
00 
00 
00 
00 
00 
00 
00 



$200,000. 

200,000. 

200,000. 

200,000. 

200,000. 

200,000. 

200,000. 
1,000,000. 
1,000,000. 
1,000,000. 
1,000,000. 



00 
00 

00 
00 
00 
00 
00 
00 
00 
00 
00 



$26,492 


76 


124,202 


56 


212,400 


62 


375.601 


91 


621,341 


6s 


994.476 


85 


1,282,499 


98 


737.019 


03 


1,092,542 


93 


801,273 


80 


970,856 


74 



$181,179 


90 


201,601 


81 


272,801 


63 


164,162 


85 


247,296 


49 


872,788 


76 


643.708 


35 


826,287 


07 


1,069,457 


48 


657.497 


99 


132,920 


94 



$6,1 10,449 


34 


4.445.338 


94 


4,360,330 


37 


5. 147. 153 


35 


8,709,431 


56 


8,578,904 


64 


8,101,251 


95 


11,602,832 


40 


10,828,483 


30 


8,033.455 


54 


11,613,782 


25 



$1,896,433- 55 i 
1,512,027.36^ 
4,719,621.514 



SUPPLEMENTARY 



End 
of 


Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the year 


Amount of interest 

paid to and 

credited depositors 

during the year 


Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 


Amount of divi- 
dends on capital 
stock declared 
during the year 


Taxes paid during 
the year 


Amount of deposits 

made by order of 

court 


1894 
1895 


$251,852. 19 
376,310.43 




$72,076.73 
81,481 . 02 


$50,000. 00 
50,000.00 




$251,^21 6? 


70.784 


23 


$6,650. 00 


297,709 


64 


1896 


349,020.59 


75,955 


32 


84.993-25 


50,000 . 00 


2,027.34 


311.845 


95 


1897 


362,892.63 


92,684 


21 


92,325-38 


50,000. 00 


2,592-32 


241.765 


74 


1898 


419,945-59 


118,136 


32 


105,606.83 


50,000. 00 


5,126. 00 


352.219 


77 


1899 


794.323-40 


206,811 


16 


111,466. 71 


55,000.00 


3,900. 00 


591.712 


23 


1900 


759.115-03 


179,302 


77 


112,785.37 


60,000. 00 


3,900. 00 


499.923 


55 


19OI 


800,280.81 


191,318 


35 


128,853.53 


60,000. 00 


32,100.51 


585,609 


22 


1902 


839,586.09 


251,699 


62 


134,607.99 


80,000. 00 


29,191 . 16 


563.613 


91 


1903 


601,914. 62 


224,010 


85 


145,218.96 


100,000 . 00 


29.450.54 


170,407 


08 


1904 


754.709-63 


271.536 


04 


140,246 . 45 


100,000. 00 


29,086. 92 


245.739 


06 



DEC. 31 , 1894 



OFFICERS: 
President, 

John I. Waterbury. 
Vice-Presidents, 

John Kean, Jr., 

Amos T. French (2d). 
Treasurer, 

W. PiERSON Hamilton. 
Secretary; 

Charles H. Smith. 



DIRECTORS: 

August Belmont, 
H. W. Cannon, 
R. J. Cross, 
Rudolph Ellis, 
John R. Ford, 
Amos T. French, 
John N. A. Griswold, 

H. L. HiGGINSON, 

John Kean, Jr., 



J. Howard Latham, 
John G. Moore, 
E. D. Randolph, 
A. L. Rosenbaum, 
James O. Sheldon, 
J. Kennedy Todd, 
Edward Tuck, 
John I. Waterbury, 
R. T. Wilson. 



19 



TRUST COMPANY 

ADDRESS, WALL STREET, CORNER NASSAU, NEW YORK 

RESOURCES 



NEW YORK 
BOROUGH OF MANHATTAN 



Real Estate 



Cash on deposit in 

banks or other 

moneyed 

institutions 



Cash on hand 



Amount of Assets 

not included under 

any of the above 

heads 



Totals 


End 


Resources 


of 


$7. 539. 517-63 


1894 


6,048,494. 1 1 


1895 


6,057,745-99 


1896 


6,895,918 . 1 1 


1897 


10,787,069. 70 


1898 


11,655,170.25 


1899 


1 1,236,460. 28 


1900 


15,192,138.50 


19OI 


17,076,244.02 


1902 


13,149,461. 12 


1903 


19,608,736. 63 


1904 



$3-473. 152-43 
1,440,436.15 
1,236,406. 03 

1.536,535-11 
2,721,981 . 14 
3,182,921 .08 
3,117,035.02 
3,442,551.53 
4,699,793-82 

2,084,578-87 
3.625,215.96 



*i5o.5o5-°° 

300,500. 00 

300,500. 00 

390. 00 

500. 00 

500. 00 

500. 00 

500. 00 

500. 00 

500,500. 00 

1,000,500. 00 



$87,080.78 

92,454- II 
160,451.51 
243,900. 68 
390,912 . 96 
623,867 .-94 
513,529.45 
363,124.47 
359,906.17 
208,746. 52 
250,687 . 61 



LIABILITIES 



Amount due 
savings banks 



Amount due banks 
and bankers 



Other liabilities 

not included under 

any of the above 

heads 



Total 
Liabilities 



Increase 



Decrease 



End 
of 



$85,416.78 
40,417.78 
74.578.04 



$79,409.98 
90,788.65 
80,477.15 



521,395 

77.350 

12,213 

9,000 

9,000 

9,000 

9,000 

26,000 

24,500 

14,000 

16,500 



63 
80 

37 
00 
00 
00 
00 
00 
00 
00 
00 



$7,539,517-63 
6,048,494. II 

6.057.745-99 
6,895,918. II 
10,787,069. 70 
II. 655. 170-25 
11,236,460. 28 
15,192,138.50 
17,076,244. 02 
13. 149. 461. 12 
19.608,736.63 



$9,251.88 

838,172. 12 

3,891,151.59 

868,100. 55 



$1,491,023.52 



3.955.678-22 
1,884,105.52 



418,709.9} 



3,926,782 . 90 



6,459.275-51 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 
1903 
1904 



Total Increases and Decreases, $17,905,735.39 
Net Increase, 12,069,219.00 

SUPPLEMENTARY 



$5,836,516.39 



Number of deposits 

on which interest 

is allowed at this 

date 



Total amoiint of 
such deposits 



Rate of interest on 
same 



Amount of bonds | Amount received 
and mortgages in- i from bonds and 
vested in during the , mortgages paid or 
year sold diuing the year 



End 
of 



1.075 
1.15s 
1.297 
1,419 
1.449 
1.355 
1,291 

1.332 
1.385 
1,250 
1,496 



$3,283 
2,995 
3.383 
3,982 
7,790 
7,020 

6,797 
11,508 

11,851 
9,480 

15.838 



.363 


00 


,744 


79 


.697 


02 


.225 


00 


,047 


65 


,776 


45 


,581 


92 


,219 


89 


,058 


86 


,738 


31 


,441 


96 



I to 4 % 
I to 4 % 
I to 4 % 
I to 4 % 
I to 4 % 
I to 4 % 
I to 4 % 
I to 4 % 
I to 4% 
I to 4 % 
I to 4% 



),5oo. 00 



5,000. 00 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 



DEC. 31 , 1 904 



OFFICERS: 
President, 

John I. Waterbury. 
Vice-Presidents, 

John Kean, 

Amos T. French, 

William North Duane (3d). 
Treasurer, 

William North Duane. 
Secretary, 

Charles H. Smith. 
Assistant Secretary, 

E. A. Skinner. 



DIRECTORS: 

Francis R. Appleton, 
George F. Baker, 
August Belmont, 
H. W. Cannon, 
W. Murray Crane, 
R. J. Cross, 
Rudolph Ellis, 
Amos T. French, 
James J. Hill, 



John Kean, 
Daniel S. Lamont, 
Clarence H. Mackay, 
Oliver H. Payne, 
E. D. Randolph, 
James O. Sheldon, 
Grant B. Schley, 
John I. Waterbury, 
R. T. Wilson. 



19 



NEW YORK 
BOROUGH OF MANHATTAN 



End 
of 



1894 

189s 
1896 
1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 



THE MERCANTILE TRUST 

CHARTERED 1868 AS THE FIREPROOF WAREHOUSING COMPANY 

RESOURCES 



Bonds and 

mortgages 



$527 
534 
526 
498 
310 

215 
196 

19s 

201 

1,874 

1.738 



303-94 
357-93 
501-43 
.395-93 
.874-93 
.720.93 

.730.93 
.730.93 
.705.93 
.23779 
.325-98 



Stock and bond 
investments 



$4,777 
5. 160 

4,653 
5. 707 
6,528 
7.860 
8,902 
S.948 
7.394 
8,517 
15,841 



.085.27 
.374.94 
.565.76 
,009 . 41 
,280.68 

,047-51 
,581.46 
,604. 24 
,805.8s 

,336.35 
.956.63 



Amount loaned on j Other loans, 
collaterals i including bills 

I purchased 



Overdrafts 



S17.713. 
16,093, 

17.524, 
26,1 17, 
28,842, 
31.247, 
35.470. 
45.633. 
43.168, 

35.751. 
55,732, 



665.03 
243.80 
052 . 21 

616. 13 
701 . 62 
672 . 92 

524.39 
186.97 

S77-8r 
137-46 

782 . 14 



$1,296,668.82 

282,936.05 

424,790.19 

496,757-74 

188,800.00 

12,100. 00 

3,300. 00 

52,128. 00 

67,128. 00 



Due from banks, 

bankers and 

brokers 



I 



'II 



LIABILITIES 



End 
of 



Capital stock paid 
in, in cash 



Surplus book value 



Undivided profits, 
book value 



Deposits in trust 



General deposits i 



Amount due trust 
companies 



I 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
I901 
1902 

1903 
1904 



f2, 000, 000 
2,000,000 
2,000,000 
2,000,000 
2,000,000 
2,000,000 
2,000,000 
2,000,000 
2,000,000 
2,000,000 
2,000,000 



. 00 
. 00 
. 00 
. 00 
. 00 
.00 
. 00 
. 00 
. 00 
. 00 
. 00 



$2,000 
2,000 
2,500 
2.750 
3,000 
4,000 
4,000 
5.000 
5.000 
6,000 
6,000 



,000. 00 
,000. 00 
,000. 00 
,000. 00 
,000. 00 
,000. 00 
,000. 00 
,000. 00 
,000. 00 
,000 . 00 
,000. 00 



$117,616. 70 
264,416. 09 

189,934-37 
182,741 .07 
666,427 . 39 
230,785.88 
595,662.40 
312,896.68 
657.634.62 
190,900. 18 
481,285 . 62 



$729,793 


35 


1,069,930 


31 


452,648 


37 


303.363 


85 


457.514 


69 


590,792 


45 


2,053,214 


05 


2,217,922 


59 


9,669,454 


57 


5,513.097 


68 



528,090,512 

23,433,170 
29.339.005 
36,836,556 

37.937.153 

41,380,201 
44,214,061 

54,538,513 
47,283,905 

28,290,895 
49,787,126 



41 

36 
85 

10 
49 
90 
45 
55 
49 
69 
54 



*3.orS.34i.33 

5,858,482.58 

13,002,612.3s 



SUPPLEMENTARY 



End 
of 


Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the year 


Amount of interest 

paid to and 

credited depositors 

during the year 


Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 


Amount of divi- 
dends on capital 
stock declared 
during the year 


Taxes paid during 
the year 


Amount of deposits 

made by order of 

court 


1894 
1895 


$917,656.73 
881,828.29 




$137,506.96 
141,477-09 


$200,000.00 
220,000. 00 




$7 5,045 . Or> 


393.551 


00 
81 




$8,311.75 


53.833 


64 


1896 


1,376,566.62 


492,268 


45 


158,779.89 


300,000.00 


9,507-47 


69,998 


36 


1897 


1,113,381.83 


472,407 


33 


158,167.80 


240,000. 00 


13,813-51 


59,347 


24 


1898 


1,685,854.48 


551,796 


50 


160,371 . 66 


240,000. 00 


23,087.45 


61,389 


68 


1899 


1,949,209.68 


894,462 


65 


170,388.54 


320,000. 00 


28,522.48 


162,163 


40 


1900 


1,819,746.29 


862,113 


27 


192,756.50 


400,000. 00 


30,068. 27 


260,041 


54 


I901 


2,839,166. II 


1,349,910 


06 


184,503.87 


500,000. 00 


87,517-90 


109,409 


18 


1902 


2,674,366. 04 


1,272,020 


43 


183,326.10 


800,000. 00 


74,281.57 


85,420 


97 


1903 


2,820,136. 00 


1,407,415 


38 


199,602.03 


600,000. 00 


79.853-12 


257.213 


01 


1904 


2,736,217.36 


1. 570.957 


90 


193,189 . 06 


600,000.00 


81,684.96 


265,298 


34 



OFFICERS: 

President, 

Louis Fitzgerald. 

Vice-Presidents, 

John T. Terry, 
Henry B. Hyde, 
E. L. Montgomery. 

Treasurer, 

Henry C. Deming. 

Secretary, 

Henry C. Deming. 

Assistant Secretary, 

Clinton Hunter. 



DEC. 31, 1894 

DIRECTORS: 

Henry M. Alexander, 
James W. Alexander, 
Oliver Ames. (2d) 
John Jacob Astor, 
A. J. Cassatt, 
Austin Corbin, 
Charles Coudert, 
William H. Crocker, 
C. C. Cuyler, 
Henry C. Deming, 
Thomas T. Eckert, 
Louis Fitzgerald. 
Henry M. Flagler, 
Marcellus Hartley, 
George J. Gould, 
John W. Hunter, 
Henry A. Hurlburt, 
20 



Henry B. Hyde, 
Richard Ir\ in, Jr. 
Brayton Ives, 
Henry G. Marquand, 
Charles F. Mayer, 
John J. McCook. 
Edward L. Montgomery, 
Sidney Dillon Ripley, 
George L. Rives, 
J. Hampden Robb, 
J. Roosevelt Roosevelt, 
RussEL Sage, 
John E. Searles. 
William H. Slocum, 
James Stokes, 
John T. Terry, 
William P. Thompso.v. 



COMPANY 



NEW YORK 
BOROUGH OF MANHATTAN 



ADDRESS, 120 BROADWAY, NEW YORK 



RESOURCES 



Real Estate 



Cash on deposit in 

banks or other 

moneyed 

institutions 



Cash on hand 



Amount of Assets 

not included under 

any of the above 

heads 



Totals 
Resources 



End 
of 



$47,950 
55.176 
55.176 
45.564 
44.679 
38.845 
38.845 
35.345 
30,967 
21,000 



21 

35 
35 
45 
85 
85 
85 
85 
50 
00 
19,401 . 00 



$7,571 

6,426 

10,986 

9,180 

8,120 

8,826 

8,600^ 

12,815, 

11,168, 

10,883, 

10.372. 



769.23 
898.88 
418.25 
334-62 
063.44 
166.65 
810.75 

330-7° 
070. 19 

938.41 
806.38 



$33,331-30 

■104,145-07 
17,812.85 

11.425- 54 

61,109 • 71 

17,177 . 66 

8,147 - 64 

37.917-90 

15,489.21 

1.125,425.37 

1,118,930. 22 



5970,148.66 

326,104.94 

371,562.04 

146,124.81 

41,751.00 

68,527.51 

97,904.24 

318,345.23 

569,321.26 

208,917.61 

310,761 . 66 



$32,937,922.46 I 1894 

28,983,237.96 j 189s 

34.559.879-08 ! 1896 

42,203,228.63 ; 1897 

44,138,261.23 j 1898 

48,286,259.03 1899 

53,318,845.26 I 1900 

65,036,589.82 I 1901 

62,616,065.7s I 1902 

58,381,992.99 I 1903 

85,134,964.01 I 1904 



LIABILITIES 



Amount due 
savings banks 



Amount due banks 
and bankers 



Other liabilities 

not included under 

any of the above 

heads 



Total 
Liabilities 



Increase 



Decrease 



End 
of 



$3,675,781.82 
4,294,513.02 
4,106,912 . 23 



$421,089 . 92 

556,374.76 

2.383.875-65 



$215,721 . 20 

78,290.49 

130,567.61 

77,165.66 

84,478.80 

455.907-36 

967,257 . 00 

562,312.57 

1.521,372.19 
1,860,053.94 



$32 
28 

34 
42 

44 
48 

S3 
65 
62 

58 
&5 



937 
983 
.559 
203 

138 
,286 
,318 
,036 
,616 
■381 
.134 



922 


46 


237 


96 


879 


08 


228 


63 


261 


23 


259 


03 


845 


26 


589 


82 


065 


75 


992 


99 


964 


01 



$3,954,684.50 



$5,576,641.12 
7,643,349.5s 

i.935.032,-6o 
4,147.997-80 
5,032,586.23 

11,717,744-56 



2,420,524.07 
4,234,072.76 



1894 

1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 
1903 



26,752,971.02 1904 



Total Increases and Decreases, $52,806,322.88 
Net Increase, 42,197,041.55 

SUPPLEMENTARY 



$10,609,281.33 



Number of deposits 

on which interest 

is allowed at this 

date 



Total amount of 
such deposits 



I 

Amount of bonds 
Rate of interest on | and mortfrases in- 
same 1 vested in during the 

year 



Amount received 

from bonds and 

mortgages paid or 

sold during the year 



End 
of 



961 
818 
747 
835 
852 

957 
1.095 
1,220 
1,362 
1.455 
1.543 



$21,733,272-46 
21,708,426. 87 
24,586,048.73 
31,486,082 . 50 
33.861,540.22 
38,574,746.46 
39.893.026.35 
52,099,949.38 
48,281,592.53 
45,204,678.01 
71.347.743-45 



I to 3 % 
I to 3 % 
I to 3i % 
I to 3 % 
I to 3 % 
I to4 % 
I to 3 J % 
I t0 4 % 
I to 4i % 
I to 4i % 
I to 3i % 



$188,300.00 
3 5, 800. 00 
































18,990.00 






$1,000.00 

62,150.00 

50,050. 00 

i59.9"-8i 




68,125.00 

1,722,581 .86 

24,000.00 











1894 
1895 
1896 
1897 
1898 
1899 

1900 
I90I 
1902 

1903 
1904 



OFFICERS: 
President, 

Henry C. De.ming. 

Vice-Presidents, 

John T. Terry, 
James H. Hyde. 
William C. Poillon. 

Treasurer, 

Harold B. Thorne. 

Secretary, 

Guy Richards. 

Assistant Secretary, 

John D. Ostrander. 



DEC. 31, 190 4 

jblRECTORS: 

Edward D. Adams, 
H. M. Alexander. 
James W. Alexander, 
Oliver Ames, 
John Jacob Astor, 
c. c. cuyler, 
Eugene Delano, 
Henry C. Deming, 
Chauncey M. Depew, 
John F. Dryden, 
Rudolph Ellis. 
Louis Fitzgerald, 
Henry C. Frick, 
Charles H. Godprby, 
Robert Goelet, 
Edwin Gould. 
George J. Gould, 



E. H. Harriman, 
James J. Hill, 
James H. Hyde, 
Alvin W. Krech. 
John J. McCook, 
William H. McIntyrb, 
Sidney Dillon Ripley, 
George L. Rives, 
J. Hampden Robb, 
J. Roosevelt Roosevelt, 
Morti.mer L. Schipp, 
V. P. Snyder, 
Gage E. Tarbell, 
John T. Terry, 
Alfred G. Vanderbilt. 
Leslie D. Ward, 
L. C. Weir. 
Clement A. Griscom. 



NEW YORK 
BOROUGH OF MANHATTAN 


MERCHANTS' TRUST 

ADDRESS, 346 BROADWAY, NEW YORK 

RESOURCES 


End 
of 


Bonds and 
mortgages 


Stock and bond 
investments 


Amount loaned on 
collaterals 


Other loans, 

including bills 

purchased 


Overdrafts 


Due from banks, 

bankers and 

brokers 

M 


1894 

X895 
1896 
1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 












1 









































1 










$547,500.00 
14,038,600.40 
1,314,405. 13 
948,629.00 
1,385,522.40 
1,471,312.00 


$550,000. 00 
3,198,210.07 
7,909,448.76 

3.549,792.35 
2,746,519.93 
2,051,267 . 46 




















$113.04 

240.95 
.48 


$448,182.68 










::::;::::::::i 




$22,733.60 


1 






^ 


LIABILITIES 


End 
of 


Capital stock paid 
in, in cash 


Surplus book value 


Undivided profits, 
book value 


Deposits in trust 


General deposits 


Amount due trust 
companies 


1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 
1903 
1904 































































$500,000. 00 
500,000.00 
500,000. 00 
500,000. 00 
500,000.00 
500,000. 00 


$1,000,000.00 
1,000,000. 00 
1,000,000.00 
1,000,000. 00 
1,000,000. 00 
1,198,737-75 






$153,231-47 
4,449,167-99 
10,057,066. 28 
4,392,650.63 
2,929,734-85 
3,098,003.69 




$72,455-78 
260,677. 13 
455,098.82 
239,753-00 
















$1,383-59 










SUPPLEMENTARY 


End 
of 


Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the year 


Amount of interest 

paid to and 

credited depositors 

during the year 


Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 


Amount of divi- 
dends on capital 
stock declared 
during the year 


Taxes paid diu-ing 
the year 


Amount of deposits [ 
made by order of ! 
court 


1894 
1895 
1896 

1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 


























































. 




$1,888.55 
174,217.63 
487,883.91 
697,445-56 
194,673-22 
134,667.63 


$87.66 

80,374.94 

171,448. 48 

213,856.41 

118,453.10 

72,026. 10 


$1,461 . 23 
24,223.31 
128,387.61 
282,987.68 
97,467.34 
72,734.19 




$654.17 
3,000. 00 
20,943.21 
19,149. 08 
19,429.76 
17,95389 


$19,562.48 ; 























1 



DEC. 31, 1899 



OFFICERS: 

President, 

Edwin Langdon. 

Vice-President, 

James E. Reynolds. 

Secretary and Treasurer, 
John B. Grant. 



DIRECTORS: 

Michael E. Bannin, 
C. L. Bausher. 
George C. Clarke, 
Henry D. Cooper, 
G. E. Fisher, 
John W. Fraley, 
E. Hawley, 
Charles W. Jones, 



Edwin Langdon, 
John C. McCall, 
John P. Munn, 
Joseph R. Quimby. 
James E. Reynolds, 
Henry Sampson, 
Frank C. Travers. 



COMPANY CHARTERED 1899 

BRANCH, 59tm STREET AND COLUMBUS CIRCLE 



NEW YORK 
BOROUGH OF MANHATTAN 



RESOURCES 



Real Estate 


Cash on deposit in 

banks or other 

moneyed 

institutions 


Cash on hand 


Amount of Assets 

not included under 

any of the above 

heads 




Totals 
Resources 


End 
of 


1 










1894 

189s 
1896 
1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 












































$552,292.90 

1.377,338-11 

794,658.89 

2,054,640. 88 

504,864.49 

1.391.977-30 


S333-92 

32,113-35 

1.352,659-54 

117,367.48 

114,863.33 

89,631.40 


$6,725.90 
11,151.65 
11,624. 63 
42,204.37 
106,801. 75 
50,051 . 98 




$1,656,852.72 
6,022,673 . 58 

11,831,092 . 67 
6,712,875.03 
4,858,572.38 
5-076,973-74 


























LIABILITIES 



Amount due 
savings banks 


Amount due banks 
and bankers 


Other liabilities 

not included under 

any of the above 

heads 


Total 
Liabilities 


Increase 


Decrease 


End 
of 










1894 
1895 
1896 

































1897 
1898 
1899 
1900 
















$3,621 . 25 
1,049.81 
13,349-26 
56,959-70 
18,000.00 
10,657.64 


$1,656,852.72 
6,022,673.58 

11,831,092 . 67 
6,712,875.03 
4,858,572.38 
5,076,973.74 










$4,365,820.86 
5,808,419.09 











19OI 
1902 
1903 


$126,700. 21 
68,620 . 02 


$181,465 . 67 
101,080. 92 
268,469.02 


$5,118,217.64 
1,854,302.65 


1,105.64 


218,401.36 


1904 







Total Increases and Decreases, $10,392,641.31 
Net Increase, 

SUPPLEMENTARY 



$6,972,520.29 



,420,121.02 



Number of deposits 

on which interest 

is allowed at this 

date 


Total amount of 
such deposits 


Rate of interest on 
same 


Amount of bonds 
and mortgages in- 
vested in during the 
year 


Amount received 

from bonds and 

mortgages paid or 

sold during the year 




End 
of 












1894 
1895 
1896 

1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 


























1 


j 




1 

1 






15 $153,105-97 

204 . 4-2 38.1 57.82 


2 to 3 % 
iit0 3i% 
iit0 3i% 
iit0 4 % 
2 to 4 % 
2 to 4 % 


1 




1 




538 
5.XI8 
4,281 
3.233 


9,926,953.23 

4.675,399-93 
2,853,664-85 
3,124,311.81 






1 
















OFFIC 
Pr 

Vi 

Set 
As 


ERS: 
?sident, 

Jacob L. Phillips 
ce-President, 

Cassius M. Wicke 
-retary and Treasurer, 

Frederic P. Davi 
sistant Secretary and 7 

Jacob J. Coyne. 


DEC 

DIR 

R. 

''reasurer. 


. 31, 1004 

ECTORS: 

jEorge C. Batchel 
R.ONALD K. Brown, 
John Cartledge. 
George C. Clarke, 
Frederic P. Davis, 
Thomas L. Feitner 
Charles J. Follmes 
Charles W. Jones, 


LER, Edwin La 
John P. ^ 
Jacob L. 
James E. 
Henry Sa 
D. S. Wai 
C. M. Wic 


NGDON, 
UNN, 

'hillips, 
Reynolds, 

MPSON, 

ton, 

KER. 





NEW YORK 
BOROUGH OF MANHATTAN 



End 
of 



METROPOLITAN TRUST COMPANY 

CHARTERED 18SI 

RESOURCES 



End 
of 


Bonds and 
mortgages 


Stock and bond 
investments 


Amount loaned on 
collaterals 


Other loans, 

including bills 

purchased 


Overdrafts 


Due from banks, 

bankers and 

brokers 


1894 


$200,000. 00 


$2,336,762.50 
2,263,625 . 00 
2.603,737.10 
2,414,480.39 
1,932,528.73 
1,885,924. 27 
2,024,803. 54 
526,033.57 
550.733-58 
2,266,452 . 10 
3,143.279-76 


$4,782,329. 02 

5.959.844-28 

6,811,334.00 

8,840,194.61 

12,978,1 14. 67 

13,213,400. 00 

15.163,653.45 

16,259,269. 28 

. 14,565,919 . 28 

22,372,618. 76 

28,317.457-56 








1895 




$1,931-37 

120.09 

32.67 




1896 








1897 








1898 








1899 










1900 










1901 










1902 










1903 


394,000.00 
282,000. 00 








1904 

















LIABILITIES 



Capital stock paid 
in, in cash 



Surplus book value 



Undivided profits, 
book value 



Deposits in trust 



General deposits 



Amount due trust 
companies 



I 



1894 

1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 
1903 
1904 



>l, 000, 000, 
1,000,000 , 
1,000,000, 
1,000,000, 
1 ,000,000. 
1,000,000. 
1,000,000. 
1,000,000 , 
1,000,000. 
2,000,000. 
2,000,000. 



00 
00 
00 
00 
00 
00 
00 
00 
00 
00 
00 



51,014,872 , 
1,062,186. 

1. 107.873' 
1,000,000. 
1,000,000 , 
1,000,000. 
1,000,000. 
1 ,000,000. 
1,000,000. 
5,000,000. 
5,000,000. 



44 
44 
24 
00 
00 
00 
00 
00 
00 
00 
00 



• $178,912.39 
157,702.94 
425.265.48 
709,770. 04 

1.033.568.50 

1.369. 577-81 
958.063.81 

1.326,798.93 



914,982 . 60 
993,437.22 



$6,760 

7.586 

8,593 
10,691 

15.696 

14,545 
16,920 

15.778 
11,828 
16,906, 
20,815, 



333 
704 
804 

359 
706 
841 

454 
019 
798 

839 
320 



$174,452.00 

387,279.81 

1.597.546.38 



= 1 



SUPPLEMENTARY 



End 
of 



Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the year 



Amount of interest 

paid to and 

credited depositors 

during the year 



Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 



Amount of divi- 
dends on capital 
stock declared 
during the year 



Taxes paid during 
the vear 



Amount of deposits 

made by order of 

court 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
I901 
1902 

1903 
1904 



$304 
396 
393 
454 
569 
826 

895 
1,071 
1 ,067 
1.442 
1.571 



.458.87 
.205.75 
.055-27 
.736-91 
.033-95 
.798.23 

,195-93 

.354-13 
,400. II 

.561-70 
,269. 20 



172,509 


77 


204,923 


46 


184,521 


62 


248,773 


36 


268,465 


80 


407,145 


85 


402,276 


15 


462,476 


59 


465,014 


54 


607,415 


49 


660,119 


94 



$61,590.94 

62.315-33 
68,824.22 
64.354-21 
78,914.85 

76,016. 85 

83.541-25 
89,168.51 

88,523.02 

132,650.57 
137,775-94 



!lt>b0,000. 00 
80,000. 00 
100,000 . 00 
100,000. 00 
100,000. 00 

100,000 . 00 
100,000. 00 
100,000 . 00 
100,000. 00 

316,352.00 

320,000. 00 



i!'ii.3"-37 

5. 193-61 

4.316.58 

16,005.25 

18,780.05 

18,867.97 

47.252-53 
46,291 . 16 
75,246.28 
66,791.50 



*6. 177-53 
8,322.31 



108,358.45 



OFFICERS: 

President, 

Thomas Hillhouse. 
Secretary, 

B. Chew. 



DEC. 31, 1894. 



TRUSTEES: 

Heber R. Bishop, 
W. L. Bull, 
John W. Ellis, 
George A. Hardin, 
Walter T. Hatch, 
Thomas Hillhouse, 
Robert Hoe. 
C. P. Huntington, 
Morris K. Jesup. 
Edwand B. Judson, 
J. Howard King, 
M. Gracie King 



Bradley Martin, 
D. O. Mills, 
Richard Mortimer, 
Joseph Ogden, 
Dudley Olcott, 
Henry B. Plant, 
Frederick Tappen, 
John T. Terry, 
Samuel Thomas, 
W. H. Tillinghast. 
Goerge Henry Warren. 



OF THE CITY OF NEW YORK 

ADDRESS, 49 WALL STREET, NEW YORK 



NEW YORK 
BOROUGH OF MANHATTA^4 



RESOURCES 



Real Estate 



Cash on deposit in 

banks or other 

moneyed 

institutions 



Cash on hand 



Amount of Assets 

not included imder 

any of the above 

heads 



Totals 
Resources 



End 
of 



5550,000 . 00 
550,000. 00 
481,800. 00 
481,800. 00 
481,800. 00 
481,800. 00 
512,403.98 
508,000. 00 
548,000. 00 
638,553- 20 
615,000. 00 



$868,092 

816,956 

710,635 

1 ,006,016 

2,389,923 
1,287,228 
1,813,746 
1,347.165 
1,872,682 
2,153.119 
3.195.449 



$22,254 

16,577 
16,222 

17,512 
11,762 

5,904 

6,926 

8,336 

12,319 

206,741 
14,671 



$73,387-54 
86,659.32 
145,809 . 80 
169,816. 27 
146,572 . 62 
190,422 . 91 

193.237-13 
225,036. 26 
194,982.56 
344,208.48 
367,831.59 



$8,832 

9.695 
10,769 
12,929 
17.940 
17,064 

19.714 
18,873 

17.744 
28,375 
35.935 



,826. 32 
,594.26 
,658.56 
,852.91 
,702.13 

.679.38 
770.79 

,841-31 
.637.84 
,694. 08 
,689.89 



1894 

189s 
1896 
1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 



LIABILITIES 



Amount due 
savings banks 


Amount due banks 
and bankers 


Other liabilities 

not included under 

any of the above 

heads 


Total 
Liabilities 


Increase 


Decrease 


End 
of 






$57,619-93 
46,703.01 
67,980. 71 
59,581.36 
86,292 . 25 
93.572-16 

84.545-87 

62,252.87 

132,806. 72 

200 002 . cS 


$8,832,826.32 
9.695.594-26 
10,769,658. 56 
12,929,852 . 91 
17,940,702.13 
17,064,679.38 

19,714,770-79 
18,873,841.31 
17,744,637.84 
28,375,694.08 
35.935.689.89 






1894 

1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 






$862,767.94 
1,074,064. 30 
2,160,194.35 
5,010,849 . 22 

2,650,091 . 41 




■ 


















$876,022.75 






1 


840,929 . 48 
1,129,203.47 


$1,709,634.00 j $529,369.00 
I O20.';27.6o 060.007.4.6 


10,631,056. 24 
7.559.995-81 


2.131.935-31 1,832,798.44 1 237,853.29 







Total Increases and Decreases $29,949,019.27 
Net Increase 27,102,863.57 

SUPPLEMENTARY 



52,846,155.70 



Number of deposits 

on which interest 

is allowed at this 

date 


Total amount of Rate of interest on 
such deposits same 


Amount of bonds 
and mortgages in- 
vested in during the 
year 


Amount received 

from bonds and 

mortgages paid or 

sold during the year 


End 

of 


586 

533 

557 
780 


$6,499,393-75 

7,049,066.93 

8,004,708. 52 

10,691,326. 49 

14,892,570.87 

13.450,967-89 
16,920,454.94 
15.134.097-18 
13.424.673.00 

19.293.731-85 
25.570,615.93 


I to 3 % 
T to 3 % 
1 to 4 % 
I to 3 % 
I to 3 % 
1 to 4 % 
1 to 4 % 
1 to 4 % 
li to 5 % 
li to 4i % 
I to 4 % 








1894 

1895 
1896 
1897 
1898 
1899 
1900 
I901 
1902 

1903 
1904 




















591 
594 
541 
615 
567 
I.34S 
I 288 


















i 








$843,800. 00 
125,000.00 


$449,800. 00 
237,000.00 











OFFICERS: 
Presidoit, 

Brayton Ives. 
Vice-Presidents, 

A.vTON A. Raven, 

Beverly Chew (2d). 
Treasurer, 

Bertram Cruger. 
Secretary, 

Charles Baker, Jr. 
Assistant Treasurer, 

Jacob C. Klinck. 
Assistant Secretary, 

James F. McNamara. 



DEC 31, 1904. 

DIRECTORS: 

William Lanman Bull, 
William Carpender, 
D. Crawford Clark, 
Henry W. De Forest, 
Haley Fiske, 
Charles R. Henderson, 
Robert Hoe, 
William H. Hollister, 
Brayton Ives, 
Morris K. Jesup. 
Edward B. Judson 
Lewis Cass Ledyard, 
Robert H. McCurdy, 
Bradley Martin, 
D. O. Mills, 



E. D. Morgan, 
Richard Mortimer, 
John E. Parsons, 
Henry C. Perkins, 
Charles M. Pratt, 
Anton A. Raven, 
Norman B. Ream, 
John L. Riker, 
William Schall, Jr., 
J. Edward Simmons, 
John W. Simpson, 

F. S. Smithers, 
John T. Terry, 
E. R. Thomas, 
George Henry Warren. 



NEW YORK 
BOROUGH OF MANHATTAN 



MORTON TRUST 



CHARTERED ISaB 









RESOURCES 




■ 


End 

of 


Bonds and 
mortgages 


Stock and bond 
investments 


Amount loaned on 
collaterals 


Other loans, 

including bills 

purchased 


Overdrafts 


Due from banks, ■ 

bankers and ■ 

brokers ■ 


1894 
1895 
1896 

1897 
1898 
1899 
1900 
I9OI 
1902 

1903 
1904 
































































$2,754,566.84 
7,692,540. 68 
6,911,929. 78 
8,422,093 . 96 
9,471,668.23 
8,412,570. 96 


$3,127,010. 09 
19,269,294. 04 
34,797,360.54 
34,066,376.95 

18,492,346.37 
41,903,238. 14 


$200,000. 00 
5,610,000.00 
4,402,000. 00 
3,320,500.00 
4,249,509.83 
288,660. 00 










$3,045 . 00 

133,905-77 

17,421.25 

999.00 

32,436.87 


























LIABILITIES 













■^-^ -^-^ -^-^ A 






^ 


End 
of 


Capital stock paid 
in, in cash 


Surplus book value 


Undivided profits, 
book value 


Deposits in trust 


General deposits 


Amount due trustB 
companies ■ 


1894 

1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 






























































$1,000,000. 00 
2,000,000. 00 
2,000,000. 00 
2,000,000. 00 
2,000,000.00 
2,000,000. 00 


$1 ,500,000. 00 
2,000,000.00 
2,000,000. 00 
2,000,000.00 
2,000,000. 00 
2,000,000.00 


$49,538. 14 
1,348,209.37 
2,562,193. 88 
3,815,982.30 
4,086,789. 56 
4,587,311.89 




$4,791,156.88 

*33,895,865.9i 
*52,38o,92i.39 

35,043,850.19 
33,941,815.99 

44,503,995-34 












$5,282,723.64 

938,171.20 

1,358,712.59 


$2,309,710. 78 
2,637,868.92 
4,714,277-53 



♦Includes Deposits in trust. 



SUPPLEMENTARY 



End 
of 


Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the year 


Amount of interest 

paid to and 

credited depositors 

during the year 


Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 


Amount of divi- 
dends on capital 
stock declared 
during the year 


Taxes paid during 
the year 


Amount of deposits 

made by order of 

court 


1894 

1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 




























































$98,859.13 
1,131,318.71 

2,454,327-74 
2,914,029.9s 
2,037,721.69 
2,198,726. 50 


$25,348.58 
400,422 . 36 
850,913.23 
943,681 .00 
981,037.90 
942,517.05 


$23,972.41 
246,426. 01 

253,787.35 
287,612. 64 
242,088. 50 
249,257.69 








$30,000.00 


$7,274.22 
70,265.86 
73,730.61 
80,123.66 
80,816.73 


$1 13,064.00 
862 862. II 


300,000. 00 
400,000. 00 
400,000. 00 


138,284.74 
161,412 . 25 
380,243.89 



D^C. 31, 1899 



OFFICERS: 
President, 

Levi P. Morton. 
Vice-President, 

E. J. Berwind. 
Second Vice-President, 

J. K. CORBIERRE. 

Secretary, 

W. R. Cross. 



DIRECTORS 

J.iMES W. Alexander, 
John Jacob Astor, 
George F. Baker, 
Edward J. Berwind, 
Frederic Cromwell, 
Henry M. Flagler, 
G. G. Haven, 
Joseph C. Hendrix, 
Abram S. Hewitt, 
James N. Jarvie, 



Augustus D. Juilliaru 
Joseph Larocque, 
Richard A. McCurdy, 
D. O. Mills. 
Levi P. Morton, 
W. G. Oakman, 
John Sloane, 
William C. Whitney, 
A. Wolff. 



23 



COMPANY 

\DDRESS, 38 NASSAU STREET, NEW YORK 



NEW YORK 
BOROUGH OF MANHATTAN 



RESOURCES 



Real Estate 


Cash on deposit in 

banks or other 

moneyed 

institutions 


Cash on hand 


Amount of Assets 

not included under 

any of the above 

heads 




Totals 
Resources 


End 

of 














1894 
189s 
1896 

1897 
1898 

1899 
1900 
19OI 
1902 

1903 
1904 





































. 












. 




$1,220,876. 96 
5.635.698-26 
12,462,416. 69 
12,921,87 I .94 
15,231,384.60 
9,963,811.4s 


83,000. 00 

22,737-45 
34,ir8.i8 
29,444.26 
49,931.62 
95.173-14 


$35,241-13 
1,038,966.57 
285,639. 60 
172,771.58 
775,242.66 
1,582,526.24 





$7,340,695.02 
39,272,282.00 
59,027,370.56 

58.950,479-94 
48,271,082.31 
62,278,416.80 























LIABILITIES 



Amount due 
savings banks 


Amount due banks 
and bankers 


Other liabilities 

not included under 

any of the above 

heads 


Total 
Liabilities 


Increase 


Decrease 


End 
of 


1 










1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 
1903 
1904 






















- 










' 














$7,340,695.02 
39,272,282.00 
59.027,370.56 

58,950,479-94 
48,271,082.31 
62,278,416.80 










$28,206.72 
84,255.29 
99,437-80 
84,031 . 21 

146,884.03 


$31,931,586.98 
19,755,088. 56 








$76,890.62 
10,679,397.63 


$2,157,962.51 
1,234,861.64 
1,236,184.13 


$6,240,812 . 72 

1.347.543-79 
1,731,051.29 




14.007,334.49 





Total Increases and Decreases, $65,694,010.03 
Net Increase, 54,937,721.78 

SUPPLEMENTARY 



$10,756,288.25 



.f umber of deposits 

on which interest 

is allowed at this 

date 


Total amount of 
such deposits 


Rate of interest on 
same 


Amount of bonds 
and mortgages in- 
vested in during the 
year 


Amount received 

from bonds and 

mortgages paid or 

sold during the year 




End 
of 














1894 
1895 
1896 

1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 



















































183 
2.103 
1 ,170 

2,409 
2,150 
2,051 


$4,773,988.77 
28,280,207 . 24 
38,879,967.81 

35.955.580.57 
28,758,402.88 

46,217,345-77 


2.2i, 3,3J% 

I to 4 % 
I to 3 % 
I to 3 % 
I to 3 % 
I to 3 % 


$2,754,566.84 







$31 ,600. 00 































opprr 


(TDO- 


DEC. 

riTD 


31, 1904 

CrTODC 









President, 

Levi P. Morton. 
Vice-Presidents, 

Thomas F. Ryan. 

James K. Corbiere, 

Charles H. Allen. 
Treasurer, 

Charles A. Conant. 
Secretary, 

H. M. Francis. 
Assistant-Treasurer, 

T. B. Minahan. 
Trust-Officer, 

H. B. Berry. 



DIRECTORS: 

Charles H. Allen, 
John Jacob Astor, 
George F. Barer, 
Edward J. Berwind, 
Frederic Cromwell, 
James B. Duke. 
Henry M. Flagler, 
G. G. Haven, 
James N. Jarvie, 
Walter S. Johnston, 
A. D. Juilliard, 
Joseph Larocqub, 



Richard A. McCurdy, 
D. O. Mills, 
Levi P. Morton, 
W. G. Oakman, 
Samuel Rba, 
Elihu Root. 

WiNTHROP R-UTHERPORD, 

Thomas F. Ryan, 
Jacob H. Schipp, 
John Sloane, 
Valentine P. Snvdbr, 
Harry Payne Whitney. 



23 



NEW YORK 
BOROUGH OF MANHATTAN 


THE MUTUAL ALLIANCE TRUST 

CHARTERED 1902 

RESOURCES 


End 
of 


Bonds and 
mortgages 


Stock and bond 
investments 


Amount loaned on 
collaterals 


Other loans. 

including bills 

piu-chased 


Overdrafts 


Due from banks, 

bankers and 

brokers 


1894 

1895 
1896 

1897 
1898 
1899 
1900 
I90I 
1902 

1903 
1904 




































































































$948,640.83 
1,120,728.33 
1,531,020. 00 


$1,014,668.82 
1,066,661 . 23 
3,008,204. 17 


$292,037.70 
1,969,669 . 22 
1,108,344. 00 


$82.34 
700.98 
148.78 








$9,750.00 


$152,789.93 


LIABILITIES 


End 
of 


Capital stock paid 
in, in cash 


Surplus book value 


Undivided profits, 
book value 


Deposits in trust 


General deposits by 
individuals, associa- 
tions and corpora- 
tions, except trust 
co's, savings banks 

and banks and 

bankers, payable on 

demand 


Amount due trust 
companies J( 


1894 

1895 
1896 
1897 
1898 
1899 
1900 
I90I 
1902 

1903 
1904 


































































































$500,000. 00 
500,000. 00 
500,000. 00 


$500,000. 00 
500,000. 00 
500,000. 00 


$13,026.42 
18,227 - 95 
11,123.96 


$8,791.70 

11,515-35 
40,194.14 


$1-473,709-43 
3.932,274-81 
5,415,276.84 




j 


$13,916.46 

1 


SUPPLEMENTARY 


End 
of 


Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the year 


Amount of interest 

paid to and 

credited depositors 

during the year 


Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 


Amount of divi- 
dends on capital 
stock declared 
during the year 


Taxes paid dvuing 
the year 


Amount of deposits 

made by order of 

coxirt 

1 


1894 

1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 
1903 
1904 












1 























































































$57,388.22 
218,709.35 
271,145-63 


$9,999 . 66 

43,610. 68 

101,162.07 


$32,592-73 
98,129. 14 

99,054-34 










■ $10,001.81 
10,052. 56 


















DEC. 31, 


1902. 




i 



OFFICERS: 
President, 

Kalman Haas. 
Vice-President and Secretary, 

Henry M. Humphrey. 
Treasurer, 

Gustave Blumenthal. 



DIRECTORS: 

Frederic Cromwell, 
Martin Erdmann, 
Kalman Haas. 
James N. Jarvie, 
Eugene G. Kremer, 

PeRCIVAL KiiHNE, 

Emanuel Lehman, 



24 



Richard A. McCurdy 
William Rockefeller, 
Henry H. Rogers, 
IsiDOR Straus, 
Louis Stern. 
Cornelius Vanderbilt. 



COMPANY OF NEW YORK 

ADDRESS, 323 GRAND STREET, NEW YORK 



NEW YORK 

BOROUGH OF MANHATTAN 



RESOURCES 



Real Estate 



Cash on deposit in 

banks or other 

moneyed 

institutions 



Cash on hand 



Amount of Assets 

not included under 

any of the above 

heads 



Total 
Resources 



End 
of 





> 








1894 
1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 








; 










; 
























































$166,581.78 
443-122.51 

510,780.62 


$52,609 . 60 

356,190.44 

157,521 . 26 


$^7,644. IK 


$2,512,265.22 
4,990,160.73 

6,520,424.43 




■^■^.oSS .02 I 




41,865.67 j 







LIABILITIES 



Amount due 
savings banks 





Other liabilities 




Amount due banks 


not included under 


Total 


and bankers 


any of the above 
heads 


Liabilities 



Increase 



Decrease 



End 
of 















1894 

1895 
1896 

1897 
1808 






























































1899 
1900 

IQOI 






























$16,737.67 

28,142.62 

17,913-03 


$2,512,265. 22 
4,990-160.73 
6,520,424.43 






IQ02 






$2,477,895.51 
1,530,263.70 




1903 
1904 




$22,000.00 









Total Increases, $4,008,159.21 
SUPPLEMENTARY 



Number of deposits 

on which interest 

is allowed at this 

date 



Total amount of 
such deposits 



! Amount of bonds 
Rate of interest on ' and mortgages in- 
same vested in during the 
year 



Amount received 

from bonds and 

mortgages paid or 

sold diuing the year 



End 
of 



1894 

189s 
1896 
1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 



933 
1,125 
1,010 



$1,403,190. 07 
2,392,434-00 
4,229,533.64 



2 to 3 % 
2 to 3i % 
2 to 3i % 



,750.00 



DEC. 31, 1904 



OFFICERS: 
President, 

Paul Schwarz. 
Vice-President, 

H. M. Humphrey. 
Treasurer, 

Charles Dittman. 
Secretary, 

H. M. Humphrey. 
Assistant Secretary, 

H. A. Davidson. 



DIRECTORS: 

Frederic Cromwell 
J. Temple Gwathmey, 
Kalman Haas. 
James N. Jarvie, 
Eugene G. Kremer. 
Percival KOhne, 
E.MANUEL Lehman, 
Gordon Macdonald, 



Richard A. McCurdy, 
William Rockepeller, 
Henry H. Rogers. 
Paul Schwarz, 
Louis Stern, 
IsiDOR Straus, 
Cornelius Vanderbilt. 



24 



NEW YORK 
BOROUGH OF MANHATTAN 



NEW YORK LIFE INSURANCE 

CHARTERED 1630 

RESOURCES 



End 
of 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 
1903 
1904 



Bonds and 
mortgages 



Stock and bond 
investments 



Amount loaned on 
collaterals 



Other loans, 

including bills 

purchased 



Overdrafts 



Due from banks, 

bankers and 

brokers 



$1,432, 
I ,go2, 
3.482, 

3.315, 
3.208, 

3.044, 
3.257, 
3.525, 
3.613, 
4,143, 
3.265, 



234-50 
236.46 

534-50 
234-50 
1 12 . 00 
372 . 00 
287 . 00 

487 .00 
666.34 

401 . 01 
181.75 



$12,182,141 . 00 

12,584,026. 95 

1 1,461,298. 30 

9,103,068. 94 

9,741 ,648. 48 

10,466,534. 17 

10,534,607.99 

11.076,547-50 

11,255,139.47 

8,807,672 . 13 

9.905.575-01 



$4,233 
4,710 

3.905 
6,607 
7,202 
5.554 
5.671 
8,647 
8,862 
6,073 
7,840 



,610. 22 
,460.47 
,658.49 
.187.44 
.301-25 

.953-89 
,042.25 
,145.00 
,850 . 00 
,282 . 17 
573-77 



$6,473,302.61 
6,1 22,116. 53 
5,432,908.01 
5,095,286.29 
5,537,808.75 
7.653.124-83 
9,297,622 . 85 
7,267,678.59 
6,228,012 . 64 
10,115,606. 62 
12,382,979.58 



LIABILITIES 



End 
of 



Capital stock paid 
in, in cash 



Surplus book value 



Undivided profits, 
book value 



Deposits in trust 



General deposits 



Amount due trust 
companies 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 



fl, 000, 000. 
1,000,000. 
1,000,000. 
1,000,000. 
1,000,000. 
1,000,000 . 
1,000,000 . 
1,000,000 . 
1,000,000. 
1,000,000. 
1,000,000. 



00 
00 
00 
00 
00 
00 
00 
00 
00 
00 
00 



$2,447 
2,616 
2,644 
2,822 
2,990 
3.385 
3.745 
3.958 
4,112 

2,557 
2,703 



516.36 
366.86 

575-53 
,556.16 

,078.43 
,052.23 
,743-i6 
,670. 70 
,386.70 
,916. 29 
,028. 47 



$34,029.48 

47,989-69 
33,210.27 
41,977.52 
39,948.81 
47,661 .01 
37.965-73 
41,854-37 
40,045.55 
31,821 . 21 
34,621.53 



$23,618,887 
24,600,448 

23,158,447 
23,448,596 
24,087,828 
24,117,944 
27,071,618 
28,917,011 
28,642,868 
28,849,209 
33,272,785 



SUPPLEMENTARY 



End 
of 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 
1903 
1904 



Total amount of 
interest, commis- 
sions and profits of 
every kind received 
dtu-ing the year 



Amount of interest 

paid to and 

credited depositors 

during the year 



1,029,649 


24 


1,273,405 


86 


1,406,443 


21 


1,353.255 


80 


1,346,946 


07 


1,506,548 


85 


1,582,837 


55 


1,585,431 


78 


1,758,817 


49 


1,826,690 


31 


1.726,843 


77 



$526,153.53 
569,669.91 
780,971 .89 
630,897.19 

670,422 . 60 

725,075.72 

980,356. 20 

887,325-78 

936,165.48 

1,008,368. 24 
981,480. 79 



Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 



Amount of divi- 
dends on capital 
stock declared 
during the year 



Taxes paid during 
the year 



$96,325.09 
98,821 .44 
99,965-38 
118,532.69 
114,425.27 
133.883-05 
162,348. 00 
186,766. 13 
139.514-60 
153. 431-12 
126,321.7s 



$300 
350 
400 
400 
400 
400 
400 
400 
400 
400 
400 



,000 


00 


,000 


00 


,000 


00 


,000 


00 


,000 


00 


,000 


00 


,000 


00 


,000 


00 


,000 


00 


,000 


00 


,000 


00 



J 1 7, 1 64. 63 
18,104. 51 

29,145-99 

19,161 .89 

29,477-59 
36,764.68 

68,460. II 

79,445-04 
78,769-57 

81,009 . 18 



Amount of deposits 

made by order of 

court 



$384,431 
294,323 
329,096 
195,067 
166,835 

77,477 
110,335 
108,351 
86,302 
84,613 
44,839 



86 
96 

25 
88 

47 
31 
35 
49 
18 

37 
61 



OFFICERS: 

President, 

Henry Parish. 
Second Vice-President, 

Walter Kerr. 
Secretary, 

Henry Parish, Jr. 
Assistant Secretary, 

George M. Corning. 



DEC. 31 , 18 94 



TRUSTEES: 

William W. Astor, 

Edmund L. Baylies, 

George S. Bowdoin, 

Frederick Bronson, 

S. Van Rensselaer Cruger, 

William E. Dodge, 

Stuyvesant Fish, 

Robert Goelet, 

Henry C. Hulbert, 

Columbus O'D. Iselin, 

H. Van Rensselaer Kennedy, 

James P. Kernochan, 



Henry Parish, 
George A. Robbins, 
James A. Roosevelt, 
W. Emlen Roosevelt, 
William C. Schermerhorn, 
Hewlett Scudder, 
Frederick W. Stevens, 
Charles E. Strong, 
Rutherford Stuyvesant, 
Henry A. C. Taylor, 
Ludlow Thomas, 
Charles G. Thompson. 



25 



AND TRUST COMPANY 

ADDRESS, 52 WALU STREET, NEW YORK 



RESOURCES 



NEW YORK 
BOROUGH OF MANHATTAN 



Real Estate 


Cash on deposit in 

banks or other 

moneyed 

institutions 


Cash on hand 


Amount of Assets 

not included under 

any of the above 

heads 




Total 

Resources 


End 
of 


$485,000.00 
485,000.00 

438,727-99 
443.840-32 
470,848.45 
449,660. 98 
468,848.67 
468,848.67 

827,554-91 
1,602,317.03 
1,686,207.61 


$423,078.86 

419,069. 19 

133,713.26 

132,064.45 

140,686. II 

314,088.94 

535,101 . 20 

1,084,936.13 

1.343.702.58 

1,201,052 . 87 

1.394.543-53 


$2,850,000.00 
3,200,000.00 
2,625,000 . 00 
3,050,000. 00 
2,250,000. 00 
1,325,000.00 
2,000,000.00 
2,000,000. 00 
2,500,000. 00 
3,000,000. 00 
3,100,000.00 


$598,305-69 

470,110.72 

1,183,019.61 

1,380,154. 28 

1,484,476.76 

1,790,418. 12 

2,348,059.99 

2,372,388.71 

2,376,508.94 

623,990.69 

586,994.81 




$28,677,672.88 

29,893,020.32 
28,662,860.16 
29,126,836. 22 
30,035,881 .80 
30,598,152.93 
34,112,569.95 
36,443,031.60 
37,007,434.88 
35.567.322.52 
40,162,056. 06 


[1894 
;l895 

,'1896 

;l897 

1898 

1899 

1900 

'1901 

^1902 

;i903 





















LIABILITIES 



Amount due 
savings banks 


Amount due banks 
and bankers 


Other liabilities 

not included under 

any of the above 

heads 


Totaa 
Liabilities 


Increase 


Decrease 


End 
of 






$1,577,239-42 
1,628,215. 28 
1,826,626.46 
1,813,706.15 
1,918,025 . 92 

2,047,494-91 
2,257,242.40 

2,525.495-30 
3,138,794.23 
3,065,176.77 
3,087,050.36 


$28,677,672.88 
29,893,020. 32 
28,662,860.16 
29,126,836. 22 
30,035,881 .80 
30,598,152.93 
34,112,569.95 
36,443,031.60 
37.007,434-88 
35,567,322.52 
40,162,056.06 






1894 

1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 
1903 






$1,215,347.44 




$1,230,160. 16 










463,976.06 
909,045.58 
562,271.13 
3,514,417-02 
2,330,461.65 
564,403.28 























$63.339- 67 
63,198.38 
64,569.79 


$10,000. 00 


1 ,440,1 12 . 36 




4.594.733-54 


1904 







Total Increases and Decreases, 
Net Increase, 

SUPPLEMENTARY 



514.154,655.70 $2,670,272.52 



11,484,383. 18 



Number of deposits 
on which interest ! 
is allowed at this ! 
date 



Total amoimt of 
such deposits 



Amount of bonds 
Rate of interest on and mortgages in- 
same I vested in during the 
I year 



Amount received 

from bonds and 

mortgages paid or 

sold during the year 



End 
of 



2.331 
2,314 

2,422 


$23,618,887.62 1 I to 5 % 
24,600,448.49 I to 5 % 
20,158,447.90 I to 5 % 

23.448.596.39 ' I to 5 % 
24,087,828.64 1 1 to 5 % 
24,117,944.78 I to 5 % 
27,071,618.66 1 to 5 % 
28,917,011.23 I to 5 % 

28.716.208.40 i 1 to 5 % 
28,912,408. 25 1 1 to 5 % 
33.337.355-70 I to 5% 








1894 

189s 
1896 

1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 














2,486 








2.351 
2,381 

2.509 
2,528 

2,501 

2.529 
2.567 














$634,665 . 00 

1,240,500.00 

861,900.00 

807,816.67 

360,100.00 


$421,750. 00 
972,300.00 
773,720.66 
278,082 . 00 

1,238,319.26 














OFFICE 
Pn 
Vii 

Sec 
As 


DEC 

RS: TRUE 

sident, 
Henry Parish. 

e-Presidents, 
Walter Kerr, 
Henry Parish, Jr. (2d). 

retary, ' 
George M. Corning. 

distant Secretaries, 
Zbger W. van Zelm, 
Irving L. Roe. j 


. 31, 1904 

>TEES: 

OHN Jacob Astor, 
Ienry I. Barbey, 
!dmund L. Baylies, 

>EORGE S. BoWDOIN 

OHN L. Cadwalade 
oseph H. Choate, 
OHN Claplin, 
3EORGE G. De Witi 
[Cleveland H. Dodg 

bTUYVESA.VT FiSH, 

-Ienrv C. Hulbert, 
Z. O'D. Iselin, 
Augustus D. Juilli/ 


H. Van R 
Henry Lb 

John McL. 
Henry Pa 

R, W. Emlen 
F. Aug. Sc 
Philip Sch 
Frederic ^ 

E, Henry A. 
Charles G 
Samuel Ti 
Cornelius 

IRD, 


Kennedy, 

(VIS Morris, 
Nash, 

rish, 

Roosevelt, 
hermerhorn, 

UYLER, 

W. Stevens, 
C. Taylor, 
. Thompson, 

lORNK, 

Vanderbilt. 





25 



NEW YORK 
BOROUGH OF MANHATTAN 



NEW YORK SECURITY AND 

CHARTERED 1889 



RESOURCES 



End 
of 



Bonds and 
mortgages 



Stock and bond 
investments 



Amount loaned on 
collaterals 



Other loans, 

including bills 
purchased 



Overdrafts 



Due from banks, 

bankers and 

brokers 



I 



1894 

1895 
1896 

1897 
1898 
1899 
1900 
I901 
1902 
1903 
1904 



$279 
494 
573 
369 
702 
882 

1,003 

995 

986 

291 

2.745 



,500. 00 
,500 . 00 
,000. 00 
,950.00 
,300 . 00 
,516. 00 
.538-59 
.342.50 
,820 . 00 
,300. 00 
.933-33 



$3,154,934 


32 


4,760,730 


05 


3.359.704 


49 


5.533.384 


83 


5. 647. 141 


25 


8,394.538 


28 


8,423,270 


96 


13.475,696 


71 


13,980,018 


24 


10,717,731 


69 


13.140.250 


85 



$4,296, 
3.632, 
3.917, 
7.553, 

8,587, 

6,662, 

8,947, 
21,544, 
26,321, 
18,944, 
33.852. 



804. 14 
467.74 
328.96 
393-12 
470-15 
797-49 
031-37 
966.45 
875-38 
328.81 
509.11 



til,102 

569 

1.659 

2,037 

1,834 

831 
742 
232 
204 

277 
960 



,936.08 
,075.07 
,948.86 

,813-39 
,663.58 
,114-25 
,228. 26 
,950.00 
,702.50 
,300. 00 
,317.88 



LIABILITIES 



End 
of 



Capital stock paid 
in, in cash 



Surplus book value 



Undivided profits, 
book value 



Deposits in trust 



General deposits 



Amount due trust 
companies 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
I901 
1902 
1903 
1904 



,000,000. 
,000,000. 
,000,000. 
,000,000. 
,000,000 , 
,000,000 , 
,000,000 . 
,000,000. 
,000,000, 
,000,000. 
,000,000. 



00 
00 
00 
00 
00 
00 
00 
00 
00 
00 
00 



f 1,000 
1,000 

fl.250 
1,500 

1.750 
2,000 
2,250 
3,000 
4,000 
4,000 
9,000 



,000. 00 
,000. 00 
,000 . 00 
,000 . 00 
,000 . 00 
,000 . 00 
,000 . 00 
,000. 00 
,000. 00 
,000. 00 
,000. 00 



5100,833. 

221,919 . 

161,112 . 
93,081. 

129,889 , 

145.471 ■ 

134.544. 
38.931- 
44.570. 

278,423. 

504.636. 



$9,041,369.79 
8,624,071 . 02 
8,300,025.99 
15.558,444-61 
15,874,370-66 
15,690,302 . 72 



990,417-32 



$21,364,309.69 

*4i,o9i,95r . i6 

45,281,506.73 

27,845,080.08 

*4o, 498. 596-93 



$580,772.68 

896,920. 43 

3.936,075.31 



* Includes Deposits in trust. 



SUPPLEMENTARY 



End 
of 


Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the year 


Amount of interest 

paid to and 

credited depositors 

during the year 


Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 


Amount of divi- 
dends on capital 
stock declared 
during the year 


Taxes paid during 
the year 


Amount of deposits 

made by order of 

court 


1894 
1895 


$'?70 067 . /18 


$14.0 0^0 Tn 


$73,923-10 
76,136.03 


$100,000 . 00 




$71,188.77 
32,930.72 


423,550 


89 


167,587 


73 


100,000.00 


$3,582.49 


1896 


606,193 


05 


171,118 


60 


75,585-76 


100,000. 00 


2,500.00 


89,166. 27 


1897 


663.533 


68 


254,128 


26 


80,471.74 


100,000. 00 


2,500. 00 


80,695.63 


1898- 


833.410 


00 


267,805 


68 


86,012 . 70 


100,000. 00 


7,829.58 


79.773-M 


1899 


1.105,793 


19 


305.615 


81 


89,216.93 


150,000. 00 


9,500.00 


79.773-14 


1900 


1,146,154 


03 


407,487 


71 


89.785-36 


200,000. 00 


1 1,000. 00 


80,318.21 


19OI 


1,872,370 


45 


773,700 


87 


109,290.04 


200,000. 00 


40,374.96 


88,836.08 


1902 


3.413.987 


81 


1,365,868 


99 


130,312.47 


290,000.00 


46,117.83 


250.00 


1903 


2,208,546 


10 


1,126,625 


02 


156,799.52 


320,000.00 


52,318.70 


11,748.81 


1904 


1,308,216 


43 


1,342,583 


08 


239.750.09 


630,000. 00 


81,801 .91 


414.513-09 



OFFICERS: 
President, 

C. S. Fairchild. 
First Vice-President, 

William H. Appleton. 
Second Vice-President, 

William L. Strong. 
Secretary, 

John L. Lamson. 
Assistant Secretary, 

Zelah Van Loan. 



DEC. 31, 1894 



TRUSTEES: 

William H. Appleton. 
James A. Blair, 
William A. Booth, 
M. C. D. Borden. 
William F. Buckley, 
Frederick R. Coudert, 
Charles S. Fairchild. 
Edward N. Gibbs, 
James J. Hill, 
Hudson Hoagland, 



26 



John A. McCall, 
John G. McCullough, 
Stuart G. Nelson, 
B. Aymar Sands, 
John W. Sterling, 
James Stillman, 
William L. Strong, 
Edward Uhl, 
H. Walter Webb. 



1 



TRUST COMPANY 

ADDRESS. 26 BROAD STREET, NEW YORK 



RESOURCES 



NEW YORK 
BOROUGH OF MANHATTAN 



Real Estate 


Cash on deposit in 

banks or other 

moneyed 

institutions 


Cash on hand 


Amount of Assets 

not included under 

any of the above 

heads 




Totals 
Resources 


End 
of 




$2,238,235.11 
1,266,214.01 
1,096,792.5s 
2,489,440.34 

1,753-546.49 
1,945.993-78 
5,515,811.29 
8,685,068.45 
9,017,220.90 
4.495,639-12 
10,645,684.45 


$25,7^2 ^^ 


$73,479-59 

127.6^7 . 77 




$11,171,621 . 57 
10,874,082. 14 
10,746,351.42 
18,185,478.09 
18,791,894.67 
18,883,331.56 
24,795,331-04 

45,190,237-73 
51,015,860.20 
35,263,244.05 
63,968,235.23 


1894 




27,457 
18,509 

23,659 
41.83s 
21,808 

32,365 
38.096 

35,159 

20,778 

2.100.708 


50 




1895 




12 121.067.A/I 




1896 




37 
62 

07 
34 

55 
25 
35 
78 


177,837-04 
224,937-58 
144,563-69 
131,085.23 
218,117.07 
470,063.93 
516,166.08 
402,240. 83 




1807 






1898 






I 800 






1900 






1901 






1902 






1003 






1904 









LIABILITIES 



Amount due 
savings banks 


Amount due banks 
and bankers 


Other liabilities 

not included under 

any of the above 

heads 


Total 
Liabilities 


Increase 


Decrease 


End 
of 






$29,418. 16 
28,091.43 
35,212.64 
33.952-06 

37.634.93 

47.557-12 

46.477-04 
59,355-29 
60,260.43 
41,870.46 
55,991-97 


$11,171,621 . 57 
10,874,082 . 14 
10,746,351.42 
18,185,478.09 
18,791,894.67 
18,883,331.56 
24,795,331-04 

45,190,237-73 
51,015,860. 20 
35,263,244.05 
63,968,235.23 






1894 
1895 








$297,539-43 
127,730.72 










1896 
1897 






$7,439,126.67 

606,416.58 

91,436.89 

5,911,999.48 

20,394,906.69 

5,825,622.47 






1898 
1899 
1900 


















19OI 


$17,386.38 
17,132.18 
44,609. 50 




$31,363-57 

193,39989 

6,928,325.49 


1902 

1903 
1904 


15,752,616.15 


28,704,991 . 18 







Total Increases and Decreases, $68,974,499.96 $16,177,886.30 
Net Increase, 52,796,613.66 

SUPPLEMENTARY 



Number of deposits 

on which interest 

is allowed at this 

date 



Total amount of 
such deposits 



Rate of interest on 
same 



Amount of bonds 
and mortgages in- 
vested in during the 
year 



Amount received 

from bonds and 

mortgages paid or 

sold during the year 



321 

416 

412 

630 

744 

892 

1,066 

1,225 

1,468 

1,446 

2,273 



$7,351 
7,606 

7.656 
14,737 
14,643 
14,792 
20,278 
25,746 
44,522 
28,603 
48,121 



,824. 01 
,885.99 
,603.38 
,634.28 
,283.89 
,53007 
781.50 
,619-32 
,612 . 29 
,641.58 
,445.02 



to 4 

to 4 

to 4 

to 4 

to 4 

to 3 

to 3 
I to 3i % 
I to 3i % 
I to 4 % 
I to 3J % 



% 
% 
% 
% 
% 
% 
% 



$122,000 . 00 

241,000. 00 

288,500.00 

387,750.00 

875,450-00 

1 ,095,616. 00 

1,685,712.84 

2,335,439-68 

2.223,183.33 

1,207,900. 00 

4.455,548.33 



$1,564,690. 25 

2,343.635-77 
2,231,705.83 
1,903,420.00 
2,532.915-00 



End 
of 



1894 
189s 
1896 

1897 
1898 
1899 
1900 
1901 
1902 
1903 
1904 



DEC. 31, 1904 



OFFICERS: 
President, 

Otto T. Bannard. 
Vice-Presidents, 

WiLLARD V. King, 

Alexander S. Webb, Jr. 
Treasurer, 

Mortimer N. Buckner. 
Secretary, 

Henry E. Ahern. 
Assistant Secretaries, 

Frederick J. Hornb, 

Herbert W. Morse. 



TRUSTEES: 

Otto T. Bannard. 
S. Reading Bertron, 
James A. Blair, 
Robert W. De Forest, 
John B. Dennis, 
Charles S. Fairchild, 
Marshall Field, 
Charles W. Harkness. 
James J. Hill, 
f. n. hofpstot, 
Arthur Curtiss James, 
Frederic B. Jennings, 
Walter Jennings, 
Williard V. King, 



26 



Woodbury Langdon, 
Gordon Macdonald, 
John A. McCall, 
John J. Mitchell, 
George W. Perkins, 
John S. Phipps. 
E. Parmelee Prentice, 
Edmund D. Randolph. 
Norman B. Ream, 
B. Aymar Sands, 
John W. Sterling, 
James Stillman, 
MYLES Tierney. 
T. A. Valentine. 
Alexander S. Webb. Jr. 



NEW YORK 
BOROUGH OF MANHATTAN 



NORTH AMERICAN 

CHARTERED 1SSS AS CITIZENS' LOAN AGENCY AND GUARANTEE CO. 

RESOURCES 



End 
of 


Bonds and 
mortgages 


Stock and bond 
investments 


Amount loaned on 
collaterals 


Other loans, 

including bills 

purchased 


Due from banks 
Overdrafts ' bankers and 
brokers 


1894 
1895 
1896 
1897 








1 I 


























$46,486.54 
35.892-92 
63.293-90 


$895,184.56 

945.437-65 
1,461,309.07 
4,861,447 . 98 
4.760,243.10 

2.557.479-37 
2,266,242 . 93 
2.339. 217-16 


$15,000. 00 
93.796-25 

4,137,425-55 
5,168,518.43 
6,299,139.71 
8,707,140. 18 
8,830,044. 46 
10,340,569 . 21 


$29,438.49 
28,381.19 

310,149.22 
1 ,768,81 1 . 90 
2,519,116. 79 

669,212 . 09 
1,454,848.85 

670,792.35 


So. 55 

156.73 

1,039.96 

7,199.29 

4,640.46 

523-45 

1,127.72 

81.25 




1898 
1899 
1900 
1901 
1902 
1903 
1904 




$23,477.69 
161,968. 24 
480,836. 15 
1,031,249.56 
191,691.90 
238,817.89 


26,489.74 

101 ,489. 74 

87,500.00 





LIABILITIES 



End 
of 


Capital stock paid 
in, in cash 


Surplus book value 


Undivided profits, 
book value 


Deposits in trust 


General deposits 


Amount due trust 
companies 


1894 
1895 
1896 
1897 
1898 
1899 
1900 
I901 
1902 
1903 
1904 






































$1,000,000. 00 
1,000,000. 00 
2,000,000. 00 
2,000,000. 00 
2,000,000.00 
2,000,000. 00 
2,000,000. 00 
2,000,000. 00 




$278,174.06 
103,856.68 
129,669 . 54 
189,868.91 
284,840. 15 
506,670.77 
143,606.74 
291,958.02 


$282,873.36 
410,164.43 
280,055.07 


$70,259.80 
1,006,253 - 9^^ 

7,509,473-13 
11,782,386. 10 
11,443,498. 28 
6,511,871 . 56 
6,186,328.99 
9,200,136. 07 




$200,000. 00 
1,000,000.00 
2,500,000. 00 
2,500,000.00 
2,500,000. 00 
3,000,000.00 
3,000,000. 00 












1,155,654.34 

1,633,043-23 

845,471.51 


$ 1,635,006.78 
2,743,292.00 
4,216,318. 60 



SUPPLEMENTARY 



End 
of 


Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the year 


Amount of interest 

paid to and 

credited depositors 

during the year 


Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 


Amount of 

dividends on capital 

stock declared 

during the year 


Taxes paid during 
the year 


Amount of deposits 

made by order of 

court 


1894 

1895 
1896 

1897 
1898 
1899 
1900 
I90I 
1902 
1903 
1904 






i 




























$322,585.60 
281,114.84 
360,331.84 
615,201. 70 
785,359-82 

1,137,716.95 
878,901 .09 
857,729.49 




$io4,t;8o . 86 


Sco c c-2 . 00 


$372.50 
10,636. 17 

4,233-33 
12,987. 72 
76,850. 05 
48,140. 00 
50,988.45 
45,70489 




$2,563.47 
17.215-64 
69,565.20 
199,908.98 
260,210. 56 
354,566.97 
399,276.05 


170,863.28 ' 75,000.00 
171,916.18 75,000.00 

lOI 7^8. 7c: TOO_ooo.oo 








206,359.36 
148,762.45 

158,845-95 
159,050.40 


140,000 . 00 
140,000. 00 
140,000. 00 
170,000.00 


$93,680.80 

24,144.51 

104,945.74 

1,800.00 



DEC. 31, 1897 



OFFICERS: 

President, 

Samuel M. Jarvis. 
Vice-President, 

Roland R. Conklin, 
Secretary, 

S. L. Conklin. 
Assistant Secretary, 

F. C. Prest. 



DIRECTORS: 

E. E. Carley, 
John G. Carlisle, 
Roland R. Conklin, 
S. L. Conklin, 
Charles W. Drake, 
Samuel M. Jarvis, 
Adlai Stevenson, 
Wager Swayne, 
W. L. Trenholm. 



27 



TRUST COMPANY 

ADDRESS, 135 BROADWAY, NEW YORK 



NEW YORK 
BOROUGH OF MANHATTAN 



RESOURCES 



Real Estate 



Cash on deposit in 

banks or other 

moneyed 

institutions. 



Cash on hand 



Amotint of assets 

not included under 

any of the above 

heads. 



Due from directors 
of the institution 



Totals 
Resources 



End 
of 



1894 
1895 
1896 
1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 



Si34-oi5-87 
103,715.56 

176,517-75 
38,847°7 



700,000. 00 

850,000. 00 

1,050,000. 00 



8478,816. 24 
764,292.99 
793,143.98 
1,147,280. 70 
1,585,766.05 
1,554,198.02 
3,037,942.97 
7,542,904.24 



$2,892 . 91 
778,460. 16 

4,017,775-75 

2,607,188.89 

29,603.88 

49,503.96 

631,918.87 

804,055.48 



$29,472 . 06 
6,532.89 
102,049.03 
716,632.57 
561,459.19 
456,467.90 
354,621.20 
119,988. 60 



*($i,o66,775.oo) 



$1.631, 3°7-22 
2,756,666.34 
11,086,181 . 90 
16,477,895.07 
16,267,295 .07 
15,827,264. 27 

17.705,938-90 
23,106,426. 18 



LIABILITIES 



* Included in Loans. 



Amount due 
savings banks. 



Amount due banks 
and bankers. 



Other liabilities 

not included under 

any of the above 

heads 



Total 
Liabilities 



Increase 



Decrease 



End 
of 



$451,731-46 
504.342.28 

714,794-43 



$1,024,053.13 
1,441,082.35 
2,785,644.96 



$36,391-32 

166,984. 16 

5,640.06 

38,956.64 

42,276.23 

54,243-31 



$1,631,307 . 22 
2,756,666.34 
11,086,181 . 90 
16,477,895.07 
16,267,295 . 07 
15,827,264. 27 
17,705,938-90 



$1,125,359.12 
8,329.515-56 
5,391.713-17 



1,878,674.63 



$210,600. GO 
440,030. 80 



52,102.59 23,106,426.18 5,400,487.28 



1894 

1895 
1896 

1897 
1898 
1899 
1900 
I9OI 
1902 

1903 
1904 



Total Increases and Decreases, $22,125,749.76 
Net Increase, 21,475,118.96 

SUPPLEMENTARY 



$650,630.80 



Number of deposits 

on which interest 

is allowed at this 

date 



Total amount of 
such deposits 



Rate of interest on 



Amount of bonds 
and mortgages in- 
vested in during the 
year 



Amount received 

from bonds and 

mortgages paid or 

sold during the year 



End 

of 



1894 
X895 
1896 
1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 



10 

84 

157 

320 

670 

780 

1,218 

1,490 



$41,384-76 

111,849.56 

703,973.61 

5,761,857.62 

6,911,318. 61 

8,791,294.85 

11,118,823.67 

16,035,988.05 



2% 

2j and 3 % 

i§ to 3 % 

2 to si % 

2 to 4 % 

2 t0 4 % 

2 to 4% 

li to 4 % 



$26,489. 74 
75,000. 00 
12,500.00 

172.373-58 



$77,460.25 



26,489.74 
259.873-58 



OFFICERS: 

President, 

Oakleigh Thorne. 

Vice-Presidents, 

Heman Dowd, 

W. H. Chesebrough, 

G. M. Wynkoop. 

Treasurer, 

S. D. SCUDDER. 

Secretary, 

F. L. Hilton. 
Assistant Secretaries, 

F. C. Prest, 

Carleton Bunce. 
Trust-Officer. 

James R. Burnet. 



DEC. 31, 1904 

TRUSTEES: 

Horace E. Andrews, 

C. T. Barney, 

August Belmont, 

H. S. Black. 

WiLiAM H. Chesebrough, 

Heman Dowd, 

H. B. Hollins, 

John Hone, 

James Jourdan, 

James S. Kuhn, 

John M. Mack, 

Allan McCulloh, 

Joy Morton, 



Joseph J. O'Donohue, Jr., 
John J. Riker, 
Henry F. Shoemaker, 
Samuel Spencer, 
Edwin Thorne, 
Samuel Thorne, 
Oakleigh Thorne, 
John C. Tomlinson, 
Robert B. Van Cortlandt. 
Warner Van Norden, 
P. A. B. Widenbr, 
B. F. Yoakum. 



27 



NEW YORK 
BOROUGH OF MANHATTAN 



REAL ESTATE TRUST 

CHARTERED 1890 



RESOURCES 



End 
of 



Bonds and 
mortgages. 



Stock and bond 
investments 



Amount loaned on 
collaterals 



Other loans, 

including bills 

purchased 



Overdrafts 



Due from banks, 

bankers and 

brokers 



1894 

1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 



$29 

181 
300 
316 
259 
347 
295 
291 
288 
250 
197 



,000.00 

,200 . 00 
,600 . 00 
,600. 00 
,000. 00 
,000. 00 
,000. 00 
,500. 00 
,000 . 00 
,500. 00 
,500.00 



fi,oo5 
1,282 
1,638 
1,520 
1,572 
1,671 
1,506 
1,633 
1,177 
1,232 
1,897 



,198.70 

1083.34 
.656.75 
,741.88 

.529-23 
,191.56 
,672.84 
,340.68 
,309.07 
,062 . 30 
,665.34 



$1,710,590.00 
1 ,662,646. 50 
1,523,962.50 
2,251,908. 89 
2,417,101 . 61 
2,494,000. 06 
3,861,375.51 
6,810,21 1 . 50 
5,828,332.00 

5,203,547-53 
5,527,192.90 



$30,789.47 

121,024.54 

126,652 . 13 

153,219.00 

19,950.00 

9,500. 00 

12,500 . 00 

12,100. 00 

500. 00 

3,500.00 

69,328.92 



$251.03 
9.519-44 
775-35 
2,935-84 
5,889.90 

5.499-27 
4.304-52 
4,880.73 

700.37 









LIABILITIES 






End 
of 


Capital stock paid 
in, in cash 


Surplus book value 


Undivided profits 
book value 


Deposits in trust 


General deposits 


Amount due trust 
companies. 


1894 

1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 


$500,000.00 
500,000. 00 
500,000.00 
500,000. 00 
500,000. 00 
500,000. 00 
500,000. 00 
500,000.00 
500,000. 00 
500,000 . 00 
500,000.00 


$250,000.00 
250,000. 00 
250,000.00 
250,000. 00 
250,000.00 
250,000. 00 
250,000. 00 
250,000.00 
250,000. 00 
250,000.00 
250,000.00 


$49,443-54 
44,425-04 
67,289.94 
124,601 . 06 
192,078.79 
233,628.98 
290,471.87 
316,541.17 
379,840.77 
397,003.77 
400,889. 91 


$2,289,179.85 
2,880,278.50 
3,252,780.84 
3,877,625.18 
4,550,992.70 
4,406,258.66 
5,517,813.58 
8,649,687.99 
7,020,534. 29 
6,522,852.18 
7,720,366. 28 



















































SUPPLEMENTARY 



End 
of 



Total amount of 

interest, comxnis- 

sions and profits of 

every kind received 

during the year 



Amount of interest 

paid to and 

credited depositors 

during the year 



Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 



Amount of 

dividends on capital 

stock declared 

during the year. 



Taxes paid diiring 
the year. 



Amount of deposits 

made by order of 

court 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
I90I 
1902 

1903 
1904 



$119,307 


94 


128,705 


65 


189,354 


46 


188,247 


23 


209,384 


15 


283.975 


19 


274,799 


38 


344,263 


8r 


393,377 


93 


352,414 


93 


306,843 


45 



$48,191.57 

58,763.02 

100,635.84 

82,600. 67 

86,228.78 

123,126. 52 

143.312.90 
191,812 . 47 

214,717-35 
215,240.31 
186,849.56 



$36,765.48 
31,984.45 
41,836.98 
37.654-56 
41,783.46 

44.288. 23 
46,673.40 
50.374-33 
50.711-97 

53.203. 24 
48,616.31 



530,000. 00 
30,000. 00 
30,000. 00 
35,000. 00 
37,500.00 
40,000. 00 
40,000. 00 
60,000. 00 
50,000. 00 
50,000. 00 
50,000. 00 



$1,200. 00 

300. 00 

750.00 

2,477-50 

2,375-00 

2,500. 00 

12,636. 03 

11,460.00 

11,443-78 

17.491-44 



$68,633.85 
82,821.66 
84,374-03 
87,750.12 
85,627.17 
61,579-56 

56,540.73 
27,377.02 
62,457.70 



DEC. 31, 1894 



OFFICERS: 
President, 

Henry C. Swords. 

Vice-President, 

H. H. Cammann. 

Secretary, 

Henry W. Reighley. 



TRUSTEES: 

Robert Lenox Belknap, 
Lansdale Boardman, 
Charles S. Brown, 
Charles C. Burke, 
H. H. Cammann, 
Percy Chubb, 
Edwin A. Cruikshank, 
George G. DeWitt, 
John Downey, 
Horace S. Ely, 
Joel F. Freeman, 
Harrison E. Gawtrt, 



Franklin B. Lord, 
Ebenezer S. Mason, 
Henry Lewis Morris, 
Charles A. Peabody, Jr., 
Henry K. Pomroy, 
James I. Raymond, 
Douglas Robinson, 
J. Roosevelt Roosevelt, 
Charles A. Schermerhorw, 
Lispenard Stewart, 
Henry C. Swords, 
James M. Varnum. 



28 



COMPANY OF NEW YORK 

ADDRESS, 30 NASSAU STREET, NEW YORK 



NEW YORK 
BOROUGH OF MANHATTAN 



RESOURCES 



Real Estate 



Cash on deposit 

in banks or other 

moneyed 

institutions. 



Cash on hand 



Amount of Assets 

not included under 

any of the above 

heads 



Total 
Resources 



End 
of 



$293, 
398, 

459: 

456, 
1,168, 

739i 
1,091, 

969, 
851, 
627, 

763, 



898.51 
201 . 70 
662 . 27 
614.43 
303.91 
071 . 29 
789.06 

523.59 
568.82 
710.44 
165.27 



$3,648.11 

10,767.86 

9,997.64 

12,245. 14 

13,910.56 

123,495.70 

20,913.98 

16,731.95 

22,272 . 03 

372,912.45 

405,416.69 



$15,498.60 
18,779. 60 
17,307.67 
37,832.76 

60,397.43 
27,838.36 
39,718.48 
46,774.44 
37,638.56 

41,331.43 
41,286. 70 



$3,088,623 


39 


3.674,703 


54 


4,077,089 


99 


4,758,681 


54 


5,511,968 


09 


S-4I5.032 


81 


6.833.859 


77 


9,785,681 


43 


8,209,925 


00 


7,736,444 


88 


8,902,256 


19 



1894 
1895 

1896 

1897 
1898 
1899 

1900 
I90I 
1902 

1903 
1904 



LIABILITIES 



Amount due 
savings banks 



Amount due banks 
and bankers. 



Other liabilities 

not included under 

any of the above 

heads 



Total 
Liabilities 



Increase 



Decrease 



End 
of 



$7,019. 21 

6,455.30 

18,896.60 

25.145.17 
275,574.32 
69,452.27 
59,549.94 
66,588.93 
31,000. 00 



53,088, 
3.674 
4,077 
4,758 
5,511 
5,415 
6,833 
9,785 
8,209, 

7,736 
8,902, 



623 


39 


703 


54 


089 


99 


681 


54 


968 


09 


032 


81 


859 


77 


681 


43 


925 


00 


444 


88 


256 


19 



$586,080.15 
402,386.45 
681,591.55 
753,286.55 



5,935.28 



1,418,826.96 
2,951,821 . 66 



1,575.756.43 
473,480.12 



1,165,811.31 



1894 

1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 



Total Increases and Decreases, 
Net Increase, 

SUPPLEMENTARY 



',959,804.63 $2,146,171.83 



5,813,632.80 



Number of deposits 

on which interest 

is allowed at this 

date 


Total amount of 
such deposits 


Rate of interest on 
same 


Amount of bonds 
and mortgages in- 
vested in during the 
year 


Amount received 

from bonds and 

mortgages paid or 

sold during the year 




End 
of 


516 
768 
892 
803 

753 
1,299 

1,015 
1.578 
1,691 
1,076 
1,345 


$2,248,426.57 
2,806,993 . 24 
3,195,014.56 
3,821,138.66 
4,473.550.89 
4,325,340.70 
5,428,632.64 

8,571,558.99 
6,905,522 . 05 
6,389,964. 00 
7,576,966. 28 


I to 3% 
I to 3 % 

I to 4 % 

I,lJ,2,2j,3 % 
I,li,2,2i,3 % 

ii,2,2i,3,3J,4 % 

1, 2, 2^ and 3 % 

I to 3i % 

2, 2}, 3, 3},4 % 
2,2j, 3,3i,4 % 
i,ii.2,2i,3,3i% 


$29,000. 00 

152,200.00 

203,400 . 00 

90,000. 00 

29,000.00 

239,500. 00 

45,000. 00 

46,950.00 

4,500.00 

29,000. 00 

25,000.00 






1894 

189s 
1806 














1897 






1898 






1899 


$97,000.00 

50,450.00 

8,000.00 

66,500. 00 

78,000.00 




1900 




19OI 




1902 




1903 




1904 





DEC. 31, 1904 



OFFICERS: 

President, 

Henry C. 



Swords. 



Vice-Presidents, 

H. H. Cammann, 

Henry W. Reighley (2d). 

Secretary, 

Henry W. Reighley. 

Assistant Secretary, 

Charles M. Van Klebck. 



TRUSTEES: 

Charles S. Brown, 
Charles C. Burkb, 
H. H. Cammann, 
Percy Chubb, 
Edwin A. Cruikshank, 
George G. DeWitt, 
Frederic de Physter Foster, 
Joel F. Freeman, 
Hakrison E. Gawtry, 
Robert Goblet, 
Franklin B. Lord, 
Henry Lewis Morris, 



Charles A. Peabodt, 
Henry K. Pomroy, 
Jambs I. Raymond, 
Henry W. Reighley. 
Douglas Robinson, 
J. Roosevelt Roosevelt. 
Charles A. Schermbrhorn, 
Lispenard Stewart, 
Henry C. Swords, 
James M. Varnum, 
Frank S. Witherbbb. 



28 



NEW YORK 
BOROUGH OF MANHATTAN 



THE STANDARD TRUST 

CHARTERED 1S98 



RESOURCES 



End 
of 


Bonds and 
mortgages 


Stock and bond 
investments 


Amount loaned on 
collaterals 


Other loans, 

including bills 

purchased 


Overdrafts 


Due from banks 

bankers and 

brokers 


1894 
1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 




















































$507,487-50 
2,001,135.62 
2,097,672.03 
2,418,375.00 
2,545,863.88 
2,939,013.35 
5,488,107. 15 


$124,530.00 
2,289,374.70 
4,739,474-67 
7,147,651-58 
7,350,213.33 
6,156,844.79 
8,642,647 . 05 


$68,250. 00 
106,685.38 
136,416.31 
151. 158. 79 
149.658.33 
299,178. 00 
315,038.45 












$17,500. 00 
17,500.00 














32,789.21 
68,340. 00 















LIABILITIES 



End 
of 


Capital stock paid 
in, in cash 


Surplus book value 


Undivided profits, 
book value 


Deposits in trust 


General deposits 


Amount due trust 
companies 


1894 

1895 
1896 
1897 
1898 
1899 
1900 
19OI 
1902 
1903 
1904 














































$500,000.00 
1,000,000. 00 
1,000,000.00 
1,000,000. 00 
1,000,000. 00 
1,000,000.00 
1,000,000. 00 




$7,588.06 
151,180.08 
156,126. 76 
341,915.62 

355.071-24 
392,888.84 

536.540-37 


$2 300 00 1 Sl'7C^ TOO. 66 




$100,000. 00 
250,000.00 
250,000. 00 
500,000. 00 
500,000.00 
500,000. 00 


819,897.30 
133.345-88 
403,746.44 
507,109.72 
1,184,320.73 
1,937,222.23 


2,972,740.04 
7,079,151.11 

9.763.914.30 

8,500,153.86 

8,064,985.06 

13.264.774-88 








$1,243,631.74 

642,665.83 

1,544,251.41 



SUPPLEMENTARY 



End 
of 


Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the year 


Amount of interest 

paid to and 

credited depositors 

during the year 


Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 


Amount of divi- 
dends on capital 
stock declared 
during the year 


Amount of deposits 
Taxes paid during made by order of 
the year court 


1894 
1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 


















































$15,439.06 
192,872.09 
306,159.5s 
519.125. 31 
738,226.73 

454.495-77 
706,607.31 


$881.34 
50,235-42 
100,099.63 
182,873.47 
309,048. 10 
239.542.96 
367,026.48 


$6,969.66 
32,001 . 28 
44,588.50 
70,853.91 
88,702.62 
97,918.90 
97.003.15 




$625 . 00 
2,875.00 
5.524-74 
19,609 . 07 
17,320.29 
19,216.31 
18,926. 15 












$60,000. 00 
60,000. 00 
60,000. 00 
80,000.00 








$9,429.90 



DEC. 31, 1898 



OFFICERS: 

President, 

William C. Lane. 

Vice-President, 

F. K. Sturgis. 

Secretary, 

W. C. Cox. 

Treasurecr, 

E. M. F. Miller. 



DIRECTORS: 

John T. Atterbury, 
Paul D. Cravath, 
Alex H. De Haven, 
Chauncey M. Depew, 
Samuel M. Felton, 
Pliny Fisk, 
William D. Guthrie, 
Gardiner M. Lane, 
William C. Lane, 
H. Osborne O'Hagen, 
Henry W. Putnam, Jr., 
Henry Sanford, 



Charles F. Smillie, 
Samuel Spencer, 
John A. Spoor, 
Henry L. Sprague, 
Louis L. Stanto,, 
Charles Steele, 
William E, Strong. 
Frank K. Sturgis, 
Nathaniel Thayer, 
L. C. Weir. 
Frederick S. Winston. 



29 



COMPANY OF NEW YORK 

ADDRESS, 25 BROAD STREET, NEW YORK 



NEW YORK 
BOROUGH OF MANHATTAN 



RESOURCES 



Real Estate 



Cash on deposit in 

banks or other 

moneyed 

institutions 



Cash on hand 



Amount of Assets 

not included under 

any of the above 

heads 



Totals 
Resources 



End 
of 



1894 

1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 



§546,037.10 
682,285.43 
2,418,544.97 
3,908,919 . 00 
4,349,982.19 
4,327,600. 48 
4,970,179.43 



55,737-52 

9,881.63 

20,695.41 

27,623.43 

29,419. 60 

171,605 . 66 

248,736.42 



$10,946.60 \ 

19,654-63 j- 

44,407.86 . 

60,048.80 . 

116,286.26 i. 

120,523.38 !. 

114,247.40 j. 



$1,262,988.72 
5,109,017.39 

9.474,711-25 
13, 731-276-60 

14,541,423.59 
14,047,554-87 
19-847,295-90 



LIABILITIES 



Amount due 
savings banks 


Amount due banks 
and bankers 


Other liabilities 

not included under 

any of the above 

heads 


Total 
Liabilities 


Increase 


Decrease 


End 

of 














1804 














1895 












• 


1896 














1897 








$1,262,988.72 
5,109,017.39 

9,474,711-25 
13,731,276.60 
14,541,423.59 
14,047,554-87 
19,847,295.90 






1898 







$65,199.97 

856,087. 50 

1,971,700. 24 

2,054,375-04 

1,925,533-69 

346,103.83 


$3,846,028.67 

4,365,693-86 

4,256,565.35 

810,146.99 




1899 








IQOO 






1901 


$168,660.50 $212,421.49 
198,360.34 138,800.38 
d.^7 628. <0 960 7-7/1 cn 




1902 
1903 


$493,868.72 


5,799,741-03 


1904 











Total Increases and Decreases 
Net Increase 

SUPPLEMENTARY 



$19,078,175.90 $493,868.72 

18,584,307.18 



Number of deposits 

on which interest 

is allowed at this 

date 


Total amount of 
such deposits 


Rate of interest on 
same 


Amount of bonds 
and mortgages in- 
vested in during the 
year 


Amount received 

from bonds and 

mortgages paid or 

sold during the year 




End 
of 












1894 




- 






! 


1895 












1896 












1897 


17 
74 
141 
380 
482 
s6o 


$472,171-95 
3,443,633-25 
6,234,541.74 
9,830,114.79 

10,479,137.31 
9,305,628.24 

16,957.396-32 


i}and2 % 
2 to 5 % 
2 to 5 % 
2 to 4 % 
2 to 4 % 
2 to 4 % 
2 to 4 % 




i 


1898 






1899 


$17,500.00 




1900 




IQOI 


17,500. 00 
82,789.21 
68,340.00 




1902 


$50,000.00 
32,789.21 




1903 
1904 


779 









DEC 31, 1904 



OFFICERS: 
, President, 

William C. Lane. 
Vice-Presidents. , 

Frank K. Sttjrgis, 

Louis L. Stanton (2d). 
Treasurer, 

Edward M. F. Miller. 
Secretary, 

William C. Cox. 
Assistant Secretaries, 

Charles M. Billings, 

£. Brainerd Bulklby 



DIRECTORS: 

John T. Atterbury, 
Paul D. Cravath. 
Alexander H. De Haven. 
Chauncey M. Depbw, 
Pliny Fisk, 
William D. Guthrie, 
Gardiner M. Lane, 
William C. Lane, 
John S. Phipps, 
Henry W. Putnam, Jr. 
Basil W. Roe. 
William Salomon 



S. L. Schoonmaker, 
Charles F. Smillie. 
Samuel Spencer, 
John A. Spoor. 
Henry L. Spracub 
Louis L. Stanton, 
Irving A. Stearns, 
Charles Steele, 
Frank K. Sturgis, 
Nathaniel Thayer, 
Levi C. Weir, 
Frederick S. Winston. 



29 



NEW YORK 

BOROUGH OF MANHATTAN 



TITLE GUARANTEE AND 

CHARTERED 1882 AS THE GERMAN-AMERICAN 
ADDRESS, 146 BROADWAY, NEW YORK 



RESOURCES 



End 
of 


Bonds and 
mortgages 


Stock and bond 
investments 


Amount loaned on 
collaterals 


Other loans, 

including bills 

purchased 


Overdrafts 


1 

Due from banks, 

bankers and 

brokers 


1804 


$2,194,845.17 
2,618,990. 75 
3,604,671.87 
3,881,930.43 
3,990,949.01 
5,316,118.69 
6,272,708.80 
7,415,815-68 
8,261,941 .66 
9,724,814.19 
9,319,847.07 


$551 ,500 . 00 
551,500.00 
1,070,250. 00 
1,070,250 . 00 
1,070,250.00 
1,031,250. 00 
1,551,250.00 
1,037,500.00 
1,115,000.00 
3,032,694-00 
4,965,924. 66 


$107,644. 98 
186,817.32 
114,742.32 
185,505.97 








1895 








1896 








1897 








1898 









i8qq 










1900 










lOOI 










1902 


5,160.00 

8,150,706.46 

11.333.179-71 








1003 


$617,805.89 
1,936,643.10 




$21,707.05 


1904 









LIABILITIES 



End 
of 



Capital stock paid 
in, in cash 



Surplus book value 



Undivided profits, 
book value 



Deposits in trust 



General deposits 



Amount due trust 
companies 



1894 
1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 



$2 



000,000.00 
000,000. 00 
500,000. 00 
500,000. 00 
500,000. 00 
500,000. 00 

,500,000. 00 
500,000 . 00 
000,000. 00 
375.000.00 

,375,000. 00 



>i,ooo 

1.250 

2,000 
2,000 
2,000 

2,500 
2,500 
3.500 
2,500 
3.625 

5. 125 



,000. 00 
,000. 00 
,000. 00 
,000. 00 
,000. 00 
,000. 00 
,000. 00 
,000. 00 
,000 . 00 
,000. 00 
,000. 00 



$32,069 
23.829 
52,748 
253.496 
483,668 
376,656 
782,199 

59.983 
292,718 
780,035 
333,229 



$1,218.75 

3.986.55 

61,949.78 

70,812 . 23 

26,952.41 

35,900.42 

129,286. 06 

201,576.79 

441.975-69 



$403, 

532, 

904, 

906, 

664, 

1.258, 

2.558, 

2,663, 

2.643, 
14,400, 
20,306, 



755-05 
655-56 
585-43 
771-39 
094.50 
621 . 01 

437-11 
950.80 
967.49 
757-30 
330-81 



$322,278. 56 
212,122 .03 



SUPPLEMENTARY 



End 
of 


Total amount of 
interest, commis- 
sions and profits of 
every kind received 
dttring the year 


Amount of interest 

paid to and 

credited depositors 

during the year 


Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 


Amount of divi- 
dends on capital 
stock declared 
during the year 


Taxes paid during 
the year 


Amount of deposits 

made by order of 

court 


1894 

1895 
1896 

1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 


$753,562.59 
873.248.41 
874,030.43 
1,003,979.62 
1,056,329.78 
1,342,952.77 
1,418,857 . 90 
1,761,656.54 
2,132,915.88 
2,695,942.65 
3,581,801.57 


$10,421 .69 
11,411.63 

24,279-83 

22,929.64 

28,827 . 32 

39,016.17 

68,848.24 

110,651. 25 

146,118.65 

445,594.64 

592,961 .08 


$449,244.58 
460,076. 69 
515,831.61 
508,809. 20 
551,437-61 
615,980. 28 
644,123.11 
788,361.31 

864,539-79 
1,061,546. 30 
1,287,599.07 


$120,000. 00 
160,000. 00 
180,000. 00 
200,000.00 
200,000. 00 
237,500.00 
262,500 . 00 
300,000 . 00 

1,800,000.00 
525,000.00 
525,000.00 






$8,929-33 
11,546.64 
16,414. 04 

12,347-13 
20,969. 14 
19,087.84 
66,464.89 
64,515.28 
84,611 .42 
85,481.41 




















$166,796.81 



DEC. 31, 1894 



OFFICERS: 
President, 

Clarence H. Kelsbt. 
Vice-Presidents, 

John W. Murray, 

Frank Bailey (2d). 
Treasurer, 

O. Egerton Schmidt. 
Secretary, 

Louis V. Bright. 
Assistant Secretary, 

Clinton D. Burdick. 
Assistant Treasurer, 

John W. Shepard. 



TRUSTEES: 

John Jacob Astor, 
Charles S. Brown, 
JuLiEN T. Davies, 
Samuel T. Freeman, 
Charles R. Henderson, 
Benjamin D. Hicks, 
John D. Hicks, 
William M. Ingraham, 
Martin Joost, 
Eugene Kelly, 
Clarence H. Kelsey, 
James D. Lynch, 
William H. Male, 



John T. Martin, 
Charles Matlack. 
John W. Murray, 
Emil Oelbermann, 
Alexander E. Orr. 
Charles A. Peabody, 
Frederick Potter, 
Charles Richardson, 
William Trautwine, 
Ellis D. Williams, 
George G. Williams, 
Louis Windmuller. 



Jr., 



30 



TRUST COMPANY 

LOAN AND TRUST CO. OF NEW YORK 

branches: 198 MONTAGUE STREET, 175 REMSEN STREET, BOROUGH OF BROOKLYN 

RESOURCES 



NEW YORK 
BOROUGH OF MANHATTAN 



Real Estate 



Cash on deposit in 

banks or other 

moneyed 

institutions 



Cash on hand 



Amount of Assets 

not included under 

any of the above 

heads 



Due from directors 
of the institution 



Total 
Resources 



End 
of 







$221 




121 


$119,934 


44 


31S 


170,000 


00 


445 


170,000 


00 


776 


200,000 


00 


456 


200,000 


00 


986 

745 






320,000 


00 


717 


320,000 


00 


1.589 


320,881 


29 


3,262 



484 


13 


907 


00 


783 


72 


381 


23 


807 


56 


183 


51 


358 


53 


892 


24 


471 


88 


479 


37 i 


852 


31 



$15,685.71 
5.263.17 
3,102.71 

2,117. 67 

6,561.37 

8,242 . 74 

23.398.78 

6,436.94 

32,098 . 21 

829,326.94 

1,054,354-01 



5539.989-26 ' $3,631,149.25 i i8q4 



574,526.45 
648,867.72 
611,298.33 
588,612.76 
626,912 . 96 
650,570.60 
496,770. 88 
480,835.48 
619,903 . 28 
783.935-51 



$578,325-00 
*(584,83o.i7) 



4,059,004.69 

5.877.352.78 

6,366,483.63 

6,603,180. 70 

7,638,707.90 

9,684,286. 71 

9,702,415.74 

10,932,507.23 

25,484,762. 18 

32,977,617.66 



189s 
1896 
1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 



* Included in Loans. 



LIABILITIES 



Amount due 
savings banks 


Amount due banks 
and bankers 


Other liabilities 

not included under 

any of the above 

heads 


Total 
Liabilities 


Increase 


Decrease 


End 
of 






$195,324.79 
252,519-63 

418.800. 11 
702,229 . 14 

893.468. 12 
932,617.70 

1,316,697.27 
942,581 .06 

1,076,643.91 
389,701.03 
512,634.7s 


$3,631,149-25 

4,059,004. 69 

5.877.352-78 

6,366,483.63 

6,603,180 . 70 

7,638,707 . 90 

9,684,286.71 

9,702,415.74 

10,932,507.23 

25,484,762 . 18 

32,977,617.66 






1894 
1895 
1896 
1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 






$427,855.44 

1,818,348.09 

489,130.85 

236,697.07 

1.035.527-20 

2,045,578.81 

18,129.03 

1,230,091.49 

14,552,254-95 
7.492,855.48 








































$289,891.69 
1,266,720. 24 
1,572,701.78 


$123,693.06 
98,622.70 











Total Increases, $29,346,468.41 



SUPPLEMENTARY 



Number of deposits 

on which interest 

is allowed at this 

date 



Total amount of 
such deposits 



Rate of interest on 
same 



Amount of bonds 
and mortgages in- 
vested in during the 
year 



Amount received 

from bonds and 

mortgages paid or 

sold during the year 



Amount of debts 

guaranteed and 

present liability 

thereon 



End 
of 



44 

43 

79 

114 

89 
121 
144 

154 

209 

4,216 

5.383 



$399 

532 

1,068 

1.317 

893 

1,946 

3.419 

3.246 

3.730 

16,039 

22,300 



,052.96 
.655-56 

.614-53 
.256.85 
,820.93 
,624. 10 
,628. 20 
,060. 1 1 
,346.69 
,794.66 
.697-63 



I to 5 % 

I t0 4 % 
to 5 % 
to 5 % 
to 5 % 
to 4J % 
to 5 % 
iito4i% 
iito4 % 
iito4 % 



$27,000 . 00 



1894 
1895 
1896 
1897 
1898 
1899 
1900 
1901 



$22,324,472.28 $21,367,882.17 

40,916,800.38 ; 39.773.693-50 ■ 

43.055.432-85 I 42,209,306.871 1902 

48,373,226.93 46,910,354.401 1903 

68,941,318.83, 69,346,285.9s 1904 



DEC. 31. 1904 



OFFICERS: 



President, 

Clarence H. Kelsey. 

Vice-Presidents, 

Frank Bailev, 
Edward O. Stanley, 
Clinton D. Burdick 

Secretary, 

J. Wray Cleveland. 

Assistant Treasurer, 

John W. Shepard. 

Assistant Secretaries, 
Horace Anderson, 
David Blank, 
Nelson B. Simon. 



TRUSTEES: 

John Jacob Astor, 
Frank Bailey, 
Edward T. Bedpord. 
Charles S. Brown, 
JuLiEN T. Davies, 

(2d). Charles M. Dow. 

(3d). William J. Easton. 

Charles R. Henderson, 
Benjamin D. Hicks, 
John D. Hicks, 
William M. Ingraham, 
Augustus D. Juilliard, 
Martin Joost, 
Clarence H. Kelsby, 
John S. Kennedy, 



Woodbury Langdon, 
Jambs D. Lynch, 
William T. Matheson 
Charles Matlack, 
William H. Nichols, 
Ja.mes H. Oliphant, 
Robert Oliphant, 
Alexander E. Orr. 
Charles A. Peabody, 
Frederick Potter, 
Charles Richardson, 
Elihu Root, 
Sanford H. Steele, 
Ellis D. Williams. 
Louis Windmuller. 



30 



NEW YORK 
BOROUGH OF MANHATTAN 



THE TRUST 

CHARTERED 1689 



RESOURCES 



End 
of 


Bonds and 
mortgages 


Stock and bond 
investments 


Amount loaned on 
collaterals 


Other loans, 

including bills 

purchased 


Overdrafts 


Due from banks, 

bankers and 

brokers 


1894 








' 




1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 


















1 




















1 




$22,500. 00 
182,500. 00 
277,833-21 
895,768.97 
612,751. 61 
480,468. 63 


fS.034,258.74 
5,184,728.67 
8,203,809.69 
7,712,996.07 
7,234,008.30 
8,416,931.05 


$5,259,200.00 
II. 175.034-83 
11,830,634.25 
12,129,990. 15 
9,554,809.08 
10,456,063.54 


$243,510.75 
210,337. 18 
318,000.00 
153,100. 00 
127,700.00 

1,693.083.61 
































LIABILITIES 



End 


Capital stock paid 
in, in cash 


Surplus book value 


Undivided profits, 
book value 


Deposits in trust 


General deposits 


Amount due trust 
companies 


1894 
1895 
1896 

1897 
1898 
1899 
1900 
I9OI 
1902 
1903 
1904 






i [ 








i 1 












' 1 1 








$2,500,000 . 00 
2,500,000. 00 
2,500,000.00 
2,500,000 . 00 
2,500,000. 00 
1,000,000. 00 


$2,500,000. 00 
2,500,000. 00 
2,500,000. 00 
2,500,000 . 00 
2,500,000 . 00 
3,000,000 . 00 


$85,605 .67 
245,894.13 
419.345-28 
650,028. 52 
838,418.93 
210,698.86 




$6,842,854.94 
12,546,584.23 
17,390,998.83 
13.045.524-70 
11,147.238-14 
13,892,683.24 




$37,702.12 
72,039.08 
257,037.09 
221,939.85 
235,343-23 






$1,417,406.69 

698,547-07 
2,668,663 . 41 



SUPPLEMENTARY 



End 
of 


Total amount of 
interest, commis- 
sions and profits of 
every kind received 
dvuing the year 


Amount of interest 

paid to and 

credited depositors 

during the year 


Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 


Amount of divi- 
dends on capital 
stock declared 
during the year 


Taxes paid during 
the year 


Amount of deix>sits 

made by order of 

court 


1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 


























































1 


$200,054. 57 
567,960.91 
965.575-36 

1,049,786.68 
988,770. 21 

1,003,480. 90 


$76,872.21 
199,274.90 
369,452.54 

439.634-79 
416,142. 72 
457,824.21 


$114,839. 19 
110,646. 49 
137,485.29 
119,160. 98 
127,355-38 
116,117 - II 




$75.00 
10,000.00 

73.509-51 
56,024. 50 
57,146. 22 
50,506. 22 


$2,468. 00 


$87,500. 00 
262,500. 00 
175,000. 00 
200,000. 00 
170,000. 00 


15.838.05 

72,039.08 

77,767.07 

128,916.03 

145,196.19 



OFFICERS: 
President, 

AsHBEL P. Fitch. 
Vice-Presidents. 

William H. Leupp, 

William Barbour, 

H. S. Manning. 
Secretary, 

Raymond J. Chatry. 
Treasurer, 

A. L. Banister. 
Assistant Secretary. 

Thomas C. Clarke, Jr. 
Trust Officer, 

Lawrence O. Murray. 
Assistant Treasurer, 

W. H. Hall. 



DEC. 31, 1899 

DIRECTORS: 

William Barbour, 
George Blumenthal, 
WiLLARD Brown, 
J. William Clark, 
Edward F. Cragin, 
George Crocker, 
Charles F. Cutler, 
S. C. T. DoDD, 
James M. Donald, 
Ashbel p. Fitch, 
Anson R. Flower, 
J. F. Freeman, 



Frank Jay Gould. 
Henry O. Havemeyer, 
John R. Hegeman, 
Myron T. Herrick, 
C. I. Hudson, 
Philip Lehman, 
H. S. Manning, 
Samuel A. Maxwell, 
Emerson McMillin, 
Henry S. Redmond, 
Edward C. Schaefer, 
William E. Spier. 



31 



COMPANY OF AMERICA 

ADDRESS, 149 BROADWAY. NEW YORK 



RESOURCES 



NEW YORK 
BOROUGH OF MANHATTAN 



Real Estate 


Cash on deposit in 

banks or other 

moneyed 

institutions 


Cash on hand 


Amount of Assets 

not included under 

any of the above 

heads 




Total 
Resources 


End 
of 




1 






1894 
189s 
1896 

1897 
1898 

1899 
1900 
1901 
1902 
1903 
1904 




1 














1 








$1,316,819.39 
939,220.49 
2,160,343.03 
2,678,432.98 
2,696,715.90 
2.313. 79207 


$11,966.75 
16,852. 10 
27.874-35 
26,577-59 
48,472. 20 

108,720. 50 


$86,444 • 15 
148,710. 80 
190,475.79 

164,335-96 
156,847.98 
212,691 . 02 




$11,974,699.78 
17.857.384.07 
23,008,970.32 
23,761,201.72 
20,431.305.07 
23.681,750.42 



























LIABILITIES 



Amount due 
savings banks 



Amount due banks 
and bankers 



Other liabilities 

not included under 

any of the above 

heads 



Total 
Liabilities 



Increase 



Decrease 



End 
of 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 



$574.054- 14 
875.585.74 
848,593-21 



$2,677,420.01 

1.555.097-27 
1. 737. 187. 16 



$46,239.17 j $11,974,699. 78 



27,203.59 
126,587.13 

139,730-57 
94,478.07 
88,581.31 



17,857,384.07 
23,008,970. 32 
23,761,201 . 72 
20,431,305.07 
23,681,750.42 



55,882,684.29 

5,151,586.25 

752,231.40 



3,250,445-35 



$3,329,896.65 



Total Increases and Decreases, $15,036,947.29 
Net Increase, 11,707,050.64 

SUPPLEMENTARY 



5,329,896.65 



Number of deposits 

on which interest 

is allowed at this 

date 


Total amount of 
such deposits 


Rate of interest on 
same 


Amount of bonds 
and mortgages in- 
vested in during the 
year 


Amount received 

from bonds and 

mortgages paid or 

sold during the year 




End 
of 












1894 






1 






1895 
1896 

1897 
1898 
1899 
1900 


























t 






362 

887 

1,482 

2,037 


$6,673,142.42 
12,431,559.02 
17,360,999.14 
17,789,169. 65 
14,285,536.03 
19,075,542 . 68 


2 to 4 % $22,500.00 

ijt0 4% 160,000.00 
iit0 4% 152,500.00 
iitOil% 111 me "jfi 










$57,166.79 
1 16,000.00 
380,505.52 
511,636.88 




19OI 




1902 
1903 
1904 


iit0 4% 
iit0 4% 


97,488.16 
379.353-90 




2,468 







DEC. 31, 1904 



OFFICERS: 

President, 

William H. Lbupp. 

Treasurer, 

Albert L. Banistbr. 

Secretary, 

Raymond J. Chatp.y. 



DIRECTORS: 

Albert L. Banister, 
James Campbell, 
Raymond J. Chatry, 
William A. Clark, 
George Crocker, 
S. C. T. DoDD, 
James M. Donald, 
Ashbel p. Fitch, Jr., 
John W. Griggs, 



John R. Hbgeman, 
Myron T. Herrick, 
C. L. Hudson, 
Philip Lehman, 
William H. Lbupp, 
Emerson McMillin. 
Henry S. Redmond, 
Edward C. Schaepbr. 



31 



NEW YORK 
BOROUGH OF MANHATTAN 



UNION TRUST 

CHARTERED 1804 



RESOURCES 



End 
of 



1894 
1895 

1896 
1897 
1898 
1899 

1900 
I90I 
1902 

1903 
1904 



Bonds and 
mortgages 



Stock and bond 
investments 



Amount loaned on 
collaterals 



51,840, 

1,815, 
2,050, 

2.157: 
1.943: 
1,644: 

1 ,200, 

839: 

622 

297: 

612, 



700. 00 
616. 67 
616. 67 

516.67 

620 . 03 

597.00 
447.00 

188.33 

860. 00 
860. 00 
000. 00 



$9,180, 
8,982, 

4,441, 
7,281, 

7.645: 

8,445: 

13.544: 

14,834: 

10,751, 

9,806, 

15.087, 



594-17 

648. 20 
400. 00 

079-15 
372-50 

722 . 30 

954.38 i 

020. 75 j 

883.45 
096. 90 
068.33 



$16,685,337.90 
20,584,616. 51 
25,140,900. 00 
26,938,162 . 50 
27,479,167.73 
27,383,829 . 20 

33.446,755-53 
48,986,543.15 
44,471,668. 00 

42,450,742.43 
41.537.130.68 



Other loans, 

including bills 

purchased 



$325,000'. 00 
97,000 . 00 



497,083.34 



Overdrafts 



Due from banks, 

bankers and 

brokers 



$93-37 



7.70 



LIABILITIES 



End 
of 



Capital stock paid 
in, in cash 



Surplus book value 



Undivided profits, 
book value 



Deposits in trust 



General deposits 



Amount due trust 
companies 



1894 


$1,000,000 


1895 


1 ,000,000 


1896 


1,000,000 


1897 


1,000,000 


1898 


1,000,000 


1899 


1,000,000 


1900 


1,000,000 


I90I 


1,000,000 


1902 


1,000,000 


1903 


1,000,000 


1904 


1,000,000 



, 00 
00 

, 00 

, 00 
00 

. 00 
00 

, 00 
00 
00 
00 



$4,726, 

4,900, 

5. 213 
5.392 
5.71I: 
6,168, 

6,587: 
6,905: 
7.516, 
7.961: 
7.854: 



040 . 07 
507.11 
302.39 
685.07 
702.13 
808.26 
532-63 
587-14 
338-46 
531-84 
972-43 



136,747,660 . 89 
36,859,173.58 
36,670,433.46 
47,762,017.43 



130,718,225.95 
33.441,230.28 
31.766,333.51 



47,461,446. 14 
42,828,096.85 
48,965,825.68 



*62,3ii,228. 59 



$498,002 .06 
498,654.14 
489,397.83 



* Includes Deposits in trust. 



SUPPLEMENTARY 



End 
of 


Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the year 


Amount of interest 

paid to and 

credited depositors 

during the year 


Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 


Amount of divi- 
dends on capital 
stock declared 
during the year 


Taxes paid during 
the year 


Amount of deposits 

made by order of 

court 


1894 
1895 


$1 .00^,708 , C5 


$535,617.13 
527.932-09 


$172 610 "jS 


$240,000.00 
240,000. 00 




$234,065.47 
147.891-25 


1,322,048 


29 


190,462 


09 


$27,751.97 


1896 


1,520,644 


50 


644,164.02 


224,798 


73 


300,000. 00 


31,886.94 


248,325.01 


1897 


1,326,448 


78 


622,305.40 


206,175 


57 


320,000. 00 


32,970.00 


140,657.56 


1898 


1,614,385 


55 


717,211. 64 


212,534 


82 


320,000. 00 


44,762.07 


- 156,742.54 


1899 


2,009,175 


08 


841,757.82 


222,410 


71 


320,000.00 


63,270.22 


162,370.84 


1900 


2,149.956 


04 


1,171,924.91 


239,300 


76 


320,000. 00 


58,050 . 76 


35,890.92 


I901 


2,696,186 


56 


1.496,793-15 


409,147 


41 


320,000. 00 


133.521. 51 


40,653.61 


1902 


3.279.635 


13 


1,738,818.09 


212,485 


05 


425,000. 00 


1 17,640. 64 


103,700 . 12 


1903 


2,857,612 


33 


1,622,181.36 


222,224 


96 


500,000. 00 


114,832.27 


65.516.83 


1904 


2,370,912 


07 


1,366,342.54 


222,849 


79 


500,000.00 


119,421 . 46 


56,835.17 



DEC 31, 1894 



OFFICERS: 

President, 

Edward King. 
\ 

Vice-President, 

T. H. Ogilvie. 

Secretary, 

A. W. Kelley. 



TRUSTEES: 

George B. Carhart, 
Chauncey M. Depew, 
William Alex Duer, 
Harrison E. Gawtry, 
Robert Walton Goelet, 
Augustus W. Kelley. 
H. Van Rensselaer Kennedy, 
Edward King, 
Charles H. Leland, 
Alexander Maitland, 
James H. Ogilvie, 



Amasa J. Parker, 
W. Emlen Roosevelt, 
N. Parker Shortridge, 
James Henry Smith, 
James Speyer, 
Charles H. Tweed, 
E. B. Wesley, 
R. T. Wilson, 
C. D. Wood, 
James T. Woodward, 
William Woodward. 



32 



COMPANY OF NEW YORK 

ADDRESS, 80 BROADWAY, NEW YORK 



RESOURCES 



NEW YORK 
BOROUGH OF MANHATTAN 



Real Estate 


Cash on deposit in 
banks or other 
moneyed 
institutions 


Cash on hand 


Amount of Assets 

not included under 

any of the above 

heads 




Total 
Resources 


End 

of 


$1,900,000 . 00 
1,900,000. 00 
1,900,000. 00 
1,900,000 . 00 
1,900,000. 00 
1 ,900,000. 00 
1,900,000. 00 
1,900,000. 00 
1,900,000. 00 
1,900,000.00 
1,900,000. 00 


$1,422,287.87 

2,336,413-97 
639,972.79 
1,298,095. 67 
1,463,244.84 
1,632,203.16 
3-075-643-44 
1,755-224-91 
2,087,457.88 
2,201,054.31 
1,501,812.07 


$5,217,949.21 
3,785,071.77 
3,798,931.50 
3,029,766.28 
3,052,304.05 
2,527,807. 26 
2,040,805 . 65 
2,541,719.22 
2,021,607.05 
2,319,496.68 
2,538,301-43 


$268,317.36 

254,559-23 
437,088.23 
480,1 11.51 
500,434-34 
911,014. 28 
1,340,827 . 18 
710,632 . 67 
526,508. 62 
464,541.93 
344,250.73 




$36,840,186.51 
39,755,926.3s 
38,408,909. 19 

43.581,908.49 
43,984,143.49 
44,445,173-20 
56,549-440.88 
71,567,329.03 
62,381,985 . 00 
59,439.792-25 
63.520,563.24 


1894 

1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 



















LIABILITIES 



Amount due 
savings banks 


Amount due banks 
and bankers 


Other liabilities 

not included under 

any of the above 

heads 


Total 
Liabilities 


Increase 


Decrease 


End 
of 






$395,920.49 
414,188.96 
429,273.29 
441.562.53 
413,267.78 
605,931.48 

1,199,890 . 82 

1.350,513-30 

1,028,129 . 26 

2,422,679.92 

837,109.22 


$36,840,186. CI 






1894 

189s 
1896 

1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 






39.755.926 
38,408,909 
43.581.908 
43,984,143 
44,445.173 
56,549,440 

71.567.329 
62,381,985 

59.439.792 
63.520,563 


35 
19 
49 
49 
20 
88 

03 
00 

25 
24 


$2,915,739.84 


$1,347,017. 16 










5,172,999.30 

402,235.00 

461,029. 71 

12,104,267.68 

15,017,888.15 



























$4,727,341.96 
4,682,643.74 
3,113,180.55 


$150,727. 12 

46,185.76 

1,260,077.53 


9,185,344-03 
2,942,192.75 




4,080,770.99 





Total Increases and Decreases 
Net Increases 

SUPPLEMENTARY 



^0,15493067 $13,474,553-94 



26,680,376.73 



Nimiber of deposits 

on which interest 

is allowed at this 

date 



Total amount of 
such deposits 



Rate of interest on 
same 



Amount of bonds 
and mortgages in- 
vested in during the 
year 



Amount received 

from bonds and 

mortgages paid or 

sold during the year 



End 
of 



3-197 
3. no 

3-143 
2,970 
2,914 
2,949 
3-369 
3.225 
3.364 
2.977 
2-943 



629,214 
31.712 
29.659 
35.084 
3S.IOI 
35.421 
46,365 
60,885 
51.092 
47,027 
52.638 



.723 


48 


-375 


96 


-424 


71 


-677 


51 


,869 


82 


,579 


18 


-659 


24 


-903 


25 


,138 


09 


,242 


54 


,645 


89 



% 
% 
% 
% 
% 
% 
% 
% 
% 
% 

I to 3i % 



to 4 
to 4 
to 4 
to 4 
to 4 
to 4 
to 4 
to 4 
to 4 
to 4 



'1,673,700. 00 
392,916.67 
335,500.00 
230,400. 00 

94,103.36 

300,993-30 

3,000. 00 

86,475 . 00 
125,855-00 
1 15,000. 00 
503-650-00 



$447,150.00 

447-733-67 
342,183.33 
440,000. 00 
189,510.00 



1894 

189s 
1896 
1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 



DEC. 31, 1904 



OFFICERS: 

Persident, 

Edward King. 

Vice-Presidents, 

Cornelius D. Wood, 
Augustus W. Kelley, 
John V. B. Thayer. 

Secretary, 

John V. B. Thayer. 
Assistant Secretaries, 
Edward R. Merritt, 
Henry M. Popham. 

Trust Officer, 

Carroll C. Rawlings. 



TRUSTEES: 

George B. Carhart, 
Alex Smith Cochran, 
Chauncey M. Depew, 
William Alexander Duer. 
Harrison E. Gawtry. 
Robert Walton Goelet, 
Augustus W. Kelley, 
H. Van R. Kennedy, 
Edward King, 
Charles H. Leland, 
Alexander Maitland, 
Amasa J. Parker, 



^'' 



James H. Ogilvie, 

Emlen Roosevelt, 
N. Parker Shortridge, 
James Henry Smith, 
James Speyer, 
Charles H. Tweed, 
E. B. Wesley, 
R. T. Wilson. 
C. D. Wood, 
James T. Woodward. 
William Woodward. 



32 



NEW YORK 
BOROUGH OF MANHATTAN 


UNITED STATES MORTGAGE 

CHARTERED IN 1871 AS THE 
ADDRESS, 55 CEDAR STREET, NEW YORK, 

RESOURCES 


End 
of 


Bonds and 
mortgages 


Stock and bond 
investments 


Amount loaned on 
collaterals 


Other loans, 

including bills 

purchased 


Overdrafts 


Due from banks, 

bankers and 

brokers 


1894 


$2,388,871.14 

4,371,491.11 

4,878,136.76 

6,080,014. 74 

8,184,038.69 

9,632,008.85 

8,862,124. 41 

9,882,451.43 

10,250,617 . 16 

10,376,811 .80 

10,950,582.32 


$2,735,468.46 
4,777.978.65 
3,631,500.44 
3,343,974-22 
4,694,261.63 
4,869,921.63 
5,181,556.37 
4.329.561.27 
6,597,149-87 
6.841,375-38 

10,451,681.00 


$3,046,063.50 
2,466,857 .05 
2,950,887.00 
4,468,713.64 
5,049,284.44 
7,320,132.07 

6,143.364-79 

7.482,145.41 

8,895,109.69 

10,298,714. 95 

17,124,720.08 


$39,000. 00 

15,000.00 

6,500. 00 

52,515.66 

79.535-61 

643,136.21 

289,785.61 

147,392-68 

171,450.00 

107,448.83 

158,575.60 


$305.24 
2,020.66 




1805 




1896 




1897 


i 


1898 


i 


1809 




1900 
I901 


10.05 

171-54 

5-53I-15 

173.81 

1.96 






1902 

1903 
1904 




$207,703.89 
768,713.04 



LIABILITIES 



End 
of 



Capital stock paid 
in, in cash 



Surplus book value 



Undivided profits, 
book value 



Deposits in trust 



General deposits 



Amount due trust 
companies 



1894 


$2,000,000. 00 


$700,000. 00 


SS3,ioi.5i 


$375,206.05 


1895 


2,000,000 . 00 


1,000,000.00 


36,392.72 


581,091. 18 


1896 


2,000,000. 00 


1,100,000 . 00 


102,057.37 


241,698. 71 


1897 


2,000,000. 00 


1,250,000.00 


143.158. 71 


1,128,784.87 


1898 


2,000,000. 00 


1,500,000. 00 


70,338-57 


311,519.19 


1899 


2,000,000. 00 


2,250,000.00 


162,903.31 


2,758,870.18 


1900 


2,000,000. 00 


2,500,000. 00 


174,525-39 


468,929.23 


I90I 


2,000,000. 00 


2,750,000.00 


300,798.27 


592,697 . 12 


1902 


2,0.00,000. 00 


3,000,000. 00 


548,517.97 


818,501.46 


1903 


2,000,000. 00 


3,000,000.00 


415-355-54 


742,022 . 10 


1904 


2,000,000. 00 


3,500,000. 00 


572,734-17 


620,073.53 



$4,335,586 


22 


5,865,450 


45 


5,341,809 


64 


6,155,287 


95 


10,026,754 


90 


11,026,479 


■92 


12,910,113 


73 


13,192,592 


71 


12,206,192 


56 


12,714,756 


67 


24,476,766 


83 



$2,259,8x4. 21 
1,850,789.09 
2.477.993-06 



SUPPLEMENTARY 



End 
of 



Total amoiint of 
interest, commis- 
sions and profits of 
every kind received 
diiring the year 



Amount of interest 

paid to and 

credited depositors 

during the year 



Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 



Amount of divi- 
dends on capital 
stock declared 
during the year 



Taxes paid during 
the year 



Amount of deposits 

made by order of 

court 



1894 


$468,175 


1895 


787.805 


1896 


787,588 


1897 


949.233 


1898 


952,112 


1899 


2,384,963 


1900 


1,573,386 


I90I 


1,855,047 


1902 


1,946,475 


1903 


1,622,791 


1904 


2,405.873 



$88,754.59 

164,240. II 

155,821.64 

208,325 . 60 

447.213-55 
608,553.11 

613,214. 80 
637,680. 24 
748,087 .89 

857,720.25 
968,329.19 



$78,534.26 
89,934.89 

104,194. 46 
116,737 - 16 
146,668. 20 

168,963.56 
209,674.57 
243,426.27 

228,824. 30 
266,511 . 80 

321,838.14 



6120,000. 00 
120,000. 00 
120,000. 00 
120,000. 00 
150,000. 00 
200,000. 00 
200,000. 00 
240,000. 00 
300,000. 00 
320,000. 00 
400,000. 00 



$965 . 00 
2,997.00 

2,772.45 

9,362 . 10 
10,000. 00 
19,460.99 
61,023 - 24 

53,960.45 

56,094.39 
53,964.62 



$414,488.91 
276,670. 30 

238,905.07 

183,165.89 
151. 132-75 

300,426.44 

132.677.73 
217.515-67 

223,651 . 18 
193,186. 16 



DEC. 31, 1894 



OFFICERS: 
President, 

George W. Young, 
Vice-President , 

Luther Kountzb. 
Second Vice-President, 

James Timpson. 
Treasurer, 

A. Turnbull. 
Secretary, 

William P. Elliott. 
Assistant Secretary and Treasurer, 

Clark Williams. 



DIRECTORS: 

Samuel D. Babcock, 
William Babcock, 
Charles D. Dickey, Jr., 
William P. Dixon, 
Robert A. Grannis. 
Theodore A. Havemeyer, 
Charles R. Henderson, 
James J. Hill, 
Gardiner G. Hubbard, 
GusTAV E. Kissel 
Luther Kouxtze. 



Charlton T. Lewis, 
Lewis May, 
Richard A. McCurdy, 
Theodore A. Morford, 
Robert Olyphant, 
Edwin Packard, 
William W. Richards. 
Ames M. Seymour, Jr., 
James Timpson 
George W. Young. 



33 



AND TRUST COMPANY 

JNITED STATES MORTGAGE CO. 

WEST END BRANCH, 73D STREET AND BROADWAY 

RESOURCES 



NEW YORK 
BOROUGH OF MANHATTAN 



Real Estate 



Cash on deposit in 

banks or other 

moneyed 

institutions 



Amount of Assets 
not included under 
Cash on hand any of the above 

i heads 



Total 
Resources 



End 

of 



$62,554.50 

II3.478-04 
127,000. 00 
214,000. 00 
325,180.74 
141,076. 70 
170,262 . 16 
27.505-29 



$1 

I 
I 
I 
I 

3 

4 
4 
5 
3 
7 



.115 
,102 
,282 
,807 
,096 
497 
553 
244 
211 
196 



.105 
,812 
,400 
■ 583 
.387 
,401 

.695 
.967 
,490 



,76 
67 

14 ! 

,41 ; 
30 1 
46 

82 ' 

75 



66 



5-72 



$2,584.13 

12,945.11 

10,045 • 18 

3°. 574-58 

3°. 760-31 

27.067-53 

64,983 . 06 

68,201 . 71 

174.055-38 

596,363.99 

617,256.24 



$84,021.83 ! : $9,509,867.56 

188,034.96 1 13,062,911.25 

198,869.38 j 12,905,750.90 

735,288.66 ; 16,207,481.91 

838,852.65 1 21,009,497.37 

604,681.29 1 26,334,411.74 

932,638.10 26,142,126.11 

497,341.31 ' 26,988,466.46 

778,409.68 : I 32,117,290.68 

1.054,566.20 I I 32,694,649.73 

855.340. 35 1 48,123,536.31 



1894 
1895 

1896 

1897 

1898 
1899 

1900 
I90I 
1902 

1903 
1904 



LIABILITIES 



Amount due 
savings banks 



Amount due banks 
and bankers 



Other liabilities 

not included under 

any of the above 

heads 



Total 
Liabilities 



Increase 



Decrease 



End 
of 



! ' $2 

1 3 

4 

' ■ 5 

; 7 

I 

I : 

$517,659.58 ! $418,338.62 ^ 10 

379,981.71 j 783,992.29 1 10 

475.553-13 2,219,404.50 ! II 



045 

579 
120 

530 

100 

8,136 

8,088 

8,152 

348 

807 

781 



973 


78 i 


976 


90 1 


185 


18 


250 


38 


884 


71 


158 


33 


557 


76 


378 


36 j 


266 


28 


752 


33 


oil 


09 



$9.509,867 .56 1894 

13,062,911.25 $3,553,043.69 1895 

12,905,750.90 $157,160.35 1896 

16,207,481.91 3,301,731.01 1897 

21,009,497.37 4,802,015.46 I I 1898 

26,334,411-74 5.324.914-37 j ' 1899 

26,142,126.11 I , 192,285.63 I 1900 

26,988,466.46 I 846,340.35 ' 1901 

32,117,290.68 5,128,824.22 j : 1902 

32,694,649.73 577.359-05, I 1903 

48,123,536.31! 15,428,886.58! : 1904 



Total Increases and Decreases $38,963,114.73 
Net Increase 38,613,668.75 

SUPPLEMENTARY 



§349.445-98 



Number of deposits I 

on which interest 

is allowed at this 

date 



Total amount of 
such deposits 



Rate of interest on 
same 



Amount of bonds 
and mortgages in- 
vested in during the 
year 



Amount received 

from bonds and 

mortgages paid or 

sold during the year 



Amount of interest 1 
paid on mortgage End 
trust gold bonds . of 



118 

219 

272 

379 

511 

525 

881 

1 ,080 

1.376 

1,711 

2,165 



$4,269,478. 70 
6,039,669.92 
4,897,874.08 
6,680,350. 28 

9.745.505-87 
11.633,490-00 
12,493,685.02 

12,347.570-34 
14,504,895.64 
16,090,277 . 61 
29,702,764.61 



2 t0 4 % 
I to 4 % 
I to 3J % 



1 to 4 
1 to 4 
I to 4 
1 to 5 

1 to 4 

2 to 4 
1 to 4 
I to 4 



% 
% 
% 
% 
% 
% 
% 
% 



51,096,000.00 1894 

2,333,100.00 $128,630.11 1895 

1,003,075.00 ; 1896 

1. 733. 139-89 1897 

2,672,587.11 1898 

2,201,529.67 1 1899 

2,577.279-67 ' §3.307.962-33 ''900 

1,998,268.09 ^ 977,941.07 I90X 

1,560,096.00 j 1,191,930.27 1902 

1,657,089.42 1,530,894.78 : 1903 

2,156,149.58 1,582,379.06 1904 



DEC. 31, 1904 



OFFICERS: 

President, 

George W. Young. 

Vice-Presidents, 

George M. Gumming, 
Luther Kountze, 
Tames Timpson, 
Eden B. Thomas, 
Clark Williams. 

Treasurer, 

Carl G. Rasmus. 

Secretary, 

Cai.vert Brewer. 

Assistant Treasurer, 

William C. Ivison. 

Assistant Secretary, 
George A. Hurd. 



DIRECTORS: 

C. Ledyard Blair, 
William B. Boulton. 
DuMONT Clarke, 
c. a. cofpin. 
George M. Gumming, 
c. c. cuvler, 
Charles D. DiCKsy, 
William P. Dixon, 
Robert A. Gra.v.niss, 
George G. Haven, Jr., 
Charles R. Henderson, 
GusTAV E. Kissel, 



Luther Kou.vtze. 
W1LLIA.M B. Leeds, 
Richard A. McCurdy, 
Clarence H. Mackay, 
Robert Oliphant, 
Mortimer L. Schipp, 
Valentine P. Snyder, 
Louis A. Thebaud. 
Eben B. Thomas, 
James Timpson, 
Arthur Turnbull, 
Cornelius Vanderbilt, 
George W. Young. 



On March 30, loos, Mr. George W. Younij was elected Chairman of the 
Board, Mr. George H. Cuimning being elected President on the same date. 

33 



NEW YORK 
BOROUGH OF MANHATTAN 



UNITED STATES TRUST^ 



CHARTERED 1853 



RESOURCES 



End 
of 



Bonds and 
mortgages 



Stock and bond 
investments 



Amount loaned on 
collaterals 



Other loans, 

including bills 

purchased 



Overdrafts 



Due from banks, 

bankers and 

brokers 



1894 

1895 
1896 

1897 
1898 
1899 
1900 
I901 
1902 

1903 
1904 



53.103. 
3.323. 
3.481, 
4,884, 
5.°6i, 

4,255, 
4,362. 
4,180, 
4,231, 
3.971 
3.936, 



000. 00 
500. 00 
500. 00 

583-33 
000. 00 
500. 00 
000. 00 
000. 00 
000. 00 
500. 00 
500. 00 



515,901, 

11,909, 

13.067, 

13.929. 

15.356, 

18,982, 

23,028, 

6,876, 

9,322, 

8,146, 

9,861, 



33500 
805 . 00 
202 . 50 
766. 23 
414.36 

053-55 
589.41 
501.08 

435-41 
125.72 
560.73 



518,052 

17.705 
18,127 
20,866 
21,994 
24,101 
33,490 
55,502 
42,558 
34,926 
40,302 



927.87 
571-04 
047 . 12 
512.50 
,650. 00 
,612. 50 
,405.00 
,098.56 
,000 . 00 
,770. 29 
,700. 00 



$8,090,769.33 

11.372.309-69 

10,000,878. 80 

11,629,999.38 

10,229,718. 19 

8,397.348.8s 

7,701,195.17 

12,879,300. 62 

8,186,873.68 

5,658,902.90 

9,584,942.88 



LIABILITIES 



End 
of 



Capital stock paid 
in, in cash 



Surplus book value 



Undivided profits, 
book value 



Deposits in trust 



General deposits 



Amount due trust 
companies 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
I901 
1902 

1903 
1904 



t>2,000,000 
2,000,000 
2,000,000 
2,000,000 
2,000,000 
2,000,000 
2,000,000 
2,000,000 
2,000,000 
2,000,000 
2,000,000 



. 00 
. 00 

. 00 
. 00 
. 00 

. 00 

. 00 

. 00 

. 00 

. 00 
. 00 



*9,io9 

9,325 
9.565 
9,846 

10,000 
10,000 
10,000 
10,000 
10,000 
10,000 
10,000 



.032.05 
,711-59 

.773-53 
,452-57 
,000. 00 
,000. 00 
,000. 00 
,000. 00 
,000. 00 
,000. 00 
,000. 00 



$338 
222 

257 
362 
588 
1,010 
1,648 
1,696 
2,271, 
2,210, 
2,342, 



047 
556 

139 
900 

559 
632 

485 
629 

907 
639 
673 



55 
45 
34 
97 
97 
95 
49 
29 
26 
18 
80 



$36,212 

37.205 

35.970 

*42,875 

44,684 

*5o,i76 

*6i,2i7 

*72,o44 

55.223 

*4I,S86 

51,757 



,505 


00 


,468 


24 


,129 


03 


,33s 


04 


,041 


39 


,021 


23 


,88s 


52 


,187 


87 


,227 


41 


,540 


57 


,428 


97 



$710,408. 36 

1.671,633-25 
2,856,683.97 



* Includes General Deposits. 



SUPPLEMENTARY 



End 
of 



Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the year 



Amount of interest 

paid to and 

credited depositors 

during the year 



Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 



Amount of divi- 
dends on capital 
stock declared 
during the year 



Taxes paid during 
the year 



Amount of deposits 

made by order of 

court 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 



2,083,074 


55 


1,989,949 


24 


2,111,155 


01 


2,263,489 


71 


2,420,395 


29 


2,785,910 


41 


3.048,887 


43 


3.400,642 


44 


3.930,832 


63 


3.369.824 


67 


3,281,570 


39 



$807,696.43 

747.548.27 
908,746.03 
918,547-36 
953.378-14 

1,108,901 . 83 

1,549.017-01 
1,845,956-25 

2,219,918. ig 
1,825,297.13 
1,501,634-79 



181,196 


32 


134,731 


63 


134,890 


30 


132.158 


21 


139,288 


83 


132,544 


74 


140,927 


99 


165,506 


76 


156,144 


98 


198,700 


15 


192.715 


86 



©640,000. 

720,000. 

800,000. 

800,000. 

800,000. 

800,000. 
1,000,000. 
1,000,000. 
1,000,000. 
1,000,000. 
1,000,000 . 



^31,706.37 
35.758-22 
38,780.97 

61,263 . 23 

69,732 . 21 
68,942 . 09 

175.352-95 
163,573-00 
160,750. 17 
162,505.46 



5613,521.64 
211,678.41 
222,816. 47 
211,827 • 80 
180,810.37 
164,554-66 
101,985.34 
I 10,262 . 61 

57.521.34 
56,397.65 
67,167.40 



OFFICERS: 

President, 

J. A. Stewart. 

Secretary, 

H. L. Thornell. 



DEC. 31, 1894. 



TRUSTEES: 

William Waldorf Astor, 
George Bliss, 
John Crosby Brown, 
John Claflin, 
Edward Cooper, 
W. Bayard Cutting, 
D. Willis James, 
William Libbey, 
Frank Lyman, 
William H. Macy, Jr., 
Alexander E. Orr, 



John Harsen Rhoades, 
William Rockefeller, 
GusTAV H. Schwab, 
Samuel Sloane. 
William D. Sloane, 
Charles S. Smith, 
John A. Stewart, 
James Stillman, 
Anson Phelps Stokes 
George F. Vietor. 



34 



:OMPANY OF NEW YORK 

DDRESS, 45-47 WALL STREET, NEW YORK 



NEW YORK 
BOROUGH OF MANHATTAN 



RESOURCES 



Real Estate 



Cash on deposit in 

banks or other 

moneyed 

institutions 



Cash on hand 



Amount of Assets 

not included under 

any of the above 

heads 



Total 
Resources 



End 
of 



$1,000,000. 
1 ,000,000. 
1 ,000,000. 
1,000,000. 
1,000,000. 
1 ,000,000. 
1 ,000,000. 
1,000,000 . 
1 ,000,000. 
1 ,000,000. 
1,000,000 . 



52,284, 
4,304, 
2,576, 
2,941, 
3,838, 
6,910, 
5,396; 
5,580, 
8,602, 

7,759: 
8,462, 



III 

525 
753 
838 

257 
236 
426 
844 
584 
038 
467 



$383,748.99 
351,873-86 
396,745-50 
749,398.64 
736,418.29 

655,538.38 
1,084,813.74 
1,017,718. 14 
961,596.91 
633,162 . 26 
480,809 . 03 



$48,815 

49,967 
48,650 
56,002 
58,216 
64,302 
76,063 
87,036 
74,862 
62,095 
73,628 



,893-17 
,584.81 
,127 . 26 
,098. 19 
,458.00 
,289 . 60 
,429.69 
,462 . 92 
,490.83 
,499-34 
,980. 42 



1894 

189s 
1896 
1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 



LIABILITIES 



Amount due 
savings banks 


Amount due banks 
and bankers 


Other liabilities 

not included under 

any of the above 

heads 


Total 
Liabilities 


Increase 


Decrease 


End 
of 






$1,156,308.57 
1,213,848.53 

857,085.36 

917,409. 61 

943,856.64 

1,115,635-42 

1,197,058.68 

1,295,645-76 

1,055,126. 22 

922,937.16 

1,042,613.59 


$48,815,893.17 
49,967,584.81 
48,650,127. 26 
56,002,098. 19 
58,216,458. 00 
64,302,289 . 60 
76,063,429 . 69 
87,036,462 . 92 
74,862,490.83 
62,095,499.34 
73,628,980.42 






1894 






$1,151,691 . 64 


Si, 317-457-55 


1895 






1896 




• 


7,351,970.93 

2,214,359-81 

6,085,831.60 

11,761,140. 09 

10,973,033-23 


1897 








1898 
1899 
1900 
I90I 




















$3,108,711.86 
3,622,203.40 
3,403,361.05 


$493,109.72 

81,545-78 

226,219 . 04 


12,173,972.09 
12,766,991 . 49 


1902 
1003 


11,533-481.08 


1904 





Total Increases and Decreases, $51,071,508.38 
Net Increase, 24,813,087.25 

SUPPLEMENTARY 



$26,258,421.13 



Sfumber of deposits 

on which interest 

is allowed at this 

date 



Total amoiint of 
such deposits 



Rate of interest on 
same 



Amount of bonds 
and mortgages in- 
vested in during the 
year 



Amount received 

from bonds and 

mortgages paid or 

sold during the year 



2,389 
2,356 
2,245 
2,467 
2,516 

2,497 
2,424 

2,370 
2,445 
2,446 

2,583 



$35,086 
36,877 
35-671 
41,948 
43-546 
49-443 
60,559 
71,513 
56,158 
45,928 
57.340 



,379 


62 


-893 


16 


-924 


84 


,265 


35 


,158 


33 


-835 


91 


.339 


55 


-857 


21 


,250 


40 


,237 


95 


,050 


39 



I to 4 % 
I to 4 % 
I to 3J % 
I and 3 % 
I to 3 % 
I to 3i % 
I to 3i % 
I to 3 % 
I to 4 % 
I and 3J % 
I to 3 % 



$153,000. 00 
258,000.00 
477,000. 00 
249,000. 00 

1,011,500.00 



$46,500 . 00 
440,000. 00 
426,000. 00 
508,500. 00 
1,046,500.00 



End 
of 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 



DEC. 31 , 1904 



OFFICERS: 
President. 

Lyman J. Gage. 

Vice-Presidents, 

D. Wii-i.is James, 
James S. Clark (2d), 

Secretary, 

Henry L. Thornell. 

Assistant Secretary, 

Louis G. Hampton. 



TRUSTEES: 

John Crosby Brow.v. 
John Claplin, 
Edward Cooper, 
W. Bayard Cutting. 
Marshall Field, 
Lyman J. Gage, 
D. Willis James, 
John S. Kennedy, 
Lewis Cass Ledyard, 
Frank Lyman, 
William H. Macy, Jr., 
D. O. Mills. 



Alexander E. Orr, 
John J. Phelps, 
John Harsbn Rhoades, 
William Rockefeller, 
Gustav H. Schwab, 
Samuel Sloans, 
William D. Sloane, 
Charles S. Smith. 
John A. Stewart, 
Jambs Stillman, 
Anson Phelps Stokes. 
George F. Vibtor. 



34 



NEW YORK 
BOROUGH OF MANHATTAN 


VAN NORDEN 

CHARTERED 1902 
ADDRESS, 786 FIFTH AVENUE, NEW YORK 

RESOURCES 


End 
of 


Bonds and Stock and bond 
mortgages investments 


Amount loaned on 
collaterals 


Other loans, 

including bills Overdrafts 
purchased 


Due from banks, 

bankers and 

brokers 


1894 

1895 
1896 
1897 
















) 








! ■ 














1898 
1899 
1900 
I9OI 
1902 
1903 
1904 










































$30,000.00 
527,800. 00 
649,000.00 


$1,226,300. 14 
1,008,649. 17 
1,445,000. 24 


$3,330,088.92 
2,792,318.51 
2,956,887 . 06 


$376,749-36 $361.82 
1,290,938.91 812.12 
1,362,748.98 58.65 


$566,848.48 

983,502.03 

1,206,663.34 


LIABILITIES 


End 
of 


Capital stock paid 
in, in cash 


Surplus book value 


Undivided profits, 
book value 


Deposits in trust 


General deposits by 
individuals, associa- 
tions and corpora- 
tions, except trust 
co's, savings banks 

and banks and 

bankers, payable on 

demand 


Amount due trust 
companies 


1894 

1895 
1896 
1897 
1898 
1899 
1900 
I901 
1902 
1903 
1904 








1 

1 
























































































$1,000,000.00 
1,000,000. 00 
1,000,000.00 


$1,000,000. 00 
1,000,000.00 
1,000,000. 00 


$34,802.47 
101,224.42 
209,584.35 


$9,358.43 
729,618.87 
948,050.62 


$3,056,012.82 
2,732,781 . 06 
4,848,669.68 


$762,041.89 
742,186.92 
146,088.38 


SUPPLEMENTARY 


End 
of 


Total amount of 
interest, commis- 
sions and pro6ts of 
every kind received 
dtiring the year 


Amount of interest 

paid to and 

credited depositors 

during the year 


Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 


Amount of divi- 
dends on capital 
stock declared 
during the year 


Taxes paid during 
the year 


Amount of deposits 1 

made by order of 

court 


1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 






i 











i 





















i 
















1 


i 






1 
















$171,062.38 

334.363-05 
425,612.98 


$49,391-48 

104.007 . 40 

146.268 . 41 


$113,959.81 
128,150 . 01 
158,538.99 




$20,212 . 42 
21,276 . 71 
21,342.82 














i 




OFFICERS: 

President, 

Warne 
Vice-Presidt 
W. F. 

MORTO 

Secretary, 

MoRTO 

Assistant S 
A. T. ■> 
Manager, 

RULDO 


R M. Van Norden. 

nts, 

Havemeyer, 

Ni C. Nichols. 

N C. Nichols. 

'cretary, 

iVooDS. 

CPH Metz. 


DEC. 31, 1 

DIRECTORS 

Cornelh 
Henry 1 
John Cl 

DuMONT 

Henry i 

Jonatha 

Richard 

John H. 

Arthur 

Thomas 

35 


902. 

JS N. Bliss, 
'. Bronson, 
1PLIN, 
Clarke, 
I. Cook, 
N B. Curry, 

L. Edwards, 

Flagler, 
A. Fowler, 
P. Fowler, 


William F. Havem 
Charles W. Morse 
Benjamin Perkins, 
Henry F. Shoemae 
James Talcott, 
Ernst Thalmann, 
Mahlon D. Thatci 
Warner Van Nori 
Warner M. Van > 
John H. Washbur 


i 

BYER, , 

.ER, 

lER, 

JEN, , 

'ordbn, i 

N. [ 



TRUST COMPANY 

BRANCH, 321 GRAND STREET, NEW YORK 



NEW YORK 
BOROUGH OF MANHATTAN 



RESOURCES 



Real Estate 


Cash on deposit in 

banks or other 

moneyed 

institutions 


1 

! Amount of Assets 
not included under 
Cash on hand any o£ the above 
heads 


Due from directors 
of the institution 


Total 
Resources 


End 
of 














1894 
1895 
1896 
1897 
1898 
1899 
1900 
I901 
1902 

1903 
1904 






















































































$88,940.55 


$678,187. 19 

870,317.47 

2,560,417.73 


$547,145-90 
271,718. 20 
234.585-40 


$19,474.54 
48,601.59 
60,551.71 




$6,864,096 . 90 

7,794,658. 00 

10,475,913. ri 






*($I0I,025 . 00) 





* Included in Loans. 



LIABILITIES 



Amoimt due 
savings banks 


Amount due banks 
and bankers 


Other liabilities 

not included under 

any of the above 

heads 


Total 
Liabilities 


Increase 


Decrease 


End 
of 




1 






1894 

1895 
1896 
1897 
1898 
1899 
1900 
I9OI 
1902 

1903 
1904 




j 








i 










1 


j 
















; 






. i ...... 










1 








$449,015.57 
392,351.92 
443,821.26 


$547,865.72 

821,984. 04 

1,664,097. 56 


$5,000. 00 
274.510.77 
215,601. 26 


$6,864,096.90 

7,794,658.00 

10,475.913-11 






$930,561 . 10 
2,681,255. n 









Total Increases, $3,611,816.21 
SUPPLEMENTARY 



Number of deposits 

on which interest 

is allowed at this 

date 


Total amount of 
such deposits 


Rate of interest on 
same 


Amount of bonds 
and mortgages in- 
vested in during the 
year 


Amount received 

from bonds and 

mortgages paid or 

sold during the year 




End 
of 








1 


1894 

1895 
1896 

1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 








1 








1 








i 


1 








1 








1 






1 














$2,735,953-10 


2.2^,3,3^, 4 % 

1 to 4 % 

Average2.57 % 


$30,000.00 
500,000. 00 
483,231.86 








$2,200.00 
362,031 .86 










"t'-^jto ly ■ 1 ~ 





OFFICERS: 
President, 

Warner M. Van Norden. 
Vice-President, 

Thomas P. Fowler. 
Treasurer, 

James B. Haig, Jr. 
Secretary, 

Arthur King Wood. 
Assistant Secretaries, 

William W. Robinson, 

Ames Higgins. 
Trust Officer, 

Edward S. Avery. 



DEC. 31, 1904 

DIRECTORS: 

Henry T. Bronson. 
John Claflin, 
Henry H. Cook, 
William Nelson Cromwell, 
Jonathan B. Curry, 
Gang S. Dunn, 
Richard L. Edwards, 
Arthur A. Fowler, 
Thomas P. Fowler, 
William F. Havemeybr, 



Seth M. Miluken, 
Charles W. Morsb, 
Henry Phipps, 
Henry F. Shoemaker, 
James Talcott, 
Ernst Thalmann, 
Mahlon D. Thatcher, 
Warner Van Norden, 
Warner M. Van Nordbm. 



35 



NEW YORK 
BOROUGH OF MANHATTAN 



End 
of 



THE WASHINGTON TRUST 

CHARTERED 18S9 



RESOURCES 



Bonds and 
mortgages 



Stock and bond 
investments 



Amount loaned on 
collaterals 



Other loans, 

including bills 

purchased 



Overdrafts 



Due from banks, 

bankers and 

brokers 



1894 
1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 
1903 
1904 



108 

108 

151 

103 

103 

76 

79 

44 

402 

434 



,600. 00 
,325.00 
,100 . 00 
,100. 00 
,100. 00 
,100. 00 
,100. 00 
,100. 00 
,800. 00 
,800. 00 
,225 . 00 



,775-00 

778,758.33 

919,548.48 

1,037,680. 24 

1,155,058.25 

1,259,070 . 00 

1.359-335 -63 
834,442.00 
940,381.44 
624,165 . 00 
863,050. 00 



$2,337,231.25 
3,275,600. 00 
3,419,300.00 
3,813,600. 00 
4,730,300.00 
5.055.050-00 
6,648,900 . 00 
8,583,000. 00 
8,586,350.00 
8,430.450-00 
9,847,960. 00 



$106,350. 00 
151.350-00 

53,000. 00 
150,000 . 00 

90,000. 00 
210,000. 00 
147,500. 00 
159.097-23 



LIABILITIES 



End 
of 



Capital stock paid 
in, in cash 



Surplus book value 



Undivided profits, 
book value 



Deposits in trust 



General deposits 



Amount due trust 
companies 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 



5500,000. 00 
500,000 . 00 
500,000. 00 
500,000. 00 
500,000. 00 
500,000. 00 
500,000. 00 
500,000. 00 
500,000 . 00 
500,000. 00 
500,000. 00 



$400,000. 00 
400,000. 00 
400,000. 00 
500,000. 00 
500,000. 00 
500,000. 00 
500,000. 00 
500,000 . 00 
500,000. 00 
500,000. 00 
500,000. 00 



$56,794.05 
71,937-24 
115,093-32 
63,062 . 27 
114,008. 04 
183,253.84 
251,212 . 42 
326,970.83 
406,212. 83 
471,992.96 
505-337-47 



$75,974.26 



»3.35.0: 

3.639 

*3.936 

=•=4,526 

6,002 

*5.977 
*7-656 

*8,935: 
7.627, 

*7.529.8 

*8,993 



627.08 
569.00 
274 . 16 
092-55 
285-77 
489. 69 
526.63 
500.53 
191. 17 
52-74 
741-50 



$50,308.98 
35.868.15 
15,159-62 



* Includes Deposits in trust. 



SUPPLEMENTARY 



End 
of 


Total amount of 
interest, commis- 
sions and profits of 
every kind received 
dxiring the year 


Amount of interest 

paid to and 

credited depositors 

during the year 


Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 


Amount of divi- 
dends on capital 
stock declared 
during the year 


Taxes paid diu-ing 
the year 


Amount of deposits 

made by order of 

court 


1894 

1895 
1896 

1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 


$149,690.93 
144,873-72 
192,795.20 
223,166. 58 
231-566.34 
310,473.18 

393.673-45 
443.609-85 
495,961 . 18 
521,851.00 
552.013-17 


$63,757-30 
60,867 • 94 
77.875-38 
95,323-42 
95,121 .92 

143.989-35 
203,442.59 
246,075 . 10 
248,045 . 28 
309,889.00 
300,211.57 


$30,781.44 
30,543-30 
35.172-81 

35.437-73 
41,116.65 
46,627.84 
52,541 . 66 
70,032. 28 

57.329-64 
74,635.00 
66,658.14 


$30,000. 00 
30,000. 00 
30,000. 00 
35,000. 00 
40,000 .00 
50,000. 00 
50,000. 00 
50,000.00 
60,000. 00 
60,000. 00 
60,000.00 






$1-555-90 
3.756.70 
2.354.74 

3.763-33 
3-683.62 

3.717-25 
13.833-67 
13.538-65 
14,322.09 
14,114.03 












$95,559-30 











DEC. 31, 1894. 



OFFICERS: 
President, 

David M. Morrison. 
Vice-Presidents, 

Charles F. Clark, 

George Austin Morrison. 
Secretary, 

Francis H. Page. 
Assistant Secretary, 

M. S. LOTT. 



TRUSTEES: 

John F. Anderson, Jr., 
Joseph C. Baldwin, 
Charles F. Clark, 
Dan p. Eells, 
Joel F. Freeman, 
George E. Hamlin 
John R. Hegeman, 
e. c. homans, 
p. c. lounsbury, 
William Lummis, 



David M. Morrison, 
George Austin Morrison, 
George L. Pease, 
George H. Prentiss, 
David B. Powell, 
Charles H. Russell, 
Seth E. Thomas, 
William Whiting, 
Lucius K. Wilmerding. 



36 



COMPANY OF THE CITY OF NEW YORK 

ADDRESS, 280 BROADWAY, NEW YORK 

RESOURCES 



NEW YORK 
BOROUGH OF MANHATTAN 



Real Estate 



Cash on deposit in 

banks or other 

moneyed 

institutions 



Cash on hand 



Amount of Assets 

not inc uded imder 

any of the above 

heads 



Due from directors 
of the institution 



Total 

Resources 



End 
of 



$9SS 
406 

467. 
452, 
1,024, 
665, 
642, 
608, 

644, 
461, 
626, 



982.56 
365-33 
443-7° 
411 . 02 

537-49 
622 . 24 
361.40 
031-43 
367-85 
528-50 
438.27 



*i.373-37 
1-533-30 
3,028. 71 
2,806. 41 
2,930.14 
2,602 . 40 

2,455-75 

3.562.56 

4,118. 20 

457.251-77 

3.444-93 



$33,218 


19 


46,857 


66 


51.990 


43 


41.063 


46 


42,097 


55 


70,594 


04 


69,228 


92 


95.023 


14 


91.756 


60 


"7. 538 


38 


90,256 


87 



! 54,313.180.37 

I 4.617,439-62 

i 4,969.411 32 

j 5.605,011. 13 

I 7.209,373.43 

I 7,209,038. 68 

8,948,381. 70 

10,293,159.13 

10,521,774.09 

$142,000.00 10,783,233.65 

*(i77,ooo. 00) 1 12,024,472.30 



♦Included in Loans. 



LIABILITIES 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 
1903 
1904 



Amount due 
savings banks 



Amount due banks 
and bankers 



Other liabilities 

not included under 

any of the above 

heads 



Total 
Liabilities 



Increase 



Decrease 



End 
of 



'1.390,359-54 
1,702,056. 65 
1,466,278.85 



$5,759-24 

5.933-38 

18,043.84 

15,856-31 
17,105.36 
48,295.15 
40,642 . 65 
30,687.77 

47,701-57 
43.463.15 
43.954-86 



$4,313. 

4,617, 

4,969. 

5.605, 

7,209, 

7.209, 

8,948, 

10,293, 

10,521, 

10,783, 

12,024, 



180 


37 


439 


62 


411 


32 


oil 


13 


373 


43 


038 


68 


381 


70 


159 


13 


774 


09 


233 


65 


472 


30 



$304,259-25 
351,971.70 
635,599.81 

1,604,362 . 30 

1,739.343-02 

1.344.777-43 
228,614.96 
261,459.56 

1,241,238.65 



$334-75 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 



Total Increases and Decreases $7,711,626.68 
Net Increase 7,711,291.93 

SUPPLEMENTARY 



$334-75 



Number of deposits 

on which interest 

is allowed at this 

date 



I Amount of bonds Amount received 
Total amoimt of | Rate of interest on and mortgages in- ] from bonds and 
such deposits I same j vested in during the j mortgages paid or 

I year | sold during the year 



End 
of 



581 
528 
613 
650 
611 

745 

799 

1,009 

1.293 
1,357 
1-391 



$3,240 
3,586 

3,897 
4,410 

6,035 
5.927 
7.568 
8,858 
9.035 
9.236 
10,459 



,829 


58 


,157 


14 


,798 


16 


.957 


30 


,804 


89 


.257 


59 


.837 


45 


,011 


30 


.299 


52 


.153 


72 


.175 


50 



I to 3J % 
I to 3 % 
I to3j% 
I to 3J % 
ito3 % 
I to 4 

to 4 

to 4 

to 4 

to 4 

to 4 



58,000 . 00 
6,500. 00 



10,000 . 00 



% 
% 
% 
% 

% 
% 



6,000. 00 

3,000. 00 

4,700.00 

358,000. 00 

53,425.00 



$33,000. 00 



39,000. 00 



22,000.00 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 



DEC. 31. 1904 



OFFICERS: 
President, 

David M. Morrison. 
Vice-Presidents, 

Phineas C. Lounsburv, 

George Austin Morrison. 

Francis H. Page (2d). 
Secretary, 

M. S. LOTT. 
Assistant Secretary, 

H. F. Price. 



TRUSTEES: 

John F. Anderson, Jr., 

Joseph C. Baldwin, 

J. Frederick Chamberlin, 

Charles M. Clark, 

E. C. Converse, 

Charles F. Cutler, 

H. J. S. Hall, 

Francis H. Leggett, 

Phineas C. Lounsbury, 

David M. Morrison, 

Gborgb Austin Morrison, 



Francis H. Page, 
George H. Prentiss, 
William A. Putnam, 
John Harsbn Rhoades, 
Charles H. Russell, 
Carl Schbfer, 
Clarence W. Seamans. 
Seth E. Thomas, 
William Whiting. 
Lucius K. Wilmerdino. 



36 



NEW YORK 
BOROUGH OF MANHATTAN 



WINDSOR 

CHARTERED 1902 



RESOURCES 



End 
o£ 


Bonds and 
mortgages 


Stock and bond 
investments 


Amount loaned on 
collaterals 


Other loans. 

including bills 

purchased 


Overdrafts 


Due from banks, 

bankers and 

brokers 


1894 

1895 
1896 

1897 
1898 
1899 
1900 
I901 
1902 
1903 
1904 












































! 




1 
















































$1,398,286.91 

1,785.538-15 
1,787,983.17 


$300,000 . 00 
2,603,304.89 
2,819,414. 25 






$18,057.07 
95.114-07 
91,301.50 






$38.00 
952-94 


$805,000.00 


$63,715-07 



LIABILITIES 



End 
of 


Capital stock paid 
in, in cash 


Surplus book value 


Undivided profits, 
book value 


Deposits in trust 


General deposits by 
individuals, associa- 
tions and corpora- 
tions, except trust 
co's, savings banks 

and banks and 

bankers, payable on 

demand 


Amount due trust 
companies 


1894 

1895 
1896 
1897 
1898 
1899 
1900 
I901 
1902 

1903 
1904 


i 












] 
























































i 










i 






$1,000,000. 00 
1,000,000. 00 
1,000,000. 00 


$500,000.00 
475,042.62 
570,398.37 


$12,872.46 




$674,473-98 
2,939,617.50 
4,830,037.75 


$600,000.00 
821,916. 00 
322,403.82 




$2,385.91 





SUPPLEMENTARY 



End 
of 


Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the year 


Amount of interest 

paid to and 

credited depositors 

during the year 


Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 


Amount of divi- 
dends on capital 
stock declared 
during the year 


Taxes paid during 
the year 


Amount of deposits 

made by order of 

court 


1894 

1895 
1896 

1897 
1898 

1899 
1900 
1901 
1902 

1903 
1904 


















i 










1 




























































$4,306.86 

127,360.60 

89,041 .96 








$308,558.76 
304,261.50 


$99,677.86 
119,863.79 




$15,304.87 
15.304-87 


$52,331-21 
47.717-30 





DEC. 31, 1902 



OFFICERS: 

President, 

Charles H. Van Brunt. 

Vice-Presidents, 

Robert H. McCurdy, 
Tames A. Burden, Jr., 
John Alvin Young. 

Secretary, 

A. Gordon Norrie. 

Treasurer, 

Ford Huntington. 



DIRECTORS: 

James A. Burden, Jr., 
August Belmont, 
Andrew Freedman, 
Robert L. Gerry, 
James H. Gayley, 
Rob't Walton Goelet, 
John M. Hall, 
Ernest Iselin, 
William B. Leeds, 
Cord Meyer, 
Ogden Mills, 
Robert H. McCurdy, 
Delancey Nicoll, 
Daniel O'Day, 



Morton F. Plant, 
Robert C. Pruyn. 
Chas. Lathrop Pack, 
Jordon J. Rollins, 
Philip Stockton, 
James Timpson, 
Eben B. Thomas, 
Chas. H. Van Brunt, 
Cornelius Vanderbilt, 
Archibald S. White, 
Chas. D. Wbtmore, 
Geo. W. Young, 
John Alvin Young. 



37 



TRUST COMPANY 

ADDRESS, 575 FIFTH AVENUE, NEW YORK 



NEW YORK 
BOROUGH OF MANHATTAN 



RESOURCES 



Real Estate 



Cash on deposit in 

banks or other 

moneyed 

institutions 



Cash on hand 



Amount of Assets 

not included under 

any of the above 

heads 



Total 
Resources 



End 
of 















1894 
189s 
1896 
1897 
1898 

1899 
1900 
I9OI 
1902 

1903 
1904 











































' 






























1 








$1,009,569.54 

864,790. 21 
1,071,331.61 


$44,253.60 
109,875 . 20 
255,276.05 


$17,321.36 
109,871 . 60 
126,428. 48 




$2,787,488.48 
5,568,532.12 
7,021,403.07 















LIABILITIES 



Arnount due 
savings banks 



Amount due banks 
and bankers 



Other liabilities 

not included under 

any of the above 

heads 



Total 
Liabilities 



Increase 



Decrease 



End 

of 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 



$142.04 



$331,956.00 
287,793-75 



8,383-47 



$2,787,488.48 
5,568,532.12 
7,021,403.07 



$2,781,043. 64 
1.452.870-95 



Total Increases, $4,233,914.59 
SUPPLEMENTARY 



Number of deposits 

on which interest 

is allowed at this 

date 



Total amount of 
such deposits 



Amount of bonds 
Rate of interest on | and mortgages in- 
same I vested in during the 
year 



Amoimt received 

from bonds and 

mortgages paid or 

sold during the year 



OFFICERS: 

President, 

Charles H. Van Brunt. 

Vice-Presidents, 

Robert H. McCurdy, 
James A. Burden, Jr., 
John Alvin Young. 

Secretary, 

A. Gordon Norrib. 

Treasurer, 

H. Ward Ford. 



DEC. 31, 1904 

DIRECTORS: 

James A. Burden, Jr., 
August Belmont, 
R. L. Beekman, 
Andrew Freedman, 
John Fox, 
Robert L. Gerry, 
James Gayley, 
Robert Walton Goelet, 
Ernest Iselin, 
William Jay, 
William B. Leeds, 
Cord Meyer, 
Ogden Mills. 
Robert H. McCurdy, 
Delancey Nicoll, 



Daniel O'Day. 
Morton F. Plant, 
Robert C. Pruyn, 
Charles Lathrop Pack, 
Jordan J. Rollins, 
Philip Stockton, • 
James Timpson, 
Eben B. Thomas, 
Charles H. Van Brunt, 
Cornelius Vanderbilt, 
Archibald S. White, 
Charles D. Wetmore, 
George W. Young, 
John Alvin Young. 



End 
of 















1894 














1895 














1896 
















1897 















1898 














1899 














1900 














1901 


1 1 


$1,215,184. 14 
4,067,921 .94 

5,216,930.79 


2 to 3i % 

Average 2.98 % 

2 to 3i % 








1002 


634 

825 








100^ 


$805,000.00 







1004 









37 



NEW YORK 
BOROUGH OF BROOKLYN 



RESOURCES 



BROOKLYN TRUST 

CHARTERED 1866 



Bonds and 
mortgages 



Stock and bond 
investments 



ooo. oo 

845,978-13 
559,700.00 

146,950. 00 

146,500. 00 

60,250 . 00 

82,317 . 00 

84,250. 00 

533,800.00 

508,500. 00 
486,000. 00 



$2,995, 
3.443. 

3.542; 

2.435: 

3.158 
3.561 
4,261 

5.473 
6,166 
6,507 
8,311 



752-50 
,592.00 
,916 . 90 
,263.49 
,991.74 
,984.47 

.747-39 
.312.93 

.043-11 
,840. 94 
,018 . I r 



Amount loaned on 
collaterals 



Other loans, 

including bills 

purchased 



$6,879,297 


86 


7.197.578 


00 


5-677.436 


63 


8,337,528 


00 


7,769.345 


70 


6,924,702 


14 


7,179,761 


85 


6.536,875 


32 


7,117,869 


47 


6,107,824 


47 


6,186,050 


■39 



$821,398.87 
614,536.03 
784,483-78 

1,025,088 . 09 
976,290. 32 

519,714.54 

490,961 . 28 

868,528.18 
514,320.89 
830,474.42 
708,813.71 



Overdrafts 



$164.81 
6.58 
287.49 
76. 69 
38.10 
89.71 
11.86 
76.48 

82.33 
95.16 

91-35 



Due from banks, 

bankers and 

brokers 



LIABILITIES 



Capital stock paid 
in, in cash 



Surplus fund and 
undivided profits 



Dividends 
charged out 



Deposits in trust General deposits 



Amount due trust 
companies 



pi, 000 
1,000 
1,000 
1,000 
1,000 
1,000 
1,000 
1,000 
1,000 
1,000 
1,000 



,000. 
,000 . 
,000. 
,000 . 
,000. 
,000. 
,000 . 
,000. 
,000. 

000. 

000. 



00 
00 
00 
00 
00 
00 
00 
00 
00 
00 
00 



'1,514, 

1,445, 
1,484, 

1,569, 

1.593: 

1,697, 

1,794: 

1,822 

1,877 
1,885 

I.9S5 



330 
689 
065 
445 
66s 
912 
841 

385 
209 

077 
262 



96 
27 
96 
03 
68 

93 
,06 
.89 
■15 
•45 



10,000. 00 



40,000. 00 



11,097 
613 
561 
569 
742 
366 
48 
664 
1.342 
801 

731 



,466 


87' 


,273 


12 


,006 


20 


,578 


71 


,103 


10 


,026 


S3 


,351 


07 


,154 


78 


,786 


68 


,108 


35 


.589 


39 



5i>9, 190,413 
10,002,206 

8,793.154 
10,172,1 12 
10,094,842 

9,098,675 
10,552,929 
1 1,166,769 
11,880,300 
11,767,344 
14,114,167 



$142,451 . 00 
56,235.56 



SUPPLEMENTARY 



Total amoiant of 
interest, commis- 
sions and profits of 
every kind received 
during the year 



Amount of interest 

paid to and 

credited depositors 

during the year 



Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 



Amount of divi- 
dends on capital 
stock declared 
during the year 



Taxes paid during 
the year 



Amount of deposits 

made by order of 

court 



$681 
589 
564 
467 
486 

555 
556 
618 
741 
740 

71S 



,611 . 96 
,062 . 84 
,741-27 
,811.58 
,216.98 

,538-99 
,599-30 
,035-42 

,037-71 
,602 . 31 
,489. 16 



$298,663.05 
261,071 . 52 
208,455.96 

211.276. 00 
221,417 . 81 
231,712.91 
239,622 . 89 
266,205.33 

307.921 .01 
312,234.26 
350,055.80 



$82,180.92 
95,061.72 
85,907.12 
81,386.67 

83,758-97 
87,546.67 

97.039-77 

92,057-56 

92,800. 83 

106,594.37 

111,944. 16 



$200,000. 00 
160,000. 00 
160,000. 00 
160,000. 00 
160,000. 00 
160,000. 00 
160,000. 00 
160,000.00 
160,000.00 
160,000. 00 
160,000. 00 







$9,250 


00 


4,000 


00 


4,000 


00 


9,138 


00 


8,738 


00 


6,000 


00 


28,703 


40 


31.728 


22 


28,863 


89 


29,097 


94 



$634,649.71 

80,657.92 

2,350.00 

5,189.07 

8,643.13 



22,500 . 00 



74.193- 12 



DEC. 31, i8 94 



OFFICERS: 
President, 

Christian T. Christensen. 
Vice-President. 

Abram B. Baylis. 
Secretary, 

James Ross Curran. 
Assistant Secretary, 

Frederick. C. Colton. 



DIRECTORS: 

Abram B. Baylis, 
S. W. Boocock. 
George W. Chauncey, 
Michael Chauncey, 
C. T. Christensen, 
Frederick Cromwell, 
John Gibb, 
William B. Kendall, 
Edwin F. Knowlto.n", 
JosiAH O. Low, 
E. H. R. Lyman, 



William H. Male, 
John T. Martin, 
Henry W. Maxwell, 
John J. Pierrepont, 
Charles M. Pratt, 
George G. Reynolds, 
John P. Rolfe, 
Henry K. Sheldon, 
Alexander M. White, 
C. D. Wood, 



38 



COMPANY 

ADDRESS, 177-179 MONTAGUE STREET, BROOKLYN 



NEW YORK 
BOROUGH OF BROOKLYN 



RESOURCES 



Real Estate 



Cash on deposit in 

banks or other 

moneyed 

institutions 



Cash on hand 



Amount of Assets 

not included under 

any of the above 

heads 



Total) 
Resources 



End 
of 



$175,000.00 
225,000. 00 
181,660. 94 
135,453-90 

131-736-93 
157,761.28 
162,689.3s 
196,047 . 69 
150,004. 90 
*i35,278.83 
*99,8o6. 98 



fi-037 

659 

1,014 

954 

959 

634 

916 

1,222 

2,165 

1,805 

2,617 



,174-94 
,076.83 
,390-85 
,1 12 . 44 
-957-98 

,990-37 
,231.84 

,570-95 
,783-30 

.556.27 
,742.07 



$84,617.96 

109,077 . 60 

77,751-44 

91-033-36 

97,329.04 

72,076.49 

107,216. 03 

115,601.56 

86,841.52 

720,013.94 

435,240.84 



$80,049. 56 

63-149-59 
96,180. 19 
276,742 . 62 
276,058. 10 
306,991.9s 
270,522 .98 
247-127.37 
226,262 . 23 
107,281 . 54 
68,813.66 



$12,921,456 
13-157-994 
1 1,934,808 
13,402,248 
13.516,247 
12,238,560 
13,471,459 
14,744,390 
16,961,007 
16,722,865 
18,913,577 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 



♦Book value. 



LIABILITIES 



Amount due 
savings banks 



Amount due banks 
and bankers 



Other liabilities 

not included under 

any of the above 

heads 



$761,163.82 

1,027,513.00 

903,181.59 



$50,020.55 



>ii9-245 
56-825 
96,581 
51,112, 
85-636. 
75-945. 
75,338. 
91,080, 

99-547 

99-371 

103,120 



Total 
Liabilities 



Increase 



Decrease 



32 
45 
51 
43 
24 
68 

07 
46 
56 

31 
60 



512,921,456 

13.157-994 
1 1 ,934,808 
13,402,248 

13.516,247 
12,238,560 

13.471,459 
14.744.390 
16,961,007 
16,722,865 
18,913,577 



50 

76 

22 

59 ! 

91 i 

95 

58 

48 

75 

57 

II 







$236,538.26 




$1,223,186 . 54 


1,467,440.37 
113.999-32 




1,277,686.96 


1,232,898. 63 
1,272,930.90 

2,2 16,617 . 27 




238,142.18 


2,190,711.54 





End 
of 



1894 

1895 
1896 
1897 
1898 

1899 
1900 
1901 
1902 

1903 
1904 



Total Increases and Decreases 
Net Increase 

SUPPLEMENTARY 



^8,7 3 1,136.2 9 $2,739,015. 
5,992,120.61 



Number of deposits 

on which interest 

is allowed at this 

date 


Total amount of 
such deposits 


Rate of interest on 
same 


Amount of bonds 
and mortgages in- 
vested in during the 
year 


Amount received 

from bonds and 

mortgages paid or 

sold diiring the year 




End 
of 


2,483 
2,479 
2,265 
2,421 
2,258 
2,382 
2,354 
2,456 
2,446 

2,455 
2,629 


S9-593. 785-60 
10,428,152.79 

9,134,410.67 
10,511,614. 89 
10,148,031 . 03 

9,162,850 . 64 
10,299,626.63 
11,496,683.83 

13.563-484-15 
13,261,443.96 

15,457-639-95 


I to 3 % 
ito3 % 
I to 3 % 

1 to 3 % 

2 to 3 % 
2 to 3i % 
2 to 3 % 
2 to 3 % 
2 to 4 % 
2 to 4 % 
2 to 3i % 


1 

1 


1894 
1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 


t 


i 1 
1 1 














$19,000. 00 
8,000. 00 
106,750.00 
749,800.00 
617,500.00 
687,400. 00 










$22,500. 00 
300,250.00 
642,800.00 
709,900.00 













DEC 31, 1904 



OFFICERS: 
President. 

Theodore F. Miller, 
Vice-Fresidents, 

Samuel W. Boocock, 

Frederick C. Colton. 
Secretary, 

Stanley W. Husted. 
Assistant Sercetary, 

Frank J. W: Diller. 



TRUSTEES: 

Thomas T. Barr, 
Samuel W. Babcock, 
George W. Chauncey, 
William N. Dykman, 
William Hester. 
Francis L. Hine, 
William A. Jamison, 
Frank Lyman, 
William H. Male, 
Thoedore F. Miller, 



Willis L. Ogden, 
Joseph E. Owens, 
John J. Pierrepont, 
Charles M. Pratt, 
George G. Reynolds. 
Charles A. Schierbn, 
J. H. Waldridge, 
Alexander M. White, 
Alexander M. White. 
C. D. Wood. 



Jr., 



38 



NEW YORK 
BOROUGH OF BROOKLYN 



FLATBUSH TRUST 

CHARTERED 1899 



RESOURCES 



Bonds and 
mortgages 



Stock and bond 
investments 



Amount loaned on ' Other loans, 
collaterals i including bills 

; purchased 



Overdrafts 



Due from banks, 

bankers and 

brokers 



1894 
1895 

1896 

1897 
1898 
1899 

1900 
I90I 
1902 
1903 
1904 






















1 







































$39,500.00 
159,560.00 
336,800. 00 
309,050.00 
305,300.00 
326,380.00 


$327,243-60 
324,506.71 
320,826.15 

178,300. 00 

164,531-25 

257,106 . 25 


$173,150. 00 
456,550.00 

550,195.00 

828,785.79 

868,918.05 

1,089,405 . 74 


$15,655.00 
53,329-04 
42,974-13 
60,470.33 
91.506.53 

188,835.46 






































LIABILITIES 






End 
of 


Capital stock paid 
in, in cash 


Surplus book value 


Undivided profits, 
book value 


Deposits in trust 


General deposits 


Amount due trust 
companies 


1894 

1895 
1896 

1897 
1898 
1899 
1900 
19OI 
1902 
1903 
1904 






































. . 1 1 










1 








$200,000.00 
200,000. 00 
200,000. 00 
200,000. 00 
200,000.00 
200,000. 00 


$100,000. 00 
100,000 . 00 


$2,149.07 

T C.O06 . 5/1 




$339,198.09 
797,247.56 
1,066,836 . 76 
1,060,123.73 
1,264,825 . 60 
1,806,113.26 








100,000.00 1 27,029.21 
100,000.00 45,528.99 
100,000.00 1 45,000.00 
100,000.00 i t;?. 200. 74. 










$7,683.57 
33.831-73 



















SUPPLEMENTARY 






End 
of 


Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the year 


Amount of interest 

paid to and 

credited depositors 

during the year 


Amovmt of ex- 
penses of the 
institution dvu-ing 
the year, excluding 
taxes 


Amount of divi- 
dends on capital 
stock declared 
during the year 


Taxes paid during 
the year 


Amoimt of deposits 

made by order of 

court 


1894 

1895 
1896 

1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 
























































i 




$7,308.98 
29,073.76 
67,227. 76 
68,346.40 

77.311-17 
82,447. 28 


$1,509.94 

13.323-29 
20,902 . 05 
23,661 . 48 
27,506.89 
33.651-55 


$4,163.85 
12,607.48 
14.125-36 
17,929.76 

20,775-15 
24,061 . 04 










$675.00 
3,485.02 

3-31I-79 
3,481.11 
3.525-86 




$5,000. 00 
11,000. 00 
12,000.00 
12,000. 00 













DEC. 31, 1899 



OFFICERS: 



President, 

William Brown. 

Vice-Presidents, 
J. Z. LOTT, 
John H. Ditmas (2d). 

Secretary, 

E. D. Fisher. 



DIRECTORS: 

Homer L. Bartlett, 
William Brown, 
F. A. M. Burrell, 
PoMEROY Burton, 
George C. Case, 
Warren Cruikshank, 
Joseph F. Curren, 
Henry B. Davenport, 
John H. Ditmas, 
Edmund H. Driggs, 
George M. Henderson, 
F. W. Holmes, 



Gustave a. Jahn, 
John Lefperts, 
John Z. Lott, 
G. W. Maynard, 
Theodore Maynard, 
Lewis E. Pierson, 
Dick S. Ramsay, 
John Reis, 
Geo, H. Roberts, 
A. W. Schmidt, 
Henry W. Sherrill, 
Richard Young. 



39 



COMPANY 

ADDRESS, 822 FLATBUSH AVENUE, BROOKLYN 



RESOURCES 



NEW YORK 
BOROUGH OF BROOKLYN 



Real Estate 



Cash on deposit in 

banks or other 

moneyed 

institutions 



Cash on hand 



Amount of Assets 

not included under 

any of the above 

heads 



Total 
Resources 



End 
of 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 



$7,821.36 
36,207.55 
65,37424 



$60,615.36 

90.685.95 
109,838.06 
129,149 . II 
158,298.13 
187,225 . 61 



$22,119 . 82 
17,808.49 
32,513.08 

33.254-99 

84,008 . 24 

197,666.66 



$7,708.57 
12,205 - 87 
13,980.50 
20,219 - 78 
17,271 . 07 
18,057.43 



$645,992.35 
1,114,646. 06 
1,407,126. 92 
1,567,051.36 
1,726,040. 82 
2,33o.oSi-39 



LIABILITIES 



Amount due 
savings banks 


Amount due banks 
and bankers 


Other liabilities 

not included under 

any of the above 

heads 


Total 
Liabilities 


Increase 


Decrease 


End 
of 














1894 
1895 
1896 
1897 
1898 
1899 
1900 
I9OI 
1902 

1903 
1904 





























I 























$4,645.19 

2,392. 26 

13,260.95 

11,398.64 

8,531-65 
9,805.67 


$645,992.35 
1,114,646.06 
1,407,126 . 92 
1,567, 051-36 
1,726,040.82 
2,330,051.39 








$468,653.71 
292,480.86 
159,924.44 
158,989.46 
604,010. 57 




... 






$150,000 . 00 






100 000 . 00 






I 25,000 . 00 













Total Increases, $1,684,059.04 



SUPPLEMENTARY 



Number of deposits 

on which interest 

is allowed at this 

date 



Total amount of 
such deposits 



Rate of interest on 
same 



Amount of bonds 
and mortgages in- 
vested in during the 
year 



Amount received 

from bonds and 

mortgages paid or 

sold during the year 



End 
of 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 



322 

770 

1,300 
1,830 

2,305 
3.025 



$339,198.09 
775,000. 00 
1,066,836. 76 
1,210,123.73 
1,372,000. 00 
1,964,944.98 



2 to 4 % 
2t0 3 % 
2t0 3 % 
2 to 4 % 
2t0 4 % 
2 to 3 % 



553.565-00 

182,760.00 

275,590.00 

60,050 . 00 

3 1,800. 00 

85,580. 00 



$62,700. 00 
98,350.00 
87,800. 00 
35,550.00 
64,500.00 



DEC. 31, 1904 



OFFICERS: 

President, 

William Brown. 
Vice-Presidents, 

John Z. Lott, 

John H. Ditmas (2d). 
Secretary, 

Edmund D. Fisher. 
Assistant Sercetary, 

Franklin Schenck. 



DIRECTORS: 

George M. Boardman, 
William Brown, 
f. a. m. burrell, 
Pomeroy Burton, 
Warren Cruikshank, 
Henry B. Davenport, 
John H. Ditmas, 
William Halls, Jr., 
George M. Henderson. 



John Z. Lott, 
G. W. Maynard. 
George A. Needham, 
Lewis E. Pierson, 
A. W. Schmidt, 
Alexander C. Snydbr, 
Walter L. Tyler, 
Frederick Van Wyck. 



39 



NEW YORK 

BOROUGH OF BROOKLYN 



FRANKLIN TRUST 

CHARTERED 1888 



RESOURCES 



End 
of 



1894 

1895 
1896 

1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 



Bonds and 

mortgages 



J622,6oo. 00 
566,600. 00 
612,600. 00 
642,100. 00 
445,600. 00 
447,850.00 
480,200. 00 
500,200. 00 
518,100. 00 

611,900. 00 
570,900. 00 



stock and bond 

investments 



Amount loaned on 
collaterals 



Other loans, 

including bills 

purchased 



Overdrafts 



$2,472, 
2,904, 
2,825, 
2,458, 
3,345, 
3,855, 
3,378, 
4,331, 
4,881, 

4,931. 
5,045. 



428. 20 
259.40 
955-80 
338-01 
690. 87 
374.86 
394-07 
061.53 
308. 20 
476.19 
198.76 



52,038, 
3,026, 
1,623, 

2,470; 
2,430, 
2,288, 

2,787. 
2,852, 
2,293, 
1.703, 

2,553. 



924-37 
788.02 
258.24 
862 .92 
959.06 
941 . 10 
952-50 
535-57 
954-43 
363.86 
097 . 29 



$380,521 


60 


500,470 


42 


503,305 


09 


887,990 


47 


925,151 


29 


564,609 


34 


803,741 


65 


758,295 


23 


1-239,847 


88 


1,117,285 


29 


2,270,074 


66 



$68.03 

1. 81 

11.89 

30.31 
274.17 
103.73 
195-91 

29-55 

44.80 

275.26 

185.7s 



Due from banks, 

bankers and 

brokers 



LIABILITIES 



End 
of 


Capital stock paid 
in, in cash 


Surplus book value 


Undivided profits, 
book value 


Deposits in trust 


General deposits 


Amount due trust 
companies 


1894 

1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 
1903 
1904 


b b b b b b b b b b b 

ooooooooooo 
ooooooooooo 
ooooooooooo 

ooooooooooo 
ooooooooooo 


$851,590.32 
888,106.37 
906,748. 01 
979,568.70 

1,125,809 . II 
250,000. 00 
250,000. 00 
250,000.00 

1,000,000. 00 

*i, 552, 973-67 
*i, 591, 010. 45 




$90,781.61 

98,125.27 

102,961.61 

143,984-77 

440.089 . 25 

194.256. 26 
337,296.48 
275,310.81 
289,484. 69 
891,178.67 
874,510.34 


$5,999,122.40 
6,219,190. 92 
5.134,507.76 
5-759-107.52 
6,558,896.56 

6,353,942.45 
6,810,470. 15 
7,329,368.83 
6,661,308. 16 
6,324,778.72 
8,921,045. 15 




















$1,016,211.84 

1,033,401.40 

1,084,324.86 

514,394.80 






$1,752.98 

72,251.98 

124,733-03 







* Includes undivided profits. 

SUPPLEMENTARY 



End 
of 


Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the year 


Amount of interest 

paid to and 

credited depositors 

during the year 


Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 


Amount of divi- 
dends on capital 
stock declared 
during the year 


Taxes paid during 
the year 


Amount of deposits 

made by order of 

court 


1894 

1895 
1896 

1897 


$290,362.48 

350,495-95 
318,668.06 
341,949.89 


$11 1,589 . 91 
117,074.72 
127,904.95 
117,926.54 


$50,230.84 






$12,368.03 
57,944.21 


80,000 . 00 


$7,698 

752,264 

10,263 


34 

00 


58,997-71 
61,625.31 


80,000 . 00 


80,000. 00 


22 


1,621.00 


1898 


426,222. 52 


124,495-59 


77.125-48 


85,000.00 


6,893 


65 


36,289.50 


1899 


502,131.09 


159,914-51 


77,879.20 


100,000. 00 


8,500 


25 


71.158-31 


1900 


477,034.79 


170,610. 07 


76,852.53 


100,000. 00 


11,464 


53 


21,041.43 


1901 


700,987.85 


175,829 . 12 


125,889 . 90 


115,000. 00 


33.584 


53 


11,339.00 


1902 


608,470. 19 


209,316. 22 


79-207.19 


120,000. 00 


30,796 


29 


9,012. 22 


1903 


489,562. 61 


193-485-55 


90,462 . 87 


120,000. 00 


30,649 


11 


6,911 . 64 


1904 


506,427.54 


200,842.06 


108,135. 22 


120,000. 00 


29,326 


36 


77.62 



DEC. 31, 1894 



OFFICERS: 
President, 

George H. Southard. 
Vice-Presidenis, 

William H. Wallace, 

James R. Cowing (2d). 
Secretary, 

James R. Cowing. 
Assistant Secretary, 

Crowell Hadden, Jr. 



TRUSTEES. 

Joseph E. Brown, 
Theodore Dreier, 
Crowell Hadden, 
d. h. houghtaling, 
Darwin R. James, 
Cartin Joost, 
A. A. Low, 
William Marshall, 
Albro J. Newton, 
George M. Olcott, 



40 



Alexander E. Orr, 
Edwin Packard, ' 

H. E. PlERREPONT, 

William A. Reed, 
George H. Southard, 
Thomas E. Stillman, 
Franklin E. Taylor, 
William H. Wallace, 
John Winslow, 
John B. Woodward. 



COMPANY 

ADDRESS, 164-166 MONTAGUE STREET, BROOKLYN 



NEW YORK 
BOROUGH OF BROOKLYN 



RESOURCES 



Real Estate 



Cash on deposit in 

banks or other 

moneyed 

institutions 



Cash on hand 



Amount of Assets 

not included under 

any of the above 

heads 



Total 
Resources 



End 
of 



$486 
486 
487 
488 
527 
493 
499 
45° 
450 
45° 
450 



084.66 
401 . II 
,584.16 
,585.60 
,642. 60 
,457-6o 
,63396 
,000. 00 
000. 00 
000. 00 
000. 02 



51,865 

595 

998 

860 

1.396 

1,071 

1,283 

975 
1,119 

1,415 
2,058 



,353-69 
,498-45 
,939-12 
270. 10 
011.59 
428.57 
432.81 
269.33 
726.13 
176.40 
834.10 



$54,648.57 

105,186.50 

62,207 - 25 

69.439-23 

64,843.86 

109,492 . 22 

112,508. 13 

107,740.36 

76,104.90 

396,342.07 

223,472 . 01 



$56,673 
61,450 
56,925 
48,718 
77,850 
70,119 

219,987 
70,982 

97.444 
66,776 

53.494 



$7,977. 
8,246, 

7.170, 
7.926, 

9.214, 
8,901, 
9.566, 
10,046, 
10,676, 
10,692, 
13.225, 



302.64 
656.37 
787-45 
335-20 
023.77 
377-01 
046. 80 
114. 19 

531-11 
595-30 
257.02 



i8g4 
189s 
1896 
1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 



LIABILITIES 



Amount due 
savings banks 



Amount due banks 
and bankers 



Other liabilities 

not included under 

any of the above 

heads 



Total 
Liabilities 



Increase 



Decrease 



End 
o£ 



$1,102,586.51 
749,716.49 
572,405.80 



$35,808 


31 


41.233 


81 


26,570 


07 


43.674 


21 


89,228 


85 


86,966 


46 


134.878 


77 


107,109 


69 


107,003 


97 


101,695 


77 


141,552 


25 



$7,977, 
8,246, 

7.170, 

7.926, 

9,214, 

8,901 

9,566, 

10,046, 
10,676 
10,692, 

13.225. 



302 


64 


656 


37 


787 


45 


335 


20 


023 


77 


377 


01 


046 


80 


114 


19 


531 


II 


595 


30 


257 


02 



$269,353.73 



755.547-75 
1,287,688.57 



664,669 . 79 

480,067.39 

630,416.92 

16,064. 19 

2,532,661 . 72 



$1,075,868.92 



312,646. 76 



1894 

1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 



Total Increases and Decreases 
Net Increase 

SUPPLEMENTARY 



$6,636,470.06 $1,388,515.68 



5,247,954.38 



Number o£ deposits 

on which interest 

is allowed at this 

date 


Total amount of 
such deposits 


Rate of interest on 
same 


Amount of bonds 
and mortgages in- 
vested in during the 
year 


Amount received 

from bonds and 

mortgages paid or 

sold during the year 




End 
of 


2,350 
2 688 


$6,051,008. 00 
6,120,543.75 
5,104,462.07 
5,826,467.41 
6,898,556.62 

6,311,732-94 
7,006,564. 12 
7,503,185.67 
7.943,797-30 
7,879,682.91 
10,115,822.78 


I to 4 % 
I to 4 % 
I to 4 % 
1 to 4 % 

1 to 4% 
I^t0 4% 

2 to 4 % 
2 to 4% 
2 t04 % 
2 to 4% 
2 to 4 % 


$192,700. 00 

23,000. 00 

100,000.00 

126,500. 00 

18,000. 00 

15,250. 00 

95,350-00 

57,000.00 

60,800.00 

182,025 . 00 

39,600.00 






1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901" 
1902 

1903 
1904 






2,814 
3,108 
3.366 
3.482 
3.824 
4.139 
4,249 
4,569 
4.836 


















$63,000. 00 
37,000.00 
42,900.00 
88,225.00 
80,600.00 















DEC 31, 1904. 



OFFICERS: 
President, 

George H. Southard. 
Vu:e-Presidents, 

WiLLiA.M H. Wallace. 

Gates D. Fahnstock (2d). 
Secretary, 

Crowell Hadden, Jr., 
Assistant Secretaries, 

Clinton W. Lodlum, 

George H. Southard, Jr. 
Trust Offker, 

William I. Prothingham. 



TRUSTEES: 

Joseph E. Brown, 
Gates D. Fahnstock, 
Crowell Hadden, 
Henry C. Hulbert, 
Darwin R. Jambs, 
A. A. Low. 
William G. Low, 
Frederick W. Moss, 

WiLHELMUS MynDERSE 

Albro J. Newton, 



George M. Olcott, 
Edwin Packard, 
Lowell M. Palmer, 
H. E. Pierrepont, 
George H. Prentiss, 
George H. Southard, 
Thomas E. Stillman, 
William H. Wallace, 
Stewart L. Woodford, 
Robert B. Woodward. 



40 



NEW YORK 
BOROUGH OF BROOKLYN 



HAMILTON TRUSl 



CHARTERED 1891 



RESOURCES 



End 
of 



Bonds and 
mortgages 



Stock and bond 

investments 



Amount loaned on 
collaterals 



Other loans, 

including bills 

purchased 



Overdrafts 



Due from banks, 

bankers and 

brokers 



1894 

1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 



$483. 
621, 

584, 
686, 

775. 
681, 
656, 

639: 
604 

550: 

529 



590 


00 


890 


00 


140 


00 


633 


05 


299 


00 


624 


00 


624 


00 


674 


00 


72s 


00 


27s 


00 


17s 


00 



$923. 

2,745. 
1,462, 
1,416, 
1,899, 
1.635. 
1,561, 
1,364, 
1-378. 
1,390. 
1,687, 



831 


04 


848 


00 


470 


45 


542 


56 


739 


46 


48s 


5° 


559 


88 


446 


01 


482 


10 


321 


38 


485 


55 



$2,108,267 


30 


2,357,201 


14 


2,105,798 


37 


2,735,859 


72 


2,639,044 


58 


2,687,508 


00 


3, 130,334 


76 


4,165,379 


78 


4,566,548 


03 


4,106,286 


58 


4,238,698 


09 



$15,625.00 
22,800 . 00 

30.979-32 
42,375.00 
45,550-60 

81,700. 71 

152,589.10 
157,799.22 
197,375-38 
410,824.34 

442,886. 29 



P25.0!: 



74-23 

9.89 

110.27 



LIABILITIES 



End 
of 



Capital stock paid 
in, in cash 



Surplus book value 



Undivided profits, 
book value 



Deposits in trust 



General deposits 



Amount due trust 
companies 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 



{500,000. 00 
500,000. 00 
500,000. 00 
500,000. 00 
500,000. 00 
500,000 . 00 
500,000. 00 
500,000. 00 
500,000. 00 
500,000. 00 
500,000. 00 



$300 
350 
400 
500 
500 
500 
500 
500 
500 
500 
500 



,000. 00 
,000 . 00 
,000. 00 
,000. 00 
,000. 00 
,000. 00 
,000. 00 
,000. 00 
,000. 00 
,000. 00 
,000. 00 



$77,057.10 

91,919-73 

81,631.30 

67,327.84 

118,640. 94 

154,861.43 

277.850.53 
340,015.52 
425,430.99 
373,171.32 
452,682.84 



$76,150 


59 


119,407 


26 


107,118 


53 


205,456 


83 


101,179 


54 


159.875 


10 


153.560 


68 


151,579 


53 


116,940 


24 


120,214 


14 


92,889 


50 



53,144 
5,218 

3.575 
5,094 
5,045 
4,465 
5,471 
5,617 
5,196 

5. 392 
6,188 



,812.80 
.084.25 
,328.56 

,934.71 
,691.18 
,136 . 02 
,146.31 
,205.07 
,300. 02 
,663.25 
,742-31 



SUPPLEMENTARY 



End 
of 



Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the year 



Amount of interest 

paid to and 

credited depositors 

during the year 



Amount of ex- 
penses of the 
institution diu-ing 
the year, excluding 
taxes 



Amount of divi- 
dends on capital 
stock declared 
during the year 



Taxes paid dtu-ing 
the year 



Amount of deposit 

made by order of 

court 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 



145,337 


77 


207,568 


82 


279,600 


51 


200,970 


56 


251,358 


41 


304,753 


50 


287,879 


54 


289,204 


52 


395,152 


36 


344,697 


86 


406,829 


51 



$69,326 . 02 

90,971-31 

111,402 . 36 

117,024.94 
117,466.56 

125,418. 89 

131,207.05 

124,421 .86 
152,418.31 
170,892 . 89 
157,885.46 



529,294.37 
29,626. 28 
43,064.85 
46,055.40 
47,287.89 
48,401 . 81 
52,406. 16 
66,632. 03 
55.080.79 
56,136.86 
68,269.62 



^40,000. 00 
40,000. 00 
40,000. 00 
40,000. 00 
40,000. 00 
40,000 . 00 
40,000. 00 
40,000. 00 
40,000. 00 
40,000. 00 
40,000. 00 



*2,235.o5 
1,000. 00 
1,000. 00 
1,000. 00 
3,000. 00 
2,000.00 

15,263.86 

13,739-33 
13,949.58 
14,059.46 



$7,507-11 



970.0c 
1,750. oc 



DEC. 31, 18 94 



OFFICERS: 

President, 

Silas B. Dutcher. 
Vice-President, 

Wm. H. Lyon. 
Secretary, 

Joseph B. White. 
Assistant Secretary, 

George Hadden. 



TRUSTEES: 

William Herri. 
Charles W. Betts. 
James O. Carpenter, 
Wm. H. H. Childs, 
Charles Cooper, 
John Ditmas, Jr., 
Silas B. Dutcher, 
Harlan P. Halsey, 
William Hester. 
Henry E. Hutchinson, 
Wm. H. Lyon, 



{ohn C. McGuire, 
,eonard Moody, 
Eugene F. O'Connor, 
Calvin Patterson, 
Alfred J. Pouch, 
Millard F. Smith, 
Wm. V. R. Smith, 
Wm. C. Wallace, 
Rodney A. Ward, 
Henry N. Whitney, 
Timothy L. Woodruff. 



41 



COMPANY 

ADDRESS. 191 MONTAGUE STREET, BROOKLYN 



NEW YORK 
BOROUGH OF BROOKLYN 



RESOURCES 



Real Estate 



Cash on deposit in 

banks or other 

moneyed 

institutions 



Cash on hand 



Amount of Assets 

not included under 

any of the above 

heads 



Total 
Resources 



End 
of 



$15,214.91 
15,082. 08 
22,508.38 
48,865.66 
50,064.65 
40,530.76 
31,496.90 

35.413-99 
34,207.76 



$528 
476 
420 

1,406 
874 

58s 
1,190 

598 
620 
746 
911 



,490.24 

.531-63 
,117. 16 
,622.48 
,860. 01 
,284. 13 
,071.41 
,648.03 
2 . 40 
,584-°i 
,574-i6 



$18,645.69 

35.443- 16 
27,670. 27 

33.934-73 
30,585.46 
50,221 . 91 
41,416. 91 
40,402 . 90 
48,902.38 
283,965.47 
729,696. 32 



$48,824.93 

58,675-85 
58,160. 00 

89.039-85 

148.941 .98 

110.686. 99 
164,932 . 66 
203,102 . 90 
174,482.30 

80,163.55 
79,209.63 



k.127 

6,318 
4.704 
6,426 

6,436 
5,881 

6,947 
7,209 
7,622 
7.603 
8,653 



,274 


1 
20 1 


,389 


78 1 


.550 


48 


,089 


47 


.529 


47 


.376 


90 


,618 


45 


.983 


60 


,928 


72 


.844 


21 


,043 


07 



1894 
1895 

1896 
1897 
1898 
1899 

1900 
I90I 
1902 

1903 
1904 



LIABILITIES 



Amount due 
savings banks 



Amount due banks 
and bankers 



Other liabilities 

not included under 

any of the above 

heads 



Total 
Liabilities 



$816,481.36 

653.3695° 
835,565.41 



$29,253 
38,978 
40,472 

58,370 

171,017 

101,504 

45.060 

101,183 

67,776 

64,426 

83.163 



54,127, 
6,318, 
4,704: 
6,426, 
6,436, 
5,881, 

6,947: 
7,209, 
7.622, 
7.6°3: 
8,653, 



274 
389 
55° 
089 

529 
376 
618 

983 
928 

844 
043 



Increase 



Decrease 



$2,191,115 . 58 



1,721,538.99 
10,440. 00 



1,066,241.55 
262,365.15 
412,945. 12 



1,049,198 . 86 



$1,613,839.30 



555.152-57 



19,084.51 



End 
of 



1894 

189s 
1896 
1897 
1898 
1899 
1900 
I901 
1902 

1903 
1904 



Total Increases and Decreases, 
Net Increase, 

SUPPLEMENTARY 



,713,845-25 $2,188,076.38 



4,525,768.87 



Number of deposits 

on which interest 

is allowed at this 

date 


Total amount of 
such deposits 


Rate of interest on 
same 


Amount of bonds 
and mortgages in- 
vested in during the 
year 


Amount received 

from bonds and 

mortgages paid or 

sold during the year 




End 
of 


992 
l,l8l 


$3,220,963.39 

5,337,491-51 
3,682,447.09 
5,315,480.41 
4,980,596. 52 
4,515,011. 12 
5,509,706.99 
5,702,817.65 
6,004,721.62 
5,962,246 . 89 
7,119,117.76 


4 to 4 % 

1 to 4 % 
li to 4 % 
4 to 4 % 

2 to 4% 
2 to 4% 
2 to 4% 
2 to 4 % 
2 to 4% 
2 to 4% 
2 to 4 % 


$49,850. 00 

196,700. 00 

15,250.00 

i32.793-°5 

237,000. 00 

15,450.00 

8,500.00 

37,275-00 

32,000 . 00 

3,625.00 

33,700.00 






1894 

189s 
1896 
1897 
1898 
1899 
1900 
I90I 
1902 

1903 
1904 






1.332 
1.452 
1,445 
1,665 
1,900 
2,000 


















$33,500.00 
54,225.00 
66,949 . 00 
58,075.00 
54,800.00 






2,200 




2,740 
3,199 









DEC. 31, 1904 



OFFICERS: 

President, 

Silas B. Dutcher. 

Vice-Presidents, 

William Berri (1st), 
Walter C. Humstone (2d), 
George Hadden (3d). 

Secretary, 

George Hadden. 

Assistant Secretary, 

Robert S. (Jirling. 



TRUSTEES: 

William Berri, 
Lucius H. Biglow, 
Ezra D. Bushnell, 
David F. Butcher, 

EVERSLEY ChILDS, 

Charles Cooper, 
John Ditmas, Jr., 
Silas B. Dutucher, 
Frederick H. Ecker. 

WiLLARD E. EdMISTER, 

George Hadden. 
John R. Hegeman, 
Walter C. Humstone, 



Henry E. Hutchinson, 
John C. McGuire, 
Eugene F. O'Connor, 
John N. Patridge, 
Thomas E. Pearsall, 
Frederick H. Pouch, 
Frank Sullivan Smith, 
Millard F. Smith, 
William V. R. Smith, 
Henry N. Whitney, 
Timothy L. Woodruff. 



41 



NEW YORK 
BOROUGH OF BROOKLYN 



KINGS COUNTY 

CHARTERED 1889 



RESOURCES 



End 
of 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
I901 
1902 

1903 
1904 



Bonds and 
mortgages 



Stock and bond 
investments 



$866,565 


23 


802,771 


40 


767,700 


00 


765,439 


47 


181,860 


24 


132,733 


33 


145,533 


33 


264,283 


33 


394,983 


33 


408,133 


33 


818,383 


33 



Amount loaned on 
collaterals 



Other loans, 

including bills 

purchased 



Overdrafts 



$873 
829 

1,237 
1,104 

1,645 

1.527 

1-559 

552 

565 

409 

1,364 



.924 


00 


,815 


00 


,379 


56 


,784 


44 


,419 


67 


,972 


00 


,859 


69 


,151 


70 


,514 


95 


,387 


88 


,402 


46 



$2,641,390.93 
3,508,770.20 
3,512,917.77 

4,475,419-25 
5,570,678.75 
5,206,471.24 

6,900,007 . II 

7,522,514. 16 
7,716,057.68 

8,705,388.90 
7,127,393.47 



$728 
449 
50s 
764 
588 

747 
639 
578 
753 
448 
1,23s 



838.37 
001 . 00 
997.91 
006.05 
762. 79 
342.06 
172.84 
191 .96 

075-05 
on . 46 
,694.38 



Due from banks, 

bankers and 

brokers 



LIABILITIES 



End 
of 



Capital stock paid 
in, in cash 



Surplus book value 



Undivided profits 
book value 



Deposits in trust 



General deposits 



Amount due trust 
companies 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 



$500, 
500, 
500, 
500, 
500, 
500, 
500, 
500, 
500, 
500, 
500, 



000. 00 
000. 00 
000. 00 
000. 00 
000. 00 
000. 00 
000. 00 
000. 00 
000. 00 
000. 00 
000. 00 



55500 

600 

700 

750 

850 

900 

1,000 

1,000 

1,000 

1,000 

1,000 



,000. 00 
,000. 00 
,000. 00 
,000. 00 
,000. 00 
,000. 00 
,000. 00 
,000. 00 
,000. 00 
,000. 00 
,000. 00 



$90,857. 16 
41,318. 66 
13,199.01 
28,568. 17 
28,812. 79 
41,548.74 

36,550-51 
126,707.9s 
221,940. 79 
295,645.20 
395,162.39 



$700, 

769, 
814, 
852, 
211, 
169, 
257, 
213, 
314, 
257, 
319. 



249-54 
291.87 
203.17 
431.66 
887.72 
188.16 
302.19 

585-31 
617.68 

323-98 
737-59 



805,161.73 
,410,531.91 
795,444.71 
687,819.85 
127,823 .96 

598,859-33 
283,881.20 
064,657.91 
,799,580.53 
649,281 . 14 
,564,395.07 



SUPPLEMENTARY 



End 
of 



Total amount of 
interest, commis- 
sions and profits of 
every kind received 
dvu-ing the year 



Amount of interest 

paid to and 

credited depositors 

during the year 



Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 



Amount of divi- 
dends on capital 
stock declared 
during the year 



Taxes paid during 
the year 



Amount of deposits 

made by order of 

court 



1894 

1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 



$215,226 
215,898 
264,112 
240,640 
298,285 

351,647 
385,688 
407,884 
497,667 
501,306 
503.514 



$70,360 
85,583 
96.339 

102,626 

135,287 
156,831 

174,741 
192,488 
222,194 
255,412 
296,708 



$33,673 


83 


39,595 


04 


48,132 


22 


56,047 


77 


60,879 


37 


62,767 


03 


69,151 


97 


92,148 


48 


95,600 


00 


77,473 


00 


80,254 


00 



140,000. 00 
40,000. 00 
40,000. 00 
40,000. 00 
40,000. 00 

47,500.00 

50,000. 00 
50,000. 00 
50,000. 00 
50,000. 00 
52,500. 00 



©1,000. 00 
1,000. 00 
1,000 . 00 
1,000. 00 
1,000. 00 
1,125 . 00 

19,704.58 

16,662 . 00 
17,621 . 30 

17,523.06 



DEC. 31, 1894. 



OFFICERS: 



DIRECTORS: 



President, 

Julian D. Fairchild. 

Vice-Presidents, 

J. S. T. Stranahan, 

D. W. McWiLLIAMS. 

Secretary, 

Hermon Morris. 

Assistant Secretary. 

George Thompson. 



John Arbucklb, 
A. Abraham, 
Andrew D. Baird, 
George V. Brower, 

ROSWELL ElDRIDGE. 

Julian D. Fairchild, 
John Good, 
Nelson J. Gates, 
William Harkness, 
Jos. C. Hendrix, 
Whitman W. Kenton, 
Joseph Liebmann, 



Clement Lockitt, 

D. W. McWiLLIAMS, 

James McGovern, 
Cord Meyer, 
Moses May, 
Eugene F. O'Connor, 
Dick S. Ramsay, 
T. S. T. Stranahan, 
H. B. Scharmann, 
Wm. V. R. Smith, 
W. M. Van Anden 
John J. Williams. 



42 



TRUST COMPANY 

ADDRESS, 342-346 FULTON STREET, BROOKLYN 



NEW YORK 
BOROUGH OF BROOKLYN 



RESOURCES 



Real Estate 



Cash on deposit in 

banks or other 

moneyed 

institutions 



Cash on hand 



Amount of Assets 

not included under 

any of the above 

heads 



Total 
Resoiirces 



End 
of 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 



$10,147 .90 
210,000. 00 
210,000. 00 
210,000. 00 
240,026. 96 
224,500. 00 

235.411-39 
232,077 . 22 

233.415-65 
227,293.99 
221,247 . 18 



$340 
373 
41S 
265 
432 
333 
59° 
645 
596 
616 
542 



,187. 10 
,257.40 
,131 . 02 

.977-63 
,016. 89 
.687.31 
,086.12 
865.38 
322.40 
239.11 
014.40 



$30,009.77 

23,552.88 

r59,9ii.86 

119,431-84 
[•73.810.25 

61.337-63 
72,663.72 

90.557-55 

66,507.70 

478,875.75 

968,259 . 01 



$194,829. 17 

211,736. 06 

222,359.64 

242,490. 72 

48,124.52 

72,615 . 12 

69,624.50 

82,267 -64 

94,097.81 

62,737.03 

81,709.52 



$5,685, 
6,408, 

6.931 
7.947. 
8,780, 
8,306, 
10,212, 

9.967. 
10,419, 

".356, 

12,359. 



892 


47 


903 


94 


397 


76 


549 


40 


700 


07 


658 


69 


358 


70 


908 


94 


974 


57 


067 


45 


103 


75 



LIABILITIES 



Amount due 
savings banks 



Amount due banks 
and bankers 



Other liabilities 

not included under 

any of the above 

heads 



Total 
Liabilities 



Increase 



Decrease 



End 
of 



$1,401,900. 00 
1,411,200. 00 
1,286,100. 00 



Si8,ioo. 00 
91,700.00 
57,300.00 



$89,624.04 
87,761.50 

108,550.87 

128,729. 72 
62,175 - 60 
97,062 .46 

134,624.80 

62,957-77 
163,835.57 
150,917.13 
236,408. 70 



$5,685. 
6,408, 
6,931, 

7.947. 

8,780, 

8,306, 

10,212, 

9.967. 
10,419, 
11.356, 
12,359, 



892.47 
903.94 
397-76 
549.40 
700.07 
658.69 

358-70 
908.94 

974-57 
067.45 

103.75 



S723.011.47 
522,493.82 

1,016,151 . 64 
833.150.67 



1,905,700.01 



452,065.63 

936,092 . 88 

1,003,036.30 



$474,041-38 
244,449.76 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 



Total Increases and Decreases, $7,391,702.42 
Net Increase, 6,673,211.28 

SUPPLEMENTARY 



$718,491.14 



Number of deposits 

on which interest 

is allowed at this 

date 



Total amount of 
such deposits 



Rate of interest on 
same 



Amount of bonds 
and mortgages in- 
vested in during the 
year 



Amount received 

from bonds and 

mortgages paid or 

sold during the year 



End 
of 



1. 535 
1,671 
1,900 
1.84s 
1. 93 1 
2,100 
2,327 

2.529 
2,770 
2,901 
2,998 



^4.345. 
4,021, 

4.645. 

5. 572 
7,062, 

6,533 
8,223, 

7.895. 

8.173 

9.359 

10,177, 



924 


13 


625 


91 


444 


71 


319 


85 


823 


96 


859 


33 


881 


00 


918 


86 


855 


53 


505 


12 


532 


66 



i^ to 3 % 

I J to 4 % 

, i^and3j% 

i^ and 3I % 

2 and 3 % 

2 to 5 % 

2 to 4 % 

2t0 4 % 

2 to4 % 
2 and 4 % 
2 to 3i % 



$49,800.00 
148,750. 00 
197,850.00 
91,550.00 
540,700.00 



$37,000. 00 
30,000.00 
67,150.00 
78,400.00 

130,450.00 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 



DEC. 31, 1904. 



OFFICERS: 



DIRECTORS: 



President, 

Julian D. Fairchild. 

Vice-Presidents, 

William Harkness, 

D. W. McWiLLIAMS. 

Secretary, 

Hermon Morris. 

Assistant Secretary, 
Thomas Blake. 



A. Abraham. 
John Arbuckle, 
George V. Brower, 

ROSWELL ElDRIDGE. 

!ULiAN D. Fairchild, 
ULiAN P. Fairchild, 
osEPH P. Grace, 
OHN Good, 
b^iLLiAM Harkness. 
JosEP Huber, 
Whitman W. Kenyon, 



H. R. Knapp. 

{OSEPH LlEBMANN. 
.ewis luckenbach, 
James McGovern. 

D. W. McWiLLIAMS. 

Cord Mever. 
Dick S. Ramsey. 
H. B. Scharmann. 
William V. R. Smith, 
W. M. Van Anden, 
John J. Williams. 



42 



NEW YORK 
BOROUGH OF BROOKLYN 



THE LONG ISLAND 

CHARTERED 1883 



RESOURCES 



End 
of 


Bonds and 
mortgages 


Stock and bond 
investments 


Amount loaned on 
collaterals 


Other loans. 

including bills 

purchased 


Overdrafts 


Due from banks, 

bankers and 

brokers 


1894 
189s 
1896 
1897 
1898 
1899 
1900 
I90I 
1902 
1903 
1904 


$410,821.48 
261,750. 00 
278,750.00 
277,500.00 
259,000. 00 
245,000. 00 
222,650. 00 
668,590. 00 
827,275.00 
1,076,500. 00 
1,045.550-00 


$1-313.572-87 
1,361,290.00 
1,422,290. 00 
1,581,261. 25 
1.545.450-00 
1.538.462.50 
1,587,800.00 
1,642,492.87 
I. 615-579-37 
2.339.635-83 
3,249,522.62 


$1,254,060. 00 
1,905,300.00 
1,428,400. 00 
1,707,520.00 
1,769,480. 00 
1,690,755.00 
1,727,417.00 
4,212,263 . 00 

5.874.399-50 
4,178,360. 18 
4,863,680.40 


$215,500.00 
103,200.00 
82,000. 00 
114,000. 00 
104,200. 00 
103,700. 00 

118,749-35 
141,249.35 
370,817.00 
441,210. 00 
157.945-00 


















$22.88 


















119 . 69 
44-55 







LIABILITIES 



End 
of 



Capital stock paid 
in, in cash 



Surplus book value 



Undivided profits, 
book value 



Deposits in trust 



General deposits 



Amount due trust 
companies 



1894 

1895 
1896 

1897 
1898 
1899 
1900 
I9OI 
1902 

1903 
1904 



$500^ 

50O; 

50O; 

50O; 

500, 

50O; 

500, 

1,000, 

1,000, 

1,000, 

1,000, 



000 


00 


000 


00 


000 


00 


000 


00 


000 


00 


000 


00 


000 


00 


000 


00 


000 


00 


000 


00 


000 


00 



I325. 557-44 
360,472 . 06 



*456,573-i7 



100,555. 



1,000,000. 00 
1,000,000.00 
1,000,000. 00 
1,000,000. 00 



504,309.74 
530,069.73 
550,085.37 
337,355-86 
417,342.70 
434.234-27 
502,012 . 99 



133.072 


48 


136,994 


42 


93.173 


16 


77.993 


56 


69,603 


73 


52.837 


62 


108,857 


26 


99.503 


99 


231-370 


69 


354-004 


23 


303-683 


70 



52,930, 
3.295. 

2.785. 

3,202, 

3,128, 

2,892, 

2,968, 
5.013. 
5.550, 
5.401, 

6,859, 



880.97 
535-28 

199-33 
264.73 
436.14 
245-26 
813.72 
305-30 
371-93 
871 .90 
698.62 



* Includes undivided profits. 

SUPPLEMENTARY 



End 
of 



Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the year 



Amount of interest 

paid to and 

credited depositors 

during the year 



Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 



Amount of divi- 
dends on capital 
stock declared 
during the year 



Taxes paid during 
the year 



Amount of deposits 

made by order of 

court 



1894 

1895 
1896 

1897 
1898 
1899 
1900 
I901 
1902 

1903 
1904 



153,738 


72 


158,283 


84 


192,252 


20 


157,900 


64 


168,735 


24 


168,884 


33 


211,487 


97 


186,308 


98 


373,746 


85 


450,864 


05 


458,425 


32 



$57,398.86 
55,642.83 
70,096.7s 
65,259-04 

63,009 , 10 

77,843-81 

71.613-75 

76.541-03 

150,265.97 

177,010. 77 

172,606. 70 



23.594 


28 


24.785 


68 


25.233 


73 


25.842 


76 


28,913 


95 


29,164 


37 


28,345 


03 


34,954 


28 


65,527 


78 


66,727 


08 


68,410 


08 



$40,000. 00 

40,000. 00 

40,000. 00 

40,000. 00 

40,000. 00 

42,500. 00 

50,000. 00 

62,500. 00 

100,000. 00 

100,000. 00 

100,000. 00 



$3,651.08 
4,097-63 

1,000. 00 
1,000.00 

5,068.79 

5,022. 87 
16,063 . 30 

27.756-95 

24,610. 04 

24.584-85 



$3,420.00 
52,619.57 
60,389.59 

40,670 . II 



DEC. 31, 1894. 



OFFICERS: 

President, 

Edward Merritt. 
Vice-President, 

David G. Legoet. 
Secretary, 

Frederick T. Aldridge. 



TRUSTEES: 

Frank L. Babbott, 
David Barnett, 
James W. Cromwell, 
Watson B. Dickerman, 
George F. Gregory, 
Seymour L. Husted, Jr., 
George E. Ide, 



William M. Ingraham, 
Theodore F. Jackson, 
David G. Legget, 
Frank Lyman, 
Edward Mreritt, 
Bernard Peters, 
Edward D. White. 



43 



^OAN AND TRUST COMPANY 

\DDRESS, 40 COURT STREET, BROOKLYN 

RESOURCES 



NEW YORK 
BOROUGH or BROOKLYN 



Real Estate 



Cash on deposit in 

banks or other 

moneyed 

institutions 



Cash on hand 



Amount of Assets 

not included under 

any of the above 

heads 



Total 
Resources 



End 

of 



$iio 
no 

»IOO 
lOO 
lOO 
lOO 
lOO 

165 

160 

46 

3 



,000. 00 
,000. 00 
,000. 00 
000. 00 
,000. 00 
,000. 00 
,000. 00 
000. 00 
000. 00 

428.73 

000. 00 



S53I: 

473 
363: 
336: 
279i 
134, 
250, 
611, 

513. 
623, 
888, 



199-93 
157-59 
680.55 
390. 66 
403.03 

925-77 
080. 02 
382.99 
966. 25 
878.68 
818.24 



$44,813. 24 
46,006 . 28 
57,320.44 
33.293-22 
42,932.30 
56,213.08 
61,986.65 
33,190.61 
45,866.02 
322,421 . 72 
165,764.82 



$48,625 
66,382 
73.426 

117,570 

132.332 
132.058 
96,105 
90.463 
149.454 
91.823 
85,428 



75 !• 
43 1- 
35 ,• 
46 I . 
12 i. 
34 j. 
03 i- 
74 
38 
25 
43 



$3,928 

4.327 
3.80s 
4.267 
4.232 
4,001 
4,164 
7.564 
9.557 
9,120 
10,459 



.593-27 
,086.30 

,867.34 

.535-59 
,820.33 
,1 14. 69 
,788.05 
.632.56 
.357-52 
,378.08 
.754-06 



1894 

1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 
1903 
1904 



LIABILITIES 



Amount due 
savings banks 



Amount due banks 
and bankers 



Other liabilities 

not included under 

any of the above 

heads 



Total 
Liabilities 



Increase 



Decrease 



End 
of 



$1,143,103.31 

758,314-35 
454,960. 68 



)i25,6oi.54 

91,010. 05 

159,028. 18 



$39,082 


38 


34,084 


54 


26,938 


96 


30,704 


13 


30,470 


72 


25,962 


08 


37,031 


70 


114,467 


41 


89,567 


35 


80,943 


28 


180,369 


89 



$3,928, 
4.327. 

3.805, 

4,267, 
4,232, 

4,001, 

4,164, 
7,564, 
9,557, 

9,120 
10,459 



593 
086 
867 

535 
820 
114 
788 
632 
357 
378 
754 



$398,493-03 
461,668. 25 



163,673.36 
3,399,844.51 
1,992,724.96 



$521,218.96 



34,715.26 
231,705.64 



436,979-44 



1.339.375- 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
I 1901 
I 1902 

1903 
1904 



Total Increases and Decreases, $7,755,780.09 
Net Increase, 6,531,160.79 

SUPPLEMENTARY 



$1,224,619.30 



Number of deposits 

on which interest 

is allowed at this 

date 



Total amount of 
such deposits 



Rate of interest on 
same 



Amount of bonds 
and mortgages in- 
vested in during the 
1 year 



Amount received 

from bonds and 

mortgages paid on 

sold during the year 



1.392 
1,482 

1,485 
1,593 
1,664 

1,733 
1,779 
1,962 

2,330 
2,689 
2,860 



$3,056,872.30 
3,287,300. 60 
2,780,863 .40 
3,280,258. 29 
3,198,039.87 
2,945,082 . 00 
3,077,670. 00 
5,11 2,809 . 00 
7,050,447.47 
6,605,200.53 
7,777,371.18 



i^ to 
I J to 

I^tO 

i|to 

2 to 

2 to 

2 to 

2 to 

2 to 

2 to 

2 to 



3 % 
3i% 

% 
% 
% 
% 
% 
% 
% 
% 
% 



$104,821 .48 1 1894 

93,250.00 I i 1895 



End 
of 



5,000. 00 

28,000. 00 

12,000 . 00 

12,000. 00 

26,250. 00 

458,400. 00 

225,150. 00 

1,091,101 . 17 

549,200.00 



$48,600.00 

12,460. 00 

66,465 .00 

841,876.17 

580,150.00 



1896 

1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 



DEC. 31, 1904 



OFFICERS: 
President, 

Edward Merritt. 
Vke- Presidents, 

Clinton L. Rossitbr (1st), 

David G. Legget (2d). 
Secretary, 

Frederick T. Aldridge. 
Assistant Secretary, 

Willard p. Schenck. 



TRUSTEES: 

Frederick T. Aldridge, 
Frank L. Babbott, 
Walter St. John Benedict, 
Clinton D. Burdick, 
William H. Childs, 
John Englis, 
John F. Halsted, 
William V. Hester. 
Seymour L. Husted, Jr., 
William M. Incraham, 



Theodore F. Jackson, 
Martin Joost, 
Seth L. Keeney, 
David G. Legget, 
Frank Lyman. 
Edward Merritt, 
Henry F. Noyes, 
Clinton L. Rossitbr, 
David H. Valentine, 
Edward D. White. 



43 



NEW YORK 
BOROUGH OF BROOKLYN 



THE NASSAU TRUST COMPANY 

CHARTERED 1B8S 
ADDRESS, 136 BROADWAY. BROOKLYN 

RESOURCES 



End 
of 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
I9OI 
1902 

1903 
1904 



Bonds and 
mortgages 



Stock and bond 
investments 



$469 
499 
459 
437 
418 
441 
423 
387 
352 
337 
541 







.319 


67 


.319 


67 


,069 


67 


,069 


67 


,819 


67 


,919 


67 


,219 


67 


.919 


67 


,219 


67 


.433 


33 


,483 


33 



$1,530,838 
1,380,990 

1,266,274 

787,749 

1,254,661 

882,724 

1,018,259 

915,515 

710,271 

9°3,978 

1,601,883 



Amount loaned on 
collaterals 



$878 
1,110 

955 
1,629 

1,467 
2,096 

2,655 
3.656 
4,627 
3,932 
3.813 



,785.00 
,986.75 
.624.65 
,250. 00 

,793-59 
,663.66 
,824.43 
,008.99 
,656.74 
.715-61 
,363-30 



Other loans. 

including bills 

purchased 



Overdrafts 



159,260 


00 


282,853 


12 


187,737 


46 


414,378 


68 


260,186 


19 


102,377 


78 


266,380 


93 


301,966 


50 


297,703 


74 


566,705 


38 


937.425 


54 



Due from banks, 

bankers and 

brokers 



LIABILITIES 



End 
of 



Capital stock paid 
in, in cash 



Surplus book value 



Undivided profits, 
book value 



Deposits in trust 



General deposits 



Amount due trust 
companies 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 



$500 
500 
500 
500 
500 
500 
500 
500 
500 
500 
500 



,000. 00 
,000 . 00 
,000. 00 
,000 . 00 
,000. 00 
,000. 00 
,000 . 00 
,000 . 00 
,000. 00 
,000 . 00 
,000. 00 



^2,231 . 09 



$197,954 


45 


228,787 


54 


248,138 


86 


297,967 


59 


330,820 


43 


366,198 


42 


386,074 


49 


416,166 


54 


471.39s 


25 


566,366 


72 



2,675,615 


74 


2,806,524 


04 


2,483,996 


46 


2,702,484 


07 


2,863,990 


55 


2,914,964 


35 


21,548 


21 


7i,o°5 


63 


59.573 


22 


66,119 


42 


71,818 


02 



$3,996,949. 28 
4,839.632-26 

4,534,197-04 
4,647,387.32 
6,378,819.30 



$50,722.58 

65,000 . 00 
15,000. 00 



SUPPLEMENTARY 



End 
of 



Total amount of 

. interest, commis- Amount of interest 

sions and profits of paid to and 

every kind received credited depositors 

during the year during the year 



Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 



Amount of divi- 
dends on capital 
stock declared 
during the year 



Taxes paid during 
the year 



Amount of deposits 

made by order of 

coiirt 



1894 

189s 
1896 
1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 



$137,343-40 
143,876.61 
161,470. 70 

137,723-11 
142,441.07 
161,566.78 
185,208.86 
258,507.51 
312,906. 40 
330,452.42 
335,104.22 



$53,682 


75 


59.185 


61 


59,288 


31 


50,873 


43 


60,060 


52 


71,407 


89 


89,228 


73 


117.590 


89 


149.257 


82 


157. 141 


76 


197,550 


74 



$21,835.78 
21,952.50 
23,040.15 
25,576-87 
27,449.67 

27,241 . 70 

28,012 . 21 
36,416. 82 
42,108.35 
52,372-26 
64,245-89 



$30,000. 00 
30,000. 00 
30,000. 00 
30,000. 00 
30,000. 00 
30,000. 00 
30,000. 00 
30,000. 00 
30,000. 00 
30,000. 00 
30,000. 00 



$1,231 .02 

979-54 

903 . 60 

2,500. 00 

1,175-63 

3,081.51 

11,658.18 

10,319.95 

10,008. or 

9,799.09 



$100. 00 



DEC. 31, 1894 



OFFICERS: 

President, 

A. D. Wheelock 
Vice-Presidents. 

William Dick. 

John Truslow. 
Secretary, 

O. F. Richardson. 
Assistant Secretary, 

Harry F. Burns. 



TRUSTEES: 

A. D. Baird. 
William Dick. 
William F. Garrison, 
William E. Horwill, 
Edward T. Hulst, 
Darwin R. James. 
DiTMAS Jewell, 
John Loughran, 
John McLoughlin. 
JosT. Moller, Jr.. 



Henry Opperman, 
Bernard Peters, 
O. F. Richardson, 
Charles H. Russell. 
Henry Seibert. 
John Truslow. 
E. B. Tuttle. 
A. D. Wheelock, 
John T. Willets, 
f. w. wurster. 



44 



OF THE CITY OF BROOKLYN 

BRANCH, FULTON STREET AND RED HOOK LANE 



NEW YORK 
BOROUGH OF BROOKLYN 



RESOURCES 



Real Estate 



Cash on deposit in 

banks or other 

moneyed 

institutions 



Cash on hand 



Amount of Assets 

not included under 

any of the above 

heads 



Total 
Resources 



End 
of 



$108,431.15 
167,743.49 
167,000. 00 
166,000. 00 
166,000. 00 



$314. 
227, 

345, 
191, 
208, 
225, 
414, 
3°3< 
632, 
708, 
854, 



517.80 
086.17 

133-25 
710.46 
510.17 
787.40 
258.31 
893-31 
430.48 

173-11 
813-37 



$15,276 


06 


22,681 


53 


28,090 


47 


20,853 


80 


25,866 


53 


18,445 


69 


36,616 


17 


43.709 


91 


63.530 


57 


327,967 


26 


812,138 


56 



$20,971 .85 

27.854-68 

25,926. 23 

29,181 . 19 

71,186.38 
36,013.14 
54,629.89 

82,008. 17 

80,618.75 
79,729.04 

94,793-10 



$3,388,968 


44 


3.551.772 


90 


3.267.855 


99 


3-510,193 


25 


3,707,024 


49 


3.803.932 


06 


4,977.619 


88 


5.858.765 


34 


6,931.431 


75 


7,022,701 


78 


8,821,900 


45 



1894 

1895 
1896 
1897 
1898 
1899 

1900 
I90I 
1902 

1903 
1904 



LIABILITIES 



Amount due 
savings banks 


Amount due banks 
and bankers 


Other liabilities 

not included under 

any of the above 

heads 


Total 

Liabilities 


Increase 


Decrease 


End 
of 






$15,398.25 
16,461 .32 
35.720.67 

9.741-59 
12,213.51 
22,769 . 29 
73,047.90 
31,960.91 
115,013.80 
30,342.48 
41,016. 78 


$^,^88,068 /I /I 






1894 

1895 
1896 
1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 






3.SSI. 772 
3,267,855 
3.510,193 
3,707,024 
3,803,932 
4,977,619 
5,858,765 
6,931.431 
7,022,701 
8,821,900 


90 

99 
25 
49 
06 
88 
34 
75 
78 

A C 


$162,804.46 








$283,916.91 






242,337-26 
196,831.24 

96,907-57 

1,173,687.82 

881,145.46 

1,072,666.41 

91,270.03 
1,799,198.67 


























$1,200,529 . 86 

941,266.95 

1,197,432.20 




$300,354-52 
51.447-43 











Total Increases and Decreases, $5,716,848.92 
Net Increase, 5,432,932.01 

SUPPLEMENTARY 



$283,916.91 



Number of deposits 

on which interest 

is allowed at this 

date 



Total amount of 
such deposits 



Rate of interest on 
■same 



Amount of bonds 
and mortgages in- 
vested in during the 
year 



Amount received 

from bonds and 

mortgages paid or 

sold during the year 



End 
of 



1,298 
1,366 
1.342 
1,691 

1,895 
2,122 

2.327 
2,632 

3,097 
3-604 
4,296 



$2,672 
2,800 
2,480 
2,690 
2,863 
2,914 
4,018 
4,910 

5.844 
6,020 

7.714 



,219 


51 


.785 


71 


,969 


20 


,464 


39 


.990 


55 


,964 


35 


.497 


49 


.637 


89 


,922 


70 


,128 


21 


,516 


95 



li to 3i % 
I to3i% 

1 to 3^% 
iit0 3^% 

2 to 3^% 
2 to 4i % 
2 to 4^ % 
2 to4 % 
2 t0 4 % 
2 to 4 % 
2 t0 4 % 



$77,417.67 
39,500.00 
12,000. 00 
3,000. 00 
18,000. 00 
49,100. 00 
35,000. 00 
42,500. 00 
21,300. 00 
61,266. 66 

255.250-00 



$53,700.00 
77,800. 00 
57,000.00 
76,053.00 
51,200.00 



1894 

1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 



DEC. 31, 1904 



OFFICERS: 

President, 

Andrew T. Sullivan. 

Vice- Presidents . 

William Dick, 
John Truslow. 

Secretary, 

Harry F. Burns, 

Assistant Secretaries, 
Francis Weekes, 
Chester Woodworth. 



TRUSTEES: 

A. D. Baird. 
N. F. Brady, 
William Dick, 
Herbert F. Gunnison, 
Edward T. Horwill, 
Edward T. Hulst, 
John V. Jewell, 
Robert P. Lethbridge, 
John H. McCooev, 
F. D. Mollenhauer, 

JOST MOLLER, 



James H. Post, 
Henry Roth, 
Charles H. Russbll, 
Henry Seibbrt, 
Henry Sanger Snow, 
James A. Sperry, 
Andrew T. Sullivan, 
John Truslow, 

E. B. Tuttle, 

F. W. Wurster. 



44 



NEW YORK 
BOnOUGH OF BROOKLYN 



THE PEOPLE'S 

CHARTERED 1BS9 
ADDRESS, 172 MONTAGUE STREET, BROOKLYN 



RESOURCES 



End 
of 



Bonds and 
mortgages 



Stock and bond 
investments 



Amount loaned on 
collaterals 



Other loans, 

including bills 

purchased 



Overdrafts 



Due from banks, 

bankers and 

brokers 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
19OI 
1902 
1903 
1904 



$841-375-00 
678,525.00 
687,688.21 

753.758-21 
811,813.21 
846,188.21 
839,869.79 
580,638.21 
457,138.21 
430,018. 98 
584,559.98 



$3,983 
3-918 

3-555 
2,962 
4,884 
3,006 
2,930 
2,756 

3.449 
3,628 

5. 052 



,760 
,618 
,106 

.637 
,016 

-232 
-347 
.320 
,202 
,485 
.193 



$2,367,149 
2,789,158 
2.705.482 
4.351.889 
3-621,932 
5.932-796 
7-672,454 
8,226,214 
7,390,049 
7,062,074 
7-272,913 



.41 

.40 
-15 
-36 
.69 
.90 
-95 
-85 
-15 
-63 
•53 



$430,369 


27 


258,110 


95 


272.979 


80 


338.096 


09 


414,714 


07 


896,075 


37 


407,006 


13 


523.845 


18 


688,150 


51 


1,205,643 


00 


1-737-855 


97 



LIABILITIES 



End 
of 



Capital stock paid 
in, in cash 



Surplus book value 



Undivided profits, 
book value 



Deposits in trust 



General deposits 



Amount due trust 
companies 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 



$1,000, 
1,000, 
1,000, 
1,000, 
1,000, 
1,000, 
1,000, 
1,000, 
1,000, 
1,000, 
1,000, 



000 


00 


000 


00 


000 


00 


000 


00 


000 


00 


000 


00 


000 


00 


000 


00 


000 


00 


000 


00 


000 


00 



$900 
950 

1,000 
1,000 
1,000 
1,000 
1,000 
1,000 
1,000 
1,000 
1,000 



,000. 00 
,000. 00 
,000. 00 
,000 . 00 
,000. 00 
,000. 00 
,000. 00 
,000. 00 
,000. 00 
000. 00 
000. 00 



$90,030 

48,851 
68,989 
174.947 
279.324 
360,790 
508,509 
569.746 
581.632 
573.102 
567-334 



$141,514 
252,288 
340,769 
230,344 

I. 147. 738 
774.079 
301.554 
315-040 
451.638 
194,736 

368,922 



$6,625 

6.477 
6,230 
6,868 
7.597 
8.657 
10,422 
10,620 

7.932 

9.840 

13,007 



707 
961 
350 
233 
831 
905 
600 
209 
521 
474 
,429 



SUPPLEMENTARY 



End 
of 


Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the year 


Amount of interest 

paid to and 

credited depositors 

during the year 


Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 


Amount of 

dividends on capital 

stock declared 

during the year 


Taxes paid during 
the year 


Amount of deposits 

made by order of 

court 


1894 
1895 


$^87,761 rti 


$135,202.91 
130,380. 26 


$4.8. "C;© c 






$49,179.56 
108,604. 74 


369.357 


60 


54.196 


88 


80,000.00 


$2,000 


00 


1896 


318,074 


33 


143.997-55 


52,152 


73 


80,000. 00 


2,854 


20 


124,863.08 


1897 


323.753 


37 


138,990.81 


56,994 


13 


85,000. 00 


3.137 


59 


105,723. 11 


1898 


340.381 


43 


166,480. 27 


57,768 


87 


100,000. 00 


6.413 


20 


108,013. 56 


1899 


512,554 


87 


241,911. 12 


63,597 


33 


125,000. 00 


8,450 


83 


192,914 . 22 


1900 


570.103 


44 


250,883.56 


69,764 


37 


120,000. 00 


9.063 


32 


132,661.23 


1901 


572,313 


89 


271,654. 14 


71.789 


73 


I 20,000. 00 


35.678 


22 


97,886.86 


1902 


599.328 


07 


264,352.10 


79,769 


20 


1 20,000. 00 


27,889 


74 


232,975-11 


1903 


586,647 


78 


328,033.11 


99.653 


90 


I 20,000. 00 


28,865 


53 


198,678.00 


1904 


677.514 


52 


382,114.84 


102,605 


77 


120,000.00 


27,510 


84 


252,413.29 



DEC. 31. 1894 



OFFICERS: 

President, 

Felix Campbell. 

Vice-Presidents , 

J. G. Dettmer (1st), 
Horace J. Morse (2d). 

Secretary, 

Edward Johnson. 

Assistant Secretary, 

Charles A. Boody. 



TRUSTEES: 

Thomas T. Barr, 
Eugene G. Blackford, 
Isidore. M. Bon, 
David A. Boody, 
Felix Campbell, 
Amory S. Carhart, 
Wilialm M. Cole. 
William B. Davenport, 
J. G. Dettmer, 
Bernard Gallagher, 
William B. Hill. 
Cornelius N. Hoagland, 



Solomon W. Johnson, 
Robert J. Kimball, 
Daniel F. Lewis, 
James McMahon, 
Horace J. Morse. 
George L. Pease. 
Frederick A. Schroeder, 
John E. Searles, 
Alonzo Slote. 
Howard M. Smith, 
George P. Tangeman. 
Frederic A. Ward. 



45 



TRUST COMPANY 

BRANCH, 1223 BEDFORD AVE. 



NEW YORK 
BOROUGH OP BROOKLYN 



RESOURCES 



Real Estate 



Cash on deposit in 

banks or other 

moneyed 

institutions 



Cash on hand 



Amovint of Assets 

not included under 

any o£ the above 

heads 



Due from directors 
of the institution 



Total 
Resources 



End 
of 



$60,000. 00 

60,000. 00 

60,000. 00 

79,500. 00 

79,500 . 00 

149,500. 00 

149,500. 00 

222,400. 00 

233,400. 00 

290,967 . 52 

315.115-52 



$961 

977 

1,230 
686 

1,007 
902 

1,41 1 
974 
931 
946 

1,170 



,617. 17 
,769.64 
,200. 50 
37204 
738.18 

354-35 
370.70 
928.44 
205.54 
998.14 
054-02 



$124,239 . 98 

79,046. 18 

80,000. 64 

63.412.55 

102,020 .01 

154,690.82 

143.508.19 

296,370.27 

103,530.30 

593.993-82 

1,536,181.38 



$84,076. 14 
66,005 .99 

138,933-39 
200,286.30 
299,926.90 
150,574.68 
172,318.77 
144,557.81 
146,106.61 
209,343.26 
185,403.72 



l=($30,c 



$8,852,587.74 

8,827,234.36 

8.730,391-00 

9.435.951-61 

11,221,661 . 37 

12,038,412.83 

13.726,376.03 

13.725.275-01 

13,398,782.57 

14,367,524.80 

17,854,277.97 



1894 

189s 
1896 

1897 
1898 
1899 
1900 
1901 
1902 
1903 
1904 



LIABILITIES 



* Included in Loans. 



Amount due 
savings banks 


Amount due banks 
and bankers 


Other liabilities 

not included under 

any of the above 

heads 


Total 
Liabilities 


Increase 


Decrease 


End 
of 


! 


$95,334-73 
98,132.29 
90,281.35 
162,425.48 
196,766. 62 
245,637.61 
493,711.84 
220,278.09 
916,489.95 
629,990.38 
817,227.09 


$8,852,587.74 

8,827,234.36 

8,730,391-00 

9.435.951-61 

1 1,221,661 . 37 

12,038,412.83 

13,726,376.03 

13.725.275-01 

13,398,782.57 

14,367,524.80 

17,854,277.97 






1894 
1895 
1896 

1897 
1898 
1899 
1900 
I9OI 
1902 

1903 
1904 


1 






«25,353-38 
96,843.36 






$705,560.61 
1 781;. 700 . 76 


1 




i 


816 751.46 1 


1 


1,687,963. 20 






1,101.02 


..... 

$1 ,261,600 . 00 


$254,900. 00 
131,107.47 
170,037.76 




326,492.44 


998,113.36 
923,327.61 


968,742.23 
3,486,753.17 







Total Increases and Decreases, $9,451,480.43 
Net Increase, 9,001,690.23 

SUPPLEMENTARY 



$449,790.20 



Number of deposits 

on which interest 

is allowed at this 

date 



Total amount of 
such deposits 



Amount of bonds 
Rate of interest on and mortgages in- 
same vested in during the 
year 



Amount received 

from bonds and 

mortgages paid or 

sold during the year 



End 
of 



2.393 
2,729 
2,729 
2,834 
2,963 
3.109 
3.339 
3.541 
3.766 

5. 113 
S.466 



$6,506 
5.962 
6,304 
7,030 
8,858 

9.369 
10,064 
10.875 
10,230 
11,078 
14.328 



,626. 12 
,897-65 
,439-46 
,861.54 
,238.44 
.199-35 
.504-50 
,510-67 
,323-28 
,156-24 
847.01 



1 
1 
1 
2 
2 
2 
2 
2 
2 to 



to 


3i% 


to 


4 % 


to 


4 % 


to 


4 % 


to 


4 % 


to 


4i% 


to 


4 % 


to 


4 % 


to 


4 % 


to 


4i% 





4 % 



$6,500. 00 
14,000. 00 

42,463.21 

2,000. 00 
95,000 . 00 
1 17,950.00 
189,631.58 
129,550.00 
78,300.00 
242,025.77 
440,430.00 



J19S.950.00 
388,781.58 
201,800. 00 
269,145.00 
285,889.00 



1894 

189s 
1896 
1897 
1898 
1899 
1900 
1901 
1902 
1903 
1904 



DEC. 31, 1904 



OFFICERS: 
President, 

Edward Johnson. 
Vice-Presidents, 

J. G. Dettmer. 

Horace J. Morse. 
Secretary, 

Charles A. Boody. 
Assistant Secretaries, 

Henry M. Heath, 

Charles L. Schenck. 



TRUSTEES: 

Isidore M. Bon. 
David A. Boody, 
Amory S. Carhart, 
William M. Cole, 
William C. Courtney, 
William B. Davenport, 
J. G. Dettmer, 
William H. Good, 
William B. Hill, 
Edward Johnson, 
Solomon W. Johnson, 



James Jourdbn, 
Adrian T. Kibrnan, 
W. Eugene Kimball, 
Jambs McMahon, 
Horace J. Morse, 
Herbert L. Pratt, 
Clarence W. Seaman, 
Howard M. Smith, 
Casimir Tag. 
Gborob p. Tanobman. 



45 



NEW YORK 
BOROUGH OF BROOKLYN 



WILLIAMSBURGH 

CHARTERED 1899 
ADDRESS, BROADWAY AND KENT AVENUE, BROOKLYN 

RESOURCES 



I 



End 
of 


Bonds and 
mortgages 


Stock and bond 
investments 


Amount loaned on 
collaterals 


Other loans, 

including bills 

purchased 


Overdrafts 


Due from banks, 

bankers and 

brokers 


1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 






























































$90,000.00 
154,200. 00 
172,700. 00 
273,500. 00 
297.350.00 
885,094. 00 


$1,133,068.75 
1,269,162 . 50 
1,285,954. 16 
1,420,861. 28 

1.776,353-03 
1,453,588.00 


$1,499,473-33 
2,544.897-22 
2,771,546.60 
2,219,664. 49 
2.559.799-08 
2,637,198.54 


$97,914.93 
308,410. 14 
324,090.07 
574,491.37 
844,313.86 
863,281.93 






$27.27 






7-64 

237-01 

2,386.43 









LIABILITIES 



End 
of 


Capital stock paid 
in, in cash 


Surplus, book value 


Undivided profits, 
book value 


Deposits in trust 


General deposits 


Amount due trust 
companies 


1894 
1895 
1896 

1897 
1898 
1899 
1900 
19OI 
1902 
1903 
1904 






























































$700,000. 00 
700,000. 00 
700,000. 00 
700,000 . 00 
700,000. 00 
700,000.00 


$350,000. 00 
350,000. 00 
350,000. 00 
350,000. 00 
350,000. 00 
350,000. 00 


$38,561.70 
99,910.68 
120,130.44 
166,430.63 
185,470.92 
164,888.06 


$1,762.44 
30,274.19 
103,344.43 
25,412.86 
40,578.40 
26,777.65 


$2,113,228. 19 
3,869,019.77 
3.582,353.30 

3,455.679-73 
4,862,709.67 
5,887,541.84 

















SUPPLEMENTARY 



End 
of 


Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the year 


Amount of interest 

paid to and 

credited depositors 

during the year 


Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 


Amount of divi- 
dends on capital 
stock declared 
during the year 


Taxes paid during 
the year 


Amount of deposits 

made by order of 

court 


1894 
1895 
1896 

1897 
1898 
1899 






























































$73,843.24 
179,390.63 
227,313.62 
261,045.49 
257.468.77 
334,229.17 


$27,315.39 

64,032.58 

86,568.56 

93,020.44 

115,741.75 

144,582.02 


$18,954-83 
37,827.16 
6r,2i8. 12 
49.803.99 
72,547-29 
76,539-53 


$21,000.00 
42,000. 00 
56,000.00 
56,000. 00 
56,000.00 


$2,100.00 
2,150. 00 
16,927.31 
12,021 . 05 
15,293-67 
15.777-13 




1900 
I9OI 
1902 

1903 
1904 


$2,224.65 

11,899.01 

. 11,903.29 

17,438.93 
45. 183. 99 



DEC. 31, 1899 



OFFICERS: 

President, 

John G. Jenkins. 

Vice-Prcsulents, 
Moses May, 
H. O. Armour. 

Secretary, 

W. Addison Field. 

Assistant Secretary. 
I. Hamburger. 



DIRECTORS: 

Herman O. Armour, 
Ira Leo Bamberger, 
Henry Batterman, 
Anthony N. Brady, 
Marshall S. Driggs. 
GUSTAV J. L. Doerschuck, 
Chas. M. Davidson, 
Frank H. Field, 
Henry O. Havbmeyer, 
Otto Huber, 
Frank Jenkins, 
John G. Jenkins, 



Theodore F. Jackson, 

iOSEPH LiEBMANN, 
eonard Lewisohn, 
Fred. G. Lemmermann, 
Moses May, 
Frederic P. Olcott, 
Thos. J. Patterson, 
Charles H. Reynolds, 
WiLLARD P. Reid, 
Simon F. Rothschild. 
Herman B. Scharmann, 
John H. Scheidt. 



46 



TRUST COMPANY 



NEW YORK 
BOROUGH OF BROOKLYN 



BRANCHES, BROADWAY AND MYRTLE AVENUE, 391 FULTON STREET 

RESOURCES 



Real Estate 


Cash on deposit in 

banks or other 

moneyed 

institutions 


Cash on hand 


Amount of Assets 

not included under 

any of the above 

heads 


Due from Directors 
of the institution 


Total 
Resoiu-ces 


End 
of 














1894 

1895 
1896 

1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 


















































$314,687.94 
801,345.54 
280,131 . 71 
817,873.09 
654,678.85 
524,440.10 


$49,283.21 
19,859.46 
40,200. 04 

55.858-33 
238,964. 26 
513,009.73 


$27,087.05 
31,038.06 
14,265 . 72 
10,410.80 
52,178.40 
41.765-23 




$3,211,515.21 
5,128,940. 19 
4,888,888.30 
5,553,467.00 
6,622,242.53 
7,329,786.21 










$180,800. 00 




198,368.04 
409,022.25 




*($2i,ooo.oo) 



* Included in Loans. 



LIABILITIES 



Amount due 
savings banks 


Amount due banks 
and bankers 


Other liabilities 

not included under 

any of the above 

heads 


Total 
Liabilities 


Increase 


Decrease 


End 
of 














1894 

1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 
1903 
1904 






















































$7,962.88 

79.735-55 
33,060. 13 
22,102 . 23 
18,609.39 
20,328 . 62 


$3,211,515.21. 
5,128,940. 19 
4,888,888.30 
5.553.467-00 
6,622,242 . 53 
7,329,786.21 











$1,917,424.98 








$240,051 .89 


$430,861.71 
362,222.73 


$402,979 . 84 

102,651 . 42 

2,703.72 


664,578. 70 

1,068,775.53 

707,543.68 




177,546.32 







Total Increases and Decreases 
Net Increases 

SUPPLEMENTARY 



$4.358.322.89 
4,118,271.00 



$240,051.89 



Number of deposits 

on which interest 

is allowed at this 

date 


Total amount of 
such deposits 


Rate of interest on 
same 


Amount of bonds 
and mortgages in- 
vested in during the 
year 


Amount received 

from bonds and 

mortgages paid or 

sold during the year 




End 
of 












1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 
















































36s 


$2,114,990.63 
3,894,019.77 
3,685,697.73 
4,314.934- 14 
5,327,583.82 
6,070,572. 27 


2 to 4 % 
2 to 3i % 
2 to 4 % 
2 to 4 % 
2 to 4 % 
2 to 4 % 


$90,000. 00 
67,500.00 
24,000. 00 

148,500. 00 
87,100. 00 

812,188.00 






817 


$3,300. 00 

5,500.00 

47,700. 00 

63,250. 00 

224,444.00 




1.385 




1,812 




3,032 




4,216 









DEC. 3r, 1904. 



OFFICERS: 
President, 

John G. Jenkins. 
Vice-Presidents, 

Frank Jenkins. 

John W. Weber. 
Secretary, 

W. Addison Field. 
Assistant Secretaries, 

T. H. McFarland, 

William S. Irish, 

I. Hamburger. 



DIRECTORS: 

Anthony N. Brady, 
Ira Leo Bamberger, 
John J. Cooney, 
Marshall S. Driggs, 
Charles M. Davidson, 
gustav j. l. doerschuck, 
Charles Engert. 
Frank Harvey Field, 
Joseph Fallert, 
Henry O. Havemeyer 
Joseph Huber, 
Theodore F. Jackson, 



Frank Jenkins, 
John G. Jenkins, 
Fred. G. Lemmermann, 
Joseph Liebman, 
Moses May, 
Frederic P. Olcott, 
Williard p. Reid, 
Mortimer L. Reynolds 
David W. Stein, 
John H. Scheidt, 
Robert T. Whalen 
John W. Weber. 



46 



NEW YORK 
BOROUGH OF QUEENS 




RESOURCES 


QUEENS COUNTY 

CHARTERED 1*04 

1 


End 
of 


Bonds and 
mortgages 


Stock and bond 
investments 


Amount loaned on 
collaterals 


Other loans, 

including bills 

purchased 


Overdrafts 


Due from banks, 

bankers and 

brokers 


1894 
1895 
1896 
1897 
1898 
1899 
1900 
I901 
1902 
1903 
1904 






















































































































$266,200.00 $427,186.25 


$251,100. 00 


$71,062. 22 


$385-63 


$964.72 


LIABILITIES 


End 
of 


Capital stock paid 
in, in cash 


Surpliis book value 


Undivided profits, 
book value 


Deposits in trust 


General deposits by 
individuals, associa- 
tions and corpora- 
tions, except trust 
co's, savings banks 

and banks and 

bankers, payable on 

demand 


Amount due trust 
companies | 


1894 

189s 
1896 

1897 
1898 
1899 
1900 
1901 
1902 
1903 
1904 


























































































































$500,000. 00 


$128,230. 93 






$515,617-39 


$50,000.00 












SUPPLEME^ 


fTARY 







End 
of 


Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the year 


Amount of interest 

paid to and 

credited depositors 

during the year 


Amovmt of ex- 
penses of the 
institution diiring 
the year, excluding 
taxes 


Amount of divi- 
dends on capital 
stock declared 
during the year 


Taxes paid during 
the year 


Amoimt of deposits 

made by order of 

court 


1804 














1895 
1896 




. 






















1897 














1898 














1899 












■ 


1900 












1 


1901 














1902 














1903 














1904 


$28,181.40 


$2,931.77 


$6,808.75 






1: 











47 



TRUST COMPANY 

ADDRESS, 372 FULTON STREET, JAMAICA 



NEW YORK 
BOROUGH OF QUEENS 



RESOURCES 



Real Estate 


Cash on deposit in 

banks or other 

moneyed 

institutions 


Cash on hand 


Amount of Assets 

not included under 

any of the above 

heads 


Due from Directors 
of the institution 


Total 
Resources 


End 
of 




! L _ 


i 


1894 


j 




1895 


i ' 

1 ; . i 


i 


1896 




1 ! 


1897 




1 ! 


1898 
1899 




I i ! 




1 1 j 


1900 




i . t 


1901 








I 1 


1902 
1903 
1904 










! 


$I,000. 00 


$156,283.71 


$11,185.36 


$8,780.27 


*($33, 669. 00) 


$1,194,148. 16 



* Included in Loans. 







LIABILITIES 








Amount due 
savings banks 


Amount due banks 
and bankers 


Other liabilities 

not included under 

any of the above 

heads 


Total 
Liabilities 


Increase 


Decrease 


End 

of 


1 










1894 

1895 
1896 


; 






















1 








1897 
1898 
1899 
1900 
































! 








1901 
1902 

1903 
1904 


1 ! 


















$299.84 


1 


$1,194,148 . 16 








1 







SUPPLEMENTARY 



Number of deposits 

on which interest 

is allowed at this 

date 


1 1 Amount of bonds 
Total amount of t Rate of interest on j and mortgages in- 
such deposits same vested in during the 

year 


Amount received 

from bonds and 

mortgages paid or 

sold during the year 




End 
of 




1 1 






1894 

1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 




1 














i ; 








; 1 








::::;.':::::::::i::::::::;::::::::::::::::::::: 




































' 






219 


$562,731.76 2, 2^, 3, 3^ % 


$266,200. 00 











DEC. 31, 1904 



OFFICERS: 
President, 

Frank Squibr. 

Vice-Presidents, 

William M. Griffith, 
John E. Backus (2d). 

Secretary, 

John L. Wyckofp. 



DIRECTORS: 

Robert B. Austin, 
John E. Backus, 
Lewis L. Fosdick, 
Edward L. Frost, 
William M. Griffith. 
Frederick C. Hicks, 
Charles F. Lewis, 
James Macbeth, 
Robert V. Mathews, 



Tames P. Niemann, 
John J. Roberts, 
James S. Sherman, 
Frank Squier, 
Charles B. Wheeler, 
William J. Wheeler. 
Arthur S. Willdiog, 
William F. Wyckofp, 
Willis H. Young. 



47 



ALBANY 




RESOURCES 


THE ALBANY 

CMARTCRED l»00 


End 
of 


Bonds and 
mortgages 


Stock and bond 
investments 


Amount loaned on 
collaterals 


Other loans, 

including bills 

purchased 


Overdrafts 


Due from banki, 

bankers and 

brokers 


1894 

1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 










































































$4,000. 00 


$294,877.00 
1,275,145.75 
2,218,633 • 06 
1,870,668-33 
2,636,656.39 


$919,743-58 
1,580,062 . 50 
1,873,073.81 
1.380,235.81 
1,648,290. 54 


$7,304-81 

50,822.43 

307,431-96 

394,583-29 

517,796.92 






$191.68 

937-11 
3,891.76 




11,000. 00 
9,750.00 
8,250.00 


$11,918.96 
4,385-12 






LIABILITIES 


End 
of 


Capital stock paid 
in, in cash 


Surplus, book value 

i 

1 


Undivided profits, 
book value 


Deposits in trust 


General deposits 


Amount due trust 
companies 


1894 
189s 
1896 

1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 











































































$200,000. 00 
200,000. 00 
300,000. 00 
300,000 . 00 
300,000.00 


$100,000. 00 
100,000. 00 
180,000. 00 
180,000. 00 
180,000. 00 


$6,583-25 
62,905.66 

52,541-55 
51,887.50 
60,446. 21 


$2,501 . 16 
27,112.97 
14,096.98 
26,070.08 
22,695.53 


$1,179,040. 51 
3,281,067.03 
3,928,096.83 

3,944.573-73 
4,823,745.26 






$963,564.09 
579,096.74 
908,459.81 



End 
of 


Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the year 


Amount of interest 

paid to and 

credited depositors 

during the year 


Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 


Amount of 

dividends on capital 

stock declared 

during the year 


Taxes paid during 
the year 


Amount of deposits 

made by order of 

court 


1894 
1895 
1896 

1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 










































































$29,556.88 
147,137.22 
206,588.49 
229,725. 17 
270,010. 1 1 


$10,506.82 
58,735-01 
123,689.89 
124,681 . 61 
161,854.07 


$12,466.81 
29,085 . 76 
66,124.39 
58,922.86 
74,783-14 




$600. 00 
4,540.32 

7.855-91 
5,314.82 

7.150-51 


$2,501. 16 


$6,000. 00 
15,000.00 
18,000. 00 
18,000. 00 


18.861. S3 
26,070.08 
22,695.53 



DEC. 31, 1900. 



OFFICERS: 

President, 

John D. Parsons. 

Vice-Presidents, 

John G. Meyers (1st), 
Frederick A. Mead (2d). 

Treasurer, 

George C. Van Tuyl, Jr. 

Secretary, 

George C. Van Tutl, Jr. 



DIRECTORS: 

C. E. Argersinger, 
Joseph S. Auerbach, 
Charles T. Barney, 
g. l. boissevain, 
Frederick G. Bourne, 
Emory A. Chase, 
John Don, 

Frederick L. Eldridge, 
Charles S. Francis, 
J. S. Friedman, 
Charles W. Gould, 
Jacob Hays, 



A. Foster Higgins, 
Randall J. Le Bobup, 
John Magee. 
Frederick A. Mead, 
John G. Meyers, 
Henry A. Morgan, 
John D. Parsons, Jr., 
J. K. P. Pine, 
Henry Russell, 
N. E. Sisson, 
George C. Van Tuyl, Jr., 
Edwin Van Wormer. 



48 



ALBANY 



TRUST CX5MPANY 

ADDRCSS, BROADWAY AND STATE STREETS, ALBANY 

RESOURCES 



Real Estate 


Cash on deposit in 

banks or other 

moneyed 

institutions 


Cash on hand 


Amount of Assets 

not included under 

lany of the above 

heads 


Due from directors 
of the institution 


ToUl 
Resources 


End 
of 








1 




1894 
1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 






































1 








.. 








$251,402 . 01 
746,148.65 

1,715,234.57 
1,737.048.20 
2,127,745.40 


$4,448.62 
15,084. 27 

74.745-37 

96,479-78 

126,709.23 


$11,060. 34 
18,997.97 
98.738-32 
51.548.35 

106,436.49 




$1,492,836.36 
3.686,453.25 
6,442,194. 60 
5.946,234.90 
7,414.734-97 






. . $130,481.44 
255.694-26 
242,850. 00 




$141,950.00 
*(85,275.oo) 






LIABILITIES 


♦Included in Loans. 






Amount due 
savings banks 


Amount due banks 
and bankers 


Other liabilities 

not included under 

any of the above 

heads 


Total 

Liabilities 


Increase 


Decrease 


End 
of 


I 












1894 

1895 
1896 

1897 
1898 
1899 
1900 
19OI 
1902 
1903 
1904 































































. 




$4,711.44 
15.367-59 
81.979-95 
43,989.22 
59,851.66 


$1,492,836.36 
3,686,453.25 
6,442,194. 60 
5,946,234.90 
7.414.734-97 










$2,193,616.89 
2. 755. 741-35 




$241,747.08 
220,959.97 
387.887-35 


$680,168.12 
599,657.66 
671,649.15 




$495,959-7° 


1,468,500. 07 








Total Increases and Decrease 
Net Increase, 

SUPPLEMENTARY 


s, $6,417,858.31 
5,921,898.61 


$495,959-70 




Number of deposits 

on which interest 

is allowed at this 

date 


Total amount of 
such deposits 


Rate of interest on 
same 


Amount of bonds 
and mortgages in- 
vested in during the 
year 


Amount received 

from bonds and 

mortgages paid or 

sold during the year 


Amoimt of debts 

guaranteed and 

present liability 

thereon 


End 
of 












1894 
189s 
1896 
1897 
1898 
1899 
1900 
190I 
1902 

1903 
1904 










1 


















































375 
1,164 

3.13° 
3.294 
3.755 


$1,147,700. 00 
3,136,190.00 
5,361,988.39 
5,066,000. 00 
6,216,706. 15 


2 to 3^ % 
2 to 3^ % 
2 to i\ % 
2 to 4 % 
2 to 4 % 


$4,000.00 

345,000. 00 

1 1,000. 00 




$500. 00 

1,000.00 

750.00 


$349,000 . 00 


1,250.00 
1,500. 00 




1,000.00 





DEC. 31, 1904 



OFFICERS: 

Vice-Presidents, 

George P. Hilton, 
Frederick A. Mead. 

Treasurer, 

George C. Van Tuyl, Jr. 

Secretary, 

George C. Van Tuyl, Jr. 

Assistant Secretary, 

Charles H. Bissikummer. 



DIRECTORS: 

C. E. Argersinger, 
Joseph S. Auerdach, 
Charles T. Barney, 
g. l. boissevain, 
Frederick G. Bourne, 
Joel W. Burdick, 
Emory A. Chase, 
John Don, 

Frederick L. Eldridge, 
Charles S. Francis, 
J. S. Friedman, 



48 



A. Foster Higgins, 
George P. Hilton. 
Randall J. Le Buoep 
T. Howard Lewis, 
John Magee, 
Frederick A. Mead, 
Ezra H. Stevens, 
H. King Sturdee, 
George C. Van Tuyl, Jr. 
Edwin Van Wormeh, 
Thbo. H. Waterman. 



ALBANY 




THE UNION TRUST 

CHARTERED 1902 
ADDRESS, 47 STATE STREET, ALBANY j 

RESOURCES 1 


End 
of 


Bonds and 
mortgages 


Stock and bond 
investments 


Amount loaned on 
collaterals 


Other loans, 

including bills 

purchased 


Overdrafts 


Due from banks, 

bankers and 

brokers 


1804 














1895 














1896 
1897 
1898 
1899 
1900 































































lOOI 














1902 
1903 




$522,802. 70 
505,241.10 
848,203.32 


$1,225,451 . 76 

1.369.727-74 
1,461,980.40 


$130,741 . 78 
189,226. 71 
207,496. 48 


$27.09 
260. 23 
160. 19 




$8,600.00 
24,750.00 




1904 








LIABILITIES 1 


End 
of 


Capital stock paid 
in, in cash 


Surplus, book value 


Undivided profits, 
book value 


Deposits in trust 


General deposits by 
individuals, associa- 1 
tions and corpora- | 
tions, except trust 1 
co's, savings banks | 

and banks and 

bankers, payable on 

demand 


Amount due trust 
companies 


1894 

1895 
1896 

1897 
1898 
1899 
1900 
I90I 
1902 
1903 
1904 






i 










1 










i 












1 






1 
































$250,000. 00 
250,000. 00 
250,000.00 


$250,000. 00 
250,000. 00 
250,000.00 


$44,818.39 
57,061 . 24 
74,931.60 




$1,278,851.23 
1,516,648.05 
2,053.930.72 




$28,272.65 
30,181.47 









SUPPLEMENTARY 


End 
of 


Total amount of 
interest, commis- 
sions and profits of 
every kind received 
dming the year 


Amount of interest 

paid to and 

credited depositors 

during the year 


Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 


Amount of divi- 
dends on capital 
stock declared 
during the year 


Taxes paid during 
the year 


Amount of deposits 

made by order of 

court 


1894 
1895 
1896 
1897 
1898 

1899 
1900 
1901 
1902 

1903 
1904 
















































! 




























t 




i 








j 


$77,241 .60 
114,205. 27 
151,461.25 


$32,266.62 
49,102 . 84 
55.558.77 


$27,378.27 
43.823.31 
51,482.68 




$5,344-42 

6,777-05 
6,866.55 








$15,000. 00 







DEC. 31, 1902 



OFFICERS: 

President, 

Grange Sard. 

Vice-President, 

W. B. Van Rensselaer. 

Second Vice-President and Treasurer. 
Thomas I. Van Antwerp. 

Secretary, 

F. B. Adams. 

Assistant Treasurer, 

MacNaughton Miller. 



DIRECTORS: 

Arthur L. Andrews, 
Benjamin W. Arnold, 
H. H. Bender, 
John Bowe, 
Henry Bronk, 
Chas. J. Buchanan, 
John R. Carnell. 
Ledyard Cogswell, 
William S. Dyer, 
Martin H. Glynn, 
Clifford G. Gregory, 
Samuel Hessberg, 
Donald McDonald, 
William McEwan, 
John De Witt Peltz, 



49 



Charles L. Pruyn, 
Robert C. Pruyn, 
S. W. Rosendale, 
Charles H. Sabin, 
W. H. S. Sanders, 
Grange Sard, 
James Ten Eyck, 
George H. Thacher, 
Frederick Tillinghast, 
T. I. Van Antwerp, 
W. B. Van Rensselaer 
Louis I. Waldman, 
John E. Walker. 
William T. Walker, 
H. G. Young. 



COMPANY OF ALBANY 



ALBANY 



BRANCH. PARK BRANCH. 200 WASHINGTON STREET 

RESOURCES 



Real Estate 



Cash on deposit in 

banks or other 

moneyed 

institutions 



Cash on hand 



Amount of Assets 

not included under 

any of the above 

heads 



Due from directors 
of the institution 



Total 
Resources 



End 

of 



1894 

1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 



$90,000. 00 
90,000. 00 
90,000. 00 



5210,544.01 I 

284,108.18 I 

j 

539.634-33 I 



£49,987.01 
58,610.23 
82,663.73 



M5. 134-77 
11,115.27 
12,636.33 



*i78,4oo. 30 

201,113 . 32 

*(23°.7°i-95) 



52,423,089 . 42 
2,718,002. 78 
3,267,524.78 



* Included in Loans. 



LIABILITIES 



Amount due 
savings banks 



Amount due banks 
and bankers 



Other liabilities 

not included under 

any of the above 

heads 



Total 
Liabilities j 



Increase 



Decrease 



End 
of 













i 








! 
















i 






































$448,180.88 i $146,414.64 : 84,824.28 
510,844.63 99,367.82 5,808.39 

^70.026.80 ii-j.Czii.8? 1 IS. 012.34^ 


$2,423,089 . 42 
2,718,002 . 78 
3,267,524.78 






^294,913-36 
549,522.00 













Total Increases, $844,435.36 
SUPPLEMENTARY 



Number of deposits 

on which interest 

is allowed at this 

date 



Total amount of 
such deposits 



I Amount of bonds 
Rate of interest on ' and mortgages in- 
same vested in during the 
year 



Amount received 

from bonds and 

mortgages paid or 

sold during the year 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
I90I 
1902 

1903 
1904 



End 
of 



1894 

1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 



388 
634 
667 



$1,447,968.68 
2,058,911 .84 
2,412,538.69 



2 to 3^ % 
2 to 3^ % 
2 to 3^ % 



S8,6oo. 00 
24,750.00 



$8,600. 00 



OFFICERS: 
President, 

Grange Sard. 

Vice-Presidents, 

W. B. Van Rensselaer, 
T. I. Van Antwerp. 

Treasurer, 

T. I. Van A.vtwerp. 

Secretary, 

Fredericr B. Adams. 

Assistant Treasurer, 

MacNaughton Millbk. 



DEC. 31, 1904 

DIRECTORS: 

Arthur L. Andrews, 
Benjamin W. Arnold, 
H. H. Bender, 
John Bowe, 
Henry Bronk, 
Charles J. Buchanan, 

iOHN R. Carnell, 
edyard Cogswell, 
William S. Dyer, 
Charles Gibson, 
Martin H. Glynn, 
Samuel Hessberg, 
James H. Manning, 
William T. Mayer, 
Donald McDonald, 



49 



William McEwan. 
Charles L. Pruyn, 
Robert C. Pruyn, 
S. W. Rosendale, 
Charles H. Sabin, 
W. N. S. Sanders. 
Grange Sard, 
James Ten Eyck, 
George H. Thacher, 
Frederick Tillinghast, 
T. I. Van Antwerp. 
W. B. Van Rensselaer, 
Louis I. Waldman, 
John E. Walker, 
H. G. Young. 



BINGHAMTON 



End 
of 



THE BINGHAMTON 

CHARTERED 1890 



RESOURCES 



Bonds and 
mortgages 



Stock and bond 
investments 



Amount loaned on 
collaterals 



Other loans, 

including bills 

purchased 



Overdrafts 



Due from banks, 

bankers and 

brokers 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 



?4i6,i6i . 02 
414,488 . 64 
392,707.76 
431,986.76 
390,970.46 

309.355-15 
285,897.08 
338,103.87 
325,282 . 60 
355,428.03 
339.455-70 



*$752, 

*789, 

732, 

64s. 

631, 

1,107, 

1,000, 

1.375. 

1.544, 

1,306, 

1,406, 



291.45 
770. 00 
193.64 
507.21 
814.87 
837.96 
600. 40 
728. 09 
279.83 
627 . 02 
745-53 



$210,889 


31 


245.529 


92 


173.249 


07 


143,692 


07 


78,952 


18 


142,855 


79 


161,542 


54 


160,910 


45 


241,390 


22 


270,032 


71 


481.730 


07 



$550,127 
573.666 
488,576 
627,413 
594,767 
587.541 
623,993 

802,709 

766,896 

968,904 
901,891 



$2,612. 25 
1,772.50 
246.30 
1,867.30 
2,589.64 
2,165.49 
2,117.65 
7.263.07 

11,454.28 

1.353-54 
1,338.66 



$473,557-83 



LIABILITIES 



End 
of 



Capital stock paid 
in, in cash 



Surplus book value 



Undivided profits, 
book value 



Deposits in trust 



General deposits 



Amount due trust 
companies 



1894 

1895 
1896 

1897 
1898 
1899 
1900 
19OI 
1902 
1903 
1904 



$400 
400 
400 
300 
300 
300 
300 
300 
300 
300 
300 



,000 


00 


,000 


00 


,000 


00 


,000 


00 


,000 


00 


,000 


00 


,000 


00 


,000 


00 


,000 


00 


,000 


00 


,000 


00 



$10,000. 00 
13,800. 00 
16,000. 00 
17,200. 00 
26,300. 00 
31,900. 00 

33,400.00 

39,900. 00 



$36,617.97 

65,762.87 

85.007.76 

143.824-38 

154,694.33 

133,348.51 
152,300.69 

201,200. 91 

221,837.13 

167,658.64 
147,901 . 18 



522,050. 92 
22,166. 81 

47,403.48 

26,450. 22 
24,497.02 

4. 715-12 

57.624-33 
22,923.56 
15,603.84 

7. 133-14 

19,823.09 



SI. 721 
1,889 

1,602 

1,679 

1.703 
2,197 

2,172 
2,626 

2.931 

2,824 

3.251 



,679.04 

,883.67 

,392 . 62 

,562.67 

,639-88 

i777-63 
1I03.54 
,786.69 
534-26 

544-51 
082 . 04 



$6,080. 28 
10,436. 62 



SUPPLEMENTARY 



End 
of 


Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the year 


Amount of interest 

paid to and 

credited depositors 

during the year 


Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 


Amount of 

dividends on capital 

stock declared 

during the year 


Taxes paid during 
the year 


Amount of deposits 

made by order of 

court 


1894 
1895 
1896 

1897 


$101,410. 70 
100,770. 27 
103,574.24 
101,200. 21 


$47,759-29 
49.358-61 

45.691-32 
38.430-99 


$15,951-53 
17.778-39 
20,652 . 56 
17,606.50 










$4,296. 98 
3,009.81 
3.615-96 


$16,383 .01 
20 621. 28 




$12,000.00 


29,582. II 


1898 


94,298.42 


27,814. 69 


18,508.68 


24,000. 00 


4,611 . 46 


27.573-92 


1899 


99.830-75 


40,103.34 


19,119.09 


24,000. 00 


4.422.33 


55.672-14 


1900 


126,675.36 


59.497-73 


18,713-83 


24,000.00 


4,311.62 


42,447.01 


I90I 


186,324.92 


63,857-25 


20,039.17 


24,000. 00 


9,874.81 


53,269.49 


1902 


149,628.31 


76,481.04 


23.405-31 


24,000. 00 


7.321-84 


46,826.05 


1903 


164,407. 01 


73.523-29 


25,801. 14 


24,000. 00 


6,521 .05 


48,670.44 


1904 


159,451.01 


88,266.35 


26,117.00 


24,000. 00 


5.964-73 


47.471-75 



DEC. 31, 1894 



OFFICERS: 
President, 

C. J. Knapp. 
Vice-President, 

H. H. Crart. 
Treasurer, 

A. J. SCHLAGER. 
Secretary, 

Stoddard Hammond, Jr. 
Cashier, 

Jacob Wiser. 



TRUSTEES: 

Maurice Birdsall, 
John B. Bowen, 
H. H. Crary, 
Frank Gould, "' 
Stoddard Hammond, 
Charles J. Knapp, 
Jerome B. Landpield, 
G. Tracy Rogers, 



SO 



a. j. schlager, 
John B. Simpson, 
Cyrus Strong, 
William E. Taylor, 
J Stewart Wells, 
W. J. Welsh, 
Jacob Wiser. 



BINGHAMTON 



TRUST COMPANY 

ADDRESS, CORNER WASHINGTON 



AND HENRY STREETS, BINGHAMTON 

RESOURCES 



Real Estate 



Cash on deposit in 

banks or other 

moneyed 

institutions 



Cash on hand 



Amount of Assets 

not included under 

any o£ the above 

heads 



Due from directors 
of the institution 



Total 
Resources 



End 
of 



$25,121.37 
37.728.58 
43,217-34 
45,718.58 
42,500. 00 
50,539-70 
51,820. 00 
48,853.83 
52,415.00 
49,490.84 
30,710. 00 



$80,025.65 
177,360.91 
172,671 . 22 
105,517.30 
304,237,50 
300,654.94 

391.550.73 
240,341.87 
298,482.75 
196,415 . 66 



$55,661.86 
62,501 . 18 
78,265.73 
88,932.44 
96,435.14 

120,780. 29 
97.156.03 

115.354-93 
96.581-45 

111,017 - ^1 
85,837.01 



5112,847 
94.564 
76,561 
88,354 

73.399 

51,800 
108,523 

113.545 

160,456 

115,120 

98,626 



$3,075.00 
41,016. 67 



*(so,3oo.oo) 



52,205 
2.397 
2,157 
2,178 
2,215 
2,673 
2,723 
3.205 
3.538 
3.374 
3,819 



738.01 

.383-11 
,689 . 22 
,989.71 
,666. 71 

.531-33 
,201.7s 
,886.32 
,255-41 
,389-78 
,892 .69 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 



* Included in Loans 



LIABILITIES 



Amount due 
savings banks 



Amount due banks 
and bankers 



Other liabilities 

not included under 

any of the above 

heads 



Total 
Liabilities 



Increase 



Decrease 



End 
of 



501.69 



3.904-77 



25.390 


08 


19.569 


76 


22,885 


36 


19.152 


44 


19.035 


48 


21,690 


07 


23.973 


19 


28,675 


16 


37,078 


49 


35,573 


21 


46,844 


99 



$2,205,738.01 

2. 397. 383-11 
2,157,689. 22 
2,178,989.71 
2,215,666. 71 

2.673.531-33 
2,723,201.7s 
3,205,886.32 
3,538,255.41 
3,374,389-78 
3,819,892 .69 



$191,645 . 10 



$239,693.89 



21,300.49 

36,677 . 00 

457,864.62 

49,670. 42 

482,684.57 

332,369.09 



163,865.63 



445.502.91 



1894 
1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 



Total Increases and Decreases, $2,017,714.20 
Net Increase, 1,614,154.68 

SUPPLEMENTARY 



$403,559-52 



Number of deposits 

on which interest 

is allowed at this 

date 


Total amount of 
such deposits 


Rate of interest on 
same 


Amount of bonds 
and mortgages in- 
vested in during the 
year 


Amount received 

from bonds and 

mortgages paid or 

sold diuing the year 


End 
of 


2,909 
2,832 
3.034 
3,276 
3.578 
4.244 


$1,533,495-26 
1,605,229 . 70 
1,125,612 . 27 
1,420,517.15 
1,372,887.96 
1,902,677.44 
1,967,991 . 00 
2,278,123 . 16 
2,218,276.06 
2. 553.351-18 
2,847,249.50 


2 to 4 % 

2 to 3^ % 

2 to 3^ % 

2 and 3^ % 

2 to 3^ % 

2 to 3^ % 

2 to 3^ % 

2 to 3^ % 

2 to 3i % 

2, 3 and 3I % 

3i% 


$10,000. 00 
55,970-00 
50,016.00 
86,500. 00 
20,845.85 
29,900.00 
41,530.00 

117.717-39 
55.098.17 

103,807 . 62 
21,404.94 






1894 
1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 
1903 
1904 






















3.846 

4.307 
4,700 

5.697 
6,345 


$64,988.07 
65,510.60 
67,919.44 
73,662.19 
37.377-27 















DEC. 31, 1904 



OFFICERS: 
President, 

Charles J. Knapp. 
Vice-PresideKt, 

J. Stewart Wells. 
Treasurer, 

A. J. SCHLAGER. 
Secretary, 

Stoddard Hammond. 
Cashier, 

F. Percy Knapp. 
Assistant Cashier, 

Fred. F. Hammond, 



TRUSTEES: 

T. B. Crary, 
George W. Dunn, 
George E. Green, 
Francis Hammond, 
Fred. T. Hammond, 
Stoddard Hammond, 
Charles J. Knapp, 
Charles P. Knapp, 



F. Percy Knapp, 
J. B. Landfield, 

G. Tracey Rogers, 
Adelbert J. Schlager, 
John B. Simpson, 

J. Stewart Wells, 
W. J. Welsh. 



SO 



BUFFALO 



BUFFALO LOAN, TRUST AND 

CHARTERED 1881 

RESOURCES 



End 
of 


Bonds and 
mortgages 


Stock and bond 
investments 


Amount loaned on 
collaterals 


Other loans, 

including bills 
purchased 


Overdrafts 


Due from banks, 

bankers and 

brokers 


1894 
1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 
1903 
1904 


$467,198.94 

431,199-04 
470,831.99 
629,269.09 
730,653.12 
788,832.91 
764,333-59 
753,909-39 
718,174.06 

723,930-54 
728,944.08 


$110,000.00 
110,000.00 
109,000. 00 
166,000.00 
205,500. 00 
401,500.00 
441,230. 00 
466,679.86 
410,634.86 
407,634.86 
405,975-00 


$591,386. 16 
720,912.00 
714,597-00 
872,075.00 
947,036-50 

1,172,180.00 

1-196,555-74 
1,226,511.73 
1,461,453.94 
1,550,480. 94 
1,460,585.94 






$3,129.09 
















1,500.00 
4,500.00 
2,895.00 
4,000. 00 


















5,673-15 
4,000. 00 














2,361.27 




._ 



LIABILITIES 



End 
of 



Capital stock paid 
in, in cash 



Surplus book value 



Undivided profits, 
book value 



Deposits in trust 



General deposits 



Amount due trust 
companies 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 



f20O,0O0. 00 
200,000. 00 
200,000. 00 
200,000. 00 
200,000. 00 
200,000. 00 
200,000. 00 
200,000. 00 
200,000. 00 
200,000. 00 
200,000. 00 



152,000. 00 
52,000. 00 
54,000. 00 
62,000. 00 
68,000. 00 
73,000 . 00 
77,000. 00 
82,000. 00 
88,000. 00 



$100,000. 00 



110,000. 00 



$674: 
77I: 

806, 

i,ii7i 
i,i97i 
1,431: 
1,446, 
1,558, 
1,545, 
1,565, 
152, 



301.69 
340.00 
564-21 

705-49 
925.40 

523-58 

130-95 
301.69 
097 . 10 
792.88 
806.63 



$511,981 


87 


470,597 


54 


607,787 


61 


1,064,868 


57 


1-197,157 


18 


1,424,079 


55 


1,328,041 


75 


1,324,105 


59 


1,446,800 


62 


1,361,436 


36 


2,994,048 


35 



SUPPLEMENTARY 



End 
of 


Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the year 


Amount of interest 

paid to and 

credited depositors 

during the year 


Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 


Amount of divi- 
dends on capital 
stock declared 
during the year 


Taxes paid during 
the year 


Amount of deposits 

made by order of 

court 


1894 
1895 


$78,088.49 
81,173-28 


%AO '7 21 r "76 


$22,992.02 
23,196.22 


$1 2,000 . 00 




$148,674.07 
93,991-38 


42,976 


97 


12,000.00 


$1,897.25 


1896 


81,389-37 


50,614 


63 


26,664.84 


12,000. 00 


1,912. 72 


95,684.14 


1897 


97,761.99 


58,432 


74 


22,459-52 


12,000. 00 


1,882.24 


93,632.26 


1898 


1 15,205 . 02 


80,741 


42 


24,547-99 


12,000. 00 


2,944.36 


103,413-33 


1899 


137,184-94 


97,819 


75 


25,506.63 


12,000. 00 


1,184.36 


112,000. 00 


1900 


152,129 . 27 


95,067 


69 


33,010.75 


12,000. 00 


2,582.02 


127,512.91 


I901 


147,794-97 


110,153 


92 


35,648.05 


12,000. 00 


3,234-39 


178,367.19 


1902 


162,182.07 


1 10,267 


74 


32,091 . 11 


12,000.00 


4,020.93 


182,557-87 


1903 


159,686.35 


109,704 


09 


33,467.42 


12,000. 00 


3,852-67 


1821,53.45 


1904 


167,635.81 


111,715 


01 


35,693.68 


12,000.00 


4,419 . 62 


152,806.63 



DEC. 31, 1894 



'ICERS: 


TRUSTEES - 




Charles Berrick, 


President, 


Henry W. Box, 


George Urban, Jr. 


AMES H. De Grapp 




John Esser. 
Harvey J. Hurd, 
Thomas Lothrop, 


Secretary, 

C. E. Clark. 




Edwin G. S. Miller 




Daniel O'Day, 



Frederick Persch, 
James A. Roberts, 
William C. Russell, 
John N. Scatcherd, 
Ambrose Spitzmiller, 
George C. Stearns, 
George Urban, Jr., 
John L. Williams. 



51 



BUFFALO 



SAFE DEPOSIT COMPANY 

ADDRESS, 449 MAIN STREET, BUFFALO 



RESOURCES 



Real Estate 



Cash on deposit in 

banks or other 

moneyed 

institutions 



Cash on hand 



Amount of Assets 

not included under 1 Due from directors 
any of the above | of the institution 
heads 



Total 
Resources 



End 
of 



$242,834.40 
201,909. ri 

323. 85i-°5 
636,56456 
578,880.24 
522,565.39 
506,461.88 

515.962-55 
589,927.11 
483,522.49 
523.638.58 



$51,052.48 

59. 830-34 

69,243.17 

105,863.70 

156,184.83 

198,359-71 
105,408. 1 1 
159,480.22 
140,862 . 96 
170,922 . 41 
420,348.85 



$30,246 


64 


29,727 


46 


37.768 


42 


41,076 


44 


46,762 


82 


49.129 


71 1 


40,097 


92 


43.058 


35 


40,284 


95 


51.133 


54 


52,550 


14 



^26,500. 00) 



>i.495 
1.553 
1.725 
2,452 
2,669 

3.135 
3.058 
3. 171 
3.365 
3.387 
3.594 



.847 


71 


.577 


95 


,291 


63 


.348 


79 


.517 


51 


,462 


72 


,087 


24 


.275 


25 


.337 


88 


,624 


78 


,403 


86 



1894 
1895 

1896 
1897 
1898 
1899 

1900 
I90I 
1902 

1903 
1904 



* Included in Loans. 



LIABILITIES 



Other liabilities 
Amount due 1 Amount due banks not included under 
savings banks j and bankers any of the above 

heads 



Total 
Liabilities 



Increase 



Decrease 



End 
of 



555,210.97 
57,441.47 
59,762.09 



$22,1 22 . 40 
95,000. 00 
70,000. 00 



$57,564 
59,640 
56,939 
7.774 
6,434 
6,859 
6,914 
6,867 
8,106 
7,954 
7,786 



Ri,49S. 
1.553. 
1.725. 
2,452. 
2,669, 

3,135. 
3,058, 
3,171. 
3,365, 
3,387. 
3,594. 



847 


71 


577 


95 


291 


63 


348 


79 , 


517 


51 


462 


72 


087 


24 


27s 


25 


337 


88 


624 


78 


403 


86 



$57,730.24 
171,713.68 
727,057.16 

217,168. 72 

465,945.21 



113,186. 01 

194,062. 63 

22,286. 90 

206,779.08 



177,375-48 



1894 

1895 
1896 

1897 

1898 
1899 

1900 
I90I 
1902 

1903 
1904 



Total Increases and Decreases $2,175,931.63 
Net Increase 2,098,556.15 

SUPPLEMENTARY 



$77,375-48 



Number of deposits 

on which interest 

is allowed at this 

date 



Total amount of 
such deposits 



Rate of interest on 
same 



Amount of bonds 
and mortgages in- 
vested in during the 
year 



Amount received 

from bonds and 

mortgages paid or 

sold during the year 



End 
of 



920 
952 
970 
1,112 
1,236 
1,410 
1,530 
1,658 

1,750 
1,928 
2,042 



51,151,240. 69 
1,203,743.00 
1,373.720.21 
2,131,662 . 00 
2,366,843 . 00 
2,775,844-00 
2,743,875-00 
2,710,887 . 00 
2,957,343-00 
3,070,044. 00 
3,176,327.00 



2^, 3 and 4 % 

2, 2^, 3 and 4 % 

2|, 3 and 4 % 

2^, 3 and 4 % 

2^, 3 and 4 % 

2I, 3 and 4 % 

2,2^,3 and 4 % 

2, 3 and 4 % 

2,3,3^ and 4 % 

2, 2^, 3 and 4 % 

2, 2 j, 3 and 4 % 



$10,046.00 j. 

13,500 .00 ' . 

76,279 .00 : . 

66,294 .00 I . 
113,826.00 . 



117,463-15 
59,046.32 
72,665.77 
71,697 . 26 
52,859.00 



$141,962.47 

69,470.52 

108,401 . 10 

65.940.78 

47,845.46 



1894 

1895 
1896 
1897 
1898 

1899 
1900 
1901 
1902 
1903 
1904 



DEC. 31, 1904 



OFFICERS: 

President. 

George Urban. Jr. 
Vice-Presidents, 

Tames H. De Grapp, 

William C. Russell, 
Secretary, 

Charles E. Clark. 



(2d). 



TRUSTEES: 

Alpred A. Berrick, 
Henry W. Box, 
Charles E. Clark, 
James H. De Grapp, 
John Esser, 
Earl P. Lothrop, 
L. Fra.vklin Messer, 
Edwin G. S. Miller, 



Daniel O'Day, 
Frederick Persch, 
William C. Russell, 
OHN N. Scatcherd, 
illiam Spitzmiller, 
George Urban, Jr., 
Valentine P. Young. 
William Zimmerli. 



^" 



SI 



BUFFALO 



COMMONWEALTH 

CHARTERED 1903 



RESOURCES 



End 
of 


Bonds and 
mortgages 


Stock and bond 
investments 


Amount loaned on 
collaterals 


Other loans, 

including bills 

purchased 


Overdrafts 


Due from banks, 

bankers and 

brokers 


1894 

1895 
1896 

1897 
1898 
1899 
1900 
I901 
1902 






































































































1903 


$99,600 . 00 
119,750.00 


$1,064,163. 56 
2,546,001.53 


$854,405.50 
1,043,613.12 






$200. 00 


1004 




$90-33 











LIABILITIES 



End 
of 


Capital stock paid 
in, in cash 


Surplus book value 


Undivided profits, 
book value 


Deposits in trust 


General deposits by 
individuals, associa- 
tions and corpora- 
tions, except trust 
companies, savings 
banks and banks 
and bankers 
payable on demand 


Amount due trust 
companies 


1894 
1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 
1903 
1904 






1 










1 










1 










































1 ! 








1 










1 










$500,000. 00 
500,000.00 


$500,000. 00 
500,000.00 


$16,601.05 
40,702.98 


$75.00 
70,897.71 


$1,322,305.44 
3,321,565.45 


$77,927-71 
89.334-99 



SUPPLEMENTARY 



End 
of 


Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the year 


Amount of interest 

paid to and 

credited depositors 

during the year 


Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 


Amount of divi- 
dends on capital 
stock declared 
during the year 


Taxes paid during 
the year 


Amount of deposits 

made by order of 

court 


1894 

1895 
1896 
1897 
1898 
1899 
1900 
I901 
1902 
1903 
1904 


i 










1 
1 










1 


















































I 










1 










$62,189.75 
183,226. 12 


$14,545-46 
89,968.64 


$23,439-84 
46,658.95 






$43,794-33 
135,946.31 


$15,000. 00 


$10,113 - 7° 



DEC. 31, 1903 



OFFICERS: 



President, 

E. O. McNair, 

Vice-Presidents, 

Spencer Kellogg (1st), 

J. F. SCHOELLKOPF, Jr. (2d). 

Secretary, 

William E. Danforth. 



DIRECTORS. 

Charles T. Barney, 
William C. Barry, 
James R. Burnet, 
Whitney G. Case, 
Leonard Dodge, 
Julian M. Gerard. 
William H. Granger, 
William H. Hotchkiss, 
Spencer Kellogg, 
Edward L. Koons, 
Andrew Langdon, 
Fred. C. M. Lautz, 
John D. Larkin, 
Hardin H. Littell, 



William L. Marcy, 
Elliott C. McDougal, 
Eben O. McNair, 
Charles W. Pardee, 
Francis C. Prest, 
G. Barrett Rich, 
Robert K. Root, 
J. F. Schoellkopf, 
Henry Ware Spragub, 
Oakleigh Thorne, 
William E. Wheeler. 
Walter P. Wilson, 
Albert J. Wright. 



52 



TRUST COMPANY 



BUFFALO 



ADDRESS, CORNER NIAGARA AND MAIN STREETS, BUFFALO 

RESOURCES 



Real Estate 


Cash on deposit in 
banks or other 

moneyed Cash on hand 
institutions 


Amount of Assets 

not included under 

any of the above 

heads 


Due from directors 
of the institution 


Total 
Resources 


End 
of 














1894 
1895 
1896 

1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 




































































































$485,128.13 
930,875.15 


$84,752.45 
104,155.76 


$11,615.95 
28,765.87 


$30,000 .00 
^(42,000.00) 


$2,629,865.59 
4,773,251.76 







* Included in Loans. 



LIABILITIES 



Amoimt due 
savings banks 


Amoimt due banks 
and bankers 


Other liabilities 

not included under 

any of the above 

heads 


Total 
Liabilities 


Increase 


Decrease 


End 
of 














1894 

1895 
1896 
1897 
1898 
1899 
1900 
I901 
1902 

1903 
1904 


































































































$150,000. 00 
200,000. 00 


$56,431.87 
45,650.63 


$6,524.52 
5,100. 00 


$2,629,865.59 
4,773,251-76 






$2,143,386.17 









SUPPLEMENTARY 



Number of deposits 

on which interest 

is allowed at this 

date 


Total amount of 
such deposits 


Rate of interest on 
same 


Amount of bonds 
and mortgages in- 
vested in during the 
year 


Amount received 

from bonds and 

mortgages paid or 

sold during the year 




End 
of 














1894 
1895 
1896 
1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 


































































































710 
2.449 


$1,344,957.00 
3,264,942.00 


2 to 4 % 
2^ to 4 % 


$99,600. 00 
119,350.00 






$99,200.00 







DEC. 31, 1904 



OFFICERS: 

President, 

E. O. McNair. 

Vice-Presidents, 

Spencer Kellogg. 

J. F. Schoellkopp (2d). 

Secretary, 

William E. Danporth. 



DIRECTORS: 

Charles T. Barney, 
William C. Barry. 
James R. Burnet, 
Whitney G. Case, 
Leonard Dodge. 
Julian M. Gerard, 
William H. Granger, 
William H. Hotchkiss, 
Spencer Kellogg, 
Edward L. Koons, 
Andrew Langdon. 
Fred. C. M. Lautz, 
John D. Larkin. 
Hardin H. Littell, 



William L. Marcy, 
Eben O. McNair, 
Elliott C. McDougal. 
Charles W. Pardee, 
Francis C. Prest, 
G. Barrett Rich, 
Robert K. Root, 
J. F. Schoellkopf, 
Henry Ware Sprague, 
Oakleigh Thorne. 
William E. Wheeler, 
Walter T. Wilson, 
Albert J. Wright. 



52 



BUFFALO 



End 
o£ 



THE FIDELITY TRUST 

CHARTERED 1693— (FORMERLY THE FIDELITY TRUST AND GUARANTY COMPANY OF BUFFALO) 

RESOURCES 



Bonds and 
mortgages 



Stock and bond 
investments 



Amount loaned on 
collaterals 



Other loans, 

including bills 

purchased 



Overdrafts 



Due from banks, 

bankers and 

brokers 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 



$746,215 


00 


1.038,579 


12 


1,002,342 


46 


1,489,547 


06 


1,428,634 


78 


1,621,584 


89 


1.745.772 


43 


1,631,546 


81 


1,818,929 


96 


1,601,273 


31 


I.3I5.823 


50 



$88 

314 

876 

1,986 

2.307 
2,946 
2,788 
2,124 
2,862 
2,897 
2,407 



,68s 
.300 
,629 
.174 
.539 
.576 
,002 
,668 
.398 
,081 

.771 



84 
29 

79 
74 
75 
02 

75 
38 
85 
44 
47 



1.399 
1,840 
1,488 
1,928 
2,401 
2,468 
2,164 
2,279 
1.903 
1.932 



,802 . 50 
,402 . 86 
i534-o2 
i453-94 

363 -39 
,117.68 

,479-56 
,264 . 29 
,598.96 
121 . 80 
731-46 



»83i 
778 

1.496 
3.715 
7,281 

8,342 
4,670 
9.583 
7.430 
5.096 
3.746 



66 

15 
90 

99 
10 

53 
07 
78 
23 
97 
92 



LIABILITIES 



End 
of 



Capital stock paid 
in, in cash 



Surplus book value 



Undivided profits, 
book value 



Deposits in trust 



General deposits 



Amount due trust 
companies 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 
1903 
1904 



$500 
500 
500 
500 
500 
500 
500 
SCO 
500 
500 
500 



,000 


00 


,000 


00 


,000 


00 


,000 


00 


,000 


00 


,000 


00 


,000 


00 


,000 


00 


,000 


00 


,000 


00 


,000 


00 



5120,041 . 34 
173,991.64 
315,211.36 
462,127 . 89 
538,020.92 
585,747.89 
600,000. 00 
600,000. 00 
507,226.85 



534,542.45 
80,128. 52 



134.349 


10 


208,644 


46 


239,862 


45 


261,351 


52 


294,376 


74 


160,693 


72 


192,197 


71 


297.360 


34 


226,178 


82 


59.190 


99 


207,914 


96 



51,670, 
2,659, 

3.830, 

5,484, 
6,52s. 

7,016, 

7. 117. 
6,664, 

7,258, 
6,710, 
7,063, 



707 . 60 
016.39 
630.77 
851.66 
310 . 60 
804.30 
757-58 
903.80 
660.87 
373-81 
472 . 80 



572,229.49 
59,596.59 
31,717-77 



SUPPLEMENTARY 



End 
of 



Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the year 



Amount of interest 

paid to and 

credited depositors 

during the year 



Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 



Amount of divi- 
dends on capital 
stock declared 
during the year 



Taxes paid diiring 
the year 



Amount of deposits 

made by order of 

court 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 



$93,855-04 
158,946.41 
205,520. 79 
260,222 . 54 
410,280.53 

364.533-83 
376,931.28 
427,631.46 
377,941.30 
373,450.21 
375,846.27 



$42,437-29 
87,386.47 
128,125 - 91 
175.599-83 
208,309 . 18 
202,582 . 08 

183,396-55 
193,613.82 
190,677.68 
192,582.48 
205,488.9s 



$39,092 


44 


34.171 


43 


41,848 


10 


46,498 


07 


52,612 


66 


51,788 


69 


54,387 


74 


77.095 


53 


71.257 


01 


83,948 


33 


102, 745 


70 



$55,000 . 00 
60,000. 00 
60,000 . 00 
60,000. 00 
60,000. 00 



$5,541-27 

1,332.66 

915.00 

2,050. 00 
2,095 ■ 00 
2,440.00 

15,539-47 
14,474.71 

19,059-93 
19,266. 69 



$60,026 
60,062 
62,750 
76,522 

152,317 
122,673 

131.736 
152,633 
181,854 
171. 152 
183,647 



64 
40 

SI 
36 

13 
96 
48 

25 

34 
04 
21 



DEC. 31, 1894 



OFFICERS: 

President, 

George V. Forman. 

Vice- President . 

George S. Field. 

Secretary, 

T. S. McFarland. 



TRUSTEES: 

Robert B. Adam. 
J. J. Albright, 
Truman G. Avery, 
Mills W. Barse, 
Jacob Dold, 
George S. Field, 
George V. Forman, 
Robert L. Fryer, 
Edmund Hayes, 



Henry D. Kirkover, 
George L. Lewis, 
Franklin D. Lockb, 
John J. McWilliams, 
Amos W. Morgan, 
Jewett M. Richmond, 
Charles A. Sweet, 
Henry M. Watson, 
George L. Williams. 



53 



BUFFALO 



COMPANY OF BUFFALO 

ADDRESS, 284 MAIN STREET, BUFFALO— CORNER OF MAIN AND NIAGARA STREETS 

RESOURCES 



Real Estate 



Cash on deposit in 

banks or other 

moneyed 

institutions 



Cash on hand 



I Amount of Assets 
' not included under 
I any of the above 
heads 



Total 
Resources 



End 
o£ 



$269,107.88 
610,107 . 86 
784,898.96 
786,870.65 



$533 
629 

857 
1.307 
1.774 

919 
1,114 
1,468 
1,042 

510: 
1,601, 



,606 


73 


.724 


13 


.044 


75 


,566 


06 


.796 


89 


.694 


62 


.417 


76 


.973 


43 


,223 


73 


,266 


97 


,043 


IS 



$78,599.71 
38.142.53 
79.925-65 

90,009 . 18 

127,815.48 

166,650. 79 
156,213.27 
312,657.28 
200,927. 74 
613,256. 10 
429,101.65 



$20,257.64 

32.433-13 
40,280. 36 
62,307.99 
64,908. 80 
79,802 . 19 
84,085.76 
68,675.91 
87,029 . 70 
61,181.82 
58,895.58 



$2,344,999 
3.453.360 
4,698,253 
6,427,774 
7.639.340 
8,143.768 
8,361,641 
8,049,477 
8,908,647 
8,376,177 
8,535,984 



08 I 1894 

21 I 1895 

93 j 1896 

96 1897 

19 I 1898 



72 
60 
76 
03 
37 
38 



1899 
1900 
1901 
1902 

1903 
1904 



LIABILITIES 



Amount due 
savings banks 



Amount due banks 
and bankers 



Other liabilities 

not included under 

any of the above 

heads 



Total 
Liabilities 



Increase 



Decrease 



End 

•of 



$43,230-91 
18,393-27 
18,954.11 



5183,883.19 
426,807. 14 
205,197.89 



$5,399 


93 


5.570 


84 


7.719 


37 


7,580 


14 


4,441 


49 


4,142 


81 


13,665 


39 


1,465 


73 


24,463 


75 


i,8iS 


57 


1,500 


00 



»2,344, 
3.453. 
4,698, 

6,427. 
7.639. 
8,143. 
8,361, 
8,049, 
8,908, 
8,376, 
8,535, 



999 
360 

253 
774 
340 
768 
641 
477 
647 
177 



51,108,361 . 12 

1,244,893-73 

1,729,521.03 

1,211,565.23 

504,428.53 

217,872.88 



859,169.27 



159,807.01 



5312,163.84 
532,469.66 



1894 
1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 
1903 
1904 



Total Increases and Decreases, 
Net Increase, 

SUPPLEMENTARY 



$7,035,618.80 $844,633-50 



6,190,985.30 



Number of deposits 

on which interest 

is allowed at this 

date 



Total amount of Rate of interest on 
such deposits 



Amount of bonds 
and mortgages in- 
vested in during the 
year 



Amount received 

from bonds and 

mortgages paid or 

sold during the year 



1.433 

3.850 

6,364 

8,897 

10,522 

12,349 

14,564 

18,400 

20,505 

22.757 



$1,664 
1,905 
3,236 
5,005 
5,886, 

7,054 

7.178 

6,809, 

7,784, 

7,251 

7.527. 



,992.52 

346.01 
127.72 
376-52 
499-95 
500.99 
218.81 
630.89 
183.28 
893-73 
257-53 



2^, 3 and 4 

2} to 4 
2^ to 4 
2^ to 4 
2 J to 4 
2^ to 3 
2 to 4 

2 to 4 
2 to 4 
2 to 4 



% 
% 
% 
% 
% 
% 
% 
% 
% 
% 
2 t0 3j% 



$59,460.00 

213,999.00 

26,123.34 

321,902.50 



388,845-79 

216,562 . 29 
516,660.32 

193,121.64 

112,698.99 



$264,658.25 
330,787.91 
329,277.17 

410,778. 29 

398,148.80 



End 
of 



1894 

1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 
1903 
1904 



DEC. 31. 1904 



OFFICERS- 

Presuient, 

George V. Forman. 

Viee-Presidents, 

George L. Williams, 
Robert L. Fryer (2d). 

Assistant Secretary, 

Edgar A. Taylor. 



TRUSTEES: 



Truman G. Avery, 
Willis O. Chapin. 
Joseph P. Dudley, 
W. Caryl Ely. 
James E. Ford, 
George V. Forman, 
Howard A. Forman, 
Robert L. Fryer, 
George C. Gordon, 
George C. Greene, 
Henry Hamlin, 
George B. Hayes, 



Charles H. Keep. 

H. D. KiRKOVER, 

George L. Lewis, 
LoRAN L. Lewis, 
Franklin D. Locke, 
George B. Mathews, 
Robert W. Pomeroy, 
Pascal P. Pratt, 
Robert K. Root, 
Henry M. Watson, 
George L. Williaus, 



53 



ELMIRA 




CHEMUNG CANAL 

CHARTERED 1902 AS THE ELMIRA TRUST CO. 

RESOURCES 


End 
of 


Bonds and 
mortgages 


Stock and bond 
investments 


Amount loaned on Other loans, 
collaterals including bills 
purchased 

1 


Overdrafts 


Due from banks, 

bankers and 

brokers 


1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 





































































































$253,981.13 
2,413,575.00 
2,264,908. 68 


$125,968.45 
929.355-86 
933.39007 




$41,048.39 
1,208,286.97 
1,466,001.40 






$248,275.00 
130,960.00 




$17,916.96 
44,560. 10 






LIABILITIES 


End 
of 


Capital stock paid 
in, in cash 


Surplus book value 


Undivided profits, 
book value 


Deposits in trust 


General deposits by 
individiials, associa- 
tions and corpora- 
tions, except trust 
co's, savings banks 

and banks and 

bankers, payable on 

demand 


Amount due trust 
companies 


1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 
1903 
1904 



































































































$200,000. 00 
600,000. 00 
600,000.00 


$100;000. 00 
400,000. 00 
484,379.96 


$2,997.82 
'75.538-22 




$229,116.82 
4,781,022.94 
4,881,012. 24 


$164.01 
7,226.40 1 
12,342.93 ] 


$9,043-56 
13.633-36 



















SUPPLEMENTARY 



End 
of 


Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the year 


Amount of interest 

paid to and 

credited depositors 

during the year 


Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 


Amoimt of di\'i- 

dends on capital 

stock declared 

during the year 


Taxes paid diiring 
the year 


Amount of deposits 

made by order of 

court 


1894 
1895 
1896 
1897 
1898 
1899 
1900 
I901 
1902 

1903 
1904 



































































































$7,440.07 
217,741.04 
283,716.08 


$189.94 

56,089.44 

107,607.93 


$6,763.40 

46,175-44 
42,413.38 










$10,591. 29 
10,415-35 


$7,736-31 
12,284. II 


$72,000.00 



DEC. 31, 1902 



OFFICERS: 
President, 

A. Lee Smith. 
Vice-Presidents, 

J. B. Rathbonb, 

Ray Tompkins. 
Treasurer, 

Edward J. Dunn. 
Secretary, 

E. W. Gleckler. 
Cashier, 

William S. Carr. 



DIRECTORS: 

M. H. Arnot, 
J. Scott Baldwin, 
Charles T. Barnum, 
S. Reading Bertron, 
John Brand. 
E. E. Buchanan, 
T. Henry Clark, 
Lawrence W. Eighmey. 
Frederick L. Eldridge, 
William Falck, 
Frederick D. Herrick, 
John Magee, 



H. C. Mandeville, 
W. S. McCoRD, 
Louis P. Miller, 
James B. Rathbone, 
Frederick H. Richardson. 
Daniel Sheehak, 
A. Lee Smith, 
Frederick B. Smith, 
Ray Tompkins, 
Hamilton D. Wey, 
George W. Wyckoff. 



54 



TRUST COMPANY 

ADDRESS, 415 EAST WATER STREET, ELMIRA 



ELMIRA 



RESOURCES 



Real Estate 



Cash on deposit in 

banks or other 

moneyed 

institutions 



Cash on hand 



Amount of Assets 

not included under 

any of the above 

heads 



Due from directors 
of the institution 



Total 
Resources 



End 

of 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 
1903 
1904 



$88,597.67 
588,992.49 
684,035.94 



$19,111 ■ 24 
518,850.22 
505,126.69 



$9,001 .45 

27.551-71 
24,784.72 



$20,000.00 



SS37. 708. 33 
5,972,804.21 
6,053,767.60 



LIABILITIES 



Amount due 
savings banks 


Amount due banks 
and bankers 


Other liabilities 

not included under 

any of the above 

heads 


Total 
Liabilities 


Increase 


Decrease 


End 
of 














1894 

189s 
1896 
1897 
1898 
1899 
1900 
19OI 
1902 
1903 
1904 
























































































$4,965-37 

37.580.07 

1,127.75 


$464.31 
20,358.27 
19,903.84 


$537,708.33 
5,972,804. 21 
6.053.767-60 






$42,034.75 
41,367-52 


$5,435,095-88 
80,963.39 









Total Increase $5,516,059.27 

SUPPLEMENTARY 



Number of deposits 

on which interest 

is allowed at this 

date 


Total amount of 
such deposits 


Rate of interest on 
same 


Amovmt of bonds 
and mortgages in- 
vested in during the 
year 


Amount received 

from bonds and 

mortgages paid or 

sold during the year 




End 
of 














1894 
1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 
1903 
1904 
































1 




















































312 

4.379 
4,400 


$195,691.79 
3,198,278.06 
3,130,724.42 


2 and 3% 
2 to 3i % 
2 to 3^ % 








$398,170.80 
500. 00 


$149,895.80 
117,815.00 








OFFICEE 
Prest 

I 

Vice- 

t 

I 

Treas 
I 

Secre 
I 

Casht 
\ 


.S: 

dent, 

A. H. Arnot. 

Presidents, 

L.. Lee Smith, 

Lay Tompkins, 

AMES B. RaTHBONB. 

urer, 

iDWARD J. Dunn. 

ary, 

Z. W. Gleckler. 

<r, 

Villiam S. Carr. 


DEC 

DIREC 
M. 

Chj 
S. I 

i°" 

L. 
Fri 
Wi 
Fri 

JOH 


:. 31, 1904 

rORS: 
H. Arnot, 
Scott Baldwin, 
vrles T. Barney, 
Reading Bertron, 
n Brand, 
E. Buchanan, 
fiENRY Clark, 

VRENCE W. ElGHME-i 

!derick L. Eldridgi 
lliam Falck, 

JDERICK D. HeRRICK 

N Magee, 


H. C. Mande\ 
W. S. McCoRE 
Louis P. MiLi 
James B. Rat 
Frederick H. 
Hon. Daniel 
A. Lee S.mith 
Hon. Frederi 
!, Ray To.mpkin 
Hamilton D. 
George W. W 


), 

.ER, 
HBONE, 

Richardson, 
Sheehan, 

CK B. Smith, 

Wey, 
'yckopp. 





54 



GUEN FALLS 



GLEN FALLS 

CHARTERED 1897 



RESOURCES 



End 
of 


Bonds and Stock and bond Amount loaned on 
mortgages investments collaterals 


Other loans, 

including bills 

purchased 


Overdrafts 


Due from banks, 

bankers and 

brokers 


1894 
1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 
ID03 
1904 






















1 










i 








1 


$66,865.00 

75,030.00 

80,890. 00 

84,395.00 

128,670 . 00 

117,895.00 

149,617.87 


$61,029.00 
22,600 . 00 
22,600. 00 
70,525.00 
85,525.00 
80,525.00 
80,525 .00 


$69,465.00 
113,882.84 
115,257.66 
122,457.50 
176,451-25 
130,533-51 
142,800.00 


$343-873-74 
296,039 . 18 
273.734-63 
260,705.95 
182,220. 36 
222,356.98 
318,437.66 




$5,217.69 

14,493-55 
2,467.84 
6,927.78 
7,846.81 

18,499.05 
141,411.52 


$56.77 
43-34 











LIABILITIES 



End 
of 


Capital stock paid 
in, in cash 


Surplus book value 


Undivided profits, 
book value 


Deposits in trust 


General deposits 


Amount due trust 
companies 


1894 

1895 
1896 

1897 
1898 
1899 
1900 
I9OI 
1902 

1903 
1904 










'< 










1 










i 












$100,000.00 
100,000.00 
100,000.00 
100,000. 00 
100,000.00 
100,000. 00 
100,000. 00 




$50,000.00 
50,000. 00 
50,000 . 00 
50,000. 00 
50,000 . 00 
50,000.00 
50,000. 00 


$14,937.11 
20,900.39 
26,718.57 
28,946. 19 
35,795-66 
38,321.20 
45,639-81 




$470,335-02 
408,668.98 
466,955.95 
519,858.20 

554,419-39 
536,249.06 
642,286.31 












$1,000 . 00 

1,916.78 

607.62 

1,611 .65 













SUPPLEMENTARY 



End 
of 



Total amount of 
interest, commis- 
sions and profits of 
every kind received 
diiring the year 



Amount of ex- 
Amount of interest I penses of the 

paid to and j institution during 

credited depositors the year, excluding 
during the year taxes 



Amount of 

dividends on capital 

stock declared 

during the year 



Taxes paid during 
the year 



Amount of deposits 

made by order of 

court 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
19OI 
1902 
1903 
1904 



^28,738.53 

34,483-99 
30,028.68 

32,953-29 
34,733-42 
33.775-25 
44,165.46 



$3,921.99 
9,867.95 
8,810.34 
11,583.70 
11,685.37 
10,436.70 
12,384.39 



$6,726. 14 
8,061.50 
7,255-90 
9,233-39 
8,711.13 
7,002.58 
7,953-28 



54,000. 00 
8,000. 00 
8,000 . 00 
8,000. 00 
8,000. 00 
8,000. 00 
8,000. 00 



$975-36 
1,677.30 
1,294.63 
2,693.51 
1,835-03 
1.857-38 
1,825-53 



DEC. 31. 1898 



OFFICERS: 
President, 

A. B. COLVIN. 
Vice-Presidents, 

l. m. howland, 

John B. Derby. 
Treasurer, 

James A. Holden. 
Secretary, 

James A. Holden. 
Cashier, 

W. J. TOWNSEND. 



DIRECTORS: 

Isaac C. Blandy, 
Charles H. Carson, 
Addison B. Colvin, 
John B. Conway, 
Alfred E. De Forest, 
Daniel P. De Long. 
John H. Derby, 
William B. Dillon. 
John A. Dix, 
James A. Emerson, 
Charles F. Everest, 
William M. Haskell, 



James A. Holden. 
Lansing M. Howland, 
Joseph A. Kellogg, 
George M. Mead. 
George H. Parks, 
Ephraim B. Potter, 
Joseph A. Powers, 
Joseph E. Sawyer, 
William J. Townsend, 
Egbert W. West, 
J. Hyler White. 



55 



TRUST COMPANY 

ADDRESS, 174 GLEN STREET, GUENS FALLS 



GLENS FALLS 



RESOURCES 



Real Estate 


Cash on deposit in 

banks or other 

moneyed 

institutions 


Cash on hand 


Amount of Assets 

not included under 

any of the above 

heads 


Due from directors 
of the institution 


Total 
Resources 


End 
of 












1894 
1895 
1896 
1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 




















, 1 

t 1 








$64,669.18 

66,727 . 29 

118,056. 72 

1 16,062 .09 

66,607.37 

74,085. 21 


$17,365.22 

19.571-55 
26,569.79 
37,464.20 
33.188.52 
22,453.16 
22,643.84 


$9,889.07 
8,564-39 
7.422.49 
6,550-40 
6,470.13 
4.223.58 
2,794-39 







§638,373.90 
616,965.57 
647,042.47 
705,087.92 
748,617.36 
726,524.83 
858,230.28 














$61,637.92 

54,681.50 

*(49,320.oo) 


$1,271.84 










LIABILITIES 


*Included in Loans. 




Amount due 
savings banks 


Amount due banks 
and bankers 


i 
I 

Other liabilities j 
not included under 
any of the above 1 
heads 


Total 
Liabilities 


Increase 


Decrease 


End 
of 


! 










1894 

1895 
1896 
1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 












! 










. 














$3,101.77 
37.396-20 
3.367-95 
S.283.53 
2.990-33 
1,049.93 
2,231.39 


$638,373.90 
616,965. 57 
647,042.47 
705,087.92 
748,617.36 
726,524.83 
858,230.28 










$21,408.33 

■ 




$30,076.90 
58,045.45 
43.529-44 

131.705-45 








$3,495.20 

297.02 

16,461 . 12 






22,092.53 












Total Increa 

Net Increase 

SUPPI 


ses and Decreases 
.EMENTARY 


$263,357.24 
219,856.38 


$43,500.86 




Number of deposits 

on which interest 

is allowed at this 

date 


Total amount of 
such deposits 


1 

Rate of interest on 
same 


Amount of bonds 
and mortgages in- 
vested in during the 
year 


Amount received 

from bonds and 

mortgages paid or 

sold during the year 


Amount of debts 

guaranteed and 

present liability 

thereon 


End 
of 




' 








1894 

1895 
1896 
1897 
1898 
1899 
1900 
i 1901 
\ 1902 

1903 
1904 




' 





























283 

431 
528 
704 
808 
986 
1,008 


§353.095-20 
275.779-37 
305.555-32 
326,643.71 
391,406.34 
367.728.55 
492,000.00 


4 to si % 

iito3i% 
li to 3i % 
li to si % 
litos % 
2 to3i% 
2 to3i% 


$68,451. 17 

37.114-32 
7,600.00 
31,105.00 
51,100.00 
40,000.00 
43.717-87 








$33,333-00 


$1,740 . 00 
27,600.00 
6,825.00 
50.775-00 
11,995.00 













DEC. 3 1, 1904. 



OFFICERS: 

President, 

Addison B. Colvin. 
Vice-Presidents, 

Daniel P. De Long, 

John H. Derby (2d). 

J. HvLER White (3d). 
Treasurer, 

James A. Holden. 
Secretary, 

James A. Holdek. 
Cashier, 

A. Eugene Mason. 



DIRECTORS: 

C. H. Carson, 
Addison B. Colvin, 
John B. Conway. 
A. E. De Forrest, 
Daniel P. De Long, 
John H. Derby, 
Charles F. Everest, 
Isaac J. Finch. 
Joseph Goodpellow, 
Ezra Hartma.v. 
William M. Haskell, 
James A. Holden, 



J. A. Kellogg. 

D. McLaughli.v. 
Wallace T. Marsh, 
A. Eugene Mason. 
George M. Mead. 
J. R. Morrison, 

W. H. Parker, 

E. B. Potter, 

F. a. Rowe. 
Joseph E. Sawyer, 
E. W. West. 

J. Hyler White. 



55 



ITHACA 



ITHACA 

CHARTERED 1891 



RESOURCES 



End 
of 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 



Bonds and 
mortgages 



Stock and bond 
investments 



$109,533-65 
128,674. 77 
133,275.00 
146,940. 00 
214,637 . 00 
233.369-40 
230,251 . 20 
233.575-46 
212,099 - 80 
200,011 .96 
217.328.50 



$222, 
264, 

315. 

378, 
416, 

590, 
598, 
744. 
850, 

835. 
968, 



447-97 
382.29 
744.66 
790.23 
532-10 
690. 60 
912.01 
011.97 

059-44 
826 . 00 
512 . 00 



Amotmt loaned on 
collaterals 



Other loans, 

including bills 

purchased 



Overdrafts 



$56,693 


65 


27.165 


00 


19.324 


00 


28,695 


00 


48,346 


97 


100,016 


04 


79.705 


36 


171,972 


09 


252.544 


02 


226,437 


47 


163,169 


63 



$22,029 


03 


32.389 


37 


22,507 


50 


50,002 


75 


24.319 


03 


20,559 


92 


28,407 


94 


64.376 


10 


151. 114 


23 


173.925 


71 


137.324 


73 



$156.53 



103.61 
239.90 
280.68 
379-20 
93-46 
83.82 

242.03 



Due from banks 

bankers and 

brokers 



LIABILITIES 



End 
of 



Capital stock paid 
in, in cash 



Surplus book value 



Undivided profits, 
book value 



Deposits in trust 



General deposits 



Amount due trust 
companies 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 



$100,000. 
100,000. 
100,000. 
100,000. 
100,000. 
100,000, 
100,000. 
100,000. 
100,000, 
100,000 , 
100,000, 



$20,021 


59 


27.525 


48 


37,106 


47 


40,797 


03 


48,075 


90 


56,004 


16 


62,543 


99 


67.333 


32 


75.030 


40 


88,373 


72 


100,208 


66 



$702.53 
1,141.32 

852-57 
5,860.08 

7,605 .60 
8,072.05 

24.945-47 
35.350-11 

81.576-59 
111,313.01 

61,366.05 



$364. 
450. 
467, 

578, 

733. 
968, 

1,060, 

1.285, 

1,466, 

1.452, 

1,626, 



106 

237 
079 

042 

073 
841 

075 
524 
678 

420 

578 



SUPPLEMENTARY 



End 
of 


Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the year 


Amount of interest 

paid to and 

credited depositors 

during the year 


Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 


Amount of 

dividends on capital 

stock declared 

during the year 


Taxes paid during 
the year 


Amount of deposits 

made by order of 

court 


1894 

1895 
1896 

1897 
1898 
1899 


$20,237.10 
26,870 . 69 
31,068.62 
33,691.66 
48,457-78 
53.107-70 


$8,601 . 00 


$';,4t;c; , 7n 








10,552-97 
11,471.13 
13,686.92 
18,160. 25 
22,957.65 


4.714 
7.155 
7.844 
9.301 
8,876 


45 

2 I 




$677.49 

710.51 

941 .08 

1,123 . 00 

1,042.73 








69 
73 

47 


$6,000 . 00 




9,000. 00 
9,000 . 00 




$22,502.15 


1900 


62,397.46 


27,213 . 02 


11,988 


99 


10,000 . 00 


1,398.11 


11.433-63 


19OI 


80,499 . 42 


32,416.30 


11,968 


05 


12,000. 00 


2.395-71 


1,882.59 


1902 


91,276.48 


36,570-71 


9.664 


15 


16,000.00 


2,281.18 


10,545-83 


1903 


96,706.04 


39.539-86 


12,168 


15 


16,000. 00 


2,298. 70 


8,984.02 


1904 


94,475.14 


41,958.48 


14.740 


76 


20,000 . 00 


2,342.7s 


1,517.88 



DEC. 31, 1894 



OFFICERS: 
President, 



F. C. Cornell. 

Finch. 



Vice-President, 
Francis M 



Cashier, 

William H. Storms. 



DIRECTORS: 

Charles F. Blood, 
Franklin C. Cornell, 
Albert H. Esty. 
Francis M. Finch, 
John C. Gauntlett, 
Levi Kenney, 
William H. Sage, 
David B. Stewart, 



Elias Treman, 
Lafayette L. Treman, 
Samuel B. Turner, 
Mynderse Van Clbef, 
Charles E. Van Cleep, 
Frederic J. Whiton, 
Emmons L. Williams, 
Charles M. Williams. 



S6 



TRUST COMPANY 

ADDRESS, 110-112 NORTH TIOGA STREET, ITHACA 



ITHACA 



RESOURCES 



Real Estate 



Cash on deposit 

in banks or other 

moneyed 

institutions. 



Cash on hand 



Amount of Assets 

not included under 

any of the above 

heads 



Total 
Resources 



End 

o£ 







$26,472 


60 


3,000 


00 


27,000 


00 


27,000 


00 


26,000 


00 


26,000 


00 


22,600 


00 


20,100 


00 


18,100 


00 


16,100 


00 



S45.723 


81 


66,398 


18 


62,508 


14 


61,941 


38 


146,719 


58 


127,284 


48 


227,123 


49 


186,315 


39 


107,870 


II 


247,088 


20 


324,268 


71 



$21,604 • 05 
8,052 . 07 

12,807 ■ 22 
20,335.17 
13,486.69 
18,794.05 

40.359-91 
40,148 . 16 
108,427.30 
28,102 . 51 
34,446.92 



«7.955 
25,588 
39.194 
11,546 
13,687 
18,163 

19.593 
25.694 
23.469 
25,282 
28,590 



$485,987 


50 


579,122 


99 


608,517 


98 


725,251 


40 


904,832 


05 


1,135,118 


26 


1,250,634 


04 


1,489,072 


87 


1,725,777 


86 


1,754,857 


96 


1,889,982 


52 



1894 

189s 
1896 

1897 

1898 
1899 

1900 
I90I 
1902 

1903 
1904 



LIABILITIES 



Amount due 
savings banks 



Amount due banks 
and bankers. 



Other liabilities 

not included under 

any of the above 

heads 



Total 
Liabilities 



Increase 



Decrease 



End 
of 



$1,156.73 
218.34 

3,479-54 

552-90 

16,076. 87 

2,200 . 58 

3,069 . 21 

865.27 

2,491.94 

2,751.09 

1,829 . 49 



$485,987.50 

579.122.99 

608,517.98 

725,251.40 

904,832.05 

1,135,118. 26 

1,250,634.04 

1,489,072 . 87 

1,725,777-86 

1,754,857.96 

1,889,982.52 



$93,135-49 
29,394.99 
116,733.42 
179,580.65 
230,286 . 21 
115,515-78 
238,438.83 
236,704.99 
29,080. 10 
135,124.56 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 
1903 
1904 



Total Increases $1,403,995.02 



SUPPLEMENTARY 



■lumber of deposits 

on which interest 

is allowed at this 

date 



Total amount of 
such deposits 



Rate of interest on 
same 



Amount of bonds 
and mortgages in- 
vested in during the 
year 



Amount received 

from bonds and 

mortgages paid or 

sold during the year 



End 
of 



735 
927 

137 

397 

594 

903 

185 

394 

2,600 

2,679 

2,882 



$307. 
401, 

425, 
538, 
685, 

934. 
1,024, 
1,200, 
1,438, 
1,425, 
1,584, 



850 69 
181 38 
744.28 
090,75 
118.08 

677-94 
489.44 

051-54 
991.46 
366.85 
575-78 



2, 2^ and 3 % 
2 to 3 % 
2, 2^ and 3 % 
2, 2|and 3 % 
2, 2^ and 3 % 
2, 2^ and 3 % 
2, 2I and 3 % 
2, 2I and 3 % 
2, 2^ and 3 % 
2, 2^ and 3 % 
2, 2|and 3 % 



$34,299.00 
48,899.77 
38,940. 00 
49,825.00 
93,640 . 00 
44,732.40 
36,995.00 
28,825 . 00 
17,325.00 
19,650.00 
42,200.00 



540,113 . 20 
25.500.74 
38,800.66 

31,737-84 
24,883.46 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 



OFFICERS: 
President, 

Franklin C. Cornell. 
Vice-President, 

Francis M. Finch. 
Treasurer, 

Myndbrse Van Clebp. 
Secretary, 

William H. Storms. 
Cashier, 

William H. Storms. 



DEC. 31, 1904 



DIRECTORS: 

Franklin C. Cornell, 
Francis M. Finch, 

iOHN C. Gauntlett, 
Evi Kenney, 
Louis P. Smith, 
David B. Stewart, 
William H. Storms, 



Charles E. Treman, 
E. M. Treman, 
Robert H. Treman, 
Samuel B. Turner. 
MvNDERSE Van Clebp, 
Frederic J. Whiton. 
Emmons L. Williams. 



S6 



JAMESTOWN 




CHAUTAUQUA COUNTY 

CHARTERED tSSC 

RESOURCES 


End 
of 


Bonds and 
mortgages. 


Stock and bond 
investments 


Amount loaned on 
collaterals 


Other loans. 

including bills 

purchased 


Overdrafts 


Due from banks, 

bankers and 

brokers 


1894 














1895 














1896 
1897 
1898 
1899 
1900 


$57,849.66 
172,854.16 
232,381.38 
318,979.63 
337.325-36 
335,521.56 
298,151.30 
266,266.80 
255.734-33 


$1 13,000 . 00 
178,400.00 
191,480 . 00 
343.932-54 
424,194-92 
207,068. 21 
328,116.13 
227,310.00 
337,675.00 


$251,495.24 
264,211 . 76 
226,086 . 74 
348,961.72 

391.273-75 
298,714.19 

324,257-74 
457,666.38 

453.865-43 


$751,328.04 
494,045.72 
551.513-01 
986,066.33 
962,632.34 
1,089,323. 12 
1,119,702.59 

927.245-57 
847,841 . 92 


$1,208.32 
1,416.36 
3.480.38 
3.749-58 
1.397-35 
2,070.80 
890.37 

362.53 
164.23 


$268,593.32 
255.869.44 
213,697.10 
404,056.52 


19OI 
1902 

1903 
1904 


38,912.83 

40,037.79 
28,359.84 
25.316.77 



LIABILITIES 



End 
of 


Capital stock paid 
in, in cash 


Surplus book value 


Undivided profits, 
book value 


Deposits in trust 


General deposits 


Amount due trust > 
companies. 


1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 
1903 
1904 


























$300,000. 00 
300,000. 00 
150,000 . 00 
250,000.00 
250,000 . 00 
250,000.00 
250,000. 00 
250,000.00 
250,000. 00 




$80,012 . 01 
39,061.41 
34,000.52 
64,428. 24 
48,787.77 
48,654.35 
45,254.21 
48,591.04 
55,018.49 


$12,656.27 
15,912.16 
20,802 . 03 
42,430.60 
42,959-30 
44,783-87 
62,054 . 66 

27.707-31 
21.395-44 


$809,813.05 
1,178,566.03 

1,371,438.4s 
2,263,704.87 

2,345.993-54 
2,409,113.07 
2.354,027.03 
2,320,361.32 
2,348,684.60 


































$3,400.14 




SUPPLEMENTARY 


End 
of 


Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the year 


Amount of interest 

paid to and 

credited depositors 

during the year 


Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 


Amount of 

dividends on capital 

stock declared 

during the year. 


Taxes paid during 
the year. 


Amount of deposits 

made by order of 

court 


1894 
1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 
1903 
1904 


























$115,365 . 01 
73.316-23 

74,363-69 
131,283.07 
128,437.27 
136,767.03 
126,272 . 63 
123,724.58 
128,044. 27 


$15,747.46 

30,177-45 
31,640.04 
50,708.88 
54,675-76 
56,143.06 
57.332-48 

55.520. 73 
58,833.02 


$11,790.05 
16,689.62 
14,833.49 
32,189.98 
26,246. 26 

25.870.33 
25.472-63 

22.371.55 
22,062. 16 


$9,000. 00 
18,000.00 
12,000. 00 
13,500. 00 
15,000.00 
15,000. 00 
15,000. 00 
15,000. 00 
15,000.00 


$6,155.54 
2,979 - 68 

I. 135-73 
4,548.06 
2,416.93 
5.139-99 
5.154-97 
4.756.40 
5.122.73 


$12,656.27 
15,912. 16 
20,802 . 03 
42,430.60 
42,959-30 
44.783-87 
62,054.66 

27.707-31 
21.395-44 



DEC. 31, 1896 



OFFICERS: 

President, 

D. Griswold. 
Vice-Presidents, 

F. A. Bentley, 

Willis Tew. 
Secretary, 

M. M. Skiff. 
Cashier, 

W. O. Benedict. 



DIRECTORS: 

F. A. Bentley, 
Samuel Briggs, 
W. S. Cameron, 
A. P. Carter, 
A. Morelle Cheney, 
M. L. Fenton, 
Daniel Griswold, 
Elliot C. Hale, 
John W. Johnson. 
Solomon Jones, 



Robert N. Marvin, 
B. D. Phillips, 
Daniel H. Post, 
William H. Proudfit, 
E. P. Putnam, 
Elof Rosencranz, 
A. B. Sheldon, 
M. M. Skiff, 
Willis Tew, 
John J. Whitney. 



57 



TRUST COMPANY 

ADDRESS, 201 MAIN STREET, JAMESTOWN 



JAMESTOWN 



RESOURCES 



Real Estate 



Cash on deposit in 

banks or other 

moneyed 

institutions 



Cash on hand 



Amount of Assets 

not included under 

any of the above 

heads 



Due from directors 
or Trustees 

of the institution 



Total 
Resources 



End 
of 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
I901 
1902 
1903 
1904 



$55,852.42 
68,291 . 17 
66,817.62 

66,729.95 
66,031.88 
73,612 . 12 
78,489.06 
81,589.06 
73,814.06 



$14,569 . 21 
1,880.75 

21,183 - °2 
392,425.96 
577,605.34 
370,571-34 
532,796.24 
629,498.30 



$102,090. 58 

61,379-57 
69,923 . 82 

92,97553 

89.937-91 

107,888.29 

111,026 . 51 

106,019 . 38 

86,363.66 



$41,989.45 
22,502 . 21 
34,789.34 
32,070.52 
41,747.68 
29,128. 25 
22,159.74 
25,932.88 
20,937-33 



$519.28 



2 1,000. 00 



16,533.80 
65,121.51 
46,073.01 

*(34,093-68) 



51,643,926 . 

1,533,539 
1,592,050. 
2,639,705. 
2,706,967 . 
2,776,378- 
2,758,524- 
2,699,621 , 
2,73 1,21 1 . 



31 

60 

14 
34 
15 
51 
08 

69 

°3 



♦Included in Loans. 



Amount due 
savings banks 


Amount due banks 
and bankers 


Other liabilities 

not included under 

any of the above 

heads 


Total 
Liabilities 


Increase 


Decrease 


End 
of 














1894 

1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 


















$441,444.98 


$1,643,926.31 
1.533,539-60 
1,592,050. 14 
2,639,705.34 
2,706,967. 15 

2,776,378-51 
2,758,524.08 
2,699,621 . 69 
2,731,211.03 












$110,386.71 






15,809. 14 
19,141.63 
19,226.54 
23,827.22 
24,807.63 
18,262.00 
18,524.07 


$58,510.54 

1,047,655-20 

67,261.81 

69,411.36 






















$22,380.55 
34,700.02 
34,188.29 


17,854.43 
58,902.39 








31,589.34 







Total Increases and Decreases, $1,274,428.25 
Net Increase, 1,087,284.72 

SUPPLEMENTARY 



5187, 143-53 



fumber of deposits 

on which interest 

is allowed at this 

date 


Total amount of 
such deposits 


Rate of interest on 
same 


Amount of bonds 
and mortgages in- 
vested in during the 
year 


Amount received 

from bonds and 

mortgages paid or 

sold during the year 


Amount of debts 

guaranteed and 

present liability 

thereon 


End 
of 















1894 

189s 
1896 

1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 














1,686 


$484,489 . 06 

94,783-73 

129,499.50 

1,586,644.32 

1,506,837. 18 

744,996.36 

875,107.13 

796,102 . 72 

1,784,939.73 


3. 4 and 5 % 

3 and 4 % 

3 and 4 % 

3 to 4 % 

3% 

3% 

3 % 

3 % 

3% 


$172,038.37 
115,004.50 
169,764.05 
93,841-25 
91,039. II 
36,968.68 
21,001 . 42 
33,600.56 
38,865.00 




$329,682.72 


248 




329 
466 










1,114 


$72,693.38 
38,772.48 
58,381.68 
65,485.06 
49,397 -47 




1,317 
1,510 




1,617 




5.249 







OFFICERS: 

President, 

Charles M. Dow. 
Vice- President , 

Frank W. Stevens. 
Secretary, 

Harry P. Sheldon 
Assistant Secretary, 

Fred. M. Rich, 
Cashier, 

Fred. W. Hydb. 



DEC. 31 , 1904 



DIRECTORS: 

Shelden B. Broadhead, 
WiNFiELD S. Cameron, 
Albert G. Dow. 
Charles M, Dow, 
William T. Falconer, 
Alfred E. Hall, 
Edward L. Hall, 
Elliot C. Hall. 
Fred. W. Hyde, 
William J. Maddox, 



Robert N. Marvin, 
William H. Proudfit, 
Edgar P. Putnam, 
Elop Rosencrantz, 
Harry P. Sheldon, 
P. Frederick Simo.v, 
Frank W. Stevens, 
Seth W. Thompson, 
James L. Weeks. 



57 



JAt^lESTOWN 



UNION TRUST 

CHARTERED 18911 



RESOURCES 



End 
of 


Bonds and 
mortgages 


Stock and bond 
investments 


Amount loaned on 
collaterals 


Other loans, 

including bills 

purchased 


Overdrafts 


Due from banks, 

bankers and 

brokers 


1894 
1895 


$219,149.83 
290,874.35 

343,597-04 
320,527.08 
348,046.79 
379,511-82 
404,046 . 64 

477,356.74 
428,854.13 
396,066.62 
387,828.44 


$29,655.51 
80,557.14 
130,347.20 
158,470.59 
146,637.33 
223,750.00 

237.783-54 
166,692 . 1 1 
312,010. 00 
176,107.50 
162,892 . 50 


$58,683.62 
88,415.94 
86,469. 25 
1 1 1,322 . 80 
108,920. 27 
140,948. 00 
170,026. 72 

258,956.33 
31 2,422 . 22 
341,620.41 
513,267.99 


$41,385.87 
91,482.77 
70,005.43 
130,373-66 
182,785.92 
207,050 . I 2 
232,986.19 
214,954.60 
232,733.19 
182,172.86 
218,962.33 




$1,683.84 
J 


$156.80 
2.47 


1896 
1897 


1,383.08 


1898 
1899 
1900 
1901 
1902 
1903 
1904 


•05 


14.81 

4,855-45 
172.85 
308. 20 
990.36 

751-99 
38.01 















LIABILITIES 



End 
of 



Capital stock paid 
in, in cash 



Surplus book value 



Undivided profits, 
book value 



Deposits in trust 



General deposits 



Amount due trust 
companies 



1894 

1895 
1896 

1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 



$100 
100 
100 
100 
100 
100 
100 
100 
100 
100 
100 



000. 00 
000. 00 
000 . 00 
000. 00 
000. 00 
,000. 00 
,000. 00 
,000. 00 
,000. 00 
,000.00 
000.00 



$30,276.66 
43,862 .01 
75,228.31 

101,143.43 



$5,533-48 
16,056.77 
20,814.38 
22,046. 27 
19,200.39 
19,712 . 10 
20,514. 20 



$2,019 


03 


3,317 


44 


3.976 


39 


5.795 


30 


5.272 


53 


8,725 


82 


7.308 


21 


15.704 


II 


16,193 


26 


18,105 


II 



$309. 
490, 

599. 

702, 

791. 
953. 

1,061, 
1,162, 

1,254. 
1,307, 
1,29s, 



498 

213 

786 
288 
562 

273 
145 

671 

845 

312 
820 



SUPPLEMENTARY 



End 
of 



Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the year 



Amount of interest 

paid to and 

credited depositors 

during the year 



Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 



Amovmt of divi- 
dends on capital 
stock declared 
during the year 



$7,299 


62 


8,471 


76 


10,678 


70 


15.059 


04 


9.°54 


45 


9-917 


21 


9-332 


71 


10,287 


81 


12,079 


21 


13-133 


10 


11-585 


56 



Taxes paid during 
the year 



Amount of deposits 

made by order of 

court 



1894 

1895 
1896 

1897 
1898 
1899 
1900 
19OI 
1902 
1903 
1904 



18,309 


93 


38,865 


75 


39,103 


98 


43,861 


42 


46,780 


43 


51-509 


28 


58,435 


95 


73.018 


00 


73.104 


32 


78,625 


72 


80,724 


87 



$3,476 


83 


13,870 


70 


17,698 


67 


21,570 


49 


25,507 


83 


29,122 


41 


34,964 


77 


26,980 


38 


29,388 


39 


31,040 


70 


32,629 


08 



$2,000. 00 

6,000 . 00 

6,000 . 00 

6,000 . 00 

6,000 . 00 

6,000 . 00 

6,000. 00 

8,000. 00 

10,000. 00 

10,000 . 00 

10,000. 00 



51,092.37 
1,204. 1 1 
725-75 
834-65 
836.14 
824.18 

1,917-13 
2,039.72 
2,570. 28 
2,768.52 



$1,326. 12 

2,019 - 03 

3-357-64 

3,470.84 

4.233.90 

3,424.28 

6,408.48 

6,279.98 

15,608. 17 

15,884.46 

17,009.58 



DEC. 31, 1894 



OFFICERS: 
President, 

E. B. Crissey. 
Treasurer, 

James S. Patterson. 
Cashier, 

Frakk Merz. 



DIRECTORS: 

Samuel Briggs, 
Frank B. Bush, 
E. B. Crissey, 
N. Crissey, 

P. C. HOWSTON, 

Charles J. Jenner, 
O. E. Jones, 
Charles W. Macs, 



S8 



Frank Merz. 
Charles E. Morse, 
Charles M. Moore, 
C. A. Smith, 
Fred. P. Todd, 
Charles A. Tracy, 
F. A. Wilcox. 



COMPANY OF JAMESTOWN 

^DDRESS, 211 MAIN STREET, JAMESTOWN 



JAMESTOWN 



RESOURCES 



Real Estate 



Cash on deposit in 

banks or other 

moneyed 

institutions 



Cash on hand 



Amount of Assets 

not included under 

any of the above 

heads 



Due from directors 
of the institution 



Total 
Resources 



End 
of 



$2,757.82 
20,000. 00 
20,800. 00 
21,300. 00 
20,000. 00 
20,000. 00 
10,000. 00 
10,000 . 00 
40,000. 00 
40,000. 00 



*4i.743 
33.443 
41,185 

53.034 
77.998 
67,242 
71,297 
134.232 

57.051 
219,719 

135.573 



514,031-30 
11,193.04 
24,928.49 
24,904.91 

34.845-53 
35.565-78 
53,447.09 
43,817.91 
58,127.32 
81,700.57 
52,602 .97 



$8,698. 

9,408, 

6,000, 

8,878, 

796, 

756 

624, 

437 
6,760, 
8,460. 
3.903- 



40 
16 
00 
07 
28 
28 
94 
SI 
23 
90 
44 



$67,870.00 
*(48,640. 00) 



$415,032. 
608,289. 
723,918. 
828,311. 

921.345- 
1,079,679. 
1,190,385. 
1,306,756. 
1,418,948, 
1,514,469, 
1,515,068, 



06 
66 
60 

58 
70 

93 
77 
19 
90 
95 
90 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 



* Included in Loans. 



LIABILITIES 



Amount due 
savings banks 



Amount due banks 
and bankers 



Other liabilities 

not included under 

any of the above 

heads 



Total 
Liabilities 



Increase 



Decrease 



End 
of 



$4,537-13 
15.736-37 



$4,787.60 
1,422 .00 



6,500. 00 



$415,032 . 06 
608,289.66 
723,918.60 
828,311.58 

921,345-70 
1,079,679.93 
1,190,385.77 
1,306,756.19 
1,418,948.90 
1,514,469.9s 
1,515,068.90 



$193,257.60 
115,628.94 
104,392.98 

93,034.12 
158,334.23 
110,705.84 
116,370.42 
112,192 . 71 

95.521-05 
598-95 



1894 

1895 
1896 

1897 
1898 
1899 
1900 
I9OI 
1902 

1903 
1904 



Total Increases $1,100,036.84 
SUPPLEMENTARY 



Mumber of deposits 
on which interest j 
is allowed at this j 
date I 



Total amount of 
such deposits 



Rate of interest on 
same 



Amount of bonds 
and mortgages in- 
vested in during the 
year 



Amount received 

from bonds and 

mortgages paid or 

sold during the year 



End 
of 



765 
1,892 
2,220 
2,386 

2,545 
2.338 
2,203 
2,368 
2,543 
2.733 
2,886 



$232,171.39 

385,090.62 

509,501.64 

585,415.07 

704,528.86 

792,504.82 

890,802 . 06 

973,044.76 

1,022,173 ■ 92 

1,016,210. 00 

1,023,012.80 



3 and 4 % 

4% 

3 and 4 % 

3 and 4 % 

3 and 4 % 

3 and 4 % 

3% 

3% 

3% 

3% 

3% 



$272,696. 16 

125.773-59 
116,633.51 

90,497.11 
109,154. 02 

92,242 . 47 
107,524.82 
140,157 .06 

84,857-65 
32,476.27 
48,468. 24 



$82,990 . 00 
66,846.96 

133.360.26 
65,263.78 
56,706.42 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 



DEC. 31, 1904 



OFFICERS: 
President, 

Frank Merz. 
Vice-President, 

Samuel Briggs, 

Cyrus E. Jones. 
Treasurer, 

Frederick P. Hall. 
Cashier, 

Harry L. Briggs. 



DIRECTORS: 

Harry L. Briggs, 
George V. Blackstone, 
Samuel Briggs, 
Frank B. Bush, 
Harlow J. Crissey, 
Arthur H. Greenlu.vd, 
Frederick P. Hall, 



Cyrus E. Jones, 
Harry R. Lewis, 
Frank Merz, 
William C. Patterson, 
Charles Samuels, 
Ralph C. Sheldon. 



58 



MIDDLETOWN 



ORANGE COUNTY TRUST 

CHARTERED 1692 



RESOURCES 



End 
of 



Bonds and 
mortgages 



Stock and bond 
investments 



Amount loaned on 
collaterals 



Other loans, 

including bills 

purchased 



Overdrafts 



Due from banks, 

bankers and 

brokers 



1894 
1895 
1896 

1897 
1898 
1899 
1900 
19OI 
1902 
1903 
1904 



$92,372.00 

81,716.13 

100,597.97 

152,825.97 

155.300-00 
195.45000 
243,050.00 
267,623 . 67 
329.37367 
281,723.67 
280,873 . 67 



$192,821 


12 


181,356 


83 


314.977 


88 


280,887 


33 


340,831 


92 


348,809 


01 


379.058 


70 


379.316 


74 


431.345 


45 


513.413 


14 


1,524,894 


76 



$192, 

344. 

211, 

315. 
356, 
396, 
450, 

686, 
[.013, 
[,264, 

404> 



347-24 
959-12 
515-42 
392-42 
642.23 
511.42 
917. II 
143-36 
847.28 
636.78 
359-00 



$53,448-25 
54,048. 14 

54,614-53 
109,978.13 

72,164.54 
204,196.42 
308,092. 24 
385.165.83 
341,697.44 
195,627 . 21 
123,838.45 



$32.00 



J7.031 
4.189 
4.902 
S.970 
S.683 

13.510 
7.465 

11,646 

11.543 

9,872 

11,858 



-47 
•99 
.90 

-57 
•34 
.92 

•75 
.76 

•44 
•27 
•65 



LIABILITIES 



End 
of 



Capital stock paid 
in, in cash 



Surplus book value 



Undivided profits, 
book value 



Deposits in trust 



General deposits 



Amount due trust 
companies 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
I90I 
1902 

1903 
1904 



$100, 
100, 
100, 
100, 
100, 
100, 
100. 
100, 
100, 
100, 
100, 



000. 00 
000 . 00 
000 . 00 
000 . 00 
000. 00 
000. 00 
000. 00 
000. 00 
000. 00 
000. 00 
000. 00 



525,000. 00 
25,000. 00 
25,000. 00 
25,000. 00 
25,000. 00 
25,000. 00 
25,000. 00 
25,000. 00 
25,000. 00 
25,000. 00 
25,000. 00 



$17,333 
24,777 
34,246 
40,054 
52,581 
64,623 

76,043 
87,472 
99,263 
104,805 
98,360 



•29 
. 10 
.92 

•45 
.14 

•35 
•39 
. 12 

•70 
.91 

•15 



631 
668 

903 
1.037 
1,364 
1,620 

1.951 
2,325 
2,555 
2,770 



296.31 
.032.48 
,814.76 
,408. 00 
,412.49 
,074.88 
,904. 10 
,901 . 29 
.695^25 
793^24 
,627.54 



SUPPLEMENTARY 



End 
of 


Total amovmt of 
interest, commis- 
sions and profits of 
every kind received 
during the year 


Amount of interest 

paid to and 

credited depositors 

during the year 


Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 


Amount of divi- 
dends on capital 
stock declared 
during the year 


Taxes paid during 
the year 


Amount of deposits 

made by order of 

court 


1894 
189s 


$33,721.32 
35,639.09 


$10,700. c6 


$7.53961 
10, 355^33 


$6,000 . 00 




$3,031.88 
15,686.65 


15.379 


63 


6,000. 00 


$2,742.47 


1896 


42,193.76 


18,224 


79 


7,202 . 24 


6,000.00 


2,882.57 


4,039.84 


1897 


44,94445 


21,487 


46 


7.91454 


6,000. 00 


2,201 .91 


825.54 


1898 


49.991 • 70 


28,501 


64 


8, 175^94 


6,000.00 


1,401. 26 


2,420.98 


1899 
1900 
I901 


62,097. 17 

70,257.10 

119,640.57 


37.275 
46,09s 

59.384 


54 
44 
11 


8,826.47 
12,207 . 80 
12,224.57 


6,000 . 00 


1,291.41 
1,244.62 
2,885.06 




6,000 . 00 




6,000.00 


1,699.71 


1902 


107,568. 26 


70.345 


05 


12,035.94 


6,000. 00 


2,729.25 


1.31356 


1903 


114,849 . 42 


83.33s 


15 


15,603.17 


6,000.00 


2,804. II 


276.62 


1904 


119,656.59 


91,976 


93 


16,625.79 


6,000.00 


2,674.88 


1,810.65 



DEC. 31, 1894 



OFFICERS: 

President, 

Moses D. 

Vice-President, 
George N 



Stivers. 
Clemson. 



Secretary, 

Frank Harding. 



DIRECTORS: 

Edward Canpield, 
George N. Clemson, 
Isaac N. Cox, 
Charles J. Everson, 
Frank Harding, 
James G. Harding, 
Increase C. Jordan, 
William S. Martin 



James E. Matthews, 
William F. O'Neil, 
Henrv S. Pound, 
J. Charles Schwartz, 
Moses D. Stivers, 
William D. Stratton 
Thomas Watts. 
Frank D. Youngblood. 



59 



MIDDLETOWN 



AND SAFE DEPOSIT COMPANY 

ADDRESS, NORTH STREET, HrDDLETOWN 

RESOURCES 



Real Estate 



Cash on deposit in 

banks or other 

moneyed 

institutions 



Cash on hand 



Amount of Assets 

not included under 

any of the above 

heads 



Total 
Resources 



End 
of 



$31,827.76 
32,000.00 
31,700. 20 
31,776.87 
31.795-72 
31,689.80 
31,689.80 
31,689.80 
35,404.27 
39,842.34 
39,842.34 



$29,559.80 

36,769.86 

58,146.92 

89,539.02 

169,297 . 19 

261,549.24 

304,123.42 

323.582.85 

337.203.95 

405,404.97 

565,604.41 



S33.504 


02 


35.567 


35 


41,498 


64 


74,537 


49 


58,981 


48 


68,722 


S3 


54,698 


30 


63.761 


92 


67,090 


73 


66,939 


44 


46,784 


46 



Sl2,8lO 


43 


14,178 


30 


14,554 


99 


26,648 


53 I 


37.184 


46 


47,725 


48 


57.784 


38 


30,090 


°3 


34,394 


10 


39.561 


33 


37.440 


22 



$645 
784 
832 

1,087 

1,227 

1,568 
1,836 

2,179 

2,601 

2,817 

3.°35 



722 


09 


785 


72 


509 


45 


556 


33 


880 


88 


196 


82 


879 


70 


020 


96 


900 


33 


021 


15 


495 


96 



1894 

1895 
1896 

1897 

1898 
1899 

1900 
I90I 
1902 

1903 
1904 



LIABILITIES 



Amount due 
savings banks 



Amount due banks 
and bankers 



Other liabilities 

not included under 

any of the above 

heads 



Total 
Liabilities 



Increase 



Decrease 



End 
of 



$10,000. 00 



$33,054-23 
21,077 . 02 
32,380.73 



$9,092 

3.976 

4,447 

19.093 

12,887 

14,498 

14.932 

14,647 

8,887 

10,344 

9,127 



$645 
784 
832 
1,087 
1,227 
1,568 
1,836 
2,179 
2,601 
2,817 
3.035 



,722 
.785 
.509 
,556 
,880 
,196 

.879 
,020 
,900 
,021 
,495 



$139,063.63 

47.723-73 
255,046.88 
140,324.55 
340,315.94 
268,682.88 
342,141 . 26 
422,879.37 
215,120. 82 
218,474.81 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 



Total Increase $2,389,773.87 



SUPPLEMENTARY 



Niimber of deposits 

on which interest 

is allowed at this 

date 



Total amount of 
such deposits 



Rate of interest on 
same 



Amount of bonds 
and mortgages in- 
vested in during the 
year 



Amount received 

from bonds and 

mortgages paid or 

sold during the year 



End 
of 



882 
1,261 
1,282 
1.544 
1.723 
2,134 
2,492 
2,800 
3,425 
3-825 
4.164 



$337,626.79 

404,388. 46 

482,529 . 28 

641,901.34 

829,083 . 00 

1,041.315-00 

1,309,510. 00 

1,614,633 . 00 

1.938, 72300 

2,219,578 . 00 

2,363.244-00 



2 


and 


4% 


2 


and 


4% 


2 


and 


4% 


2 


and 


4% 


2 


and 


4% 


2 


and 


4% 


2 


and 


4% 


2 


and 


4% 


3 


and 


4% 


2 


and 


4% 


3 


and 


4% 



$38 

15: 
43 
56: 
29, 

77: 

67 

59 
89 

44 

73 



700. 00 
300. 00 
400. 00 
600. 00 
300. 00 
200.00 
550.00 

673-67 
300. 00 
400. 00 
000.00 



$19,950. 00 
35,100. 00 
27,550.00 
92,050. 00 
73,850.00 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 
1903 
1904 



DEC. 31, 1904 



OFFICERS: 

President, 

Georec N. 



Clemson. 



Vice-President, 

Frank Harding. 

Secretary. 

G. Spencer Cowlby. 



DIRECTORS: 

George N. Clemson, 
Isaac N. Ccx, 
Charles J. Evbrson, 
Edwin Francher, 
Frank Harding, 
J. G. Harding, 

0. P. Howell, 

1. C. Jordan, 



Theodore D. Mills, 
Henry S. Pound, 
S. S. Purvis, 
J. H. Smith, 
John D. Stivers, 
W. D. Stratton, 
H. W. Wiggins, 
Frank D. Youngblood. 



59 



MOUNT VERNON 




THE MOUNT VERNON 

CHARTERED 1903 

RESOURCES 


End 
of 


Bonds and 
mortgages 


Stock and bond 
investments 


Amount loaned on 
collaterals 


Other loans, 

including bills 

purchased 


Overdrafts 


Due from banks, 

bankers and 

brokers 


1894 
1895 
1896 
1897 
























.... 










1 1 












1898 
1899 
1900 




















1 










1 


1901 
1902 
1903 
1904 
























$90,500.00 
83,500 . 00 


$361,960. 17 
671.530-53 


$324,014.25 
409,883.55 


$220,315.59 
190,933-44 




$39,477-93 




1 


LIABILITIES 


End 
of 


Capital stock paid 
in, in cash 


Surplus book value 


Undivided profits, 
book value 


Deposits in trust 


General deposits 


Amount due trust 
companies 


1894 

1895 
1896 

1897 
1898 
1899 
1900 
19OI 
1902 
1903 
1904 
































































1 














1 




























$200,000.00 
200,000. 00 


$200,000. 00 
200,000.00 


$12,032.53 
16,127.90 


$14,436.51 
25.335-59 


$885,256.91 
1,110,230.64 


$1,149 - 90 
20,412.58 



SUPPLEMENTARY 



End 
of 


Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the year 


Amount of interest 

paid to and 

credited depositors 

during the year 


Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 


Amount of divi- 
dends on capital 
stock declared 
during the year 


Taxes paid during 
the year 


Amount of deposits 

made by order of 

court 


1894 

1895 
189)5 
1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 










i 










1 








1 i 








1 








i 1 
















































$53,931-34 
85,233.10 


$16,915.28 
26,166. 10 


$21,319.49 
27-389-03 





$1,636. 15 
4,587-29 


$14,386.51 
25.333-32 


$2,000.00 



OFFICERS: 

President, 

Archibald M. Campbell. 

Vice-President, 

A. A. LiSMAN. 

Second Vice-President, 
Jesse Lantz. 

Secretary and Treasurer, 
Daniel M. Hopping. 

Assistant Secretary and Treasurer, 

B. H. Carmes. 



DEC. 31, 1903 

DIRECTORS: 

John E. Borne, 
George H. Brown, 
J. Howard Burton. 
Arch. M. Campbell 
Daniel W. Coon, 
Austin Corbin, 
James M. Donald, 
George R. Dyer, 
Charles H. Francher, 
Samuel Fiske, 
A. F. Gescheidt, 
James A. Hill, 
MiNOT C. Kellogg, 
Jesse Lantz, 
Edson Lewis, 



Anthony A. Lisman, 
Frederick T. Martin, 
Charles M. Miller, 
E. H. Peck, 
Dallas B. Pratt, 
W. B. Randall, 
M. B. Stiles, 
S. H. Voorhees, 
J. M. Wainwright, 
Leopold Wallach, 
Samuel Weil, 
Daniel W. Whitmore, 
John G. Wintjen, 
A. Murray Young. 



60 



MOUNT VERNON 



TRUST COMPANY 

ADDRESS, 20 EAST FIRST STREET, MOUNT VERNON 

RESOURCES 



Real Estate 


Cash on deposit in 

banks or other 

moneyed 

institutions 


Cash on hand 


Amount of Assets 

not included vmder 

any of the above 

heads 


Due from directors 
of the institution 


Total 
Resources 


End 
of 


J 










1894 












1895 
1896 










1 .... 








1 


1897 
1898 








! 










1 


1899 












1900 














190I 


1 










1902 


$50,000. 00 
47,000. 00 


$238,501.38 
195,226. 00 


$51,176.54 
52,238.82 


$40,635.57 
20,809.67 


$23,700.00 


$1,440,281.43 
1,671,122.01 


1903 
1904 






LIABILITIES 


Amount due 
savings banks 


Amount due banks 
and bankers 


Other liabilities 

not included tinder 

any of the above 

heads 


Total 
Liabilities 


Increase 


Decrease 


End 
of 














1894 

1895 
1896 







































1897 














1898 














1899 


1 










1900 


1 











19OI 














1902 


$46,835.75 
69,916. 17 


$77,803.68 
26,606. 93 


$2,766. 15 
2,492. 20 


$1,440,281 . 43 
1,671,122 .01 






1903 


$230,840.58 




i9oi' 







SUPPLEMENTARY 



Number of deposits 

on which interest 

is allowed at this 

date 


Total amount of 
such deposits 


Rate of interest on 
same 


Amount of bonds 
and mortgages in- 
vested in during the 
year 


Amount received 

from bonds and 

mortgages paid or 

sold during the year 




End 
of 














1894 
1895 


























1896 














1897 














1898 












1899 
1900 






















19OI 












1902 


459 

533 


$700,645 . 48 
1,098,338.28 


2 to 4 % 

2 to 4 % 


$230,500. 00 
8,000.00 


$140,000. 00 
15,000.00 




1903 
1904 







DEC. 31, 1904 



OFFICERS: 
President. 

Archibald M. Campbell. 
Vice-Presidents, 

Anthony A. Lisman, 

Edwin H. Peck. 
Treasurer, 

Daniel M. Hopping. 
Secretary, 

Daniel M. Hopping. 
Assistant Treasurer. 

Percy W. Shepard. 
Assistant Secretary. 

Percy W. Shepard. 



DIRECTORS: 

A. Noel Blakeman, 
John E. Borne, 
George H. Brown, 
J. Howard Burton, 
Arch. M. Campbell, 
Daniel W. Coon, 
James M. Donald, 
Charles H. Franchbr 
Albert F. Gescheidt, 
James A. Hill. 
Daniel M. Hopping, 
Jesse Lantz, 
Edson Lewis, 
Anthony A. Lisman, 



Charles M. Miller, 
E. H. Peck, 
Dallas B. Pratt, 
W. B. Randall, 
M.D., M. D. Stiles, 

Francis A. Stratton, 

S. H. VOORHEES. 

J. M. Wainwright, 
Leopold Wallach, 
Arthur S. Warner, 
Samuel Weil, 
Daniel W. Whitmorb, 
John G. Wintjen, 
A. Murray Young. 



60 



NEWBURGH 



THE COLUMBUS 

CHARTERED 1693 



RESOURCES 



End 
of 


Bonds and 
mortgages 


Stock and bond 
investments 


Amount loaned on 
collaterals 


Other loans, 

including bills 
purchased 


Overdrafts 


Due from banks 
and trust 
companies 


1894 


$93,300.00 
99,600. 00 
96,655.61 
135,521.69 
166,921 .04 
229,077.76 
256,450.00 
317,150.00 
330,078.00 
374,446.02 
481,155.02 


$26,231.25 

26,231.25 

26,231.25 

26,231.25 

39,274-30 

161,633.30 

234,078.05 

400,037.50 

526,900.00 

584,600.00 

643,200.00 


$37-903-34 
38-143-58 
35.819-16 
42,875.00 

40,491-94 

40,120.44 

35,589-40 

41,722 . 68 

102,716.68 

192,209 . 70 

196,528.08 


$122,659 • 62 
213,778.09 
200,502 . 20 
319,198.90 
416,302.44 
428,205.65 
470,046. 24 
531,209.97 
600,611.02 
526,241 .90 
647-025.57 




$4,378. 14 
1,346.09 
2,761.75 
3.546.02 

15-838.04 
9,827.91 

39-903-50 
9.391-74 

10,883.39 

12,654.00 
8,228.47 


1895 
1896 
1897 


$390.64 
33-46 


1898 
1899 
1900 
1901 
1902 
1903 
1904 










48-17 
62.32 





LIABILITIES 



End 
of 



Capital stock paid 
in, in cash 



Surplus book value 



Undivided profits, 
book value 



Deposits in trust 



General deposits 



Amount due trust 
companies 



1894 

1895 
1896 

1897 
1898 
1899 
1900 
I9OI 
1902 
1903 
1904 



100 


000 


00 


100 


000 


00 


100 


000 


00 


100 


000 


00 


100 


000 


00 


100 


000 


00 


100 


000 


00 


100 


000 


00 


100 


000 


00 


100 


000 


00 


100 


000 


00 



|)20,000. 00 
20,000. 00 
20,000. 00 
20,000 . 00 
20,000. 00 
20,000. 00 
20,000. 00 
20,000. 00 
20,000. 00 
20,000. 00 
20,000. 00 



$5,530.93 
7.068.35 

9.636.37 
13-520.31 
19,218.85 
25,423.98 
34,694.84 
47,450.29 
61,302 . 13 
66,730.83 
76.819.39 



$5,130 


70 


11.059 


97 


6,488 


29 


7,288 


56 


11,668 


32 


12,167 


05 


14,093 


85 


12,666 


80 


69 


81 


388 


03 



$188 

277: 
265, 

437: 

619, 

804, 

985: 

1,312 

1.564. 

1.708, 

2,021, 



921.53 
846.93 
709. 67 
582.60 

303-87 
006 . 06 
900.53 
544-54 
452.06 
966.33 
132.84 



$980. 92 
1,622. 71 



SUPPLEMENTARY 



End 
of 


Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the year 


Amount of interest 

paid to and 

credited depositors 

during the year 


Amount of ex- 
penses of the 
institution dviring 
the year, excluding 
taxes 


Amoimt of divi- 
dends on capital 
stock declared 
during the year 


Taxes paid dvu-ing 
the year 


Amount of deposits 

made by order of 

court 


1894 

1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 


$14,902.67 
17,821.54 
22,684.28 
24,841.49 

34,353-98 
39,614.46 
52,427-05 

63,235-11 
85,667.68 
76,708.45 
91-249-67 


3^2 ■zee on 


$6,232.03 
6,082.94 

4,329-83 
4,687.27 

5,735-57 
5,759-86 
7,208.27 
7,386.71 
12,523.01 

11,537-57 
12,941.74 








4-431 

6,357 

7,760 

12,706 

19.729 
26,239 

35-287 
46,742 
52,346 
59,647 


01 
76 
42 

55 
38 
03 
15 
99 
38 
50 


$5,500. 00 
6,000.00 
6,000. 00 
6,000.00 
6,000.00 
6,000. 00 
6,000.00 
6,000. 00 
6,000. 00 
6,000.00 


$1,936-37 
2,162.38 
2,054. 20 

2.473-97 
2,244. 46 
1,805. 12 
2.227.47 
2,216.66 

2,357-27 
2,409 . 41 






$3,000.00 

623.53 

3-853-45 

8,282.98 


12,666.80 


388.03 



DEC. 31. 1894. 



OFFICERS: 
President, 

P. M. Barclay. 
Vice-President, 

J. Van Cleft. 
Treasurer, 

H. A. Bartlett, 
Secretary, 

H. A. Bartlett.; 



DIRECTORS: 
A. E. Adams, 
Walter C. Anthony, 
W. H. H. Armstrong, 
Peter M. Barclay, 
C. H. C. Beakes, 
H. B. Beckman, 
Thomas W. Bradley, 
Egbert E. Carr, 
Isaac Cochran, 
William Coleman, 



N. H. Dubois, 
John H. Flanagan, 
Charles T. Goodrich, 
David A. Morrison, 
W. J. Marshall, 
Samuel McClung, 
B. B. Odell. 
William M. Patton, 
Joseph Van Cleft. 



61 



NEWBURGH 



TRUST COMPANY 

ADDRESS, 76-78 BROADWAY, NEWBURGH 



RESOURCES 



Real Estate 



Cash on deposit in 

banks or other 

moneyed 

institutions 



Cash on hand 



Amount of Assets 

not included under 

any of the above 

heads 



Total 
Resources 



$2,300. 00 

26,754.35 
46,865.79 
56,002 . 18 
54,000. 00 



$15,902.81 

14,592.45 

27,318.69 

31,641.90 

74,856.49 

61,269.59 

88,124.28 

157.885.81 

110,518. 17 

124,662.35 

155,038.83 



$11,298. 24 
13,766.68 
15,440.25 
17,291 . 07 
21.735-32 
31.256-85 
26,798. 24 
16,091.57 
30,963.85 
26,154.68 
30,164.83 



$3,906. 14 
4,161 . 18 
3.829.38 
4.458.95 
4,476.41 
6,247.75 
9,580. 

II. 515- 
12,200, 
17,211' 



73 

•53 
,78 

•95 



16,597.64 



$315,579 


54 


412,009 


96 


408,591 


75 


580,764 


78 


779.895 


98 


967.639 


25 


1,162,870 


44 


1. 511. 759 


15 


1. 771. 785 


85 


1,914,250 


10 


2,231,938 


44 







LIABILITIES 








Amount due 
savings banks 


Amovmt due banks 
and bankers 


1 

Other liabilities 

not included under 

any of the above 

heads 


Total 
Liabilities 


Increase 


Decrease 


End 
of 






$1,127.08 
1,963.98 
2,185.74 
3.173-58 

14,084. 70 
6,540.89 

10,108. 02 

17,670.47 

10,939-51 
11,440.38 
10,771 . 60 


$315,579-54 
412,009.96 
408,591.75 
580,764. 78 
779,895.98 
967,639.25 
1,162,870. 44 

1.511,759-15 
1,771,785.85 
1,914,250 . 10 
2.231,938.44 






1894 
1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 






$96,430. 42 








$3,418.21 






172.173-03 
199,131.20 
187,743.27 
195,231.19 
348,888.71 
260,026. 70 
142,464.25 
317.688.34 




























$2,425-35 
6,061.83 
1,203.87 

















Total Increases and Decreases $1,919,777.11 
Net Increase 1,916,358.90 

SUPPLEMENTARY 



$3,418.21 



Number of deposits 

on ■which interest 

is allowed at this 

date 



Total amount of 
such deposits 



Rate of interest on 
same 



Amount of bonds 
and mortgages in- 
vested in during the 
year 



Amount received 

from bonds and 

mortgages paid or 

sold during the year 



259 

369 

441 

611 

786 

1,062 

1.397 

1.877 

2,233 

2,502 



$106,017 • 1 1 

172,879. 16 

189,541.65 

302,757.37 

438,635.89 

649,038. 12 

839,927. 10 

1,134,363-04 

1,236,951.76 

1,432,141.27 

1,665,435.48 



, 2^ and 4 % 

2 to 4 % 

, 2^ and 4 % 

, 2^ and 4 % 

, 2+ and 4 % 

, 2I and 4 % 

, 2^ and 4 % 

•|, 3 and 4 % 

2 to 4 % 

2 to 4 % 

2 to 4 % 



4)10,000 . 00 
6,300. 00 

4,255-61 

50,066 . 08 

32,849-35 

57,100. 00 

58,842.18 

98,100 . 00 
52,428. 00 

85,283.51 

130,250.00 



531,469.94 

37,400. 00 

39,500.00 
40,915.49 
23,541.00 



DEC. 31, 1904 



OFFICERS: 
President, 

Joseph Van Cleft. 
Vke-Presidents, 

D. A. Morrison (1st), 

Charles R. Bull (2d). 
Treasurer, 

Henry M. Leonard. 
Secretary, 

Barclay Van Clept. 



DIRECTORS: 

Walter C. Anthony, 
Charles R. Bull, 
Isaac Cochrane, 
Walter Dumville, 
Samuel W. Eager, Jr., 
John H. Flanagan, 
Richard Garrison, 
David A. Morrison, 



George H. Morrison, 
Samuel McClung, 
Dr. Clarence Ormsbee, 
William M. Patton, 
A. H. F. Seeger, 
Stephen Smith, 
Joseph Van Cleft. 



61 



NEW ROCHELLE 



NEW ROCHELLE 

CHARTERED 1901 



RESOURCES 



End 

of 


Bonds and 
mortgages 


Stock and bond 
investments 


Amount loaned on 
collaterals 


Other loans, 

including bills 

purchased 


Overdrafts 


Due from banks, 

bankers and 

brokers 


1894 
180 ■? 


i 




















1896 
1807 












1 








1898 


1 








1899 










1900 


1 


i 






1901 
1902 

1903 
1904 


$36,800.00 
1 14,800 . 00 
138,025 .00 
178,000 . 00 


$164,800 . 00 
267,620. 00 
378,170.00 
418,670 . 00 


$71,489.86 

85,081.12 

137,589.60 

210,870.08 


$221,912 . 10 
219,803.44 
200,798 . 85 
226,876.64 


$96.15 
37-40 
49.76 
62 . 42 


$4,637.09 
6,401 .91 
3.159-89 

15.647-53 



LIABILITIES 



End 
of 


Capital stock paid 
in, in cash 


Surplus book value 


Undivided profits, 
book value 


Deposits in trust 


General deposits 


Amount due trust 
companies 


1894 
1895 
1896 

1897 
1898 
1899 
1900 
I901 
1902 
1903 
1904 




1 
















































































$100,000.00 
100,000 . 00 
100,000 . 00 
100,000. 00 


$20,000.00 
20,000. 00 
20,000.00 
20,000.00 


$9,123.52 
11,114.37 
11,770.47 
17.059-51 




$523,512.26 
704,911.24 

945.237-30 
1,073,464.16 




$396 . 09 
1.353-62 
3,019.18 




$472-45 
9,8ir . 90 



SUPPLEMENTARY 



End 
of 


Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the year 


Amount of interest 

paid to and 

credited depositors 

during the year 


Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 


Amount of divi- 
dends on capital 
stock declared 
diuing the year 


Taxes paid during 
the year 


Amount of deposits 

made by order of 

court 


1894 

1895 
1896 

1897 
1898 
1899 
1900 
I90I 
1902 
1903 
1904 

























































































$9,388.19 
33.832-18 
42,419.31 
54,628.95 




$4,898.67 
14,630.41 

17.367-05 
18,243.49 


$3,000.00 
6,000. 00 
6,000 . 00 
6,000.00 






$3,447-75 
10,372.38 
16,540.85 


$3,200.47 
1,724.70 
2,111.13 


$396.09 

647-39 
649 . 19 



DEC. 31, 1901 



OFFICERS: 
President, 

W. W. BiSSELL. 

Vice-President, 

R. P. Carpenter. 
Cashier, 

H. J. VAN Zelm. 



DIRECTORS: 

William W. Bissell, 
Robert P. Carpenter, 
Thomas S. Drake, 
James Gibson, Jr., 
Alonzo Guest, 
Samuel C. Knapp, 
Edward Lambden, 



Albert Mahlstedt, 
Henry D. Phelps, 
Wilson M. Reynolds, 
Winfield S. Spencer, 
John Q. Underhill, 
Henri J. van Zelm, 
J. Addison Young. 



62 



NEW ROCHELLE 



TRUST COMPANY 

ADDRESS, 264-266 MAIN STREET, NEW ROCHELL.E 



RESOURCES 



Real Estate 



Cash on deposit in 

banks or other 

moneyed 

institutions 



Amount of Assets 
not included under 
Cash on hand any of the above 

heads 



Due from directors 
of the institution 



Total 
Resources 



End 

of 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
19OI 
1902 
1903 
1904 



$26,000. 00 
36,000. 00 
40,000. 00 
40,000 . 00 



$82,353.29 
102,918. 18 
148,310. 82 
130,405-92 



521,280.58 
31,884.70 

37.853-70 
40,560.41 



$9,214. 36 

6,737-11 
10,642 . 87 
1 1,279 . 40 



$22,027 - 80 

23.518.27 

31,034.00 

*(38,232.oo) 



$660,611 . 23 

894,802 . 13 

1,125,634.49 

1,272,372 . 40 



* Included in Loans. 



LIABILITIES 



Amount due 
sa-vings banks 


iAmount due banks 
and bankers 


Other liabilities 

not included under 

any of the above 

heads 


Total 
Liabilities 


Increase 


Decrease 


End 
of 














1894 

1895 
1896 

1897 
1898 






























































1899 
1900 
I9OI 
1902 

1903 
1904 


















$7,975-45 
48,292.49 

37.878-32 
45,609.42 


$660,611 . 23 
894,802 . 13 

1. 125. 634-49 
1,272,372.40 








$10,087.94 
8,922.33 
3,408.23 


$234,190. 90 
230.832.36 
146,737.91 

















Total Increases, $611,761.17 
SUPPLEMENTARY 



Niimber of deposits 

on which interest 

is allowed at this 

date 


Total amount of 
such deposits 


Rate of interest on 
same 


Amount of bonds 
and mortgages in- 
vested in dviring the 
year 


Amount received 

from bonds and 

mortgages paid or 

sold during the year 




End 
of 














1894 

1895 
1896 

1897 
1898 
1899 
1900 
I9OI 
1902 

1903 
1904 










































































45 
681 


$191,167.36 
379,666.02 
558,202.00 
674.043-39 


2% 
2 to 3^ % 
2 to si % 
I to 3i % 


$36,800 . 00 
92,000. 00 
50,800. 00 
95,700.00 






$14,000. 00 
27.575-00 
55.725-00 




1.450 
1.777 









DEC. 31, 1904 



OFFICERS: 
President, 

William W. Bissell. 
Vice-PresuienI, 

Robert P. Carpenter, 
Secretary, 

Henri J. van Zelm. 



DIRECTORS: 

William W. Bissell, 
Robert P. Carpenter, 
Thomas S. Drake, 
James Gibso.v, Jr., 
Alonzo Guest. 
Samuel C. Knapp, 
Edward Lambden, 



Albert Mahlstedt, 
Henry D. Phelps, 
WiLsoM M. Renolds, 
WiNPiELD S. Spencer, 
John 0- Underhill. 
Henri J. van Zelm, 
J. Addison Young. 



62 



NIAGARA FALLS 



NIAGARA FALLS 

CHARTERED 1004 



RESOURCES 



End 
of 


Bonds and 
mortgages 


Stock and bond 
investments 


Amount loaned on 
collaterals 


Other loans, 

including bills 

purchased 


Overdrafts 


Due from banks, 

bankers and 

brokers 


1894 

1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 










































































i 




















1 












$14,039 . 00 


$181,526. 24 


$224,667.05 


$145,446.44 


$645.29 


$1,357-28 



LIABILITIES 



End 
of 


Capital stock paid 
in, in cash 


Surplus book value 


Undivided profits, 
book value 


Deposits in trust 


General deposits by 
individuals, associa- 
tions and corpora- 
tions, except trust 
co's, savings banks 

and banks and 

bankers, payable on 

demand 


Amount due tnist 
companies 


1894 

1895 
1896 

1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 


























































































































$100,000.00 


$100,000. 00 


$5,770-39 




$471,800.46 


$12,818.19 





• 









SUPPLEMENTARY 






End 
of 


Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the year 


Amount of interest 

paid to and 

credited depositors 

dvuing the year 


Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 


Amount of divi- 
dends on capital 
stock declared 
diuing the year 


Taxes paid during 
the year 


Amount of deposits 

made byjorder of 

court 


1894 

1895 
1896 

1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 


















• 














i 































































^ 






















$15,687.05 


$3,355-28 


$6,178.40 




$382.98 









63 



NIAGARA FALLS 



TRUST COMPANY 

ADDRESS, 45 FALLS STREET. NIAGARA FALLS 



RESOURCES 



Real Estate 


Cash on deposit in 
banks or other 
moneyed 
institutions 


Cash on hand 


Amount of Assets 

not included under 

any of the above 

heads 


Due from directors 
of the institution 


Total 

Resources 


End 

of 














i8q4 
1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 














































■• 


































































$114,161 . 91 


$25,071.05 


$5.494-23 


*($72,283.57) 


$712,408.49 





* Included in Loans. 



LIABILITIES 



Amount due 
savings banks 


Amoimt due banks 
and bankers 


Other liabilities 

not included under 

any of the above 

heads 


Total 
Liabilities 


Increase 


Decrease 


End 
of 














1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 














































































































$8,632.88 


$13,386.57 




$712,408. 49 













SUPPLEMENTARY 



Number of deposits 

on which interest 

is allowed at this 

date 


Total amount of 
such deposits 


Rate of interest on 
same 


Amount of bonds 
and mortgages in- 
vested in during the 
year 


Amount received 

from bonds and 

mortgages paid or 

sold during the year 




End 
of 














1894 

1895 
1896 
1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 














































































































35° 


$220,000.00 


2 to 4 % 


$14,039 . 00 











DEC. 31, 1904 



OFFICERS: 

President, 

Frank A. Dudley. 

Vice-Presidents, 

Jerome B. Rice, 

John M. Hancock (2d), 

Frank W. Haskei.l (3d). 

Secretary, 

George G. Shepard. 

Assistant Secretary, 

Felix M. Woolworth. 



DIRECTORS: 

Charles E. Acker, 
Nelson J. Bowker, 
Sanpord T. Church, 
Frank A. Dudley, 
Alfred W. Gray, 
Hon. John M. Hancock, 
John J. Hopkins, 
Frank W. Haskell, 
Albert Hessberg, 
Clark L. Ingham, 
William J. Maxwell, 
James F. Murphy, 



Samuel J. Moore, 
Hon. S Fred. Nixon, 
Hon. a. K. Potter, 
Edgar F. Price, 
Jerome B. Rice, 
James S. Simmons. 
J. H. Schermerhorn, 
Gen. Bird W. Spencer, 
George G. Shepard. 
George C. Van Tuyl. 
Christopher M, Young. 



63 



PORT CHESTER 




MUTUAL TRUST COMPAN^ 

CHARTERED I90P 

RESOURCES 


End 
of 


Bonds and 
mortgages 


Stock and bond 
investments 


Amount loaned on 
collaterals 


Other loans, 

including bills 

purchased 


Overdrafts 


Due from banks, 

bankers and 

brokers 


1894 

1895 
1896 
1897 
1898 
1899 
1900 
I901 
1902 

1903 
1904 






















































































$80,500.00 
168,919.00 
178,419 . 00 
152,575.00 


$462,247.82 
929,908. 28 
746,064.41 
653.159-11 


$277,200.00 
587,450.00 
148,350. 00 
103,450.00 


$56,893.76 
213,919.62 
283,080.94 
372.93983 








$19,421.51 
26,176.68 
19.735-59 


$185.60 
816.97 



LIABILITIES 



End 
of 


Capital stock paid 
in, in cash 


Surplus book value 


Undivided profits, 
book value 


Deposits in trust 


General deposits 


1 

Amount due trust 
companies 


1894 
1895 
1896 

1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 





















































































$300,000. 00 
300,000.00 
300,000. 00 
300,000. 00 


$60,000. 00 
60,000.00 
60,000. 00 
60,000. 00 


$15,999.50 

35,481-71 
889.68 

8,325-54 


$21,564.59 
65.306-97 
31.565-37 

120,147.97 


$784,930.47 
1,548,516. 65 
1,290,712 . 60 
1,300,319.89 




$118,519.89 

102,073 - 21 

ro8,i2i .06 









SUPPLEMENTARY 






End 
of 


Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the year 


Amount of interest 

paid to and 

credited depositors 

diuing the year 


Amount of ex- 
penses of the 
institution diu-ing 
the year, excluding 
taxes 


Amount of divi- 
dends on capital 
stock declared 
during the year 


Taxes paid during 
the year 


Amount of deposits 

made by order of 

court 


1894 
1895 
1896 

1897 
1898 
1899 
1900 
I90I 
1902 

1903 
1904 























































































$20,808. 19 
127,235.09 

93.336-51 
78,919.83 


$4,640.85 
37.783-42 
48,319.49 
39.185-70 


$8,983.39 

19.715-97 
19,287.42 

17,722.43 




$161.35 
9,099.64 
4,791-38 
4,533-53 




$9,000. 00 
9,000 . 00 











DEC. 31, 1901 



OFFICERS: 
President, 

George R. Read. 
Vice-Presidents, 

John E. Parsons, 

Whitelaw Reid. 
Secretary and Treasurer, 

F. G. Ingersoll. 
Assistant Treasurer, 

John Leonard. 



DIRECTORS: 

W. B. DiCKERMAN, 

John I. Downey, 
G. G Haven, 

R. P. LOUNSBERY, 

D. Percy Morgan, 
Walter G. Oakman, 
John E. Parsons. 
William H. Parsons, 
Charles A. Peabody, 



Jerome A. Peck, 
George R. Read, 
Whitelaw Reid, 

T. J. RiKER, 

William H. Russell, 

John Ryan, 

John W. Sterling, 

W. J. Van Pelt. 

J. Mayhew Wainwright. 



64 



OF WESTCHESTER COUNTY 

ADDRESS, MAIN AND KING STREETS, PORT CHESTER 

RESOURCES 



PORT CHESTER 



Real Estate 



Cash on deposit in 

banks or other 

moneyed 

institutions 



Cash on hand 



Amount of Assets 

not included under 

any of the above 

heads 



Total 
Resoxirces 



End 
of 











! 

1 




1894 
1895 
1896 

1897 
1898 
1 1899 
1900 
I9OI 
1902 

1903 
1904 






















1 








1 ! 










1 < 


1 








1 i 




$35,818.52 

45,000.00 
45,000. 00 
66,529.40 


$257,933.86 
180,734.11 
335,741-99 
515,542.14 


$8,116.26 

8,952.21 

26,433-56 

32.553-05 


$14,494.05 
33,914.78 

30.875-17 
21,543.26 




$1,193,204.27 
2,188,219. 51 
1,820,327.3s 
1,938,844.35 








LIABILITIES 


Amount due 
savings banks 


Amount due banks 
and bankers 


Other liabilities 

not included under 

any of the above 

heads 


Total 
Liabilities 


Increase 


Decrease 


End 
of 










1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 


1 ■ 










1 




















1 




































$10,709 . 71 
11,879.82 


$1,193,204.27 
2,188,219. 5^ 
1,820,327.3s 
1,938,844.35 






$3i.3°6-56 
20,415.65 
24,867.61 


$17,207.91 
14,670.84 
17,062. 28 


$995,015-24 




$367,892. 16 


118,517.00 






Total Increases and Decreases $1,113,532.24 $367,892.16 
Net Increase 745,640.08 
SUPPLEMENTARY 


Number of deposits 

on which interest 

is allowed at this 

date 


Total amount of 
such deposits 


Rate of interest on 
same 


Amount of bonds 
and mortgages in- 
vested in during the 
year 


Amount received 

from bonds and 

mortgages paid or 

sold during the year 




End 
of 














1894 

1895 
1896 

1897 
1898 
1899 
1900 
I901 
1902 

1903 
1904 










































































229 
890 

1,047 
804 


$789,777.42 
1,742,960.87 
1,442.693.62 
1,414,500. 81 


2 and 3 % 


$80,500.00 

106,419 . 00 

12,500. 00 

14,156. 00 






$18,000.00 

3,000. 00 

40,000. 00 




2 to 3i % 
2 to 3i % 








OFFIC 
Pr 

Vi, 

Tr 
Set 
As 
Tr 


ERS: 
tsident, 

George R. Read. 
:e-Presidents, 

Whitelaw Reid, 

John E. Parsons. 
tasurer, 

F. G. Ingersoll. 
■retary, 

F. G. Ingersoll. 
sistant Treasurer, 

John Leo.vard. 
ust Officer. 

H. H. Powell. 


DE 

DIR 


C. 31, 1904 

ECTORS: 

Aaron A. Carpente 

Stanley W Dbxtei 

G. G. Haven, 

r. p. lounsberv, 

Walter G. Oakman 

John E. Parsons. 

Jerome Alvord Pec 

jteorge R. Read, 

64 


R, Whitelaw 
I, William h 
John Rya! 
William S 
John W. £ 
Marion St 
K, Howard \1 


Reid, 

[. Russell. 
J, 

alomon, 
iterling, 

ORY, 
iflLLETTS. 





POUGHKEEPSIE 




RESOURCES 


POUGHKEEPSIE 

CHARTEReO ISOl 


End 
of 


Bonds and 
mortgages 


Stock and bond 
investments 


Amount loaned on 
collaterals 


Other loans. 

including bills 

purchased 


Overdrafts 


Due from banks, 

bankers and 

brokers 


1894 
1805 


























1896 














1897 
1898 
1899 
1900 
1901 
1902 
1903 
1904 


















































$22,000.00 

95.970.92 

115,558.42 

160,316. 04 


$234,904.94 
336,812.64 
324,140.57 
458,905-73 


$223,991.38 

523,764.15 
539,398.12 

374.577-45 


$242,013 .44 
177,646.38 
182,139.87 
264,113.94 


$767-77 

792-51 

1,630.99 

2,331-54 


$20,195.44 
56,341.44 

9.053-30 
3,926.72 


LIABILITIES 


End 
of 


Capital stock paid 
in, in cash 


Surplus book value 


Undivided profits, 
book value 


Deposits in trust 


General deposits 


Amount due trust 
companies 


1894 
1895 
1896 

1897 
1898 
1899 

1900 
I90I 
1902 

1903 
1904 























































































$125,000. GO 
125,000.00 
125,000. 00 
125,000.00 


$125,000.00 i %'7-i.t;i T . /I i: 


$20,842. 73 

6,868.81 

17,971.84 

25.093-91 


$628,734.05 

1,071,532.54 

996,182.32 

1,098,614.40 




125,000.00 
125,000 . 00 
125,000.00 


68,283.04 
77,001.49 
71.895-34 









SUPPLEMENTARY 



End 
of 


Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the year 


Amount of interest 

paid to and 

credited depositors 

during the year 


Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 


Amount of divi- 
dends on capital 
stock declared 
diuing the year 


Taxes paid during 
the year 


Amount of deposits 

made by order of 

court 


1894 

1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 
1903 
1904 























































































$13,908.00 
39,293.06 
66,756. 15 
68,104. 00 


$3,117-39 
18,788.97 
24,376.20 
22,464.96 


$4,837.49 
12,803.88 
13,958.00 
13,601 . 05 




$335-94 
6,500.93 
3,962.76 
4,062.41 


$20,842.73 
3 1 , 1 1 2 . 64 
25.506.77 
25.093-91 


$15,000 . 00 

7,500.00 

15,000. 00 



DEC. 31, 1901 



OFFICERS; 
President, 

S. G. Guernsey. 
Vice-Presidents, 

Hudson Taylor, 

Jacob Le Fevre. 
Treasurer, 

Thomas W. Barrett. 
Secretary, 

W. C. Champlin. 



DIRECTORS: 

C. W. H. Arnold, 
T. W. Barrett, 
S. G. Guernsey, 
W. H. Frank, 
Adna F. Heaton, 
George M. Hine, 

J. W. HiNKLEV, 

E. T. HuLST, 
R. H. Hunter, 
Francis G. Landon, 
Jacob Le Fever, 



c. morschauser, 
Cecil E. Parker, 
C. W. Pilgrim, 
J. Wilson Poucher, 
Samuel K. Rupley, 
Isaac W. Sherrill, 
Hudson Taylor, 
A. G. Tobey, 
P. H. Troy, 
Benjamin P.Waynb 
J. L. Williams. 



6S 



POUGHKEEPSIE 



TRUST COMPANY 

ADDRESS, 236 MAIN STREET, POUGHKEEPSIE 



RESOURCES 



Real Estate 


Cash on deposit in 

banks or other 

moneyed 

institutions 


Cash on hand 


Amount of Assets 

not included under 

any of the above 

heads 


Due from directors 
of the institution 


Total 
Resources 


End 

of 














1894 

1895 
1896 

1897 
1898 

1899 
1900 
1901 
1902 
1903 
1904 










































































$81,500.00 
82,466.55 

75.659-84 
66,508.99 


$85,824.39 
83,319.06 
56,700.64 
82,886.08 


$13,023.91 
10,781. 70 
21,341.11 
25,212.08 


$21,934.10 
11,465.81 
11.530-70 
38.762.75 


$66,550.58 

105,164.50 

69,618. 20 

♦(64,376. 02) 


$1,012,705.95 
1,484,525 .66 
1,406,771 . 76 
1,477.541-32 



LIABILITIES 



* Included in Loans. 



Amount due 
savings banks 


Amount due banks 
and bankers 


Other liabilities 

not included under 

any of the above 

heads 


Total 
Liabilities 


Increase 


Decrease 


End 
of 














1894 
1895 
1896 

1897 
1898 
1899 
1900 
I9OI 
1902 

1903 
1904 














































































$39,615-72 

38,000.00 

35,000.00 

2,141 .50 


$1,012,705.95 
1,484,525.66 
1,406,771. 76 
1. 477. 541-32 






$10,000.00 


$39,841.27 
20,616. 1 1 
19,796.17 


$471,819.71 




10,000. 00 


$77,753-90 


10,000. 00 


70,769.56 







Total Increases and Decreases $542,589.27 

Net Increase 464,835.37 

SUPPLEMENTARY 



$77,753-90 



Number of deposits 

on which interest 

is allowed at this 

date 


Total amount of 
such deposits 


Rate of interest on 
same 


Amount of bonds 
and mortgages in- 
vested in during the 
year 


Amount received 

from bonds and 

mortgages paid or 

sold during the year 


Amount of debts 

guaranteed and 

present liability 

thereon 


End 
of 














1894 

1895 
1896 
1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 










































































167 


$320,890. 20 
725.326.74 
796.397-31 
807,280.93 


2 and 2i % 

2, 2j, 3 and3f % 

2, 2j and 3 % 

2 to 4 % 


$22,000 . 00 
84,470.92 
26,500 . 00 

65,207.62 






593 
819 


$10,500. 00 
6,912 . 50 

20,450. 00 


$1,000 . 00 


1,159 









DEC. 31, 1904 



OFFICERS: 

President, 

Stephen G. Guernsey. 

Vice-Presidents, 

Hudson Talvor, 
Charles W. Pilgrim. 

Treasurer, 

Thomas W. Barrett. 

Secretary, 

C. W. H. Arnold. 



DIRECTORS: 

C. W. H. Arnold, 
Thomas W. Barrett, 
William H. Frank, 
S. G. Guernsey, 
Adna F. Heaton, 
George M. Hine, 
James William Hinkley, 
Edward T. Hulst, 
Robert H. Hunter, 
Frank J. Le Fever. 
Joseph Morschauser, 
Cecil E. Parker, 



Charles W. Pilgrim, 
J. Wilson Poucher, 
Samuel K. Rupley, 
Isaac W Sherrill, 
Hudson Taylor. 
Hudson L. Taylor 
Arthur G. Tobey, 
Peter H. Troy, 
Benjamin P, Wayne, 
James L. Williams. 
Andrew C. Zabriskib. 



ROCHESTER 



THE FIDELITY TRUST 

CHARTERED 1S96 



RESOURCES 



End 
of 


Bonds and 
mortgages 


Stock and bond 
investments 


Amount loaned on 
collaterals 


Other loans, 

including bills 

purchased 


Overdrafts 


Due from banks, 

bankers and 

brokers 


1894 
189s 
1896 
1897 
1898 
1899 
1900 
19OI 
1902 



















































$61,200 . 00 
168,900. 00 
172,300. 00 
179,750.00 
243.750-00 
244,600. 00 
269,950. 00 


$497,145.88 
890,089 . 04 

1,415.139-83 
1,799,277.68 
1,846,764. 18 
2,084,185 . 44 
2,810,434.98 


$442,540. 00 
729,347.16 
1,069,691 .48 
1,496,175.24 
1.903.995-21 
1,901,159.86 
2,020,140. 54 


$91,716.88 

137,110.00 

199.354-60 

92,098.02 

123,310.95 

80,025. 15 

57,129.70 




$71,736.60 
13,808.08 

57.953-37 

158,408.44 

2,132.72 

7,603.07 

900. 00 










1903 
1904 















LIABILITIES 






End 
of 


Capital stock paid 
in, in cash 


Surplus book value 


Undivided profits, 
book vaJue 


Deposits in trust 


General deposits 


Amount due trust 
companies 


1894 

1895 
1896 

1897 
1898 
1899 
1900 
19OI 
1902 
1903 
1904 


















































$200,000. 00 
200,000. 00 
200,000. 00 
200,000. 00 
200,000. 00 
200,000. 00 
200,000. 00 


$20,000. 00 
20,000. 00 
81,609.37 
20,000. 00 
20,000. 00 
20,000. 00 
*i73,24o.65 


$10,432.00 
27.991-34 


$1,900.00 

1.345-05 
876.80 
1.536-69 
7,232.22 
5,921 .60 
11,685.68 


$1,065,022 . 01 
2,085,600. 39 
3,111,372.75 
3,888,907.54 
4,158,903.35 
4,676,687.59 
5,640,758.57 








92,053.28 
117,817.07 
126,924. 09 















* Includes undivided profits. 









SUPPLEMENTARY 






End 
of 


Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the yeaj 


Amount of interest 

paid to and 

credited depositors 

during the year 


Amoimt of ex- 
penses of the 
institution during 
the year, excluding 
taxes 


Amount of divi- 
dends on capital 
stock declared 
during the year 


Taxes paid during 
the year 


Amount of deposits 

made by order of 

court 


1894 

1895 
1896 
1897 
1898 
1899 
1900 
19OI 
1902 
1903 
1904 


















































$39,168.46 
89,370.80 
146,958.67 
185,639.64 
216,988.32 
217,870. 22 
253,954.86 


$14,983-72 
58,622.82 

92,553-11 
127,034.05 
146,886.35 
160,621 . 21 
185,745-95 


$10,522.35 
11,986.82 
16,325.69 
17.774-53 
19.763-53 
31.707-33 
25,013.27 




$690.00 
1,201 . 82 
1,461.84 

4,387-15 
3,246-24 
4,434-66 
3.487-14 




1 




$6,000.00 
12,000.00 
12,000. 00 
12,000. 00 















DEC. 31. 1898 



OFFICERS: 

Presi<ient, 

Lewis P. Ross. 

Vice-President 

J. Lee Judson. 

Secretary, 

J. C. Powers. 



DIRECTORS: 

W. J. Ashley, 
Edward Bausch 
James E. Booth, 
RuFus K. Dryer, 
Walter B. Duffy 
Lewis J. Ernst, 
J. J. L. Friederich 
Arthur T. Hagen 
David Hays, 
A. B. Hone. 
J. Lee Judson, 



Abram J. Kat,-!, 
Frederick C. Loebs, 
Joseph Michaels, 
J. B. Perkins, 
John Craig Powers, 
Walter W. Powers 
L. P. Ross, 
W. R. Seward, 
L. L. Williams, 
John C. Woodbury. 



66 



ROCHESTER 



COMPANY OF ROCHESTER 

ADDRESS, 2 WEST MAIN STREET, ROCHESTER 



RESOURCES 



Real Estate 


Cash on deposit in 

banks or other 

moneyed 

institutions 


Cash on hand 


Amount of Assets 

not included under 

any of the above 

heads 


Due from Directors 
of the institution 


Total 
Resources 


End 
of 




1 








1894 
1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 
























! i 


1 




$167,085. 17 
299.843-76 
333,603.07 

289.735-31 
279.356-95 
520,195.26 
850,158.25 


$71,244.36 
76,141.34 
122,458.96 
154,319.00 
148,194.99 
133.299-46 
156,674.71 


$5,777-51 
19,697.40 

23,357-61 
32,733-82 
43,606 . 22 
44,862.97 
31,783-72 




$1,408,446.40 
2,334,936.78 
3.393.858.92 
4,202,497.51 
4,591,111 . 22 

5.149,231-54 
6,197,171 . 90 




















$133,300.33 

*(59, 219-90) 










LIABILITIES 


* Included in Loans. 






Amount due 
savings banks 


Amount due banks 
and bankers 


Other liabilities 

not included under 

any of the above 

heads 


Total 
Liabilities 


Increase 


Decrease 


End 
of 














1894 

189s 
1896 
1897 
1898 
1899 
1900 
190I 
1902 

1903 
1904 





























;■■■ 














$111,092.39 


$1,408,446.40 
2,334,936-78 
3,393,858-92 
4,202,497.51 
4,591,111.22 
5,149,231.54 
6,197,171 . 90 










$926,490 . 38 

1,058,922 . 14 

808,638.59 

388,613.71 

558,120.32 

1,047,940.36 





















$75,000. 00 
100,130. 41 
105,604.94 


$12,158.58 
19,567.85 
65,882.06 

















Total Increases, $4,788,725.50 



SUPPLEMENTARY 



Number of deposits 

on which interest 

is allowed at this 

date 



Total amount of 
such deposits 



Rate of interest on 
same 



Amount of bonds 
and mort(?ages in- 
vested in during the 
year 



Amount received 

from bonds and 

mortgages paid or 

sold diiring the year 



End 
of 



1894 

1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 
1903 
1904 



350 




$983,040. 78 




777 


1,858,853.27 2, 


1,216 


( 2,814,470.54 




1,689 




3,660,1 17.02 




1,896 




4,046,604 . 66 




2,388 




4,488,391.58 


2.974 




5,357,091.44 


OFFICERS: 




President, 




Lewis P. Ross. 




Vice-Presidents, 




Edward Bausch, 




Albert O. Fenn. 




Secretary, 




John Craig Powers. 




Assistant Secretary, 






Gborgb J. Kevbs. 





2i, 3 and 4 % 

2j, 3,3i. 4 % 
2i to 4 % 
2 t0 4 % 
2 t0 4 % 
2 t0 4 % 
2 t0 4 % 



$61,200 . 00 
107,700 . 00 
26,200. 00 
42,700. 00 
86,850 . 00 
12,950. 00 
56,600.00 



DEC. 31, 1904 



DIRECTORS: 

Charles H. Babcock, 
Edward Bausch, 
James E. Booth, 
Walter B. Duphy, 
GusTAV Erbe, 
Louis J. Ervst. 
Albert O. Fenn. 
J. J. L. Friederich, 
Arthur T. Hagen, 



66 



$22,800. 00 
35,250.00 
22,850. 00 
I 2,100.00 
3 1,250.00 



Alexander B. Hone, 
Abram J. Katz, 
Joseph Michaels, 
James B. Perkims, 
John Craig Powers. 
Walter W. Powers, 
Lewis P. Ross, 
William R. Seward 
L. L. Williams. 



ROCHESTER 




RESOURCES 


GENESEE VALLEY 

CHARTERED 1901 


End 
of 


Bonds and 

mortgages 


Stock and bond 
investments 


Amount loaned on 
collaterals 


Other loans, 

including bills 

purchased 


Overdrafts 


Due from banks, 

bankers and 

brokers 


1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 
























































































$34,250.00 
184,500.00 
246.337-84 
379.306.7s 


$405,431.88 
1,025,854.58 
1,288,914 . 94 
2,106,102 . 18 


$780,152.35 
1,004,867 . 07 
1,282,715 .98 
1.518,934-60 


$1,400.00 

66,034.7s 

92,086.30 

160,624. 87 












$395.00 








LIABILITIES 


End 
of 


Capital stock paid 
in, in cash 


Surplus book value 


Undivided profits 
book value 


Deposits in trust 


General deposits 


Amount due trust 
companies 


1894 

189s 
1896 

1897 
1898 
1899 
1900 
19OI 
1902 
1903 
1904 




















































\ 


































$300,000. 00 
300,000.00 
300,000. 00 
300,000.00 


$60,000. 00 
60,000. 00 
60,000 . 00 
60,000 . 00 


$10,503.96 
37.353-46 
16,700. 58 
61,361.71 


$4,186. 10 
1,837.88 
8,812.87 

19,194. II 


$1,341,604 . 56 
2,462,218. 76 
3,087,478.8s 
4,273,037.83 












SUPPLEMENTARY 


End 
of 


Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the year 


Amount of interest 

paid to and 

credited depositors 

during the year 


Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 


Amount of divi- 
dends on capital 
stock declared 
during the year 


Taxes paid during 
the year 


1 

Amount of deposits j 

made by order of 

court 


1894 
1895 
1896 

1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 
















































1 




























$25,255.75 
119,249.03 
146,031.95 
216,064. 51 


$5,769-13 

61,054-33 

108,724.39 

146,405.22 


$8,982.66 
15,986.44 
17,886.63 
20,049.91 




Si. 377-92 

4,854.80 

5.073-81 
4,948.25 


$4,186.10 ' 
860.00 
1,615.98 
853-20 










OFFICERS: 

President, 
Henry 

Vice-Presidi 
Frank 

Secretary, 
Charli 


C. Brewster. 

nt, 

H. Hamlin. 

;s H. Palmer. 


DEC. 31, 1 

DIRECTORS 

William 
John F. 
Charles 
Leo Blo 
Carroll 
Henry C 
George ( 
John M. 
Thomas 1 
Nathani 
Charles 
Frank t 
Lester I 

67 


901 

H. Adams, 
Alden, 
E. Angle, 
:h, 

E. BowEN. 
Brewster, 

Z. BuELL, 

Davy, 
B. Dunn, 

EL FoOTE, 

P. Ford, 
. Hamlin, 
i. Humphrey, 


Alex. B. Lamberto 
F. C. Loebs. 
W. Henry Mathew 
William S. Morse, 
Charles H. Palmei 
Clinton Rogers, 
John S. Sheppard, 
Saumel Sloan, 

D. D. vSULLY, 

E. M. Upton. 
Valentine Whitmo 
Tames E. Wolcott. 
W. E. Woodbury. 


1 

N, 1 

s. 

i, 

RE, 



TRUST COMPANY 

ADDRESS, 21 EXCHANGE STREET, ROCHESTER 



ROCHESTER 



RESOURCES 



Real Estate 



Cash on deposit in 

banks or other 

moneyed 

institutions 



Cash on hand 



Amount of Assets 

not included under 

any of the above 

heads 



Due from Directors 
of the institution 



Total 
Resources 



End 
of 















1894 














189s 














1896 














1897 














1898 














1800 














1900 
19OI 


$80,000 . 00 


$329,498.45 
436,286. 12 
409,437. 12 
478,022.42 


$55,561.94 
82,153.50 
62,958.34 
82,107.53 




$30,000. 00 

62,249.00 

126,183.3s 

*(io7,o2S . 00) 


$1,716,294.62 
2,949,145.02 
3,589,028.87 
4,814,598.35 


80,000. 00 

80,000 . 00 


$7,200 . 00 


1902 
1903 


75,000. 00 


14,500. 00 


1904 


* Included in Loans. 
LIABILITIES 


Amount due 
savings banks 


Amount due banks 
and bankers 


Other liabilities 

not included under 

any of the above 

heads 


Total 
Liabilities 


Increase 


Decrease 


End 
of 














1894 














1895 














1896 














1897 














1898 














1899 














1900 








$1,716,294.62 
2,949,145.02 
3,589,028.87 
4.814.598-35 






I90I 


$40,000.00 
45,000. 00 
45,000. 00 


$40,534.92 

71.036-57 
41,504.70 


$7,200. 00 


$1,232,850.40 

639,883.85 

1,225,569.48 




1902 
1903 




14,500. 00 




1904 





Total Increases, $3,098,303.73 



SUPPLEMENTARY 



Nimiber of deposits 

on which interest 

is allowed at this 

date 



Total amount of 
such deposits 



Rate of interest on 
same 



Amount of bonds 
and mortgages in- 
vested in during the 
year 



Amount received 

from bonds and 

mortgages paid or 

sold during the year 



End 
of 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
I901 
1902 

1903 
1904 



815 
2,100 
3,600 
4,325 



$1,345,790.66 
2.534.591-56 
3,1 12,328. 29 
4.358,736-64 



3i and 4 % 

si and 4 % 

3i and 4 % 

2 to 4 % 



$34,250.00 

152,400.00 

68,762.84 

145.343-91 



$2,150.00 

6,925 . 00 

12,375.00 



OFFICERS: 

President, 

Henry C. Brewster. 

Vice-Presidents. 

Frank H. Hamlin (1st), 
Charles H. Palmer (2d). 

Secretary, 

Charles H. Palmer. 

Assistant Secretary, 

Herbert C. Howlett. 



DEC. 31 , 1904 



DIRECTORS: 

John F. Alden, 
Leo Block. 
Carroll E. Bowen, 
Henry C. Brewster, 
George C. Buell. 
R Titus Coan, 
John M. Davy. 
Thomas B. Dunn, 
Charles P. Ford, 
James S. Graham, 
William B. Hale 
Frank H. Hamlin, 
Alexander B Lamberton, 



Frederick C. Loebs, 
Horace McGuirp. 
W. Henry M\thews 
William S. Morse, 
Thomas M. Osbornb, 
Charles H. Palmer, 
(Charles E. Rider, 
Clinton Rogers, 
John S. Sheppard, 
Darrell D. Sully, 
Valentine F. Whitmorb, 
James E. Wolcott, 
Willis E. Woodbury. 



67 



ROCHESTER 



ROCHESTER TRUST AND 

CHARTERED 1*68 AS THE SAFE DEPOSIT COMPANY OP ROCHESTER 

RESOURCES 



Bod 
of 



Bonds and 

mortgages 



Stock and bond 
investments 



Amount loaned on 

collaterals 



Other loans, 

including bills 
purchased 



Overdrafts 



Due from banks. 

bankers and 

brokers 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 



$605 
881 
854 

875 
1,029 

1. 154 
1.332 

1.435 
1,504 

1.854 
1,906 



,010. 08 
,030. 08 
,322.58 
,967 . 00 
,774.01 
,374-01 
,909 . 01 
,100.97 
,388.28 
,066. 23 
,341.23 



$1,103,019.65 
1,330,800. 01 
1,613,096.59 
2,728,652. 60 

2,732.994-95 
2,614,152 . 42 
2,462,126. 73 
3,140,648.03 

4,131.383-04 
5.342,350-64 
7,830,932.54 



51,825, 



2,306, 

2.133: 

2,898, 
3.571. 
3.707, 
4,689, 

5.130. 

6,030, 

5.067, 



458 


15 


259 


98 


326 


83 


230 


45 


787 


23 


146 


64 


575 


37 


590 


07 


555 


15 


389 


84 



$1,927,695.91 



LIABILITIES 



End 
of 



Capital stock paid 
in, in cash 



Surplus book value 



Undivided profits, 
book value 



Deposits in trust 



General deposits 



Amount due trust 
companies 



1894 

1895 
1896 

1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 



))200,000 
200,000 
200,000 
200,000 
200,000 
200,000 
200,000 
200,000 
200,000 
200,000 
200,000 



. 00 
. 00 
. 00 
. 00 
. 00 
. 00 
.00 
. 00 
. 00 
.00 
. 00 



$364-539-43 



517,634.04 

544.431-74 
652,486.75 
751,107.51 
799,623.41 
745.905-73 
850,553-56 



$278,433.43 
313,950.10 



455,687.86 



50,670 . 21 
46.773-72 
61,840. 32 
47,661.45 
29,422.31 
49,910.63 



$178, 660 
225,297 
259,692 
214,823 
262,994 
311,069 
428,536 

483,564 
690,243 
709,009 
912,386 



$3,705 
4.175 
4.759 

5.747 
6,746 

7.055 

7.364 

8,654 

10,812 

12,661 

15,288 



,640 


48 


,664 


63 


.487 


06 


.295 


71 


.555 


23 


,726 


56 


,704 


36 


,621 


69 


,380 


03 


.397 


57 


.297 


56 



SUPPLEMENTARY 



End 
of 


Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the year 


Amount of interest 

paid to and 

credited depositors 

during the year 


Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 


Amount of divi- 
dends on capital 
stock declared 
dviring the year 


Taxes paid during 
the year 


Amount of deposits 

made by order of 

court 


1894 
1895 


$I00.0'?2 . OT 


$117,178.55 
149.335-99 


$17,027-35 
17.744-58 






$l6,i??6. 'C 


231,276 


94 


$20,000. 00 


$4,419 


37 


16,884 


91 


1896 


266,699 


14 


170,999.53 


19.159-32 


20,000.00 


7.007 


65 


21,210 


07 


1897 


279.399 


19 


193,631.70 


20,347.81 


20,000. 00 


S.359 


48 


19,208 


34 


1898 


314.852 


31 


229,177.91 


22,290.33 


20,000. 00 


6,203 


63 


20,208 


34 


1899 


384.536 


09 


250,443.65 


21,807. 76 


20,000 . 00 


6,316 


17 


27,540 


53 


1900 


399.073 


OS 


251,083.43 


22,760.56 


20,000. 00 


6,376 


19 


24.732 


84 


1901 


463.595 


03 


298,700. 89 


2i,337-i6 


20,000.00 


15.036 


03 


21,358 


38 


1902 


591.397 


35 


392,733.62 


26,150. 54 


28,000. 00 


13.214 


23 


7.692 


03 


1903 


696,409 


40 


497.304.56 


29,003.52 


12,000. 00 


15.133 


19 


II. 154 


96 


1904 


795,157 


65 


581,628.74 


30,484.47 


24,000 . 00 


13.592 


40 


8,433 


81 



DEC. 31, 1894 



OFFICERS: 

President, 

J. MoREAU Smith. 

Secretary, 

Haywood Hawks. 



DIRECTORS: 

William C. Barry, 
E. Frank Brewster, 
Henry C. Brewster, 
John H. Brewster, 
Max iiRiCKNER, 
William N. Cogswell, 
Frederick Cook, 
Eugene T. Curtis, 
Thomas J. Devine, 
George Ellwanger, 
William D. Ellwanger 
Augustus Frank, 



Jambs W. Gillis, 
Haywood Hawks, 
Robert M. Meyers. 
Oilman H. Perkins, 
Hiram W. Sibley, 
Rupus A. Sibley, 
J. MoREAu Smith, 
Frank A. Ward. 
Isaac Willis, 
C. B. Woodworth, 

C. C. WoODWORTH. 



68 



ROCHESTER 



SAFE DEPOSIT COMPANY 

ADDRESS, 25 EXCHANGE STREET, ROCHESTER 



RESOURCES 



Real Estate 



Cash on deposit in 
banks or other 

moneyed Cash on hand 

institutions 



Amount of Assets 

not included under 

any of the above 

heads 



Total 
Resources 



End 
of 



$i6o 
1 60 
160 
160 
168 
160 
140 
140 

125 
290 

390 



,000. 00 
000.00 
000. 00 
000. 00 
,220. 82 
000. 00 
000 . 00 
000 . 00 
000. 00 
000 . 00 
000. 00 



$514,929.34 
436,540.65 

381,845-73 
440,684.75 

528,195.43 
281,047.33 
600,872.53 

413-755-17 
1,364,776.80 

588,539.54 
1,727,716.85 



$112 

137 
206 
163 
216 
215 
243 
394 
367 
510^ 
5°9. 



,508 


51 


,258 


58 


,162 


74 


,612 


02 


,362 


04 


,631 


90 


,077 


41 


-790 


66 


.415 


69 


,375 


94 


,752 


87 



$41,808.22 
41,587-22 

62,031 . 30 

115,564.19 
153,406.55 
164,905.15 
206,368.93 
237,263.82 

203,782 . 12 
100,697.54 
166,176.45 



$4,362, 
4,914. 
5,583, 
6,617, 

7.727. 
8,161, 
8,692, 

10,451, 
12,827, 
14,716, 
17,598, 



733-95 
912-45 
718.92 
807.39 
184.25 
898.04 
501.25 
134.02 
336.00 

585-04 
309.78 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 



LIABILITIES 



Amount due 
savings banks 


Amount due banks 
and bankers 


Other liabilities 

not included under 

any of the above 

heads 


Total 
Liabilities 


Increase 


Decrease 


End 
of 








54,362,733.95 

4,914,912.45 

5,583,718.92 

6,617,807.39 

7,727,184.25 

8,161,898.04 

8,692,501. 25 

10,451,134.02 

12,827,336.00 

14,716,585.04 

17,598,309.78 






1894 

1895 
1896 

1897 
1898 
1800 








$552,178.50 

668,806.47 

1,034,088.47 

1,109,376. 86 

434,713-79 
530,603.21 
1,758,632.77 
2,376,201 . 98 
1,889,249.04 
2,881,724. 74 












































1900 
19OI 
1002 






$300,000. 00 




$210,000 . 00 


$67,427.31 
191,673.01 
147,007.95 




159,176.49 
150,154.01 


20,000. 00 




1903 
1904 









Total Increases, $13,235,575.83 



SUPPLEMENTARY 



Number of deposits 
on which interest 
is allowed at this I 
date 



Total amount of 
such deposits 



Rate of interest on 
same 



Amount of bonds 
and mortgages in- 
vested in during the 
year 



Amount received 

from bonds and 

mortgages paid or 

sold during the year 



End 
of 



2,689 
3,125 
3,275 
3.518 

3,892 
4,084 
4.542 

5.091 

6,807 

8,516 

10,306 



$3,580 
4,190 
4.675 
5.785 
6,725 
6,649 
7.430 
8,590 

11,178, 

13,307 
16,266 



250.50 
500.50 
500.75 

669.53 
500.50 
414.85 
740.78 
574-16 
850.09 

653-95 
332.87 



2 to 

2 to 

2 to 

2 to 

2 to 

3 to 
3 and 

3} to 
3Jand 

3 to 
3 and 



% 
% 
% 
% 
% 
% 
% 
% 
% 
% 
% 



$93,000.00 

37,400.00 

9,150. 00 

5,500.00 



14,900.00 
293,910.00 
187,625 . 00 
317,000 . 00 
425,079.00 
237,900. 00 



$115,375.00 

85.433-04 
247,712 . 69 

75. 401.05 
185,625 .00 



1894 

1895 

1896 

1897 

1898 

1899 

1900 

1901 

i 1902 

I 1903 

I 1904 



DEC. 31, 1904 



OFFICERS: 
President, 

J. MOREAU S.MITH. 

Vice-Presidents. 

George Ellwanger, 
William C Barry. 

Secretary, 

V. Moreau Smith. 

Assistant Secretary, 

Robert C. Watsom. 



DIRECTORS: 

Frederic P. Allen, 
JosiAH Anstice, 
Charles P. Barry. 
William C. Barry, 
E. Frank Brewster, 
John H. Brewster, 
Benjamin E. Chase, 
William N. Cogswell, 
Eugene T. Curtis, 
James G. Cutler, 
Thomas J. Dbvinb, 



George Eastman, 
George Ellwanger, 
William D. Ellwangbr, 
Robert M. Meyers, 
Eugene H Satterlee, 
J. Moreau Smith. 
V. Moreau Smith, 
Frank A. Ward, 
Robert C. Watson, 
George Wilder, 
Isaac Willis. 



68 



ROCHESTER 



SECURITY TRUST 

CHARTERED 1892 



RESOURCES 



End 
of 



Bonds and 
mortgages 



Stock and bond 
investments 



Amount loaned on 
collaterals 



Othrr loans, 

including bills 

purchased 



Overdrafts 



Due from banks, 

bankers and 

brokers 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 



$229,075 .00 
179,975.00 
228,075 • 00 
244,650 . 00 
307,610. 00 
396,950.70 
399,710.70 
503,965.00 
545,215-00 
524,800. 00 
498,289 . 00 



$106,400 . 00 

41 1,200 . 00 

573,625.00 

833,545-00 

1,558,255.00 

1,642,850. 00 

1,374,000 . 00 

1,577,100 . 00 

1,840,100 . 00 

2,154,100 . 00 

3,665,800 . 00 



$461, 

381, 

413^ 

595 

591 

1,093 

1,603 

1,867 

2,506 

2,851 

2,281 



,469 


30 


,817 


so 


,336 


26 


,410 


79 


,678 


13 


,127 


60 


,532 


79 


,026 


53 


,137 


48 


,837 


52 


,940 


32 



$3,183 


62 


3.203 


41 


25,754 


14 


42,265 


47 


94,906 


73 


326,397 


41 


304,538 


27 


396,078 


95 


903,585 


49 


883,956 


87 


389,047 


06 



56.50 



15-32 



$4,052.09 
225,966.43 



LIABILITIES 



End 
of 



Capital stock paid 
in, in cash 



Surplus book value 



Undivided profits, 
book value 



Deposits in trust 



General deposits 



Amount due trust 
companies 



1894 

1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 



200 


000 


00 


200 


000 


00 


200 


000 


00 


200 


000 


00 


200 


000 


00 


200 


000 


00 


200 


000 


00 


200 


000 


00 


200 


000 


00 


200 


000 


00 


200 


000 


00 



)I20,000. 00 

120,000. 00 

120,000. 00 
120,000. 00 
120,000. 00 
200,000. 00 
200,000. 00 
200,000. 00 
200,000. 00 

200,000. 00 

200,000. 00 



$30,039 
32,604 

35,531 
46,294 
82,830 
28,041 

58,725 
103,691 
121,184 

147.154 
161,856 



$48,294 


33 


39,936 


28 


44,572 


78 


52,113 


58 


114,536 


42 


150,666 


22 


158,487 


84 


259,181 


62 


812,211 


74 


750,115 


83 



$821,966.05 

1,001,161 . 51 

1,369,365.85 

2,003,862 . 08 

3,254,276.09 
3,420,975.25 
3,908,365.64 

4,260,282 . 01 

5,720,891.95 
5,875,056.91 
7,974,059.73 



SUPPLEMENTARY 



End 
of 


Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the year 


Amount of interest 

paid to and 

credited depositors 

dtu-ing the year 


Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 


Amount of divi- 
dends on capital 
stock declared 
during the year 


Taxes paid dvu-ing 
the year 


Amount of deposits 

made by order of 

court 


1894 

1895 
1896 


$55,385.60 
76,991.64 
78,540.24 


$21,437.99 
33,457-10 
34,380.47 


$15 700 Tn 


$6 000 00 






12,667 
15,619 


51 

68 


12 000 00 


$6,393 
4,674 


41 

95 






12,000. 00 


$46,423 


43 


1897 


99,768 . 20 


62,937.36 


13,323 


08 


12,000. 00 


3,872 


54 


30,284 


36 


1898 


169,065 . 06 


86,039.35 


14,369 


76 


12,000.00 


5,841 


78 


173,932 


85 


1899 


175,697.26 


114,237.20 


19.323 


35 


12,000. 00 


4,925 


91 


107,936 


38 


1900 


226,918 . 65 


119,512.25 


17.793 


89 


12,000.00 


5,478 


71 


21,823 


78 


1901 


225,434.23 


134,909-32 


22,338 


60 


14,000 . 00 


9,220 


16 


9,492 


95 


1902 


257.392.78 


181,973.14 


31,766 


00 


16,000. 00 


10,160 


95 


13,764 


32 


1903 


313,877.94 


231,614.14 


29.131 


48 


16,000. 00 


1 1,161 


82 


11,720 


75 


1904 


345,970-65 


268,766. 74 


35,560 


79 


16,000. 00 


10,941 


01 


45.277 


39 



DEC. 31, 18 94 



OFFICERS: 

President, 

Hiram W. Sibley. 

Vice-Presidents, 

Oilman H. Perkins, 
William S. Kimball 
Granger A. Hollister. 

Secretary, 

William L. Mercer. 



DIRECTORS: 

George C. Buell, Jr., 
Benjamin E. Chase, 
T. W. Finucane, 
Albert H. Harris, 
J. Alexander Hayden, 
George C. Hollister, 
Granger A. Hollister, 
J. Lee Judson, 
William S. Kimball, 
Arthur Leutchpord. 
A. M. Lindsay, 
William L. Mercbr, 



A. Erickson Perkins, 
Oilman H. Perkins, 
Eugene L. Satterlee, 
Hiram W. Sibley, 
RuFus A. Sibley. 
C. Walter Smith, 
Frank S. Upton, 
James S. Watson, 
William E. Werner, 
George Wilder, 
Julius M. Wile. 



69 



COMPANY OF ROCHESTER 

ADDRESS, 103 EAST MAIN STREET, ROCHESTER 



ROCHESTER 



RESOURCES 



Real Estate 



Cash on deposit in 

banks or other 

moneyed 

institutions 



Cash on hand 



$IOO, 

lOO. 

152, 
171. 
15° 
lOS: 
100, 
100, 
100, 
100, 



000 . 00 
000. 00 
502 . 66 

334-93 
858.61 
644.92 
023.38 
000. 00 
000. 00 
000. 00 
000. 00 



5225,145.37 

159.497-44 
344,172.12 

396,343-Si 
808,715.19 
140,925.31 
566,569.17 
298,047 . 18 

447.930-25 
566,624 . 17 
919,991.03 



$68,172. 

83.632. 

29,686. 
120,124 ■ 
154,650. 
188,243, 

i38,993' 
180,508. 
229,281 , 
207,904 , 
261,331. 



Amount of Assets 1 

not included under j Due from directors 
any of the above of the institution 
heads 



Total 
Resources 



End 
of 



526,854.18 

34,523-45 ! 

17,862 .46 I 

30,1 19.28 j 

23.195-14 I 

24.639.44 j I 3.963.77 



*($95,ooo. 00) 



$1,220,300 


19 


1.353.848 


87 


1. 765.013 


68 


2,414,829 


98 


3,710,869 


48 


3.963.778 


41 


4,518,00-4 


90 


4,922,726 


54 


6,572,249 


68 


7.293,274 


78 


9,342,380 


56 

1 



1894 

1895 

1896 

1897 
1898 
1899 

1900 
I90I 
1902 

1903 
1904 



* Included in Loans. 



LIABILITIES 



Amount due 
savings banks 



Amount due banks 
and bankers 



Other liabilities 

not included under 

any of the above 

heads 



Total 
Liabilities 



Increase 



Decrease 



End 
of 



510,283.03 



560,548.70 
58,827.25 
56,274.01 



$82.50 

180. 00 

100. 50 

1,648.87 

225 . 00 

247-50 

265 . 00 

160. 00 

24 . 00 

74.00 



1,220,300 


19 


1,353.848 


87 


1. 765. 013 


68 


2,414,829 


98 


3,710,869 


48 


3.963.778 


41 


4,518,004 


90 


4,922,726 


54 


6,572.249 


68 


7.293.274 


78 


9,342,380 


56 



$133,548.68 

411,164. 81 
649,816. 30 

1,296,039.50 
252,908.93 
554,226.49 

404,721 .64 

1,649,523-14 

721,025 . 10 
2,049,105 . 78 



1894 

1895 
1896 
1897 
1898 
1899 

1900 
I90I 
1902 

1903 
1904 



Total Increases, $8,122,080.37 



SUPPLEMENTARY 



Number of deposits 

on which interest 

is allowed at this 

date 



Total amount of 
such deposits 



Rate of interest on 
same 



Amount of bonds 
and mortgages in- 
vested in during the 
year 



Amount received 

from bonds and 

mortgages paid or 

sold during the year 



End 
of 



504 
400 
548 

1.335 
2,086 
2,761 
3-053 
3.445 
4,642 

S-877 
7.15s 



$673,678. II 
827,271 . 41 
1,010,810. 19 
1,958,398.36 
2,820,994 . 69 
3,238,604.49 
3,460,286 . 50 
4,173,316.68 
5,597,648.00 
6,487,115.90 
8.048,837.95 



2 to 4 % 
2 to 4 % 
2 to 4 % 

2 to 4 % 

2 to 4 % 

2 to 4 % 

2 t0 4 % 

lit0 4 % 

iito4 % 
3i to 4 % 
2it0 4% 



$168,675.00 



4,125.00 

124,260. 00 

162,238.95 

57,050.00 

133.349-30 

71,250. 00 

1 1,000. 00 

18,000. 00 



$54,290. 00 
29,095 . 00 
30,000. 00 
31.415-00 
44.511-00 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 
1903 
1904 



DEC. 31, 1904 



OFFICERS: 

President, 

Edward H.\rris. 

Vice-Presidents, 

James S. Watson, 
Alexander M. Lindsay. 
Julius M. Wile. 

Secretary, 

Frank M. Ellery. 



TRUSTEES: 

Joseph T, Allino, 
J. Warren Cutler. 
RuFUS K. Dryer. 
George Eastman, 
E. S. Ettenheimer, 
Charles M. Everest. 
Albert O. Fenn. 
Thomas W. Finucane. 
George W. Ham, 
Albert H. Harris, 
Edward Harris, 



Granger A. Hollister. 
Alexander M. Lindsay, 
Carl F. Lomb, 
Hiram W. Sibley, 
RuFus A. Sibley, 
Charles Stern, 
Henry A. Strong. 
James S. Watson, 
William E. Werner, 
Julius M. Wile. 



69 



ROCHESTER 



UNION TRUST 

CHARTERED 1897 



RESOURCES 



End 
of 


Bonds and 
mortgages 


Stock and bond 
investments 


Amount loaned on 
collaterals 


Other loans, 

including bills 

purchased 


Overdrafts 


Due from banks, 

bankers and 

brokers 


1894 

1895 
1896 

1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 








1 








1 















$19,927.62 $28/1. eon . eo 


$77,908.00 

278,640. 40 

668,849.26 

848,773.04 

1,057,801 .40 

1,253,546.20 

1,061,414. 10 

1,194,131-36 


$221,299 . 91 
261,239.05 
275.932.96 
371,619.28 
343,718.15 
405,434.99 
419.477-75 
539.330.59 




$218,553.10 
31.389-59 
34.599-39 
58,364.31 

52.247-63 

54.579-83 

III.329-93 

91,110.31 


150,735-58 
251,760.58 

250,773-04 
232,068.58 
212,460 . 60 
196,308.00 
241,783.00 


225,868.7s 
321,431-25 
287,337-50 
439,833-75 
596,953-25 
633-857-50 
762,179.31 


$815.06 
768.13 
826.93 
2,501.58 
1,949.70 
1,116.42 
2,115.26 


LIABILITIES 


End 
of 


Capital stock paid 
in, in cash 


Surplus book value 


Undivided profits, 
book value 


Deposits in trust 


General deposits 


Amount due trust 
companies 


1894 
1895 
1896 

1897 
1898 
1899 
1900 
I9OI 
1902 






































$200,000 . 00 
200,000. 00 
200,000. 00 
200,000.00 
200,000. 00 
200,000 . 00 


$20,000 . 00 
20,000 . 00 
20,000. 00 
20,000. 00 
20,000. 00 
20,000 . 00 
105,172 . 05 
110,039.04 


$2,272. 24 
20,536.03 
30,205.87 

46,350.73 
83.737-64 
95,151 .60 




$895,991 .86 
959.116.37 
1,471,477-98 
1,882,095 - 49 
2,095,287.94 
2,186,455.84 
2,406,368.64 
2,924,189 . 04 




$426.98 
4,822.40 
1,710. 07 
3,840.27 
7,704.62 
14,061 . 27 
27.815-45 












1904 200,000.00 










SUPPLEMENTARY 


End 
of 


Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the year 


Amount of interest 

paid to and 

credited depositors 

during the year 


Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 


Amount of divi- 
dends on capital 
stock declared 
during the year 


Taxes paid during 
the year 


Amount of deposits 

made by order of 

court 


1894 

1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 






































$4,208.07 

66,261. 59 
78,57-2.81 
93,067 .61 
140,512 . 05 
139.363-25 
141,643-32 
150,704.17 




$1,559-33 
21,122.81 
20,130 . 02 
21,916 . 71 

23.255-01 
35,038.09 

21,618. 17 

22,155.30 








$21,164 • 24 
39,404.08 
55,014.49 

65,349-67 
79,728.99 
88,089.52 
99,640. 61 






$859.86 1 
1,140.45 
1,750.62 
1,410. 15 
2,676.00 1 
14,970.58 1 
5,420.00 

1 
I 




$1,179-03 
1,338.16 

4.307-72 
5,236.18 
4.359-42 
4.372-94 




$3,000 . 00 
12,000. 00 
12,000. 00 
15,000 . 00 




OFFICERS: 

President 

Eric 
First Vic 

Ben. 
Second V 

FRA^ 
Secretary, 

Free 


KSON Perkins. 
e-President, 
AMiN E. Chase. 
ice-President, 
JK H. Clement. 

ERICK W. ZOLLER 


DEC. 31, 1 

DIRECTOJ 
Thoma 
Benja 
Frank 
W. W 
E. S 
Charl 
J. E. 1 

70 


B97 

s Brown, E 
MiN E. Chase, G 
H. Clement, I 
Dake, G 
Ettenheimer, F 
ES B. Hudson, A 
WCcKelvey, F 


RiCKSO.N- Perkins, 
iLMAN H. Perkins, 
RviNG Rouse, 

EORGE C. SeAGER, 

rank Taylor, 
.. E. Wollp, 

RF.DERICK W. ZoLLE 


1 
1 

i 

R. 



COMPANY OF ROCHESTER 

e^DDRESS, 25 STATE STREET, ROCHESTER 



ROCHESTER 



RESOURCES 



Real Estate 


Cash on deposit in 

banks or other 

moneyed 

institutions 


Cash on hand 


Amount of Assets 

not included under 

any of the above 

heads 


Due from directors 
of the institution 


Total 
Resources 


End 
of 














1894 

1895 
1896 
1897 
1898 

1899 
1900 
19OI 
1902 
1903 
1904 




























$203,301.33 
280,837.79 
180,279. 19 
149,014.15 
138,014. 69 
67,246. 21 
204,076. 16 
355.930-47 


$81,547-53 
91.371-99 
27,680.98 
35,661.03 
45.932.72 
41,994.67 
42,901.30 
72,046.97 


$36,130.43 

29,705.21 

46,271.52 

129,069. 25 

117,476.92 

93.033-09 
58,441.73 
90,981 . 58 




$1,143,177-42 
1.435.603.42 
1,892,573.26 
2,224,938.53 
2,531,295.42 
2,857,798.54 
2,892,072.89 
3,427,608.85 


$85,000. 00 
85,000. 00 
85,000. 00 
80,000.00 
82,100. 00 
78,000. 00 
78,000. 00 






$8,500.00 
21,700 . 00 
48,500. 00 
85,150. 00 
*(s6,450.oo) 



* Included in Loans. 



LIABILITIES 



Amount due 
savings banks 


Amount due banks 
and bankers 


1 1 

1 

i 

Other liabilities ] 
not included under | Total 
any of the above Liabilities 
heads 


Increase 


Decrease 


End 

of 






1 




1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 






1 






1 










$24,913.32 

235,524.04 

166,067.01 

74,782.24 

128,429.57 

6,944.91 

24.309-55 

18,795-25 


$1,143,177-42 
1,435.603.42 
1,892,573.26 
2.224,938.53 
2.531.295-42 
2,857,798.54 

2,892,072.89 

3,427,608.85 








1 


$292,426. 00 
456,969.84 

332,365-27 
306,356.89 
326,503.12 
34,274-35 
535.535-96 






1 
















$157,781.29 
126,806.57 
146,770.07 


$183,760.28 
15.354.81 












Total Increases, $2,284,431.43 
SUPPLEMENTARY 


Number of deposits 
on which interest Total amount of 
is allowed at this such deposits 
date 


Rate of interest on 
same 


Amount of bonds 
and mortgages in- 
vested in during the 
year 


Amount received 

from bonds and 

mortgages paid or 

sold during the year 




End 
of 


1 
1 


1 






1894 
1895 
1896 

1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 






1 
















379 
378 

573 
1 ,010 


$660,500.00 

561,838.55 
1,266,805.87 
1,550,000. 00 
1,800,000.00 
2,036,300. 00 
2, 218, 000 .-OO 
2,688,000. 00 


X and d % 1 Sin. 027. 62 






3 to 4 % 
2 to 4 % 
2 to 4i % 
2 to 4i % 
2 to 4i % 

2 to 4i % 

3 to 4i % 


141,835.58 
127,600.00 

30,423.57 
17,580.00 
15,452.60 
5,650. 00 
63,750.00 










$31,411. 11 
36,284.46 
35,060.58 
21,802. 60 
18,275.00 




1,520 

2,712 
3,520 













DEC. 31, 1904 



OFFICERS: 
President. 

Frank Taylor. 
First Vice-President, 

George Weldon. 
Second Vice-President, 

Allan B. Fraser. 
Secretary, 

Fredbkick W. Zollbr. 



DIRECTORS: 

Elbridge L. Adams, 
George W. Archer, 
James D. Casey, 
William S. Ely, 
Allan B. Fraser, 
J. E. McKelvey. 
Erickson Perkins, 
J. Craig Powers, 
C. Walter Smith, 



70 



Adolph Spiehler, 
Arthur E. Sutherland, 
Frank Taylor, 
G. Elbert Taylor, 
M. F. Van Buskirk, 
George Weldon, 
Marti.v E. Wollp, 
Charles L. Yates, 
Frederick W. Zoller. 



SALAMANCA 




SALAMANCA TRUST 

CHARTERED 1902 

RESOURCES 


End 
of 


Bonds and 
mortgages 


Stock and bond 
investments 


Amount loaned on 
collaterals 


Other loans, 

including bills 

purchased 


Overdrafts 


Due from banks, 

bankers and 

brokers 


1894 
1895 
1896 

1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 












f 






























1 










i 










I 


























$54,740 . 00 
78,000.80 
86,611.51 


$49,040 . 67 
62,263 - 01 
62,363.01 


$9,898.00 
19,004 . 46 
27,617.86 


$207,533-50 
182,769. 70 
240,723.78 


$54.92 

228.86 

9 .02 


$4,950-63 
780.59 
924.58 








LIABILITIES 







End 
of 


Capital stock paid 
in, in cash 


Surplus book value 


Undivided profits, 
book value 


Deposits in trust 


General deposits by 
individuals, associa- 
tions and corpora- 
tions, except trust 
co's, savings banks 

and banks and 

bankers, payable on 

demand 


Amoimt due trust 
companies 


1894 
1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 

































































































$100,000. 00 
100,000. 00 
100,000 . 00 


$10,000.00 
10,000 . 00 
10,000.00 


$9,946.51 

9.370-76 

15.297-09 


$26,991 .03 
26,470 . 87 
40,071.79 


$278,377.22 
293.168. 33 
339.175-12 


$267.54 
100. 78 





SUPPLEMENTARY 



End 
of 


Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the year 


Amount of interest 

paid to and 

credited depositors 

during the year 


Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 


Amount of 

dividends on capital 

stock declared 

diiring the year 


Taxes paid during 
the year 


Amount of deposits 

made by order of 

court 


1894 
1895 
1896 

1897 
1898 
1899 
1900 
19OI 
1902 
1903 
1904 




















































































|. 












S 


$18,841.58 
24,137.98 
26,208. 75 


$3,655-84 
8,936-33 
5.922.53 


$4,647.21 
5.887.70 
5,966. 20 




$1,292.86 
1,285.84 
1,334-44 


$26,991.03 
26,470.87 
40,071.79 


$7,000. 00 
6,000 . 00 



DEC. 31. 1902 



OFFICERS: 

President, 

E. B. Vreeland 

Vice-President, 
C. M. Dow. 

Secretary, 

F. A. Rhoades. 

Cashier, 

William H. Hazard. 



DIRECTORS: 

D. H. Andrews, 
A. D. Bedell. 
Thomas Stone Bell, 

E. Bolard, 
Tint Champlin, 
Adelbert E. Darrow, 
C. D. Davie, 

Lyman L. Deck, 
Charles M. Dow, 
A. T. Fancher. 
E. B. Fitzgerald, 
C. R. Gibson, 



W. H. Hazard, 
Charles F. Hess, 
Mortimer A. Jaquay, 
James G. Johnson, 
John C. Krieger. 
W1LLIA.M S. Morton, 
James W. Mulcay, 
S. Fred, Nixon, 
E. F. Norton, 
Dwight F. Rundell, 
Edward B. Vreeland. 



71 



SALAMANCA 



COMPANY 

ADDRESS, MAIN STREET, SALAMANCA 



RESOURCES 



Real Estate 


Cash on deposit in 

banks or other 

moneyed 

institutions 


Cash on hand 


Amount of Assets ( 

not included under ! ;Due from directors 
any of the above j of the institution 
heads | 


Total 
Resources 


End 
of 




! 








1894 

1895 
1896 
1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 


1 


















































































$9,329-54 

10,216.50 

9,948.46 


$27,969.25 
23,416.08 
54,070.02 


$23,343-61 
21,346.73 
22,815. 76 


$8,733.74 
5.779-92 
5.879-42 


$38,742.43 
40,158.39 

*(48,o57.22) 


$434,336-29 
443.965-04 
510,963.42 



LIABILITIES 



* Included in Loans. 



Amount due 
savings banks 


Amount due banks 
and bankers 


Other liabilities 

not included under 

any of the above 

heads 


Total 
Liabilities 


Increase 


Decrease 


End 
of 


i 1 








1894 

1895 
1896 
1897 
1898 
1899 
1900 
I90I 
1902 

1903 
1904 


i i 






1 








_ 1 










i 










1 










' 




















$5,661.21 
3.654-30 
5,019.42 


$3,092 . 78 
1,200. 00 
1,400.00 


$434,336-29 
443.965-04 
510,963.42 








$9,628.75 
66,998.38 













Total Increases $76,627.13 
SUPPLEMENTARY 



Number of deposits 

-on which interest 

is allowed at this 

date 



Total amount of 
such deposits 



Rate of interest on 
same 



Amount of bonds 
and mortgages in- 
vested in during the 
year 



Amount received 

from bonds and 

mortgages paid or 

sold during the year 



End 
of 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
190I 
1902 

1903 
1904 



13 



$46,274.90 

45.003-75 
46,670. 46 



2, 3 and si % 
2, 3 and 3J % 
2, 3 and 3i % 



555,100 . 00 
25,425.00 
20,422.93 



$360 . 00 

2,164 - 20 

1 1,812 . 22 



DEC. 31. 1904 



OFFICERS: 

President, 

E. B. Vreeland. 

Vtce-President, 
C. M. Dow. 

Secretary, 

F. A. Rhoades. 

Cashier, 

W. H. Hazard 



DIRECTORS: 

David H. Andrews, 
Arthur D. Bedell, 
Thomas Stone Bell, 
Edward Bolard. 
Tint Champlin, 
Adelbert E. Darrow, 
Carey D. Davie. 
Lyman L. Deck, 
Charles M. Dow. 
Albert T. Fancher, 
Edward B. Fitzgerald, 
Charles R. Gibson 



71 



William K. Hazard, 
Charles F. Hess. 
Mortimer A. Jaquay, 
James G. Johnson, 
John C. Krieoer, 
William S. Morton, 
James W. Mulcav, 
S. Fred Nixon, 
Edward F. Norton, 
Dwight F. Rundell, 
Edward B. Vreeland. 



SARATOGA SPRINGS 




RESOURCES 


THE ADIRONDACK 

CHARTERED 1901 


End 
of 


Bonds and 
mortgages 


Stock and bond 
investments 


Amount loaned on 
collaterals 


Other loans, 

including bills 

purchased 


Overdrafts 


Due from banks, 

bankers and 

brokers 


1894 
1895 
1896 

1897 
1898 
1899 






1 










i 






1 












1 
1 










I 










1 


















1900 














1901 


$89,500.00 
106,420 . 00 
138,625.00 


$247,063.00 
238,882.90 
258.279.99 


$171,938.90 
208,257.47 
277,387.12 


$451,226. 21 
466,541.48 
644.243-74 


$205.60 
229.36 
597-58 




1902 




1903 




1904 





End 
of 



1894 

1895 
1896 

1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 



LIABILITIES 



Capital stock paid 
in, in cash 



Surplus book value 



Undivided profits, 
book value 



Deposits in trust 



General deposits by 
individuals, associa- 
tions and corpora- 
tions, except trust 
co's, savings banks 

and banks and 

bankers, payable on 

demand 



Amount due trust 
companies 



)ioo,ooo. 00 
100,000 . 00 
100,000 . 00 



$50,000 . 00 
50,000. 00 
50,000. 00 



$311-56 
6,955.23 

15,000. 00 



$3,116.31 

672.75 

15,481.88 



$1,015,565. 10 
927,680. 50 

1,316,942.75 



$61,147.91 
20,464.05 
20,303.55 



SUPPLEMENTARY 



End 
of 


Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the year 


Amount of interest 

paid to and 

credited depositors 

during the year 


Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 


Amount of 
dividends on capital Taxes paid during 
stock declared the year 
during the year 


Amount of deposits 

made by order of 

court 


1894 
189s 
1896 
1897 
1898 
1899 








1 













































































1900 















19OI 


$52,949.60 
61,524. 71 
76,059.00 


(;> T Q o *, r Ar\ <too CTrt R-} 




$1,765-78 
1,602. 26 
1.593-30 


$3,116.31 

672-75 
15,481.88 


1902 
1903 
1904 


•ii'i°,375-49 

28,563.55 
33,169.39 


11,940. 22 
15,151-01 


$5,000. 00 
10,000. 00 



DEC. 31, 1902 



OFFICERS: 
President, 

Edgar T. Brackett. 
Vice-Presidents, 

J. MiNGAY, 

Charles C. Bullock, 
D. W. Maybee. 
Treasurer, 

Frank G. Howland, 

Secretary, 

James L. Scott. 



DIRECTORS: 

Edgan T. Brackett, 
Daniel A. Bullard, 
Charles C. Bullock 
John F. Carroll, 
Taylor J. Eldridge, 
Bartlett B. Grippin, 
J_AMES W. Houghton, 
Frank E. Howe. 
William L. Howland, 
George P. Idb, 
George W. Kavanaugh. 



Lucius N. Littauer, 
Douglas W. Mabee, 
Tames Mingay, 
Charles W. Morse. 
John D. Parsons, Jr., 
James L. Scott, 
John Thorpe, 
George C. Van Tuyl, 
James W. Wallace, 
William W. Worden. 



Jr.. 



72 



SARATOGA SPRINGS 



TRUST COMPANY 

ADDRESS, 473 BROADWAY, SARATOGA SPRINGS 

RESOURCES 








Real Estate 


Cash on deposit in 

banks or other 

moneyed 

institutions 


Cash on hand 


Amount of Assets 

not included under 

any of the above 

heads 


Due from directors 
of the institution 


Total End 
Resources o£ 














1894 
1895 
1896 

1897 
1898 

1899 
1900 
1901 
1902 

1903 
1904 


k 












r 






































1 




































$182,006.48 

45,141.15 
148,324. 08 


$80,143.28 
29,140. 90 
42,403.96 


$9,040.58 
13,895-58 
12,584.51 


$1,000. 00 


$1,232,124.05 
1,108,508.84 
1,522,445-98 






*(66,827.0o) 




* Included in Loans. 
LIABILITIES 


Amount due 
savings banks 


Amount due banks 
and bankers 


Other liabilities 

not included under 

any of the above 

heads 


Total 
Liabilities 


Increase 


Decrease 


End 
of 














1894 

189s 
1896 
1897 
1898 
1899 
1900 
19OI 
1902 
1903 
1904 


























































































$1,983.17 
2,408.59 
2,671 . 15 


$1,232,124.05 
1,108,508.84 
1,522,445.98 








$327-72 
2,046.65 




$123,615. 21 




$413,937-14 






Total Increases and Decreases, $413,937.14 $123,615.21 
Net Increase, 290,321.93 
SUPPLEMENTARY 


Number of deposits 

on which interest 

is allowed at this 

date 


Total amount of 
such deposits 


Rate of interest on 
same 


Amount of bonds 
and mortgages in- 
vested in during the 
year 


Amount received 

from bonds and 

mortgages paid or 

sold during the year 




End 
of 














1894 

1895 
1896 
1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 






















































































2,088 

3,155 
2,227 


$899,274.84 

889,163.22 

1,086,135. 16 


2 to 3i % 

2 and 3J % 

2 to 3i , 1%, 4% 


$92,500. 00 
41,010.00 
49,450.00 


$3,000 . 00 
24,090.00 
17,245.00 










OFFICI 
Pre 

Vu. 

Tri 
Sec 

1 


JRS: 
sidcnt, 

Edgar T. Brackei 
-e-Presidents, 

James Mingay. 

Charles C. Bullo 

Douglass W. Mab 
asurer, 

Frank G. Howlan 
retary. 

James L. Scott. 


DE< 

DIRl 
1 

-T. 

CK (2dj, 

ee (3d). 

D. 

( 


:;. 31, 1904 

3CT0RS: 

2dgar T. Brackbtt 
3ANIEL A. Bullard 
"harles C. BuLLOCt 
[oHN F. Carroll, 
rAYLOR J. Elbridoe 
Jartlett B. Grippi 
AMES W. HouGHTO^ 
'rank E. Howe, 
ViLLiAM L Howlan 
3eorge p. Ide, 

72 


George W 
Lucius N. 

:, Douglass 
James Min 
Charles \1 

N, James L. 5 

i, John Thof 
George C. 

D, James W. 
William V 


. Kavanaugh, 

LiTTAUER, 

W. Mabee, 
gay, 

7. MORSB, 

5C0TT, 

tPE, 

Van Tuyl, Jr., 
Wallace. 

/. WORDEN 





SCHENECTADY 



End 
of 



RESOURCES 



THE SCHENECTADYr 

CHARTERED 1903^1 



Bonds and 
mortgages 



Stock and bond 
investments 



Amount loaned on 
collaterals 



Other loans, 

including bills 

purchased 



Overdrafts 



Due from banks, 

bankers and 

brokers 



1894 

189s 
1896 
1897 
1898 
1899 
1900 
I90I 
1902 
1903 
1904 



$17,102.88 

60,900. 00 

108,000. 00 



5327,714.59 
673,055.12 
869,030. 06 



$461,699 . 56 
569,577.14 
722,005.73 



$567,286.26 
709,712.07 
771,454-78 



$518.86 
227. 67 
316.77 



LIABILITIES 



1- 



End 
of 



Capital stock paid 
in, in cash 



Surplus book value 



Undivided profits, 
book value 



Deposits in trust 



General deposits by 
individuals, associa- 
tions and corpora- 
tions, except trust 
co's, savings banks 

and banks and 

bankers payable on 

demand 



Amovmt due trust 
companies 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
I901 
1902 

1903 
1904 



5250,000.00 
250,000. 00 
250,000.00 



$62,500. 00 
62,500. 00 
62,500. 00 



$11,105.32 

41,583-78 
66,140.94 



$1,060,971 . 25 
1,446,759.50 
1,652,651.97 



$126,920.97 
205,000. 00 
180,000. 00 



SUPPLEMENTARY 



End 
of 



Total amount of 
interest, commis- 
sions and profits of 
every kind received 
dioring the year 



Amount of interest 

paid to and 

credited depositors 

during the year 



Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 



Amount of divi- 
dends on capital 
stock declared 
during the year 



Taxes paid during 
the year 



Amount of deposits [^ 

made by order of 

court 



1894 
1895 
1896 
1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 



$30,532-01 

91,874.40 

142,083 . 12 



$3,137-88 
38,447.98 
53.194-47 



511,929. 77 
21,138-57 
23.331-90 



$22,500.00 



52,639 . 26 
3,708.71 

1,227 -94 



127,528.88 



OFFICERS: 

President, 

S. M. Hamill. 

Vice-President, 

William G. Schermerhorn. 

Secretary and Treasurer, 
Evans S. Kellogg. 



DEC. 31, 1902 

DIRECTORS: 

Charles T. Barney, 
g. l. boissevain, 
Charles G. Briggs, 
S. R. Callaway, 
Chas. Francis Coffin, 
Henry S. De Forest, 
H. M. De Lanoie, 
Fred'k L. Eldridge, 
J. P. Felton, 
Pliny Fisk, 
Jacob S. Friedman, 
H. Earle Furman, 
Julian M. Gerard. 
Hugh H. Hamill, 
Samuel M. Hamill, 



73 



A. Foster Higgins, 
George P. Hilton, 
E. E. Kriegsmann, 
Randall J. Le Boeup, 
j. r. lovejoy, 
John N. Parker, 
John D. Parsons, Jr., 
A. J. Pitkin, 
Wm. B. Randall, 
E. Wilbur Rice, Jr., 
N. I. Schermerhorn, 
Wm. G. Schermerhorn, 
Gerardus Smith, 
James A. Van Voast, 
Charles L. Whitmyre. 



■RUST COMPANY 

DDRESS, 320 STATE STREET, SCHENECTADY 



SCHENECTADY 



RESOURCES 



Real Estate 


Cash on deposit in 

banks or other 

moneyed 

institutions. 


Cash on hand 


Amount of assets 

not included under 

any of the above 

heads. 


Due from directors 
of the institution 


Total 
Resources 


End 
of 


j 










1894 
189s 
1896 

1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 


























r 

1 




















































$60,000.00 
55,000.00 
50,000. 00 


$299,482.92 
442,105.66 
566,460. 64 


$162,439. 16 

106,309.25 

72,138.07 


$14,650.37 
30,251.89 
21,190. 67 


$2,010.00 

29,425 . 00 

*(24,3So.oo) 


$1,912,904. 60 
2,676,563.80 
3,180,596.72 



* Included in Loans. 



LIABILITIES 







Other liabilities 




Amount due 


Amount due banks 


not included under 


Total 


savings banks. 


and bankers. 


any of the above 
heads 


Liabilities 



Increase 



Decrease 



End 
of 



1894 

1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 
1903 
1904 



$66,916.72 j 
34,803.79 I 
53.392-86 I 



510,440. 40 
11.777-36 
10,557.11 



5324,049.94 
624,139.37 
9°5. 353-84 



51,912,904. 60 
2,676,563 . 80 
3,180,596.72 



$763,659.20 
504,032.92 



Total Increases, $1,267,692.12 
SUPPLEMENTARY 



umber of deposits I 

5n which interest \ Total amount of 
IS allowed at this such deposits 

date 



Amount of bonds 
Rate of interest on and mortgages in- 
same i vested in during the 
year 



Amount received 

from bonds and 

mortgages paid or 

sold during the year 



End 
of 



1894 

1895 
1896 
1897 
1898 

1899 
1900 
I901 
1902 

1903 
1904 



1,226 
1,767 
2,271 



$1,144,465.91 
1,837,942.14 
2.265,936.54 



2 to 3§ % 
2 to 3}% 
2 to 3J % 



$16,102.88 
43.797-12 
55,400.00 



$8,300. 00 



OFFICERS: 

President, 

Samuel M. Hamill. 

Vice-President, 

William G. Schermbrhorn. 

Treasurer, 

Evans S. Kellogg. 

Secretary, 

Evans S. Kellogg. 

Cashier, 

Edward D. Palmer. 



DEC. 31, 1904 

DIRECTORS: 

Charles T. Barney, 
g. l. boissevain, 
Charles G. Briggs, 
H. S. De Forest, 
Charles B. Denny, 
Frederick L. Eldridge, 
J. P. Felton, 
Wilbur C. Fisk. 
Jacob S. Friedman, 
H. Earle Furman, 
Julian M. Gerard, 
Hugh H. Hamill, 
Samuel M. Hamill, 
George P. Hilton, 
E. E. Kriegsmann, 



73 



Randall J. Le Boeuf, 
j. r. lovejoy, 
John N. Parker, 
A. J. Pitkin, 
William B. Randall, 
E. Wilbur Rice, Jr., 
N. I. Schermerhorn, 
William G. Schermerhorn, 
Gerardus Smith, 
Joseph W. Smitley, 
JAMES A. Van Voast, 
Charles F. Veeder, 
Charles L. Whitmyrb, 
Jambs W. Yblverton. 



SYRACUSE 




RESOURCES 


THE SYRACUSE 

CHARTERED 1903 


End 
of 


Bonds and Stock and bond 
mortgages investments 


Amount loaned on Other loans, 
collaterals including bills 
1 purchased 

i 


Overdrafts 


Due from banks, 

bankers and 

brokers 


1894 














1895 














1896 














1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 








1 






















































i 










$? ';'?,';oo . 00 SiAA'z.ZTA .nP, $00,075.62 








819,995.00 


962,168.34 


211,119.45 












LIABILITIES 


End 
of 


Capital stock paid 
in, in cash 


Surplus book value 


Undivided profits, 
book value 


Deposits in trust 


General Deposits by 

individuals, asso- 
ciations and corpo- 
rations, except trust 
companies, savings 
banks and banks and 
bankers payable 
on demand. 


Amount due trust 
companies 


1894 
1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 
1903 
1904 














































































































$300,000.00 
300,000. 00 


$300,000.00 
300,000 . 00 


$5,277-58 
39,170.47 




$507,374.08 
1,588,870.12 


$87,024. 24 
43.435-74 











SUPPLEMENTARY 






End 
of 


Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the year 


Amount of interest 

paid to and 

credited depositors 

during the year 


Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 


Amount of divi- 
dends on capital 
stock declared 
during the year 


Taxes paid during 
the year 


Amount of deposits 

made by order of 

court 


1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 
1903 
1904 
































1 


































1 


A J 












1 












1 












1 


$40,480.67 
114,874.49 


$6,524.04 
35.065-85 


$18,326.06 
24,971.40 






L 




$6,104.47 


»i 







DEC. 31, 1903 



OFFICERS: 

President, 

F. R. Hazard. 

Vice-President, 

William Nottingham. 

Treasurer, 

George M. Barnes. 



DIRECTORS: 

Charles H. Babcock, 
Geo. M. Barnes, 
Charles T. Barney, 
C. G. Brown, 
Frederick L. Eldridge, 
John S. Gray, 
F. R. Haz.\rd, 
Hendrick S. Holden, 
Willis A. Holden, 
Charles Hubbard, 
Edward Joy, 
J. WiLTSIE Knapp, 

Anthony Lamb, 



74 



Luther W. Mott, 
A. E. Nettleton, 
Edwin Nottingham, 
William Nottingham, 
John D. Parsons, Jr., 
George J. Sager, 
William Sloane, 
WiLBERT L. Smith, 

F. C. SOULE, 

W. H. Sta.vsfield, 
Gates Thalheimer, 
W. H. Warner. 



SYRACUSE 



TRUST COMPANY 

ADDRESS, CORNER EAST WASHINGTON AND WARREN STREETS, SYRACUSE 

RESOURCES 



Real Estate 


Cash on deposit in 

banks or other 

moneyed 

institutions 


Cash on hand 


Amount of Assets 

not included under Due from Directors 
any of the above of the institution 
heads 


Total 
Resources 


End 

of 












1894 












1895 
1896 

















1 






1897 














1898 














1899 














1900 
19OI 


























1902 
1903 






$152,714. 28 

336.635-43 


$14,759.91 
38.773-41 


$28,659.47 
24,478.44 


$126,394.67 
119,799.17 


$1,208,636.93 
2,393,170.07 




1904 







LIABILITIES 



Amount due 
savings banks 


Amount due banks 
and bankers 


Other liabilities 

not included under 

any of the above 

heads 


Total 
Liabilities 


Increase 


Decrease 


End 
of 


1 ! 

. . . . ..!--- - - - i 






1894 
1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 
1903 
1904 














































































' 






$5,669.36 

do.t;76 . ox 




$^.201.67 $1,208-626.02 






Jifio-Tfio . no 


11,956.81 


2,393,170.07 


$1,184, 533-14 









SUPPLEMENTARY 



Number of deposits 

on which interest 

is allowed at this 

date 


Total amount of 
such deposits 


Rate of interest on 
same 


Amount of bonds 
and mortgages in- 
vested in during the 
year 


Amount received 

from bonds and 

mortgages paid or 

sold during the year 




End 
of 




1 


i 


1894 
1895 
1896 
1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 


1 




i 












! 1 




* 





1 


















789 
2.153 


$600,067 .68 2,3 and 3 J % 
1,742,042.79 |2, 2^,3 and 3i% 
















OFFICEI 

Prest 

1 

Vice- 

\ 
\ 
■\ 

Treai 
( 

Seere 


IS: 

dent, 

^. R. Hazard. 

Presidents, 

ViLLIAM NOTTINOHAJ 

ViLBERT L. Smith, 
ViLLiAM H. Warned 

urer, 

>EORGB M. Barnes. 

tary, 

Iaubs M. Gilbert. 


DE 

DIRE( 
Ch 
Gi 
Ch 
Fr 
1. JA 

fc 
H 
W 
Ch 
Ei 


C. 31. 1904 

:tors: 

arles H. Babcock, 
.orge M. Barnes, 
ARLES T. Barney, 
ederick L. Eldridg 
MEs M. Gilbert, 
HN S. Gray, 
R. Hazard, 

JNDRICK S. HOLDBN, 

iLLis A. Holden, 
ARLES Hubbard, 
JWAHD Joy, 

WiLTSlE KnAPP, 

jthony Lamb, 
74 


Luther W 
Albert E. 
Edwin No 
B, William N 
Hiram W. 
George J. 
William S 
WiLBERT L 
Frank C. 
William H 
Gates Tha 
William h 


. Mott, 
Nettlbton, 
ftingham, 
ottingham, 
Plumb, 
Sager, 
loane, 
. Smith, 

SOULE, 

. Stansfield, 

LHEIMER, 

. Warner. 





SYRACUSE 



TRUST AND DEPOSIT 



CHARTERED lASe 



RESOURCES 



End 
of 


Bonds and 
mortgages 


Stock and bond 
investments 


Amount loaned on 
collaterals 


Other loans, 

including bills 

purchased 


Overdrafts 


Due from banks 

bankers and 

brokers 


1894 
1895 


$109,020.06 

173,080.72 

174.535-52 
373,456.06 
361,268. 56 
385.816.56 
272,651 . 56 
251,547.89 
240,947.89 
229,647.89 
207,452.89 


$391,637-50 

410,830. 00 

490,354-97 

529.754-75 

615,182.56 

769,742.46 

1,229,644. 76 

2,208,489. 27 

2,599,080. 81 

2,475,310.81 

3,572,716.06 


$452,077.83 
344,173-66 
300,681 . 52 

194,517-27 
231,762.23 
204,358.95 
194,204. 15 
312,301.59 
258,814.80 
403,253.87 
872,093.67 


$58,741.67 
143.186.77 
118,687.08 

150,978-53 
176,898.30 
242,800.83 
210,442.42 
428,691.73 
628,954.27 
917,182.43 
811,395.83 










1896 






1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 






















$2,294.03 
3,976.00 
3,113-72 






$5,000.00 



LIABILITIES 



End 
of 



Capital stock paid 
in, in cash 



Surplus book value 



Undivided profits, 
book value 



Deposits in trust 



General deposits 



Amount due trust 
companies 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 



pioo.ooo 
100,000 
100,000 
100,000 
100,000, 
100,000. 
100,000. 
100,000. 
100,000. 
100,000. 
100,000 . 



00 
00 
00 
00 
00 
00 
00 
00 
00 
00 
00 



5125,633.21 
117,361.85 

116,775-51 
141,561.63 
183,842.03 
186,666.01 
205,236.15 
318,892.24 
331,477.69 
249.565-21 
343.859-64 



$83,544-16 
75.594-41 
80,391.54 

140,462 . 47 

107,688.63 

110,126 .97 

88,748.98 

97.537-23 
192,399 . 60 
129,330.89 
148,466 . 19 



Si, 668 
1.971 
1.855 
2.173 
2,482 

3,117 
3.853 
4.535 
4,820 

S.430 
7.508 



.913-57 
.295-17 
.236-95 
,581.80 
,862.67 
.255-73 
.275-25 
.467-33 
,441.14 
,125.81 
,241 .96 



SUPPLEMENTARY 



End 
of 



Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the year 



Amount of interest 

paid to and 

credited depositors 

during the year 



Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 



Amovmt of 

dividends on capital 

stock declared 

during the year 



Taxes paid during 
the year 



Amoimt of deposits 

made by order of 

court 



1894 
1895 


$89,189.27 
97,015. 26 


$52,197 

60,404 


47 
73 


$14,562 . 14 
9,046.78 


$8,000 . 00 




$5,507 
7.417 


85 
28 


8,000. 00 


$1,080. 70 


1896 


101,542.27 


62,736 


12 


18,144. 41 


8,000.00 


1.423.49 


103,658 


00 


1897 


107,968.65 


67,102 


53 


21,981 . 00 


8,000. 00 


648.72 


140,462 


47 


1898 


111,812.87 


77.146 


85 


23.441-30 


8,000.00 


1,212.91 


21,715 


24 


1899 


169,714.37 


94,296 


93 


25.317-47 


10,000 .00 


464-59 


110,126 


97 


1900 


161,791 .04 


114,562 


14 


24,128.66 


10,000. 00 


437-50 


5,973 


50 


I90I 


253.778-43 


147.549 


73 


25,997.96 


13,000.00 


4,071.56 


6,025 


98 


1902 


263,744.25 


157.685 


67 


26,882.57 


17,000. 00 


5,051.68 


2,850 


87 


1903 


283,940.11 


173.278 


18 


28,797.29 


20,000.00 


4,018.75 


6,257 


56 


1904 


387,529.12 


231,472 


54 


33.342.79 


20,000. 00 


3,768.24 


41.259 


69 



OFFICERS: 

President. 

Francis Hendricks. 
Vice-Presidents, 

Frank H. Hiscock (1st), 

Frank Hiscock (2d). 
Secretary, 

James Barnes. 



DEC. 31, 1894 



DIRECTORS: 

John N. Babcock, 
James Barnes. 
Jonathan C. Chase, 
George E. Dana, 
George Doheny, 
Francis Hendricks, 
Frank Hiscock, 



Frank H. Hiscock, 
Lucius M. Kinne, 
Martin A. Knapp, 
Jonathan Kneeland, 
Alfred Mercer, 
Thomas Molloy, 
Willis Platt. 



75 



ERRATUM. 



,„ ,,. ,..„„n „f the Trust and Dep.sU ^^'^''^^^Z^lZ *e 
r, t.S::::C- « " e'%rt.%he co,.:. a,.o„nt o. the a.et ■ . 



$5,000.00. 



SYRACUSE 



COMPANY OF ONONDAGA 

ADDRESS, 100 NORTH SALINA STREET, SYRACUSE 



RESOURCES 



Real Estate 



Cash on deposit in 

banks or other 

moneyed 

institutions 



Amount of Assets 
! not included under 
Cash on hand \ any of the above 
heads 



Due from directors 
of the institution 



Total 
Resotuces 



End 
of 



$5,000.00 



3,124.00 



$63,832.84 
166,234.43 
174,190. II 

193.750.79 
197.553-50 
85.189.37 
2,191,927.34 
1,661,561 .63 
1,555,288.92 
1,712,527.31 
2,543.167.44 



5108,721 .84 

II 1,263 . 07 

92,962.51 

86,933.09 

64,385.62 

109,129.44 

80,445.32 

100,922 . 13 

160,116. 26 

151.365-52 

97,296. 61 



$789 

915 

801 

1,026 

1,228 

1,717 

65 

93 

12 

34 
20 



,288.37 

.7"-95 
,221 . 46 
,965.41 
,092.56 
,761 . 10 
.570-83 
,132-56 
,644.74 
.153-01 
.702.83 



55,000.000) 



$1,978 
2,264 

2,152 
2.556 
2.875 
3.514 
4.248 
5.056 
5.458 
5.927 
8,132 



320. II 

,480.60 
.633-17 
.35590 
.143-33 
,798.71 
,010. 38 
,646.80 
,141.72 
,416.84 
.939-05 



1894 

1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 
1903 
1904 



♦Included in Loans. 



LIABILITIES 



Amount due 
savings banks 



Amount due banks 
and bankers 



Other liabilities 

not included iinder 

any of the above 

heads 



Total 
Liabilities 



Increase 



Decrease 



End 
of 



J7.399-47 

8,644.93 

8,355-67 



$673.82 
11,265.59 



$229 


17 


229 


17 


229 


17 


750 


00 


750 


00 


750 


00 


750 


00 


4,750 


00 


5.750 


00 


9.750 


00 


12,750 


00 



$1,978,320. II 
2,264,480. 60 

2,152,633.17 
2.556,355-90 
2,875.143-33 
3,514,798-71 

4,248,010. 38 
5,056,646.80 

5,458,141.72 
5,927,416.84 
8,132,939-05 



$286,160.49 



403,722.73 
318,787.43 

639.655-38 
733,211.67 

808,636.42 
401,494.92 

469,275.12 

,205,522 . 21 



$111,847 -43 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 
1903 
1904 



Total Increases and Decreases, $6,266,466.37 
Net Increase, 

SUPPLEMENTARY 



$111,847.43 



6,154,618.94 



Number of deposits 

on which interest 

is allowed at this 

date 


Total amount of 
such deposits 


Rate of interest on 
same 


Amount of bonds 
and mortgages in- 
vested in during the 
year 


Amount received 

from bonds and 

mortgages paid or 

sold during the year 




End 
of 


4,656 $1,778,198.18 
s.i-jo 2.0.16-880 . e8 


3 and 3i % 
3 and 3i % 
3and3j% 
3 and 3^ % 
3 and si % 
3 and 3i % 
3 and 3^ % 
3 and 3i % 
3J and 3 % 

3i% 

3i% 


$34,435-17 

52,762. 16 

34,600.00 

49,500.00 

33,100.00 

60,764.38 

8,404.00 

2,560.00 

1,000. 00 

3,000.00 

22,300.00 






1894 

1895 
1896 
1897 
1898 
1899 
1900 
I901 
1902 

1903 
1904 






5.425 
^,8ii 


1,932,711.92 
2,314,044.27 
2.590.551-30 
3,227,382.70 
3,942,024.33 
4,629,810.37 
5,020,914.03 
5,568,101 .63 
'7.666.6ec . 60 










6,063 
6,790 

7.337 
8,156 

9.243 
10,205 
I i,oi;o 










$121,569.00 
23.663.67 
11,600. 00 
14,300.00 
44,495.00 















DEC. 31, 1904 



OFFICERS: 
President, 

Francis Hendricks. 
Vice-Presidents. 

Albert K. Hiscock (1st), 

Frank H. Hiscock (2d). 
Secretary, 

Jambs Barnes. 
Assistant Secretary, 

Lucius M. Kinnb. 



TRUSTEES : 

James Barnes. 
Carleton a. Chase. 
John J. Cummins, 
George E. Dana, 
George Dohenv, 
Francis Hendricks, 
Albert K. Hiscock, 



Frank Hiscock, 
Fra.vk H. Hiscock. 
Lucius M. Kinne, 
Alfred Mercer, 
Willis Platt. 
George A. Wood. 



75 



TROY 



THE SECURITY TRUST 

CHARTERED 1902 



RESOURCES 



End 
of 


Bonds and 
mortgages 


Stock and bond 
investments 


Amount loaned on 
collaterals 


Other loans, 

including bills 

purchased 


Overdrafts 


Due from banks, 

bankers and 

brokers 


1894 
1895 
1896 
1897 
1898 
1899 
1900 
I90I 
1902 

1903 
1904 






































































■ 





























$34,000.00 
33,450.00 
41,700.00 


$513,347-71 

726,479.42 

1,123,420.07 


$652,841 .46 
724,018. 27 
355,411.78 


$778,365-73 
762,328.30 
796,670.64 


$0.75 
I .00 


$43,717-69 
32,008.39 
17,270.58 









LIABILITIES 






End 
of 


Capital stock paid 
in, in cash 


Surplus book value 


Undivided profits, 
book value 


Deposits in trust 


Genersd deposits by- 
individuals, associa- 
tions and corpora- 
tions, except trust 
co's, savings banks 

and banks and 

bankers, payable on 

demand 


Amount due trust 
companies 


1894 

1895 
1896 
1897 
1898 
1899 
1900 
19OI 
1902 
1903 
1904 
































1 


































































$200,000. 00 
200,000. 00 
200,000.00 


$200,000.00 
200,000. 00 
200,000.00 


$32,804.56 
39,434-34 
15,529.28 


$4,866.07 
6,147.92 


$1,999,028.82 

2.334,313-84 
2,606,351.66 











SUPPLEMENTARY 



4 



End 
of 



Total amount of 

I interest, commis- 

i sions and profits of 

every kind received 

during the year 



Amount of interest 

paid to and 

credited depositors 

during the year 



Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 



Amount of divi- 
dends on capital 
stock declared 
during the year 



Taxes paid during 
the year 



I Amount of deposits 

made by order of 

court 



1 



1894 
1895 
1896 
1897 
1898 
1899 

1900 
I90I 
1902 

1903 
1904 















































































. , . . 


















$69,911 . 25 

120,977.40 

162,806.51 


$25,017.67 
56,168.94 

71,576.64 


$24,852.64 
19,606.75 

21,579-77 


$15,000. 00 
20,000.00 


$7,236-38 
5,060.48 
4,991.04 




$80,206. 19 



DEC. 31, 1902 



OFFICERS: 

President, 

Seymour Van Santvoord. 
Vice-President, 

George A. Stone. 
Second Vice-President, 

William H. Van Schoonhoven. 
Third Vice-President, 

George P. Ide. 
Fourth Vice-President, 

J. K. P. Pine. 
Secretary and Treasurer, 

Frank E. Norton. 



DIRECTORS: 
E. K. Betts, 
J. J. Child, 
Charles Cleminshaw, 
John Don, 
William S. Earl, 
Charles S. Fairchild, 
Wm. H. Frear, 
Danforth Greer, 
Frank E. Howe, 
George P. Ide, 
Francis N. Mann, 
James O'Neil, 



S. A. Peterson, 
James K. P. Pine, 
Robert C. Pruyn, 
Alfred H. Renshaw, 
M. D. Schoonmaker, 
George A. Stone, 
D. M. Sutherland, 
Geo. S. Thompson, 
Wm. a. Thompson, 
C. W. Tillinghast, 
Seymour Van Santvoord. 
Wm. H. Van Schoonhoven. 



76 



TROY 



COMPANY OF TROY 

ADDRESS, CORNER FOURTH AND GRAND STREETS, TROY 

RESOURCES 



Real Estate 


Cash on deposit in 

banks or other 

moneyed 

institutions 


Cash on hand 


Amount of Assets 

not included under 

any of the above 

heads 


Due from directors 
of the institution 


Total 
Resources 


End 
of 






1 




1894 

1895 
1896 

1897 
1898 
1899 






















1 
















> ; 












1900 
1901 
1902 

1903 
1904 






1 




$67,000. 00 
50,000 . 00 
50,000.00 


$540,460. 60 
388,443.43 
675,681.04 


$47,022.66 Sc fin2.cn 




$2,682,449. 19 
2,881,748.02 
3,174.270.56 


86,369.87 
79.393-25 


8,649-34 
34.723-20 


$70,000 . 00 
*(ii8,o46.28) 



♦Included in Loans. 



LIABILITIES 



Amount due 
savings banks 


Amount due banks 
and bankers 


Other liabilities 

not included under 

any of the above 

heads 


Total 
Liabilities 


Increase 


Decrease 


End 
of 










1894 
1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 










i 


















































. 






1 












$72,727.14 
74,601 .80 
95,300.64 


$172,841.51 
18,745.62 
40,980. 38 


$5,047.16 

9.786.35 
9,960. 68 


$2,682,449 . 19 
2,881,748.02 
3,174,270.56 


1 


$199,298.83 
292,522.54 








Total Increases, $491,821.37 
SUPPLEMENTARY 



Number of deposits 

on which interest 

is allowed at this 

date 


Total amount of 
such deposits 


Rate of interest on 
same 


Amount of bonds 
and mortgages in- 
vested in diiring the 
year 


Amount received Amount of debts 
from bonds and guaranteed and 
mortgages paid or , liability thereon 
sold during the year 


End 
of 














1894 

1895 
1896 
1897 
1898 
1899 
1900 
190I 
1902 

1903 
1904 






















































































684 


$1,702,182. 24 
2,031,005 . 66 
2.537.392-00 


2, 3 and 3i % 
2, 3 and 3J % 
2, 3 and3i% 


$34,000. 00 

250. 00 

9,250.00 


I 


1,162 
1,580 


$800.00 
1,000.00 


$8,600'. 00 





OFFICERS: 
President, 

Seymour Van Sa.ntvoord. 
Vice-Presidents, 

William H. Van Schoonhoven, 

George P. Ide, 

James K. P. Pine, 

S. A. Peterson. 
Treasurer, 

Frank E. Norton. 
Secretary, 

Frank E. Norton. 
Assistant Treasurer, 

George L. Hare. 



DEC. 3 1, 1904. 

DIRECTORS: 
E. K. Betts, 
J. J. Child, 
Charles Cleminshaw 
John Don, 
William S. Earl, 
W. H. Frear, 
Danporth Greer, 
Frank E. Howe, 
George P. Ide. 
Francis N. Mann, 
J. J. Murphy, 
Jambs O'Nbil, 



S. A. Peterson, 
James K. P. Pine, 
Robert C. Pruyn. 
Alfred H. Renshaw, 
M. D. Schoonmaker, 
George A. Stone, 
George S. Thompson, 
William Lelano Thompson, 
C. W. Tillinghast, 
Seymour Van Santvoord. 
William H. Van Schoonhoven. 



76 



TROY 



THE TROY 

CHARTEREO 1901 



RESOURCES 



End 
of 


Bonds and 
mortgages 


Stock and bond 
investments 


Amount loaned on 
collaterals 


Other loans, 

including bills 

purchased 


Overdrafts 


Due from banks, 

bankers and 

brokers 


1894 














1805 














1896 














1897 














1898 














1899 














1900 














19OI 




$149,317-88 
270,997.11 
404,817. II 
467,657.25 


$70,000. 00 
632,901 . 20 
706,105. 18 
849,511 . 22 








1902 

1903 
1904 




$257,148.65 
469,287.33 
680,739.03 




$627.52 
726.21 
396.12 


$34,450.00 
29,800. 00 


$592.36 
776-30 



I 



LIABILITIES 



End 
of 


Capital stock paid 
in, in cash 


Surplus book value 


Undivided profits, 
book value 


Deposits in trust 


General deposits 


Amount due trust 
companies 


1894 

1895 
1896 
1897 
1898 
1899 
1900 






















































































1901 
1902 
1903 
1904 


$150,000.00 
200,000. 00 
200,000. 00 
200,000. 00 


$50,000.00 
66,666.67 
66,666.67 

100,000. 00 


$924.84 
24,838.47 

44,352-71 
33,664.20 




$126,702 . 63 

881,626.78 

1,196,214. 99 

1,615,198.72 




$87,899. 22 
148,356.41 
153-493-65 


$132,010. 28 
169,245.41 
180,035. II 



SUPPLEMENTARY 



End 
of 


Total amount of 
interest, commis- 
sions and profits of 
every kind received 
diiring the year 


Amount of interest 

paid to and 

credited depositors 

during the year 


Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 


Amount of divi- 
dends on capital 
stock declared 
during the year 


Taxes paid during 
the year 


Amount of deposits 

made by order of 

court 


1894 

1895 
1896 

1897 
1898 
1899 
1900 
19OI 
1902 
1903 
1904 


























































































$168.08 
12,420. 15 

11,359-51 
14,295.29 




$25.00 
3,048.83 

3'0^o-33 
3,112.02 




$52,311.23 
80,325.08 
96,561. 17 


$10,188.96 
28,652.66 
40,911.25 




$508-75 
427-84 


$14,000 . 00 
14,000.00 





DEC. 31. 1901 



OFFICERS: 

President, 

James H. Caldwell. 

., Vice-Presidents, 

Peter McCarthy, 
S. A. Peterson. 

Secretary and Treasurer, 
John G. Hawley. 



DIRECTORS: 
Henry Aird, 
Charles T. Barney, 
H. C. Berlin, 
G. L. Boissevain, 
A. E. Bonesteel, 
Thomas Breslin, 
James H. Caldwell, 
Chas. Cleminshaw, 
Geo. W. Daw, 
John Done, 
Fred'k L. Eldridge, 
Charibs S. Francis. 



Julius S- Hawley, 
Jacob Hays, 
Randall J. Le Boeuf, 
Alfred D. Maclay 
Peter McCarthy, 
John D. Parsons, Jr., 
S. A. Peterson, 
J. K- P. Pine, 
Charles W- Reynolds, 
R- Edson Starks- 
Wm. Henry Warren. 



77 



TRUST COMPANY 

ADDRESS. 4 UNION BUI1.DING, TROY 



TROY 



RESOURCES 



Real Estate 



Cash on deposit in 
banks or other 
moneyed 
institutions 



Cash on hand 



Amount of Assets \ 

not included under i Due from directors 
any of the above of the institution 
heads 



Total 
Reso>irces 



End 
of 



1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 



$93,924.97 
213,644.51 
152,798.50 
273,100.33 



$12,803.74 
52,035.12 
26,141 .83 
37.709-39 



$1,623.25 
11,949 . 00 
36,418.13 
53.953-07 



$83,810.68 
*(i46,278.oo) 



$327,669.84 
1. 439. 303-11 
1.915. 147-33 
2,393,642.71 



* Included in Loans. 



LIABILITIES 



Amount due 
savings banks 


Amount due banks 
and bankers 


Other liabilities 

not included under 

any of the above 

heads 


Total 
Liabilities 


Increase 


Decrease 


End 
of 






- 






1894 

1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 


































































$42.37 

7.328.65 

18,136.68 

22,776.88 


$327,669.84 
1.439. 303-11 
1,915,147-33 
2,393,642.71 






538,933-04 
67,058.71 

66,573-25 




$1,111,633.27 
475.844-22 
478,495-38 




S5.II5-75 
21,900.90 










Total Increases, $2,065,972.87 
SUPPLEMENTARY 



Number of deposits 

on which interest 

is allowed at this 

date 


Total amount of 
such deposits 


Rate of interest on 
same 


Amount of bonds 
and mortgages in- 
vested in during the 
year 


Amount received 

from bonds and 

mortgages paid or 

sold during the year 




End 
of 














1894 
1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 
1903 
1904 










































































9 
1 ,020 


$89,548.84 
1,054,922. 27 
1,450,866.94 
1,921,136.41 


2 to 3 % 
2 to 3i % 
2 to 4 % 
2 to 3i % 














1. 595 
1.943 


$49,950. 00 
5,900.00 


$15,500.00 
10,550.00 









DEC. 3r, 1904 



OFFICERS: 
President, 

James H. Caldwell. 
Vice-Presuients. 

Peter McCarthy, 

A. E Bonesteel, 

F. E. Draper. 
Treasurer, 

John G. Hawley. 
Secretary, 

John G. Hawlby. 
Assistant Treasurer. 

Harold K. Downing. 
Assistant Secretary, 

Harold K. Downing. 



directors- 
Henry AlRD, 
Charles T. Barney, 
H. C. Berlin, 
A. E. Bonesteel, 

G. L. BoiSSEVAIN, 

Thomas Breslin, 
James H. Caldwell, 
JoH.N T. Christie, 
Henry A. Conway, 
George W. Daw, 
F. E. Draper, 
Frederick L. Eldriogb, 



Charles S. Francis, 
Julius S. Hawley, 
Harry S. Ludlow, 
Elias p. Mann, 
E. W. Marvin, 
Alfred B. Maclay, 
Peter McCarthy. 
Charles W. Reynolds. 
Arthur T. Smith, 
Henry J. Speck, 
R. Edson Starks, 
William Henry Warrbn. 



77 



UTICA 



CITIZENS' TRUST 

CHARTERED tSOa 



RESOURCES 



End 
of 


Bonds and 
mortgages 


Stock and bond 
investments 


Amount loaned on 
collaterals 


Other loans, 

including bills 

purchased 


Overdrafts 


Due from banks, 

bankers and 

brokers 


1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 
1903 




' 













































































































$177,657.60 
188,498.15 


$109,281. 18 
152,719.69 


$693,678.50 
689,918. 29 


$1,133-23 
660. 52 


$4,088.02 


1904 


$20,200.00 


22,064.63 



LIABILITIES 



End 
of 


Capital stock paid 
in, in cash 


Surplus book value 


Undivided profits, 
book value 


Deposits in trust 


General deposits by 
individuals, associa- 
tions and corpora- 
tions, except trust 
companies, savings 
banks and banks 
and bankers 
payable on demand 


Amount due trust 
companies 


1894 

1895 
1896 

1897 
1898 
1899 
1900 
19OI 
1902 
1903 
1904 














































































































$200,000.00 
200,000. 00 


$47,780.00 
100,000. 00 


$12,380.43 
24,550.98 


$10,360.43 
53,233-33 


$844,299.13 
827,709.86 


$12,179.18 
1,406.28 



I! 









SUPPLEMENTARY 






End 
of 


Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the year 


Amount of interest 

paid to and 

credited depositors 

during the year 


Amount of ex- 
penses of the 
institution diiring 
the year, excluding 
taxes 


Amount of divi- 
dends on capital 
stock declared 
during the year 


Taxes paid diu-ing 
the year 


Amount of deposits 

made by order of 

court 


1894 

1895 
1896 
1897 
1898 
1899 
1900 
I901 
1902 
100^ 














































































































!ft'? T 6r»9 . A 


$5,312.36 
17,596-54 


$6,909. 22 
18,274.78 








lOOA 1 cA T T T T 


$6,000.00 















DEC. 31, 1903 



OFFICERS: 

President, 

Jacob Agne, Jr. 

Vice-Presidents, 

Elon G. Brown (1st), 
William I. Taber (2d). 

Secretary, 

E. BUSHINGER. 

Assistant Secretary, 
John E. Weston. 



DIRECTORS: 

Jacob Agne, Jr., 
Edward S. Avery, 
Elon G. Brown, 
Edward Bushinger, 
T. Harvey Ferris, 
BoARDMAN L. Fitch, 
John C. Fulmer, 
Herman I. Johnson, 
William E. Lewis. 



Arthur L. Linn, Jr., 
William C. Marsh, 
Henry Martin, 
Edgar B. Odell, 
William E. Richards, 
Edwin Thorn, 
William I. Taber, 
Warner M. Van Norden, 
Thomas P. Weston. 



78 



UTICA 



COMPANY OF UTICA, N. Y. 

ADDRESS. 163 GENESEE STREET, UTICA 



RESOURCES 



Real Estote 


Cash on deposit in 

banks or other 

moneyed 

institutions 


Cash on hand 


Amount of Assets 

not included under 

any of the above 

heads 


Due from directors 
of the institution 


Total 
Resotirces 


End 
of 














1804 














1895 
1806 


























1897 
1808 


























1800 














1000 














1901 
1902 

1903 
1904 
















$96,389. 21 

78,785.08 


$19,087.68 
27,212.56 


$24,628 . 29 
34,107.64 


$25,964.30 
*(42,i8o.9i) 


$1,151,908.01 
1,214,166.56 









* Included in Loans. 



LIABILITIES 



Amount due 
savings banks 


Amoimt due banks 
and bankers 


Other liabilities 

not included under 

any of the above 

heads 


Total 
Liabilities 


Increase 


Decrease 


End 
of 














1804 














iSo"? 














1806 














1807 














1808 














1800 














1000 














1901 
1002 
















$10,235.17 
2,606.01 


$14,673.67 
4,660. 10 


$1,151,908.01 
1,214,166 . 56 






1903 
1 004 




$62,258.55 











SUPPLEMENTARY 



Number of deposits 
on which interest Total amount of 
is allowed at this such deposits 
date 


Rate of interest on 
same 


Amount of bonds 
and mortgages in- 
vested in during the 
year 


Amount received 

from bonds and 

mortgages paid or 

sold during the year 


Amount of debts 

guaranteed and 

present liability 

thereon 


End 
of 














1804 














180'; 














1896 














1807 














1808 














1800 














1900 














I90I 
1902 














33^ 
888 


S547.461.55 
548,752.87 


2t0 3i% 
2, ^ and ^i % 






$14,282.00 


100? 


S20.200 . 00 




I004 













DEC. 31, 1904 



OFFICERS: 

President, 

Jacob Agne. 
Vice-Presidents, 

Elon G. Brown, 

William I. Taber (2d). 
Secretary, 

Edward Bushinger. 
Assistant Secretary, 

John E. Weston. 



DIRECTORS: 
Jacob Agne, 
Edward S. Avery. 
Elon G. Brown, 
Edward Bushingkr, 
T. Harvev Ferris, 
John C. Fulmer. 
Herman I. Johnson, 
William E. Lewis. 
Arthur L. Linn, Jr., 



William C. Marsh. 
Henry Martin, 
Edmund L. Munson, 
Edgar B. Odf.ll, 
William E. Richards, 
William I. Taber, 
Warner M. Van Norden, 
Thomas P. Wbston. 



78 



UTICA 



UTICA TRUST AND 



CHARTERED 1899 



RESOURCES 



End 
o£ 


Bonds and 
mortgages 


Stock and bond 
investments 


Amount loaned on 
collaterals 


Other loans, 

including bills 

purchased 


Overdrafts 


Due from banks, 

bankers and 

brokers 


1894 
189s 
1896 
1897 


















































1898 














1899 


$27,650.00 
105,600 . 00 
184,050. 00 
234,000. 00 
238,600.00 
284,000.00 


$71,577.66 
631,628.33 
550,825.00 
752.597-55 
753.675-99 
1,033,312.70 


$87,481.16 

230,931-49 
548,979.89 

739.674-37 
874,009 .92 

926,154.56 


$240,635.41 
648,688.27 
1,233,754.25 
1,154,241.19 
1,111,647.94 
1,001,479 . 02 




$460. 00 
2,206.64 


1900 




1901 




1902 


$36. 00 




1903 




1904 













LIABILITIES 



End 
of 


Capital stock paid 
in, in cash 


Surplus book value 


Undivided profits, 
book value 


Deposits in trust 


General deposits 


Amount due trust 
companies 


1894 
1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 






























































$200,000.00 
200,000. 00 
200,000.00 
200,000. 00 
200,000.00 
200,000. 00 


$52,250.00 
200,000. 00 
200,000.00 
200,000. 00 
200,000. 00 
200,000. 00 


$5,191.86 
24,479.87 

37.084.33 

75,061. 21 

102,765. 12 

117,002.34 




$306,738.52 
1,358,182.49 
2,573,280.83 
3,196,773.42 
2,948,907.51 
3,491,097.57 




$24,193.80 
30,794.49 
42,663.57 
48,308.97 
62,733-77 








$616.37 



li 



SUPPLEMENTARY 



End 
of 


Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the year 


Amount of interest 

paid to and 

credited depositors 

dviring the year 


Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 


Amount of divi- 
dends on capital 
stock declared 
during the year 


Taxes paid during 
the year 


Amount of deposits 

made by order of 

court 


1894 
189s 
1896 

1897 
1898 
1899 
1900 
19OI 
1902 
1903 
1904 






























































$8,302. 71 
74,005.13 
118,248. 03 
157,032.22 
176,771.64 
189,305.78 


$913.56 

27,659-27 
62,259.50 
77.520.65 
79,720. 81 
90,310.83 


$2,197.29 
10,531.38 
19,134.44 
14,963-38 
22,462.43 
21,554.69 








$10,000 . 00 
20,000. 00 
20,000. 00 
24,000. 00 


$590.00 
7. no. 13 
5.356.26 

5.723-29 
5,790.08 


$1,589.13 




2,500. 00 










DEC. 31, 1 


899 







« 
I 



OFFICERS: 
President, 

James S. Sherman. 
First Vice-President, 

William C. Sanger. 
Second Vice-President, 

Charles A. Butler. 
Acting Secretary 

George E. Dunham. 



DIRECTORS: 

Chas. a. Butler, 
Beecher M, Grouse, 
George E. Dunham, 
Robert Earl, 
Frederick S. Easton, 
Frederick Gilbert, 
Henry W. Miller. 
D. Clinton Murray, 



John Owen, 
T. R. Procter, 
Charles B. Rogers. 
Wm. Gary Sanger, 
James S. Sherman. 
Charles S. Symonds, 
W. Stuart Walcott, 
Frank E. Wheeler. 



79 



UTICA 



DEPOSIT COMPANY 

ADDRESS, GENESEE AND LAFAYETTE STREETS, UTICA 

RESOURCES 



Real Estate 


Cash on deposit in 

banks or other 

moneyed 

institutions 


Cash on hand 


Amount of Assets 

not included under 

any of the above 

heads 


Due from directors 
of the institution 


Total 
Resources 


End 
of 















1894 
1895 


























1896 
1897 
1898 















1 


1 








$124,098.88 
156,000.42 

472.739-13 
750,332.91 
402,936.09 
745.469-78 


$12,145-77 
30,761 .01 
17,294.14 
32.683.5s 
37,890.10 
67,016.44 


$131.50 
1,540.00 
3.403-26 

1,000. 00 




$564,180.38 
1,807,356. 16 
3,046,045.67 

3.770.961-79 
3,517,730.29 
4,092,432.50 


1800 






IQOO 


$35,000. 00 
35,000.00 
35,000.00 
35,000.00 




1901 
1902 

1903 
1904 


$71,396.22 

63,970.25 

*(54. 770-42) 














•" Included iin Loans. 







LIABILITIES 



Amount due 
savings banks 


Amount due banks 
and bankers 


Other liabilities 

not included under 

any of the above 

heads 


Total 

Liabilities 


Increase 


Decrease 


End 
of 












1894 














1895 














1896 














1897 














1898 








$564,180.38 
1,807,356. 16 
3,046,045.67 
3,770,961.79 
3,517.730.29 
4,092,432.50 






1899 
1900 






$500.00 
4,886.02 
5.778.18 
3,168.82 
7.527.98 


$1,243,175.78 

1,238,689. 51 

724,916. 12 








19OI 
1902 

1903 
lOOA 


$45,102.58 
10,153.41 
10,409.47 


$5,582.83 
4,426.46 
3,045-00 




$253,231.50 


574,702.21 







Total Increases and Decreases, 
Net Increase, 

SUPPLEMENTARY 



$3,781,483.62 $253,231.50 



3,528,252.12 



Number of deposits 

on which interest 

is allowed at this 

date 


Total amount of 
such deposits 


Rate of interest on 
same 


Amount of bonds 
and mortgages in- 
vested in during the 
year 


Amount received 

from bonds and 

mortgages paid or 

sold during the year 




End 
of 














1894 

1895 
1896 






































1897 
1898 
1899 
1900 
19OI 
1902 
1903 
1904 














119 
I.3S8 

2.315 
3.150 
3.743 
4.445 


$269,190.55 
1,326,992.55 
2,474.474.46 
3,010,716. 22 

2.731.855-37 
3,129,986.09 


3J and 3 % 

3 and 3^ % 

2 to 3i % 

2. 2i, 3, 3i % 

2,2i,3 and 3i% 

2 to 3i % 


$34,650.00 
80,550.00 
91,050. 00 
70,150 . 00 
47,550.00 

100,930.00 






$2,600.00 
12,600 . 00 
20,200. 00 
42,950.00 
55.530-00 















DEC. 31, 1904 



OFFICERS: 

President, 

James S. Sherman. 
Vice- Presidents, 

Charles S. Symonds, 

Charles A. Butler. 
Secretarv, 

J. Francis Day. 



DIRECTORS: 

Thomas F. Baker, 
Charles A. Butler, 
Beecher M. Crouse, 
W. S. Doolittle, 
George E. Dunham. 
Frederick S. Easton, 
Frederick Gilbert, 
D. Clinton Murray, 



John Owen, 
Thomas R. Proctor. 
Charles B. Rogers, 
William Cary Sanger. 
James S. Sherman, 
Sanpord F. Sherman, 
Charles S. Symonds, 
W. Stuart Walcott. 



79 



WHITE PLAINS 



THE COUNTY 

CHARTERED 1903 









RESOURCES 






End 
of 


Bonds and 
mortgages 


Stock and bond 
investments 


Amount loaned on 
collaterals 


Other loans, 

including bills 

purchased 


Overdrafts 


Due from banks 

bankers and 

brokers 


1894 

1895 
1896 

1897 
1898 
































• 






























1899 














1900 
1901 
1902 
1903 






































$6,900. 00 
42,560.00 


$308,071.35 
534.236.58 


$132,500. 00 
11,550.00 








1904 


$1,070.64 











41 



LIABILITIES 



End 
of 


Capital stock paid 
in, in cash 


Surplus book value 


Undivided profits, 
book value 


Deposits in trust 


General deposits by 
individuals, associa- 
tions and corpora- 
tions, except trust 
co's, savings banks 

and banks and 

bankers, payable on 

demand 


Amount due tnist 
companies 


1894 

1895 
1896 

1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 














































































































$100,000 . 00 
100,000. 00 


$50,000. 00 
50,000. 00 


$447-63 
3.141-58 


$134,563.26 
125,937.02 


$180,427.18 
424,278.49 


$25,113.92 





I 



SUPPLEMENTARY 



End 
of 


Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the year 


Amount of interest 

paid to and 

credited depositors 

during the year 


Amount of ex- 
penses of the 
institution dviring 
the year, excluding 
taxes 


Amount of divi- 
dends on capital 
stock declared 
during the year 


Taxes paid diiring 
the year 


Amount of deposits 

made by order of 

court 


1894 

1895 
1896 
1897 
1898 
1899 
1900 
1901 
1902 

1903 
1904 














































































































$7,956.03 
27,786.58 


$1,892.68 
13.799-77 


$4,865.72 
8,737.26 






$134,563-26 
125,937.02 




$1,543.00 





DEC. 31, 1903 



OFFICERS: 
President, 

Howard E. Foster. 
Vice-President, 

David Cromwell. 
Secretary, 

Joseph H. Mead. 



DIRECTORS: 

Frederick S. Barnum, 
John J. Brown, 
Wilson Brown, Jr., 
David Cromwell, 
Howard E. Foster, 
Frederick. Geller, 
James F. Horan, 



Horace F. Howland, 
Benjamin W. Loeb, 
Edwin S. Marston. 
George M. Potter, 
Henry King Smith, 
Richard Sutro, 
William L. Ward. 



80 



WHITE PLAINS 



TRUST COMPANY 

ADDRESS, 122 RAILROAD AVENUE, WHITE PLAINS 



RESOURCES 



Real Estate 


Cash on deposit in 

banks or other 

moneyed 

institutions 


Cash on hand 


Amount of Assets 

not included tmder 

any of the above 

heads 




Total 
Resources 


End 
of 














1894 














1895 














1896 














1897 














1898 














1899 














1900 














19OI 














1902 




$d8 078. 74 $3,520.8=; 


$6,327.78 
4,040. 81 




$506,298. 72 
736,127.34 


1903 




137.372-29 


5,297.02 




1904 









LIABILITIES 



Amount due 
savings banks 


Amount due banks 
and bankers 


Other liabilities 

not included under 

any of the above 

heads 


Total 
Liabilities 


Increase 


Decrease 


End 
of 














1894 














1895 














1896 














1897 














1898 














1899 














1900 














1901 
1902 
1903 
1904 














$8,858.17 
16,096 . 20 


$6,138.56 
15.909-05 


$750.00 
765 . 00 


$506,298.72 
736,127.34 






$229,828.62 









SUPPLEMENTARY 



Number of deposits 

on which interest 

is allowed at this 

date 


Total amount of 
such deposits 


Rate of interest on 
same 


Amount of bonds 
and mortgages in- 
vested in during the 
year 


Amount received 

from bonds and 

mortgages paid or 

sold during the year 




End 
of 














1894 

1895 
1896 

1897 
1898 
1899 
1900 
I901 
1902 
1903 
1904 



































































































126 


$304,104.36 
582,220. 76 


I to 3 % 
I to 3i % 


$6,900.00 
41,600.00 






276 


$5,940.00 









DEC 31. 1904 



OFFICERS: 
President, 

Howard E. Fostkr. 
Vice-President, 

David Cromwell. 
Secretary, 

Joseph H. Mead. 
Assistant Secretary, 

J. Dot'GLAss Mbad. 



DIRECTORS- 

Frederick S. Barnum, 
John J. Brown, 
Wilson Brown, Jr., 
David Cromwell. 
Howard E. Foster, 
Frederick Gellbr. 
Jambs F. Koran, 



Horace F. Howland, 
Benjamin W. Lokb. 
Edwin S. Marston. 
George M. Potter, 
Henry Kino Smith, 
Richard Sutro, 
William L. Ward. 



So 



YONKERS 



WESTCHESTER 

CHARTERED 1690 



RESOURCES 



End 
of 


Bonds and 
mortgages 


Stock and bond 
investments 


Amount loaned on 
collaterals 


Other loans, 

including bills 

purchased 


Overdrafts 


Due from banks, 

bankers and 

brokers 


1894 
1895 
1896 

1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 


















































$52,500.00 
99,619.98 
110,993.38 
135,369-98 
141,700.00 
256,008. 23 
328,435.00 


$308,746.60 

193.927-39 
235,405-40 
263,227.05 
231,195.90 
437,681.43 
485,389-87 


$152,840. 27 
304,309.90 

213.455-79 
164,176.45 
343.448.26 
369,814.50 
547.956.58 


$47,546.09 
1 19,41 1 . 06 
231,252.78 

187,543-35 
170,948.77 
517,122.55 
412,264 . 40 




$4,363-91 

18,527. 22 

4,740.23 

2,870. 16 

4,946.41 

12,784. 10 

17,755-54 




$10.64 

4-59 

26.64 

3,526.87 

1,569.02 



li 



LIABILITIES 



End 
of 


Capital stock paid 
in, in cash 


Surplus book value 


Undivided profits, 
book value 


Deposits in trust 


General deposits 


Amount due trust 
companies 


1894 

1895 
1896 
1897 
1898 
1899 
1900 
19OI 
1902 

1903 
1904 




































■ ■ 














$200,000. 00 
200,000. 00 
200,000. 00 
200,000.00 
200,000. 00 
300,000.00 
300,000. 00 


$100,000. 00 
100,000. 00 
100,000.00 
100.000. 00 
100,000. 00 
100,000. 00 
100,000. 00 


$9,217.82 
19,071.99 
29,640.44 
18,776.45 
9,464.08 
28,130.83 
30,714-53 


$111,061.46 
126,038.08 
121,661.00 
128,870.45 

156,431-31 
55.657-42 
65,903-85 


$229,980.80 

383,514-74 
412,582.31 
456,868.82 
511,004.91 

1,443,909-54 
1,810,228.84 












$42,639.76 
70,000.00 



SUPPLEMENTARY 



End 
of 


Total amount of 
interest, commis- 
sions and profits of 
every kind received 
during the year 


Amount of interest 

paid to and 

credited depositors 

dvu-ing the year 


Amount of ex- 
penses of the 
institution during 
the year, excluding 
taxes 


Amount of divi- 
dends on capital 
stock declared 
during the year 


Taxes paid during 
the year 


Amount of deposits 

made by order of 

court 


1894 

1895 
1896 

1897 
1898 
1899 
1900 
I90I 
1902 
1903 
1904 


















































$12,287.07 
38,388.23 
37,042.61 
38,567.00 

50,321-47 

79,496.08 

113,086.88 


$2,720.17 
12,068.95 
13.316.36 
15,070.23 
19,288.05 
28,711. 14 
43,198-15 


$10,017 . 94 
14,062.54 
16,125 .95 
20,501.79 
21,026. 30 

30,587-45 
37,018.36 




$600.00 
1,283.25 
1,562.78 
4,197.94 
3.175-58 

3.072-47 
5,229. 22 


$108,462 .90 
126,038. 08 
121,661.00 
120,870. 45 

156,431-31 
55,657-42 
65,903-85 




$4,000. 00 
8,000.00 
8,000.00 


18,000.00 



DEC. 31, 1898 



OFFICERS: 
President, 

John Hoag. 
First Vice-President, 

F. M. Carpenter. 
Second Vice-President, 

P. H. WiLLETS. 

Secretary, 

Charles P. Marsden. 



DIRECTORS: 

Amzi L. Barber, 
John E. Bokne, 
Richard H. Burdsall, 
F. M. Carpenter, 
Lyman Cobb, Jr.. 
H. B. Ely, 
Edwin Gould. 
John Hoag, 



Robert E. Hopkins, 
Edson Lewis, 
Richard P. Lounsbery. 
Daniel S. Remsen, 
Louis Stern, 
Samuel Thomas, 
Howard Willets. 



81 



TRUST COMPANY 

ADDRESS, GETTY SQUARE, YONKERS 



YONKERS 



RESOURCES 



Real Estate 


Cash on deposit in 
banks or other 
moneyed 
institutions 


Cash on hand 


Amount of Assets 

not included under 

any of the above 

heads 


Due from directors 
of the institution 


Total 
Resources 


End 
of 














1804 














1895 
1806 


























1807 




$72,689.17 

80,974-45 
77,048.65 
55.49923 
56,648.41 
261,761.68 
375,676.01 


$8,885.28 

14.724.33 
16,547.11 
25,145.29 
20,187.28 
49.741-68 
45,984.89 


$12,234.03 

9,722.70 

14,012.80 

17,962.88 

11,899.40 

8,629.89 

1,105.17 




$659,805.35 

841,217.03 

903,466.78 

910,168 . 70 

1,048,540.67 

2,119,889 . 01 

2,563,115. II 


1808 






I8OQ 


.... 




1000 


$58,369.72 

67.53960 

199,764.44 

346,978.63 




I9OI 
1902 

1903 
1904 




$3,053-64 

*(i,oi6. 69) 



* Included in Loans. 



LIABILITIES 



Amoimt due 
savings banks 



Amount due banks 
and bankers 



Other liabilities 

not included under 

any of the above 

heads 



Total 
Liabilities 



Increase 



Decrease 



$66,314. 20 
111,263 . 01 
119,539.78 



$9,545-27 

12,592 . 22 

39.583-03 

5.652-98 



$5,326.17 
26,620 . 64 
57,728.11 



11,667.81 
9,000. 00 



$659,805.35 

841,217 .03 

903,466.78 

910,168 . 70 

1,048,540.67 

2,1 19,889 . 01 

2,563,115-11 



$181,411.68 

62,249.75 

6,701 .92 

138.371-97 

1,071,348.34 

443,226 . 10 



Total Increase $1,903,309,76 



SUPPLEMENTARY 



Number of deposits 

on which interest 

is allowed at this 

date 


Total amount of 
such deposits 


Rate of interest on 
same 


Amount of bonds 
and mortgages in- 
vested in during the 
year 


Amount received 

from bonds and 

mortgages paid or 

sold during the year 




End 
ofi 














1894 

1895 
1896 







































1897 
1898 

1899 
1900 
1901 
1902 
1903 
1904 


106 


$341,042. 26 
509,552.82 
534.243-31 
585.739-27 
698,002 . 14 
1,423,250.01 
1.924,563-05 


2 to 3 % 

2 to 3 % 

2 to 3 % 
2 to 3 % 
2 to 3 % 

1, 1^,2, 2^,3, 3^ % 

I to 3i % 


$52,500.00 
46,119.98 
62,123.40 
62,150. 00 
29,000. 00 
149,508.23 
113,150.00 






258 

450 
667 

546 
676 
809 






$50,750. 00 
37.773-40 
22,669.98 
35,200.00 
40,723.23 
















DEC. 31, 1904 



OFFICERS: 



President, 

Peter J. Elting. 
Vice-Presidents, 

Franics M. Carpenter, 

Howard Willbts. 
Treasurer, 

John H. Keeler. 
Secretary, 

James E. Howes. 
Assistant Treasurer, 

Georeg W. Peene. 



DIRECTORS: 

Charles T. Barney, 
Richard H. Burdsall, 
E. C. Clark, 
Francis M. Carpenter. 
Charles R. Dusenbbrrv, 
Tracy Dows, 
Richard Edie, Jr., 
Frederic L. Eldridge, 
E. J. Elting. 
Peter J. Elting. 
Henry R. Hicks, 
Edward P. Hill, 



John H. Keeler, 
Edson Lewis, 
T. W. Maclay. 
Alanson J. Prime, 
Daniel S. Remsen, 
William Sloane, 
Moses Taylor, 
R. B. Van Cortlandt. 
J. Mayhew Wainwright, 
Howard Willets. 



81 



INDEX 



Adirondack Trust Company, The, Saratoga Springs 72 

Albany Trust Company, The, Albany 48 

American Deposit & Loan Company, Manhattan, New 

York (See Equitable Trust Co.) 10 

American Bond & Mortgage Guaranty Co., Manhattan, 

New York (See Introduction) 

Atlantic Trust Company, Manhattan, New York 

(See Introduction) 

Bankers' Trust Company, Manhattan, New York 1 

Bankers' Trust Company of New York, Manhattan, New 

York (See Introduction) 

Binghamton Trust Company, The, Binghamton 50 

Bowling Green Trust Company, Manhattan, New York . . 2 

Broadway Trust Company, Manhattan, New York 3 

Brooklyn Trust Company, Brooklyn, New York 38 

Buffalo Loan, Trust & Safe Deposit Company, Buffalo. . . 51 
Central Realty Bond & Trust Company, Manhattan, 

New York 4 

Central Trust Company of New York, Manhattan, New 

York 5 

Chautauqua County Trust Company, Jamestown 57 

Chemung Canal Trust Company, Elmira 54 

Citizens' Trust Company of Utica, Utica 78 

City Trust Company of New York, Manhattan, New York 6 

Colonial Trust Company, Manhattan, New York 7 

Columbus Trust Company, The, Newburgh 61 

Commonwealth Trust Company, Buffalo 52 

Commonwealth Trust Company of New York, Man- 
hattan, New York 8 

Continental Trust Company, Manhattan, New York 

(See Introduction) 

County Trust Company, The, White Plains 80 

Delaware Loan & Trust Company, Walton (See Introduction) 

Eastern Trust Company, Manhattan, New York 

(See Introduction) 
Elmira Trust Company, Elmira (See Chemung Canal 

Trust Co.) 54 

Empire Trust Company, Manhattan, New York 9 

Equitable Trust Company of New York, Manhattan, 

New York 10 

Farmers' Loan & Trust Company, The, Manhattan, New 

York ; 11 

Fidelity Trust & Guaranty Co., Buffalo (See Fidelity 

Trust Co.) 53 

Fidelity Trust Company of Buffalo, The, Buffalo 53 

Fidelity Trust Company of Rochester, The, Rochester ... 66 

Fifth Avenue Trust Company, Manhattan, New York. ... 12 

Flatbush Trust Company, Brooklyn, New York 39 

Franklin Trust Company, Brooklyn, New York 40 

Genesee Valley Trust Company, Rochester 67 

Glens Falls Trust Company, Glens Falls 55 

Guaranty Trust Company of New York, Manhattan, 

New York 13 

Guardian Trust Company, Manhattan, New York 14 

Hamilton Trust Company, Brooklyn, New York 41 

HoUand Trust Company, Manhattan, New York 15 

International Banking & Trust Company, Manhattan, 

New York (See Introduction) 

Italian-American Trust Company, Manhattan, New York 16 

Ithaca Trust Company, Ithaca 56 

Kings County Trust Company, Brooklyn, New York 42 

Knickerbocker Trust Company, The, Manhattan, New 

York 17 

Lincoln Trust Company. Manhattan, New York 18 

Long Island Loan & Trust Company, The, Brooklyn, 

New York 43 

Manhattan Trust Company, Manhattan, New York 19 

Manufacturers' Trust Company, Brooklyn, New York 

(See Introduction) 
McVickar Realty Trust Company, Manhattan, New York 

(See Introduction) 

Mercantile Trust Company, The, Manhattan, New York 20 

Merchants' Trust Company, Manhattan, New York 21 



Metropolitan Trust Company of the City of New York, 

Manhattan, New York 22 

Morton Trust Company, Manhattan, New York 23 

Mount Vernon Trust Company, The, Mount Vernon 60 

Mutual Alliance Trust Company of New York, The Man- 
hattan, New York 24 

Mutual Trust Company of Westchester County, Port 

Chester 64 

Nassau Trust Company of the City of Brooklyn, The, 

Brooklyn, New York 44 

New Rochelle Trust Company, New Rochelle 62 

New York Guaranty & Indemnity Company, Manhattan, 
New York (See Guaranty Trust Company, Man- 
hattan, New York) 13 

New York Life Insurance & Trust Company, Manhattan, 

New York 25 

New York Real Estate Guaranty Company, Manhattan, 

New York (See Colonial Trust Company) 7 

New York Realty Bond Exchange & Trust Company, 
Manhattan, New York (See Central Realty Bond & 

Trust Company) 4 

New York Security & Trust Company, Manhattan, New 

York 26 

Niagara Falls Trust Company, Niagara Falls 63 

North American Trust Company, Manhattan, New York 27 
Orange County Trust & Safe Deposit Company, Middle- 
town 59 

People's Trust Company, The, Brooklyn, New York 45 

Poughkeepsie Trust Company, Poughkeepsie 65 

Produce Exchange Trust Company, Manhattan, New 

York (See Bowling Green Trust Company) 2 

Queens County Trust Company, Jamaica, Borough of 

Queens, New York 47 

Real Estate Trust Company of New York, Manhattan, 

New York 28 

Rochester Trust & Safe Deposit Company, Rochester. . . 68 

Salamanca Trust Company, Salamanca 71 

Schenectady Trust Company, The, Schenectady 73 

Security Trust Company of Rochester, Rochester 69 

Security Trust Company of Troy, The, Troy 76 

Standard Trust Company of New York, The, Manhattan, 

New York 29 

State Trust Company of New York, The, Manhattan, 

New York (See Introduction) 

Syracuse Trust Company, The, SjTacuse * 74 

Title Guarantee & Trust Company, Manhattan, New York 30 

Troy Trust Company, The, Troy 77 

Trust & Deposit Company of Onondaga, SjTacuse 7fi 

Trust Company of America, The, Manhattan, New York 31 
Trust Company of New York, Manhattan, New York 

(See Introduction) 
Trust Company of the Republic, Manhattan, New York 

(See Commonwealth Trust Company of New York) 8 

Union Trust Company of Albany. The, Albany 49 

Union Trust Company of Jamestown. Jamestown 58 

Union Trust Company of New York, Manhattan, New 

York .• 32 

Union Trust Company of Rochester, Rochester 70 

United States Mortgage Company, Manhattan, New 

York (See U. S. Mortgage & Trust Company) 33 

United States Mortgage & Trust Company, Manhattan, 

New York 33 

United States Transfer & Exchange Association, Man- 
hattan, New York (See Introduction) 

United States Trust Company of New York, Manhattan, 

New York 34 

Utica Trust & Deposit Company, Utica 79 

Van Norden Trust Company, Manhattan, New York 35 

Washington Trust Company of the City of New York, 

The, Manhattan. New York 36 

Westchester Trust Company, Yonkers 81 

Williamsburgh Trust Company, BrookhTi, New York. . . . 46 
Windsor Trust Company, Manhattan, New York 37 



1 
1 






deorgr p.ioung $c Campatrg. 




fi 



Members Mutual Life Building: 

N. Y. Stock Exchange 59 Cedar Street 



Conduct a General Banking Business. 
Deal in Government and Municipal 
Bonds and Other Investment Securities. 
Buy and Sell Bonds and Stocks on 
Commission, and Transact all Business 
Consistent with Conservative Banking 



INTEREST ALLOWED ON DEPOSITS 



